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All Journal Madinah: Jurnal Studi Islam Islamika: Jurnal Keislaman dan Ilmu Pendidikan J-ESA (Jurnal Ekonomi Syariah) Asian Journal of Islamic Studies and Da'wah At Tawazun Jurnal ekonomi Islam Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Study of Scientific and Behavioral Management (SSBM)
Yunus, Ayu Ruqayyah
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Pengaruh Trust, Corporate Image dan Pemanfaatan Fintech terhadap Keputusan Muzakki dalam Membayar Zakat di Dompet Dhuafa Sulsel degan Religiusitas sebagai Variabel Moderasi Islamyanti, Nur; Yunus, Ayu Ruqayyah; Katman, Muhammad Nasri
ISLAMIKA Vol 6 No 1 (2024): JANUARI
Publisher : Pendidikan Agama Islam STIT Palapa Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36088/islamika.v6i1.4141

Abstract

The aim of this research is to examine the extent to which trust, corporate image and the use of fintech have an impact on muzakki's decision to pay zakat in Dompet Dhuafa, South Sulawesi. This research uses a quantitative descriptive research design. This research relies on primary and secondary data sources. Data received directly from the research location with muzakki respondents is referred to as primary data. In this research, questionnaires, interviews and documentation were used to collect data. The SmartPLS 4.0 data processing application is used in research data analysis. Based on the regression results, the variables Trust (X1), corporate image (x2), and use of fintech (x3) have a positive and large influence on the muzakki's decision variable in paying zakat (Y). Furthermore, the Religiosity variable (Z) can moderate (strengthen) the influence of trust on the muzakki's decision to pay zakat, but cannot moderate (weaken) the influence of corporate image on the muzakki's decision to pay zakat, and cannot moderate (weaken) the influence of fintech. on the muzaki's decision to pay zakat.
Analisis Kaji Dampak Program Bunda Bisa Pada Laznas Yatim Mandiri Makassar Terhadap Tingkat Kesejahteraan Mustahik Model Cibest Andini putri J; Yunus, Ayu Ruqayyah; Sofyan, A. Syathir
AT TAWAZUN: Jurnal Ekonomi Islam Vol 3 No 3 (2023): Desember
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/attawazun.v3i3.42805

Abstract

Penelitian ini bertujuan untuk menganalisis kaji dampak kesejahteraan mustahik yang menerima bantuan program bunda bisa pada LAZNAS Yatim Mandiri Makassar dengan menggunkanan model CIBEST untuk mengukur apakah mustahik tersebut meningkat secara materi dan spritual. Analisis data yang digunakan pada penelitian ini ialah Model CIBEST (Center Business and Economic Studies). Jumlah responden dalam penelitian ini berjumlah 16 rumah tangga mustahik yang mengikuti program Bunda Bisa. Hasil penelitian ini menunjukkan bahwa pendayagunaan zakat produktif pada program bunda bisa pada LAZNAS Yatim Mandiri Makassar diukur berdasarkan model CIBEST, menunjukkan bahwa kuadran I kategori sejahtera dengan 0 keluarga, kuadran II materiil 16 keluarga , kuadran III kategori kemiskinan spiritual dengan 0 keluarga, dan kuadran IV kategori kemiskinan absolute dengan 0 keluarga. Sedangakan pada hasil Uji Paired Sampel T pada skor dimensi ibadah diperoleh 0,536 > 0,05, yang berarti tidak ada perubahan signifikan. hasil uji wilcoxon sign test pada pendapatan rumah tangga didapatkan 0,023 < 0,05, sehingga pendapatan rumah tangga meningkat setelah mengikuti program Bunda Bisa.
Implementasi Akad Murabahah Pada Praktek Jual Beli Sarang Burung Walet di Desa Tarailu Sinta, Faradilla; Katman, Muhammad Nasri; Yunus, Ayu Ruqayyah
MADINAH Vol 10 No 1 (2023): Madinah: Jurnal Studi Islam
Publisher : INSTITUT AGAMA ISLAM TARBIYATUT THOLABAH LAMONGAN, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/madinah.v10i1.1500

