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Determinasi Pengetahuan Masyarakat tentang Produk Bank Syariah: Akses Informasi, Pendidikan, Pengalaman, dan Sosialisasi Elex Sarmigi; Endah Sri Wahyuni; Bustami Bustami; Azhar Azhar; Samsul Bahry Harahap; Eva Sumanti
Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah Vol. 17 No. 02 (2025): Al-Tasyree: Jurnal Bisnis, Keuangan dan Ekonomi Syariah
Publisher : Prodi Ekonomi Syariah, Fakultas Syariah dan Hukum, Universitas PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59833/q8fzgf22

Abstract

This study aims to analyze the influence of education, access to information, experience, and Islamic banking socialization on the level of public knowledge regarding Islamic banking products. The study employed a quantitative approach using a survey design. Data were collected through Likert-scale questionnaires distributed to 264 respondents in Sawahan Koto Majidin Village selected through a sampling technique. Data analysis was conducted using multiple linear regression, including partial tests (t-test), simultaneous tests (F-test), and the coefficient of determination (R²). The findings reveal that, partially, education, access to information, and experience do not have a significant effect on the public’s level of knowledge regarding Islamic banking products. In contrast, Islamic banking socialization has a positive and significant effect. Simultaneously, all independent variables significantly influence the level of public knowledge. These findings indicate that improving public literacy regarding Islamic banking products is more effectively achieved through intensive and sustainable socialization and educational programs. This study highlights the importance of integrated educational strategies in strengthening public Islamic financial literacy.
Questioning Implications of the “Sharia Label” on Regulation and Politics of Muslims in Indonesia? Narratives of State Islamic University Students Bustami Bustami; Helmina Helmina; Kesi Afrilia; Eva Sumanti
Insight: Indonesian Journal of Social, Humanity, and Education Vol. 1 No. 4 (2026): Insight: Indonesian Journal of Social, Humanity, and Education
Publisher : Yayasan Abdurrauf Cendekia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70742/insight.v1i4.531

Abstract

This article discusses the urgency of using the sharia label on Sharia Financial Institution (LKS) products, then what are the consequences of the sharia label being removed, and what are the implications of using the sharia label on the regulation and politics of Muslims in Indonesia. This article aims to question the implications of the “sharia label” on the regulation and politics of Muslims in Indonesia by looking at the narratives of Faculty of Economics and Islamic Business (FEBI) students. This article uses qualitative research methods. Primary data sources come from interviews with several FEBI students from various departments. While secondary data sources are library records including relevant books, scientific articles published in journals and other library materials. Data collection techniques are interviews and documentation. While the data analysis technique used is data condensation, data presentation, and conclusion drawing. The research findings show that the use of halal labels has implications for the overall operation and also the products of Sharia Financial Institutions (LKS) have their own attraction in the mechanism of LKS development. Therefore, through the Sharia Banking Law, the position of the substance of the DSN-MUI fatwa must be stated in the form of Bank Indonesia Regulation (PBI) so that it has binding legal force. Because PBI is one part of the legislation in the National legal system. Therefore, if you look at the understanding of students of the FEBI who are young academics towards the various applications of sharia principles contained in the DSN-MUI Fatwa, it requires a legitimisation process.
Pelatihan Manajemen Pengelolaan Keuangan Kelompok Majelis Taklim Desa Simpang Tiga Rawang, Kota Sungai Penuh Elvi Nilda; Bustami Bustami; Endah Sri Wahyuni; Samsul Bahry Harahap; Azhar Azhar; Eka Putra
RANGGUK: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2026): RANGGUK: Jurnal Pengabdian Kepada Masyarakat
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/rgk.v6i1.6521

Abstract

This Community Service Program (PkM) aimed to improve the understanding and skills of the Majelis Taklim group in Simpang Tiga Rawang Village, Sungai Penuh City, in managing organizational finances effectively, transparently, and accountably. The main problems faced by the majelis taklim group were the limited ability of the administrators in financial recording, cash report preparation, budget planning, and monitoring the use of activity funds. The implementation method employed a participatory approach through several stages, including observation, needs identification, material delivery, practical training on preparing simple financial reports, discussions, and activity evaluation. The participants consisted of administrators and members of the majelis taklim group who actively participated in religious and social community activities. The results of the program indicated an increase in participants’ understanding of the importance of systematic and transparent organizational financial management. Participants were also able to prepare simple cash inflow and outflow records and understand the basic principles of activity budget planning. Furthermore, this activity encouraged the development of collective awareness in maintaining organizational financial accountability to increase the trust of members and the community. This training is expected to become an initial step in building a more professional and sustainable governance system for the majelis taklim organization.