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Pengaruh Pendapatan Kontribusi, Klaim, Dan Hasil Investasi Terhadap Pertumbuhan Aset Perusahaan Pt Asuransi Allianz Life Unit Syariah Jajuli, Jajuli; Monica Sari
KRAKATAU (Indonesian of Multidisciplinary Journals) Vol. 2 No. 2 (2024): Agustus
Publisher : Desanta Publisher

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Abstract

The need for insurance services is increasingly felt by both individuals and businesses in Indonesia. Insurance is a financial means in managing household life both in the face of basic risks such as the risk of death or the risk of property owned. Research Problem Formulation: 1) How does the contribution affect the assets of PT Asuransi Allianz Life Indonesia Sharia Unit in 2014 – 2020? 2) How does the claim affect the assets of the company PT Asuransi Allianz Life Indonesia Sharia Unit in 2014 – 2020? 3) How does the investment return affect the assets of the PT Asuransi Allianz Life Indonesia Sharia Unit in 2014 – 2020? 4) How do Contributions, Claims, and Investment Returns simultaneously affect the Growth of Company Assets at PT Asuransi Allianz Life Indonesia Sharia Unit in 2014 – 2020?. The objectives of this study are: 1) To determine the effect of Contribution opinion on Company Assets of PT Asuransi Allianz Life Indonesia Sharia Unit in 2014 – 2020. 2) To determine the effect of Claims on Company Assets of PT Asuransi Allianz Life Indonesia Sharia Unit in 2014 – 2020. 3) To determine the effect of Investment Return on Company Assets of PT Asuransi Allianz Life Indonesia Sharia Unit in 2014 – 2020.4) To simultaneously determine the effect of Contribution, Claim, and Investment Return on Asset Growth of PT Asuransi Allianz Life Indonesia Sharia Unit in 2014 – 2020. The method used used in this research is quantitative research method, with descriptive analysis. This descriptive study is intended to provide an overview and explain the state of the company which is illustrated through the Financial Statements and Annual Reports. The results of this study are: 1) The results of hypothesis testing of contribution variables have a significant effect on assets. This can be seen from the t-test or partial test performed, the results of the study indicate that the value of t > t (2.058 > 1.708) thus H1 is accepted or it can be concluded that the independent variable partially has a significant effect on the dependent variable. 2) The results of hypothesis testing claim variables have a significant effect on assets. This can be seen from the t-test or partial test conducted, the results of the study indicate that the value of t > t (5.030 > 1.708) thus H2 is accepted or it can be concluded that the independent variable partially has a significant effect on the dependent variable. 3) The results of the hypothesis testing of the Investment Return variable have a significant effect on assets. This can be seen from the t-test or partial test performed, the results of the study indicate that the value of t > t (3.453 > 1.708) thus H3 is accepted or it can be concluded that the independent variable partially has a significant effect on the dependent variable. 4) The results of hypothesis testing Contribution, Claim, and Investment Return variables have a significant effect on Assets. This can be seen from the f-test or simultaneous test, the results show that the value of f > f (8.519 > 2.760) thus H4 is accepted or it can be concluded that the independent variables together have a significant effect on the dependent variable.
Strategi Membangun Loyalitas Nasabah Bank Syariah Di Kota Serang Sari, Monica; Jajuli, Jajuli; Alfarizi, Abdul Wahid
Jurnal Ilmu Multidisiplin Vol. 3 No. 1 (2025): Jurnal Ilmu Multidisiplin
Publisher : Jurnal Ilmu Multidisiplin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53935/jim.v3.i1.21

Abstract

Penelitian ini bertujuan untuk menguji hubungan antara kualitas pelayanan dan kepuasan nasabah sebagai bentuk strategi dalam membangun dan menciptakan loyalitas nasabah bank syariah. Metode penelitian yang digunakan yaitu kuantitatif melalui pendekatan PLS-SEM. Penelitian ini dilakukan pada nasabah bank syariah dengan sampel yang digunakan sebanyak 100 responden. Hasil penelitian ini membuktikan bahwa strategi yang dapat digunakan membangun loyalitas nasabah bank syariah yaitu dengan meningkatkan kualitas pelayanan dan kepuasan nasabah. Dimana kualitas pelayanan dapat mempengaruhi loyalitas nasabah dan kepuasan nasabah secara positif dan signifikan, demikian pula kepuasan nasabah dapat mempengaruhi loyalitas nasabah, lebih dari itu, kepuasan nasabah dapat menjadi mediasi antara kualitas layanan dalam menciptakan dan membangun loyalitas nasabah.
Pengaruh Pendapatan Premi dan Investasi Terhadap Pertumbuhan Aset Perusahaan asuransi Jajuli, Jajuli; Zambri, Muhammad; Sari, Monica; Alfarizi, Abdul Wahid
Balance : Jurnal Akuntansi dan Manajemen Vol. 4 No. 2 (2025): Agustus 2025
Publisher : Lembaga Riset Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59086/jam.v4i2.959

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pendapatan premi dan investasi terhadap pertumbuhan aset pada perusahaan asuransi PT. Prudential Indonesia periode 2020–2024. Variabel yang diteliti meliputi pendapatan premi dan investasi sebagai variabel independen, serta pertumbuhan aset sebagai variabel dependen. Metode yang digunakan adalah kuantitatif dengan pendekatan dokumentasi dan analisis regresi linier berganda menggunakan software IBM SPSS 16.0, yang dilengkapi uji asumsi klasik dan pengujian hipotesis. Hasil penelitian menunjukkan bahwa secara parsial, pendapatan premi dan investasi berpengaruh signifikan terhadap pertumbuhan aset perusahaan. Secara simultan, pendapatan premi dan investasi juga berpengaruh signifikan dengan nilai koefisien determinasi (R²) sebesar 60,4%, yang menunjukkan bahwa kedua variabel independen tersebut menjelaskan 60,4% variasi pertumbuhan aset. Implikasi dari hasil penelitian ini adalah bahwa PT. Prudential Indonesia perlu meningkatkan strategi pemasaran premi dan memperkuat pengelolaan investasi untuk mempercepat pertumbuhan aset perusahaan. Selain itu, perusahaan juga perlu memperhatikan faktor eksternal yang dapat mempengaruhi kinerja keuangan, seperti kondisi ekonomi dan kebijakan pasar, yang dapat berpengaruh pada penerimaan premi dan hasil investasi. Penelitian ini memberikan wawasan bagi perusahaan dalam merumuskan kebijakan dan strategi untuk mencapai pertumbuhan aset yang lebih optimal dan berkelanjutan.   This study aims to analyze the effect of premium income and investment on asset growth at the insurance company PT. Prudential Indonesia for the period 2020–2024. The variables studied include premium income and investment as independent variables, and asset growth as the dependent variable. The method used is quantitative with a documentation approach and multiple linear regression analysis using IBM SPSS 16.0 software, equipped with classical assumption tests and hypothesis testing. The results of the study indicate that partially, premium income and investment have a significant effect on the company's asset growth. Simultaneously, premium income and investment also have a significant effect with a coefficient of determination (R²) of 60.4%, indicating that the two independent variables explain 60.4% of the variation in asset growth. The implication of this study is that PT. Prudential Indonesia needs to improve its premium marketing strategy and strengthen investment management to accelerate the company's asset growth. In addition, the company also needs to pay attention to external factors that can affect financial performance, such as economic conditions and market policies, which can affect premium revenue and investment returns. This study provides insights for the company in formulating policies and strategies to achieve more optimal and sustainable asset growth.