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All Journal YUME : Journal of Management Jurnal Sains Manajemen dan Bisnis Indonesia Jurnal Abdi Panca Marga Riset Akuntansi (RISTANSI) JRAP (Jurnal Riset Akuntansi dan Perpajakan) Journal of Artificial Intelligence and Digital Business Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) TGO Journal of Community Development Jurnal Pengabdian Masyarakat Clean and Sustainable Production Jurnal Ilmiah Bisnis dan Ekonomi Asia (Jibeka) Journal of Business Economics and Management
Handayani, Yuniorita Indah
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Library & Information Science Mechanical Engineering Physics Social Sciences Other

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The Influence of Financing, Financing Risk and Liquidity Risk on the Profitability of Private Islamic Commercial Banks (BUS) in Indonesia Ningsih, Wiwik Fitria; Handayani, Yuniorita Indah
Jurnal Ilmiah Bisnis dan Ekonomi Asia Vol 19 No 2 (2025): Jurnal Ilmiah Bisnis dan Ekonomi Asia
Publisher : Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jibeka.v19i2.2368

Abstract

This research aims to determine the effect of mudharabah, musyarakah, murabahah financing, financing risk and liquidity risk on profitability in Private Sharia Commercial Banks in 2019-2023. The study used is quantitative explanatory method. The data used are derived from annual financial reports of Private Sharia Commercial Banks. The population in this research is Private Sharia Commercial Banks listed on the Financial Services Authority (OJK). The sampling technique used is the purposive sampling and obtained 5 banks. The data analysis used are classical assumption testing, multiple linear regression, coefficient of determination (R¬2) and hypothesis testing. The results show that mudharabah financing, murabahah financing, financing risk, and liquidity risk partially have no effect on profitability while partially musyarakah financing has a significant effect on profitability. This result indicate that bank need to develop musyarakah financing, increase operational efficiency and develope effective risk managemen system. Meanwhile sharia banks need to improve management capabilities ini managing mudharabah and murabahah financing and develop new product that are more profitable. Sharia banks have to maintain financing risk (NPF) so that it do not cause potential losses in the future, Sharia banks also need to improve managemen capabilities in managing liquidy risk
Analisis Faktor-Faktor Yang Mempengaruhi Kinerja Perangkat Desa Melalui Peningkatan Kompetensi Perangkat Desa Di Kecamatan Tamanan Kabupaten Bondowoso Hafi, Abdul; Prastyowati, Agustin Hari; Handayani, Yuniorita Indah
YUME : Journal of Management Vol 8, No 3 (2025)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v8i3.9950

Abstract

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi kinerja perangkat desa melalui peningkatan kompetensi perangkat desa di Kecamatan Tamanan, Kabupaten Bondowoso. Populasi penelitian berjumlah 115 orang perangkat desa, dengan sampel sebanyak 63 responden yang dipilih menggunakan teknik purposive sampling. Variabel penelitian terdiri atas kecerdasan emosional, budaya organisasi, dan motivasi kerja sebagai variabel independen; kompetensi sebagai variabel intervening; serta kinerja perangkat desa sebagai variabel dependen. Hasil penelitian menunjukkan bahwa kecerdasan emosional, budaya organisasi, dan motivasi kerja berpengaruh signifikan terhadap kompetensi perangkat desa di Kecamatan Tamanan, Kabupaten Bondowoso. Selanjutnya, kecerdasan emosional, budaya organisasi, motivasi kerja, dan kompetensi terbukti berpengaruh signifikan terhadap kinerja perangkat desa di wilayah tersebut. Selain itu, kompetensi berperan sebagai variabel mediasi yang signifikan dalam hubungan antara kecerdasan emosional, budaya organisasi, dan motivasi kerja terhadap kinerja perangkat desa di Kecamatan Tamanan, Kabupaten Bondowoso. Kata Kunci: Kecerdasan Emosional, Budaya Organisasi, Motivasi Kerja Kompetensi, Kinerja
ANALISIS MANAJEMEN RISIKO PEMBIAYAAN LAYANAN BERBASIS JAMAAH PADA BMT NU JAWA TIMUR CABANG WULUHAN JEMBER Sari, Novita; Handayani, Yuniorita Indah; Ningsih, Wiwik Fitria
RISTANSI: Riset Akuntansi Vol. 4 No. 2 (2023): RISTANSI: Riset Akuntansi, Volume 4, Nomor 2, Desember 2023
Publisher : Program Studi Akuntansi Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/ristansi.v4i2.1743

