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Pengaruh Trust, Corporate Image dan Pemanfaatan Fintech terhadap Keputusan Muzakki dalam Membayar Zakat di Dompet Dhuafa Sulsel degan Religiusitas sebagai Variabel Moderasi Islamyanti, Nur; Yunus, Ayu Ruqayyah; Katman, Muhammad Nasri
ISLAMIKA Vol 6 No 1 (2024): JANUARI
Publisher : Pendidikan Agama Islam STIT Palapa Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36088/islamika.v6i1.4141

The aim of this research is to examine the extent to which trust, corporate image and the use of fintech have an impact on muzakki's decision to pay zakat in Dompet Dhuafa, South Sulawesi. This research uses a quantitative descriptive research design. This research relies on primary and secondary data sources. Data received directly from the research location with muzakki respondents is referred to as primary data. In this research, questionnaires, interviews and documentation were used to collect data. The SmartPLS 4.0 data processing application is used in research data analysis. Based on the regression results, the variables Trust (X1), corporate image (x2), and use of fintech (x3) have a positive and large influence on the muzakki's decision variable in paying zakat (Y). Furthermore, the Religiosity variable (Z) can moderate (strengthen) the influence of trust on the muzakki's decision to pay zakat, but cannot moderate (weaken) the influence of corporate image on the muzakki's decision to pay zakat, and cannot moderate (weaken) the influence of fintech. on the muzaki's decision to pay zakat.

Analisis Kaji Dampak Program Bunda Bisa Pada Laznas Yatim Mandiri Makassar Terhadap Tingkat Kesejahteraan Mustahik Model Cibest Andini putri J; Yunus, Ayu Ruqayyah; Sofyan, A. Syathir
AT TAWAZUN: Jurnal Ekonomi Islam Vol 3 No 3 (2023): Desember
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/attawazun.v3i3.42805

Penelitian ini bertujuan untuk menganalisis kaji dampak kesejahteraan mustahik yang menerima bantuan program bunda bisa pada LAZNAS Yatim Mandiri Makassar dengan menggunkanan model CIBEST untuk mengukur apakah mustahik tersebut meningkat secara materi dan spritual. Analisis data yang digunakan pada penelitian ini ialah Model CIBEST (Center Business and Economic Studies). Jumlah responden dalam penelitian ini berjumlah 16 rumah tangga mustahik yang mengikuti program Bunda Bisa. Hasil penelitian ini menunjukkan bahwa pendayagunaan zakat produktif pada program bunda bisa pada LAZNAS Yatim Mandiri Makassar diukur berdasarkan model CIBEST, menunjukkan bahwa kuadran I kategori sejahtera dengan 0 keluarga, kuadran II materiil 16 keluarga , kuadran III kategori kemiskinan spiritual dengan 0 keluarga, dan kuadran IV kategori kemiskinan absolute dengan 0 keluarga. Sedangakan pada hasil Uji Paired Sampel T pada skor dimensi ibadah diperoleh 0,536 > 0,05, yang berarti tidak ada perubahan signifikan. hasil uji wilcoxon sign test pada pendapatan rumah tangga didapatkan 0,023 < 0,05, sehingga pendapatan rumah tangga meningkat setelah mengikuti program Bunda Bisa.

Implementasi Akad Murabahah Pada Praktek Jual Beli Sarang Burung Walet di Desa Tarailu Sinta, Faradilla; Katman, Muhammad Nasri; Yunus, Ayu Ruqayyah
MADINAH Vol 10 No 1 (2023): Madinah: Jurnal Studi Islam
Publisher : INSTITUT AGAMA ISLAM TARBIYATUT THOLABAH LAMONGAN, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/madinah.v10i1.1500