Abstract

Tujuan penelitian ini untuk mengetahui masalah pelaksanaan jual beli sarang burung walet di Desa Tarailu Kecamatan Sampaga Kabupaten Mamuju, implementasi akad murabahah pada transaksi jual beli sarang burung walet di Desa Tarailu Kecamatan Sampaga Kabupaten Mamuju. Penelitian ini merupakan penelitian kualitatif deskriptif dengan pendekatan Fenemenologis. Dengan memaparkan hasil penelitian secara objektif sesuai yang ditemukan di lapangan, pengusaha sarang burung Walet di desa tarailu kecamatan sampaga kabupaten mamuju. Metode pengumpulan data menggunakan metode observasi, wawancara dokumentasi dan referensi. Data yang diperoleh kemudian diolah dan dianalisis melalui tiga tahap yaitu: Reduksi data (seleksi data), penyajian data dan penarikan kesimpulan. Hasil penelitian ini menunjukkan bahwa pelaksanaan jual-beli sarang burung walet di desa tarailu terdapat beberapa transaksi yang digunakan yaitu, ada yang melakukan transaksi secara langsung dalam artian betemu edua belah pihak dan melakukan transaksi berdasarkan kesepakatan yang dibuat. Serta ada yang memberikan uang panjar walaupun belum ada barang. Kemudian implementasi akad murabahah pada prakteknya bersesuian dengan rukun serta syarat- syarat akad murabahah. Namun jika ditinjau berdasarkan akad murabahah yang sering digunakan pada perbankan syariah, terdapat syarat yang tidak terpakai.
INVESTASI SAHAM SYARIAH DI MASA NEW NORMAL Abdullah, Mochammad Fadhil; Nurjannah, Nurjannah; Yunus, Ayu Ruqayyah; Abdullah, Muhammad Wahyuddin; Muchlis, Saiful
J-ESA (Jurnal Ekonomi Syariah) Vol 7 No 1 (2024): Juni
Publisher : Program Studi Ekonomi Syariah IAI Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52266/jesa.v7i1.1596

Abstract

Penelitian ini bertujuan untuk menganalisis perdagangan saham syariah dipasar modal indonesia pada masa penetapan New Normal pasca menurunnya kasus pandemi Covid—19 di indonesia. Pengujian dilakukan dengan menganalisis akumulasi bulanan pergerakan kapitalisasi pasar, volume perdangan, dan nilai perdagangan saham syariah di pasar modal indonesia dengan rentan waktu awal kasus pertama Covid-19 memasuki Indonesia, kemudian saat penyebaran Covid-19, selanjutnya membandingkannya saat ditetapkannya Fase New Normal. Penelitian ini menggunakan metodologi dengan studi kepustakaan atau literature. Jenis data yang digunakan adalah data sekunder. Data sekunder merupakan data yang diperoleh peneliti dari sumber yang sudah ada. Data yang diperoleh dari literatur-literatur yang relevan terkait masalah penelitian dengan menelaah dari beberapa kepustakaan seperti artikel ilmiah yang dipublish jurnal, buku-buku bacaan, website resmi OJK, BEI, dan sumber-sumber lainnya yang terkait dengan penelitian. Hasil penelitian ini menunjukan bahwa saham syariah tetap bertahan dan diminati investor di pasar saham indonesia selama menghadapi masa pandemi hingga memasuki fase New Normal. Adapun 10 saham syariah yang paling diminati investor berdasarkan analisis indeks kapitalisasi pasar, trading volume dan frekuensi perdagangan selama pandemi hingga memasuki fase New Normal yaitu dengan kode saham TLKM,UNVR,ADRO,KLBF,ICBP,INDF,ANTM,EMTK,CPIN, dan BRIS
WASTE MANAGEMENT IN MAKASSAR CITY: CHALLENGES, POLICIES AND SOLUTIONS Sirajuddin, Sirajuddin; Parmitasari, Rika Dwi Ayu; Bulutoding, Lince; Masse, Rahman Ambo; Putra, Trisno Wardy; Yunus, Ayu Ruqayyah; Anwar, Nurfiah
Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): Desember
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/jpmebd.v1i4.1879

Abstract

Waste management in Makassar City is an increasingly pressing issue along with rapid population growth and urbanization. In this context, the main challenges faced are low public awareness, limited waste management infrastructure, and weak enforcement of regulations related to waste processing. This study aims to provide a better understanding to the public about the importance of sustainable waste management and to study waste management policies and practices in Indonesia and Malaysia. Through community service activities including field observations, interviews with stakeholders, counseling, and preparation of recommendations, it is hoped that applicable solutions can be found to overcome waste management problems. One of the proposed solutions is the development of a Waste Bank which functions as a means to manage and recycle waste more effectively. The results of the study indicate that active community participation, government support, and collaboration between various parties are essential to create a sustainable waste management system. The recommendations produced include increasing public awareness, utilizing technology in waste management, and strengthening policies that support community initiatives.
Analisis Pengukuran Kinerja Keuangan Studi pada LAZISMU Sulawesi Selatan Tahun 2019-2021 Ditinjau dari Rasio Efisiensi Rahmadani, Devi; Yunus, Ayu Ruqayyah; Katman, Muhammad Nasri
Asian Journal of Islamic Studies and Da'wah Vol 2 No 1 (2024): Asian Journal of Islamic Studies and Da'wah
Publisher : Darul Yasin Al Sys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ajisd.v2i1.2382

