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Journal : Perbanas Journal of Islamic Economics and Business

Enhancing Sharia Assets Among the Youth Through Financial Intelligence Akbar, Andi Heriasdiva; Razak, Syaparuddin; Hasbi, Hartas
Perbanas Journal of Islamic Economics and Business Vol 4 No 2 (2024): Perbanas Journal of Islamic Economics and Business
Publisher : Institut Keuangan-Perbankan Dan Informatika Asia Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v4i2.268

Abstract

This study aims to explore the significant role of Theory Planned Behavior and financial intelligenceamong the youth, especially the Millenial generationin shaping Sharia-compliant investment behavior. A quantitative descriptive research method was employed, collecting data through questionnaires from two hundredrandomly selected respondents between June and August 2023. The findings indicate that perceived behavioral control and financial intelligence significantly influence Sharia-compliant investment decisions. The research findings confirm that financial intelligence significantly influences Sharia-compliant investments in asset development. Additionally, perceived behavioral control significantly affects Sharia-compliant investments in asset development. Furthermore, the complex interaction between Sharia financial literacy, attitude, subjective norms, and perceived behavioral control significantly contributes to financial intelligence. This confirms that Sharia financial literacy significantly influences financial intelligence, attitude significantly influences financial intelligence, subjective norms significantly influence financial intelligence, and perceived behavioral control significantly influences financial intelligence. These findings emphasize the importance of Sharia financial literacy and understanding Sharia principles in effectively managing investments. Financial literacy, positive attitudes, and subjective norms play crucial roles in enhancing individuals' financial intelligence, supporting Sharia-compliant investment decisions. Millennials need to enhance their financial literacy and intelligence for effective Sharia-compliant investments.
Trends in Sustainable Consumption: Adoption of Halal Packaged Food among Millennial Jusman, Rahmayani; Razak, Syaparuddin; Marzuki, Sitti Nikmah
Perbanas Journal of Islamic Economics and Business Vol 4 No 2 (2024): Perbanas Journal of Islamic Economics and Business
Publisher : Institut Keuangan-Perbankan Dan Informatika Asia Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v4i2.260

Abstract

This study aims to explore the relationship between intention, perceived behavioral control, and the substantive impact of intention in adopting halal packaged foods among the millennials. This study applied the Theory of Planned Behavior framework. A quantitative descriptive research method was employed, with data collected through questionnaires from two hundred respondents selected via simple random sampling in July-August 2023. The results showed that intention and perceived behavioral control play key roles in adopting halal packaged foods. Factors such as sharia compliance, attitude toward halal food, subjective norms, and perceived behavioral control significantly influence the formation of intention. The novelty of this research lies in the integrative examination of various factors influencing the intention to adopt halal packaged foods within the context of Indonesian society, providing new insights into the interaction between psychological and religious factors. The implications of these findings highlight the importance of enhancing halal literacy among consumers to strengthen positive attitudes toward halal food and sharia compliance. Social environmental support and strengthening behavioral control can also increase the intention to adopt halal packaged foods. Recommendations for stakeholders include providing clear and educational information about the benefits and importance of halal food, as well as developing marketing strategies that emphasize these aspects to encourage broader adoption within the community.