Abstract

Tujuan pada penelitian ini adalah untuk menganalisis penerapan manajemen risiko pembiayaan berbasis jamaah pada Koperasi Simpan Pinjam Pembiayaan Syariah pada BMT NU Jawa Timur Cabang Wuluhan Jember. Jenis penelitian yaitu penelitian kualitatif dengan teknik pengambilan sampel yang digunakan adalah teknik snowball sampling. Metode penelitian dengan cara pengumpulan data observasi, wawancara, dokumentasi. Metode analisa yang digunakan yaitu reduksi data, penyajian data dan verifikasi data. Hasil penelitian pada BMT NU Jawa Timur Cabang Wuluhan Jember telah menerapkan manajemen risiko dalam pembiayaan lasisma. Kesimpulan penelitian ini yaitu BMT NU dalam meminimalisir risiko dengan melakukan survey kelayakan nasabah, wawancara, keputusan pembiayaan, proses pencairan, dan controlling. BMT NU tidak menerapkan adanya collateral dalam pembiayaan lasisma, tetapi hanya menggunakan analisis 4C yaitu (Character, Capacity, Capital, Condition of Economy).
Pengaruh Motivasi Kerja, Penilaian Kinerja dan Karakteristik Individu Terhadap Kinerja Pegawai Sekretariat Daerah Kabupaten Bondowoso Safafa, Albizar Wisudaryanto; Sulaksono, Hary; Handayani, Yuniorita Indah
Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) Vol 18 No 2 (2025): Juli-Desember
Publisher : Sekolah Tinggi Ilmu Ekonomi Cendekia Bojonegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58431/jumpa.v18i2.345

Abstract

Penelitian ini bertujuan menganalisis pengaruh motivasi kerja, penilaian kinerja, dan karakteristik individu terhadap kinerja pegawai di Sekretariat Daerah Kabupaten Bondowoso. Latar belakang penelitian adalah belum optimalnya kinerja pegawai yang tercermin dari rendahnya pencapaian Sasaran Kinerja Pegawai (SKP) serta permasalahan kedisiplinan. Penelitian menggunakan pendekatan kuantitatif melalui penyebaran kuesioner kepada pegawai. Analisis data dilakukan dengan uji parsial dan simultan. Hasil penelitian menunjukkan bahwa motivasi kerja, penilaian kinerja, dan karakteristik individu masing-masing berpengaruh signifikan terhadap kinerja pegawai. Secara simultan, ketiga variabel tersebut memberikan kontribusi sebesar 83,9% terhadap kinerja pegawai, sementara sisanya dipengaruhi faktor lain di luar model penelitian. Temuan ini menegaskan bahwa peningkatan kinerja pegawai dapat dicapai melalui penguatan motivasi, penerapan sistem penilaian yang adil dan objektif, serta penempatan pegawai sesuai karakteristik individu.
Pengaruh Gaya Kepemimpinan Transformasional, Motivasi Dan Gender Terhadap Kinerja Pegawai Kecamatan Di Kabupaten Banyuwangi Suprihatin, Suprihatin; Handayani, Yuniorita Indah; Hidayah, Tamriatin
Jurnal Sains Manajemen dan Bisnis Indonesia Vol 14, No 2 (2024): Edisi Bulan Desember
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/jsmbi.v14i2.23532

