Article Per Year (5 Year)
p-Index From 2021 - 2026
0.562
P-Index
This Author published in this journals
All Journal Daya Saing : Jurnal Ilmu Manajemen Jurnal Bisnis Kompetitif
Andi Afrizal
Universitas Pasir Pengaraian, Rokan Hulu, Riau
Decision Sciences, Operations Research & Management Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
PENGARUH LITERASI KEUANGAN DAN INKLUSI KEUANGAN TERHADAP KEBERLANJUTAN USAHA PEDAGANG PANGAN DI PASAR MODERN PASIR PENGARAIAN KABUPATEN ROKAN HULU Syherli Syherli; Andi Afrizal; Ratna Dewi
Jurnal Ekonomi Bisnis Kompetif Vol 5 No 1 (2026): Inovasi Manajemen, Penguatan UMKM, dan Keberlanjutan Ekonomi dalam Menghadapi Tra
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/bisniskompetif.v5i1.2760

Abstract

This study aims to analyze the influence of financial literacy and inclusion on the sustainability of food vendors' businesses at Pasir Pengaraian Modern Market, Rokan Hulu Regency. The survey research method uses a quantitative approach. The population in this study was 400 food vendors at Pasir Pengaraian Modern Market, while the sample was determined using a purposive sampling technique of 80 respondents. The research data were obtained by distributing questionnaires to respondents and analyzed using multiple linear regression. The discussion of the research results shows that financial literacy has a positive and significant effect on business sustainability, meaning that the better the ability of business actors to understand and manage finances, the greater the business's opportunity to survive and grow. Financial inclusion also has a positive and significant effect on business sustainability, indicating that access to formal financial services makes it easier for business actors to obtain capital and manage business transactions more effectively. The conclusion of this study is that financial literacy and financial inclusion, both partially and simultaneously, have a positive and significant effect on the sustainability of food vendors' businesses at Pasir Pengaraian Modern Market, Rokan Hulu Regency. Thus, improving financial literacy and expanding financial inclusion are important factors in supporting the sustainability of traders' businesses.
ANALISIS SOLVABILITAS DAN LIKUIDITAS TERHADAP KINERJA KEUANGAN MAKANAN DAN MINUMAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2020 – 2024 Fadillah Alsyka Hidayah Simangunsong; Heffi Christya Rahayu; Andi Afrizal
Jurnal Ekonomi Bisnis Kompetif Vol 5 No 1 (2026): Inovasi Manajemen, Penguatan UMKM, dan Keberlanjutan Ekonomi dalam Menghadapi Tra
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/bisniskompetif.v5i1.2769

Abstract

This study aims to analyze the effect of solvency and liquidity on financial performance in food and beverage subsector companies listed on the Indonesia Stock Exchange (IDX) during the 2020–2024 period. Financial performance is measured using Return on Assets (ROA), while solvency is measured by Debt to Equity Ratio (DER) and liquidity by Current Ratio (CR). The study uses a quantitative approach with secondary data from annual financial reports with the sample used in this study being 6 (six) food and beverage companies listed on the Indonesia Stock Exchange (IDX) selected through purposive sampling technique. Data were analyzed using multiple linear regression with the help of SPSS version 21. The results of the study (1) Solvency (DER) does not have a significant effect on financial performance (ROA); (2) Liquidity (CR) has a positive and significant effect on financial performance; and (3) Simultaneously, solvency and liquidity together have a significant effect on financial performance. The implications of this study provide input for companies to further optimize liquidity management, as well as being a consideration for investors in assessing the company's financial health. Suggestions for further research are to add other variables and expand the scope of the period and industrial sectors.
PENGARUH MOBILE BANKING DAN INTERNET BANKING TERHADAP PROFITABILITAS PERBANKAN PADA PT. BANK CENTRAL ASIA PERIODE 2013-2024 Devi Agustina; Andi Afrizal; Arfianti Novita Anwar
Jurnal Daya Saing Vol. 12 No. 1 (2026): Manajemen dan Transformasi Organisasi di Era Digital: Perspektif Sumber Daya M
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/dayasaing.v12i1.2716

Abstract

The purpose of this study is to determine the effect of Mobile Banking and Internet Banking on banking profitability at PT. Bank Central Asia for the period 2013-2024. This study uses secondary data obtained from BCA's annual report. The method used in this study is a quantitative method. The population in this study is BCA's annual financial report from 2013-2024 with a sampling method using Purposive Sampling Technique. The dependent variable in this study is profitability (Y), the independent variables in this study are Mobile Banking (X1) and Internet Banking (X2). The analysis method used is multiple linear regression. The results of this study indicate that Mobile Banking has no significant effect on banking profitability while Internet Banking has a significant effect on banking profitability.
Co-Authors Arfianti Novita Anwar Devi agustina Fadillah Alsyka Hidayah Simangunsong Heffi Christya Rahayu Ratna Dewi Syherli Syherli