Tujuan penelitian ini untuk mengetahui masalah pelaksanaan jual beli sarang burung walet di Desa Tarailu Kecamatan Sampaga Kabupaten Mamuju, implementasi akad murabahah pada transaksi jual beli sarang burung walet di Desa Tarailu Kecamatan Sampaga Kabupaten Mamuju. Penelitian ini merupakan penelitian kualitatif deskriptif dengan pendekatan Fenemenologis. Dengan memaparkan hasil penelitian secara objektif sesuai yang ditemukan di lapangan, pengusaha sarang burung Walet di desa tarailu kecamatan sampaga kabupaten mamuju. Metode pengumpulan data menggunakan metode observasi, wawancara dokumentasi dan referensi. Data yang diperoleh kemudian diolah dan dianalisis melalui tiga tahap yaitu: Reduksi data (seleksi data), penyajian data dan penarikan kesimpulan. Hasil penelitian ini menunjukkan bahwa pelaksanaan jual-beli sarang burung walet di desa tarailu terdapat beberapa transaksi yang digunakan yaitu, ada yang melakukan transaksi secara langsung dalam artian betemu edua belah pihak dan melakukan transaksi berdasarkan kesepakatan yang dibuat. Serta ada yang memberikan uang panjar walaupun belum ada barang. Kemudian implementasi akad murabahah pada prakteknya bersesuian dengan rukun serta syarat- syarat akad murabahah. Namun jika ditinjau berdasarkan akad murabahah yang sering digunakan pada perbankan syariah, terdapat syarat yang tidak terpakai.

INVESTASI SAHAM SYARIAH DI MASA NEW NORMAL Abdullah, Mochammad Fadhil; Nurjannah, Nurjannah; Yunus, Ayu Ruqayyah; Abdullah, Muhammad Wahyuddin; Muchlis, Saiful
J-ESA (Jurnal Ekonomi Syariah) Vol 7 No 1 (2024): Juni
Publisher : Program Studi Ekonomi Syariah IAI Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52266/jesa.v7i1.1596

Penelitian ini bertujuan untuk menganalisis perdagangan saham syariah dipasar modal indonesia pada masa penetapan New Normal pasca menurunnya kasus pandemi Covid—19 di indonesia. Pengujian dilakukan dengan menganalisis akumulasi bulanan pergerakan kapitalisasi pasar, volume perdangan, dan nilai perdagangan saham syariah di pasar modal indonesia dengan rentan waktu awal kasus pertama Covid-19 memasuki Indonesia, kemudian saat penyebaran Covid-19, selanjutnya membandingkannya saat ditetapkannya Fase New Normal. Penelitian ini menggunakan metodologi dengan studi kepustakaan atau literature. Jenis data yang digunakan adalah data sekunder. Data sekunder merupakan data yang diperoleh peneliti dari sumber yang sudah ada. Data yang diperoleh dari literatur-literatur yang relevan terkait masalah penelitian dengan menelaah dari beberapa kepustakaan seperti artikel ilmiah yang dipublish jurnal, buku-buku bacaan, website resmi OJK, BEI, dan sumber-sumber lainnya yang terkait dengan penelitian. Hasil penelitian ini menunjukan bahwa saham syariah tetap bertahan dan diminati investor di pasar saham indonesia selama menghadapi masa pandemi hingga memasuki fase New Normal. Adapun 10 saham syariah yang paling diminati investor berdasarkan analisis indeks kapitalisasi pasar, trading volume dan frekuensi perdagangan selama pandemi hingga memasuki fase New Normal yaitu dengan kode saham TLKM,UNVR,ADRO,KLBF,ICBP,INDF,ANTM,EMTK,CPIN, dan BRIS

WASTE MANAGEMENT IN MAKASSAR CITY: CHALLENGES, POLICIES AND SOLUTIONS Sirajuddin, Sirajuddin; Parmitasari, Rika Dwi Ayu; Bulutoding, Lince; Masse, Rahman Ambo; Putra, Trisno Wardy; Yunus, Ayu Ruqayyah; Anwar, Nurfiah
Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): Desember
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/jpmebd.v1i4.1879

Waste management in Makassar City is an increasingly pressing issue along with rapid population growth and urbanization. In this context, the main challenges faced are low public awareness, limited waste management infrastructure, and weak enforcement of regulations related to waste processing. This study aims to provide a better understanding to the public about the importance of sustainable waste management and to study waste management policies and practices in Indonesia and Malaysia. Through community service activities including field observations, interviews with stakeholders, counseling, and preparation of recommendations, it is hoped that applicable solutions can be found to overcome waste management problems. One of the proposed solutions is the development of a Waste Bank which functions as a means to manage and recycle waste more effectively. The results of the study indicate that active community participation, government support, and collaboration between various parties are essential to create a sustainable waste management system. The recommendations produced include increasing public awareness, utilizing technology in waste management, and strengthening policies that support community initiatives.