Abstract

Penelitian ini bertujuan untuk menguji dan  menganalisis pengaruh secara  langsung maupun tidak langsung kepemimpinan transformasional, motivasi dan gender terhadap kinerja pegawai  Kecamatan di Kabupaten Banyuwangi. Penelitian ini menggunakan obyek seluruh pegawai kecamatan di Kabupaten Banyuwangi dengan populasi sejumlah 415 orang dan sampel dalam penelitian ini sejumlah 204 orang dengan Teknik pengambilan sampel yaitu Probability Sampling yaitu metode Proportionate Stratified Random Sampling. Pengolahan data menggunakan aplikasi SPSS versi 25. Berdasrakan hasil penelitian dismpulkan bahwa (1) kepemimpinan transformasional secara parsial berpengaruh signifikan terhadap kinerja pegawai, (2) motivasi secara parsial berpengaruh signifikan terhadap kinerja pegawai, (3) gender secara parsial berpegaruh terhadap kinerja pegawai, (4) kepemimpinan transformasional, motivasi dan gender secara simultan berpengaruh signifikan terhadap kinerja pegawai Kecamatan di Kabupaten Banyuwangi.
Meningkatkan Penjualan Produk UMKM Di Desa Pugerwetan Melalui Kanal Media Sosial Dan Online Marketplace HP, Agustin; Handayani, Yuniorita Indah; Ramadhanti, Dias Nastiti
Abdi Panca Marga Vol 3 No 2 (2022): Jurnal Abdi Panca Marga Edisi November 2022
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM) Universitas Panca Marga Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51747/abdipancamarga.v3i2.1143

Abstract

Community Service is one of the pillars of the Tri Dharma of Higher Education, namely: education, research, and community service. One of the locations for community service carried out by the Mandala Institute of Technology and Science this year is Pugerwetan village where the majority of the population works as fishermen and the rest produce processed seafood into various superior products such as shrimp paste, condiment of the fermented shrimp, fish crackers, and dried fish. Many of these producers are hereditary business actors who still use traditional methods in the production process, as well as the marketing of their products. The purpose of this community service is to help producers to improve the quality of their products by using information technology. In this community service, our partners are shrimp paste producers and fish crackers producers in Pugerwetan village. Our service method is to provide public education, training, and advocacy regarding the importance of utilizing digital marketing through social media platforms and marketplaces as media for product sales promotion. The results of this Real Work Lecture are the use of social media platforms and marketplaces by shrimp paste and cracker producers as media for product sales promotion. Keywords: MSME, Pugerwetan, Social Media, Marketplace.
Tourism Website as a Market Expansion Strategy in Sumberwringin Village, Bondowoso Widagdo, Suwignyo; Handayani, Yuniorita Indah; Sulistyan, Riza Bahtiar; Kholifah, Emy
TGO Journal of Community Development Vol. 3 No. 2 (2025): July - December
Publisher : Trescode Green Organization

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56070/jcd.2025.009

Abstract

The purpose of this activity is to develop the website of the Sumberwringin Bondowoso tourist village as a strategy to expand the market and strengthen local identity. The website is designed to be a digital promotional medium that displays the potential of nature, culture, and creative products of the community in a structured and easily accessible manner. The method used includes three stages, namely planning in August 2025 with the identification of village potential and the preparation of content concepts, implementation from September to October 2025 in the form of website structure construction, content filling, and manager training, and evaluation in October 2025 to assess the effectiveness and response of the community and tourists. The results of the activity show that the website has succeeded in expanding the reach of promotion, increasing public involvement in digital content management, and opening up opportunities for cooperation with external parties. The website also strengthens the image of the village as a cultural and nature-based tourist destination. The discussion emphasized that digitalization through websites is an important factor in the development of sustainable tourism. This is in line with previous research which states that the use of information technology is able to increase the competitiveness of tourist destinations and expand the market. Thus, the development of the Sumberwringin tourism village website makes a real contribution to the growth of the creative economy and the sustainability of the village.
FAKTOR YANG MEMPENGARUHI KEPUTUSAN TRANSFER PRICING PERUSAHAAN MANUFAKTUR DI BEI (2019–2023) hasana, Rismatul; Handayani, Yuniorita Indah; Ningsih, Wiwik Fitriya
RISTANSI: Riset Akuntansi Vol. 6 No. 2 (2025): RISTANSI: Riset Akuntansi, Volume 6, Nomor 2, Desember 2025
Publisher : Program Studi Akuntansi Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/ristansi.v6i2.2609