Abstract

The aim of this research is to determine the financial performance of LAZISMU South Sulawesi in 2019-2021 in terms of efficiency ratios. The type of research data used is secondary data with a descriptive qualitative approach. The data source in this research wash optained from financial reports provided directly by LAZISMU South Sulawesi in the form of Excel files. The sample in this research is financial performance data for the 2019 to 2021 period at LAZISMU South Sulawesi. Data analysis uses the OPZ ratio published by PUSKAS BASNAS 2019, namely analysis of efficiency ratio measurements. The result of this calculation show that in the first calculation, the efficiency ratio is the calculation of the collection cost ratio in 2019. it is in the efficient category, and in 2020 it is in the quite efficient category, finally in 2021 it is in the efficient category, in 2020 it is in the quite efficient category, finally in 2021 it is in the efficient category. Second, the calculation of operational costs for total amil right in 2019 shows quite efficient results, whereas in 2019-2020 it shows inefficient results. Furthermore, the calculation of operational costs towards total collections in 2019 and 2021 shows inefficient results, while in 2020 it was categorized as quite efficient. Third, based on the efficiency ratio from calculating the HR/Human Resources cost ratio, in 2020-2021, results show efficient results.
Pengaruh Religiusitas Kepercayaan dan Kemudahan terhadap Minat Bersedekah via Kitabisa.com Puspita, Ayu; Yunus, Ayu Ruqayyah; Sofyan, A. Syathir
Asian Journal of Islamic Studies and Da'wah Vol 2 No 2 (2024): Asian Journal of Islamic Studies and Da'wah
Publisher : Darul Yasin Al Sys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ajisd.v2i2.2783

Abstract

In the midst of the government's less than optimal role in reducing poverty in Indonesia, the birth of many fundraising platforms (Crowdfunding) which are engaged in social and are able to become media in carrying out social fundraising properly, Crowdfunding is a fundraising activity that can be used to raise money from the community then distributed to those in need. This research is a research using a quantitative approach. The population of this study is people who have used Kitabisa.com at least once. The sampling technique used nonprobability sampling with purposive sampling, the number of samples was 277 respondents. The data analysis technique used is the Classical Assumption Test, and Hypothesis Testing using the SPSS 21 program. The results of this study indicate that: 1) Religiosity has a positive and significant effect on Interest in Giving Alms Via Kitabisa.com. 2) Trust has a positive and significant effect on interest in giving alms via Kitabisa.com. 3) Convenience has a positive and significant effect on interest in giving alms via Kitabisa.com.
Manajemen Pengelolaan Tanah Wakaf melalui Sosialisasi Nazhir di Kelurahan Mangasa Kota Makassar Yunus, Ayu Ruqayyah; Pradana, Muh. Rasul; Putra, Trisno Wardy
Study of Scientific and Behavioral Management Vol 2 No 2 (2021)
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v2i2.22034

Abstract

Pengetahuan tentang manajemen pengelolaan tanah wakaf melalui sosialisasi nazhir ini bertujuan untuk mengetahui perkembangan peran nazhir dalam pengelolaan wakaf yang terjadi pada Kelurahan Mangasa. Pengelolaan wakaf yang terdapat di kelurahan mangasa dipengaruhi oleh keaktifan sumber daya manusia. Jenis penelitian in bersifat deskriptif kualitatif. Hasil yang didapat adalah Nazhir yang berada di Kelurahan Mangasa. Hasil yang diperoleh adalah kebanyakan nazhir tidak melaporkan hasil sertifikat yang telah ia dapatkan pada KUA kecamatan Tamalate kota Makassar.Kata kunci : wakaf, manajemen, pengelolaan, nazhir.
Co-Authors Abdullah, Mochammad Fadhil Abdullah, Muhammad Wahyuddin Andini putri J Anwar, Nurfiah Ayu Puspita Bunayya, Ahmad Mahdi Islamyanti, Nur Katman, Muhammad Nasri Lince Bulutoding Muslihati Nurjannah Nurjannah Parmitasari, Rika Dwi Ayu Pradana, Muh. Rasul Putra, Trisno Wardy Rahmadani, Devi Rahman Ambo Masse Saidy, Emily Nur Saiful Muchlis, Saiful Sinta, Faradilla Sirajuddin Sirajuddin Sofyan, Syathir