Manajemen Pengelolaan Tanah Wakaf melalui Sosialisasi Nazhir di Kelurahan Mangasa Kota Makassar Yunus, Ayu Ruqayyah; Pradana, Muh. Rasul; Putra, Trisno Wardy
Study of Scientific and Behavioral Management Vol 2 No 2 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v2i2.22034

Pengetahuan tentang manajemen pengelolaan tanah wakaf melalui sosialisasi nazhir ini bertujuan untuk mengetahui perkembangan peran nazhir dalam pengelolaan wakaf yang terjadi pada Kelurahan Mangasa. Pengelolaan wakaf yang terdapat di kelurahan mangasa dipengaruhi oleh keaktifan sumber daya manusia. Jenis penelitian in bersifat deskriptif kualitatif. Hasil yang didapat adalah Nazhir yang berada di Kelurahan Mangasa. Hasil yang diperoleh adalah kebanyakan nazhir tidak melaporkan hasil sertifikat yang telah ia dapatkan pada KUA kecamatan Tamalate kota Makassar.Kata kunci : wakaf, manajemen, pengelolaan, nazhir.

Mapping the Intersection of Money Taxonomy, Blockchain, and Islamic Finance: A Bibliometric Co-Occurrence Analysis Thaha, Fathurrahman; Yunus, Ayu Ruqayyah
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 14 No. 2 (2025): IN PROGRESS
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/

Islamic finance has grown significantly in recent decades, offering a Shariah-compliant alternative to conventional financial systems. However, its engagement with the evolving classification of money and the disruptive potential of blockchain technology remains limited. This study presents a comprehensive bibliometric analysis of 284 peer-reviewed journal articles published between 2019 and 2024, sourced from the Dimensions AI database and analyzed using VOSviewer. The process involved data cleaning, keyword normalization, co-occurrence mapping, and cluster visualization to identify key themes and research gaps. Findings reveal that Islamic finance literature continues to emphasize sustainable and ethical finance through instruments such as zakat, waqf, and sukuk, while money taxonomy and digital innovation receive minimal attention. Thematic clusters highlight the dominance of sustainability, the rise of bibliometric and systematic reviews, the emergence of cryptocurrency, and ongoing regulatory challenges. Although blockchain remains a dynamic and debated topic, visualizations show a temporal shift from sustainability to digital transformation. This study contributes by redefining money classification within a Shariah-compliant digital context and underscores the need for a robust digital infrastructure, consistent regulation, Shariah certification, and the integration of ethics and technology in education. It lays the groundwork for future research to expand empirical studies, enhance bibliometric scope, and develop comprehensive frameworks for a sustainable digital Islamic finance ecosystem. Abstrak Pemetaan Persimpangana antara Taksonomi Uang, Blockchain, dan Keuangan Islam: Analisis Ko-okurensi Bibliometrik. Dalam beberapa dekade terakhir, keuangan syariah telah berkembang pesat sebagai alternatif terhadap sistem keuangan konvensional yang ada. Namun, keterlibatannya dengan klasifikasi uang yang terus berkembang dan potensi disruptif teknologi blockchain masih terbatas. Studi ini menyajikan analisis bibliometrik komprehensif terhadap 284 artikel jurnal yang terbit antara 2019 dan 2024, yang diperoleh dari basis data Dimensions AI menggunakan VOSviewer. Proses analisis mencakup pembersihan data, nomalisasi kata kunci, pemetaan ko-okurensi, dan visualisasi kluster untuk mengidentifikasi tema utama dan celah penelitian. Hasil penelitian menunjukkan bahwa literatur keuangan Islam masih berfokus pada keuangan berkelanjutan dan etis melalui instrumen seperti zakat, waqf, dan sukuk, sementara taksonomi uang dan inovasi digital kurang mendapat perhatian. Kluster tematik menyoroti dominasi keberlanjutan, meningkatnya tinjauan bibliometrik dan sistematis, munculnya cryptocurrency, serta tantangan regulasi yang berkelanjutan. Meskipun blockchain tetap menjadi topik yang dinamis dan diperdebatkan, visualisasi menunjukkan pergeseran temporal dari keberlanjutan ke transformasi digital. Studi ini berkontribusi dengan mendefinisikan ulang klasifikasi uang dalam konteks digital yang sesuai syariah, serta menekankan pentingnya infrastruktur digital yang kuat, regulasi yang konsisten, sertifikasi syariah, dan integrasi etika serta teknologi dalam pendidikan. Studi ini menjadi dasar bagi penelitian selanjutnya untuk memperluas studi empiris, meningkatkan cakupan bibliometrik, dan mengembangkan kerangka kerja komprehensif untuk ekosistem keuangan Islam digital yang berkelanjutan.