Abstract

The purpose of this study is to examine the partial and simultaneous effects of taxes, tunneling incentives, bonus mechanisms, company size, and exchange rates on transfer pricing practices within manufacturing firms listed on the IDX during 2019-2020. Employing a quantitative approach, this research utilizes secondary data sourced from companies' annual financial reports. A purposive sampling method was applied, resulting in a sample of 8 companies. Multiple linear regression analysis was used as the data analysis technique. The findings indicate that taxes and company size have a partial influence on transfer pricing. Conversely, tunneling incentives, bonus mechanisms, and exchange rates do not exhibit a significant impact on transfer pricing individually. However, when considered together, taxes, tunneling incentives, bonus mechanisms, company size, and exchange rates collectively influence transfer pricing.
Pengaruh Live Streaming, Diskon, Dan Harga Terhadap Keputusan Pembelian Melalui Kepuasan Pelanggan Sebagai Variabel Intervening Pada Tiktok Shop Generasi Z Di Situbondo Kota Laras N, Elok; Handayani, Yuniorita Indah; Maspufah, Hayatul
Journal of Business Economics and Management | E-ISSN : 3063-8968 Vol. 2 No. 3 (2026): Januari - Maret
Publisher : GLOBAL SCIENTS PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study is entitled "Live Streaming, Discounts, and Prices on Purchasing Decisions through Customer Satisfaction as an Intervening Variable in Generation Z TikTok Shop in Situbondo City". This study aims to determine the direct and indirect effects of live streaming, discounts, and prices on purchasing decisions and their influence on customer satisfaction as an intervening variable. The population in this study was 50 Gen Z respondents. This type of research uses quantitative research methods. The sampling technique used is purposive sampling. The data analysis method uses path analysis with the help of SPSS 25. The tests used are instrument tests (validity tests and reliability tests), classical assumption tests (normality tests, heteroscedasticity tests, multicollinearity tests), hypothesis tests (t tests), and Sobel tests. The results of the analysis show that live streaming does not affect customer satisfaction, discounts and prices affect customer satisfaction. Furthermore, live streaming, discounts, and prices do not affect purchasing decisions, customer satisfaction does affect purchasing decisions. Then, live streaming and discounts do not affect purchasing decisions through customer satisfaction, and prices affect purchasing decisions through customer satisfaction..
Co-Authors Agustin HP, Agustin Dedy Wijaya Kusuma Diana Dwi Astuti Emy Kholifah G. Gunawan H P, Agustin Hafi, Abdul Hary Sulaksono hasana, Rismatul Hayatul Maspufah Ilmi, Mainatul Laras N, Elok Muhaimin Dimyati Muhdar Muhdar, Muhdar Musaiyadi Musaiyadi Ningrum, Arni Tia Ningsih, Wiwik Fitriya Novita Sari Nurshadrina Kartika Sari P, Agustin H Prastyowati, Agustin Hari Qudsyi, Qudsyi Ramadhanti, Dias Nastiti Riza Bahtiar Sulistyan Safafa, Albizar Wisudaryanto Sucipto, Afan Suprihatin Suprihatin Suwignyo Widagdo Tamriatin Hidayah Widiyastini, Reni Dwi Wiwik Fitria Ningsih Yusuf, Muhammad Angga