Analysis of Employee Wages in The Perspective of Maslahah (Study of Mangnguluang Laying Hen Farm, Kalumeme Village, Ujung Bulu District, Bulukumba Regency) Mas’ud, Faiqah; Anwar, Nurfiah; Yunus, Ayu Ruqayyah
Jurnal Ar-Ribh Vol. 8 No. 2 (2025): October 2025
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/qhzkap22

Wage analysis is the process of reviewing or reviewing wage decisions or policies made by business actors to compensate their workers for the services provided. One of the analytical techniques used by ushul scholars to ensure that the laws (istinbat) whose problems are not expressly regulated in the Qur'an and Hadith is the maslahah point of view. This study aims to find out how the employee wage system is and how to review the perspective of the employee wage system in Mangnguluang Cattle, Tabuttu Kel. The type of research used is descriptive research, which describes the state of a thing or event that occurred both in the present and in the past. The information in this study was collected through observation and interviews. In this study, qualitative research techniques. The wage system at the Mangguluang Laying Hen Farm implements unilateral wage giving without a clear agreement between employees and management. In the perspective of maslahah, the practice of wages without an employment contract is not allowed because it is not in accordance with Islamic law. All employees said that the salary or wages they received were not enough to accommodate all the needs of daily life. Employees or employees' families have not been able to access higher education. While still united, single couples are able to save for marriage needs but not after marriage, and the same is true in an effort to have assets.

Pengaruh TPB dan Religiusitas Terhadap Minat Mahasiswa Berinvestasi di Pasar Modal Syariah : Studi Pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Alauddin Makassar Bunayya, Ahmad Mahdi; Yunus, Ayu Ruqayyah; Sofyan, A. Syathir
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 1 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i1.407

The enthusiasm of the millennial generation, as well as the simplicity with which the general public can acquire access to the capital market, are driving the expansion in total capital market participants. However, according to an additional study published by the BPS or the Central Statistics Agency in 2010, Indonesia had a population of about 237 million people. In comparison to the entire number of investors now present, the capital market business remains uninterested. This study investigates the impact of planned behavior theory and religiosity on student interest in participating in the Islamic capital market. The students of the Faculty of Islamic Economics and Business (FEBI) at UIN Alauddin Makassar are the subjects of this study. The students of FEBI UIN Alauddin Makassar who are interested in and have entered the realm of investment and have transacted in the Islamic capital market were chosen for this sample. The Structural Equation Model Partial Least Squares (SEM-PLS) method was used to examine the impact of attitude, subjective norm, behavioral control, and religion on student investment interest. According to the findings of this study, attitudes do not affect investment interest. However, this study backs up prior findings that there is a strong influence of subjective norm variables, behavioral control, and religion on investment interest. Keywords: Investment Interest; Islamic Capital Market; Religiosity; Theory of Planned Behavior

Pengaruh TPB dan Religiusitas Terhadap Minat Mahasiswa Berinvestasi di Pasar Modal Syariah : Studi Pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Alauddin Makassar Bunayya, Ahmad Mahdi; Yunus, Ayu Ruqayyah; Sofyan, A. Syathir
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 1 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i1.407

The enthusiasm of the millennial generation, as well as the simplicity with which the general public can acquire access to the capital market, are driving the expansion in total capital market participants. However, according to an additional study published by the BPS or the Central Statistics Agency in 2010, Indonesia had a population of about 237 million people. In comparison to the entire number of investors now present, the capital market business remains uninterested. This study investigates the impact of planned behavior theory and religiosity on student interest in participating in the Islamic capital market. The students of the Faculty of Islamic Economics and Business (FEBI) at UIN Alauddin Makassar are the subjects of this study. The students of FEBI UIN Alauddin Makassar who are interested in and have entered the realm of investment and have transacted in the Islamic capital market were chosen for this sample. The Structural Equation Model Partial Least Squares (SEM-PLS) method was used to examine the impact of attitude, subjective norm, behavioral control, and religion on student investment interest. According to the findings of this study, attitudes do not affect investment interest. However, this study backs up prior findings that there is a strong influence of subjective norm variables, behavioral control, and religion on investment interest. Keywords: Investment Interest; Islamic Capital Market; Religiosity; Theory of Planned Behavior

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