Claim Missing Document
Check
Articles

Found 39 Documents
Search

DIFFERENCE TEST OF POTENTIAL LOSS FROM PROFIT SHARING FINANCING ISLAMIC BANKING IN INDONESIA Afkar, Taudlikhul; Fauziyah, Fauziyah; Utomo, Sigit Prihanto
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8 No 2 (2024): IJEBAR, VOL. 08 ISSUE 02, JUNE 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i2.13366

Abstract

Common problem with Islamic bank in Indonesia is the rate of return from financing business activities. Profit sharing financing is a type of business activity that still requires certainty in the distribution of profits and risks. The aim of this research is to conduct a different test analysis of potential loss for Islamic Bank in Indonesia from profit-sharing financing business activities during and after the Covid-19 pandemic. This research method uses a quantitative approach with a population of 14 Sharia Commercial Banks as the research sample. Saturated samples are used as a research sampling technique considering the small population size. The data analysis technique used in this research is Paired Sample t-test with Jamovi as an analysis tool. Findings of this research show that there is significant difference in potential losses in profit sharing financing during and after the Covid-19 pandemic with a tendency to be greater after the Covid-19 pandemic
UNRAVELING THE DRIVERS OF CUSTOMER LOYALTY IN SHOPEE INDONESIA: A META-ANALYSIS OF BRAND IMAGE, BRAND TRUST, E-SERVICE QUALITY, AND CUSTOMER SATISFACTION Cahyono Arjo, Julian Grazius; Lasiyono, Utung; Afkar, Taudlikhul
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8 No 3 (2024): IJEBAR, VOL. 8, ISSUE 3, September 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i3.13873

Abstract

This study aims to identify the factors influencing Shopee customer loyalty in Indonesia, focusing on brand image, brand trust, e-service, and customer satisfaction. The meta-analysis method is used to analyze the results of several relevant studies in this context. The meta-analysis results show that brand image has a significant positive relationship with customer loyalty, but is not significantly influenced by customer satisfaction. conversely, brand trust and e-service have a significant positive relationship with customer loyalty, and customer satisfaction partially mediates the relationship between these two factors and Shopee customer loyalty. These findings indicate that brand image has a strong direct influence on customer loyalty, while brand trust and e-service can enhance customer loyalty both directly and through customer satisfaction. This underscores the importance of building a strong brand image, high consumer trust, and good electronic services to increase customer loyalty on e-commerce platforms such as Shopee in Indonesia.
INTERNAL FACTOR OF MSMEs IN THE POST-PANDEMIC COVID-19 : OBSTACLES OR DETERMINANTS FOR BUSINESS SUSTAINABILITY Lelimawarti, Anis; Afkar, Taudlikhul
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8 No 3 (2024): IJEBAR, VOL. 8, ISSUE 3, September 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i3.14626

Abstract

The strength of MSMEs during the Covid-19 pandemic really tested their business continuity. Internal factors such as capital, quality of human resources, business networks, mentality of business actors, and transparency are determinants in maintaining business sustainability to develop businesses to become more resilient. The purpose of this research is to show that these internal factors are obstacles or determinants of the sustainability of MSMEs post-pandemic Covid-19. The sampling technique in this research used stratified random sampling by classifying the number of MSMEs in 5 regions in Surabaya. The data collection technique uses survey via questionnaire with 200 respondents who are divided according to the proportion of the number of MSMEs in each region. Data analysis using SEM-PLS. The findings of this research show that capital, quality of human resources, business networks are determining factors in the sustainability of MSMEs with dominance in the capital factor, while transparency is a determining factor in the decline of MSMEs. The next findings show that the mentality of business actors is an obstacles factor in the sustainability of MSMEs
PENGARUH EARNING PER SHARE, KURS RUPIAH, DAN BI-7 DAY REVERSE REPO RATE TERHADAP HARGA SAHAM PADA PERUSAHAAN EKSTRAKTIF DI BIDANG PERTAMBANGAN YANG TERDAFTAR PADA BURSA EFEK INDONESIA TAHUN 2017-2022 Setyawati, Ely; Afkar, Taudlikhul
SUSTAINABLE Vol 4 No 1 (2024): Volume 4 No 1, Mei 2024
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/stb.v4i1.22472

Abstract

Seorang penanam modal membutuhkan sebuah penjelasan yang relavan dan sebuah pengukur kinerja perusahaan yang jelas untuk membuat sebuah pilihan terhadap investasi pada pasar modal, dengan begitu seorang investor bisa melihat apakah saham dari perusahaan tersebut mempunyai kondisi keuangan yang sehat dan juga mempunyai mutu yang bagus. Penelitian ini diharapkan dapat dilakukan untuk melihat pengaruh Earning Per Share (EPS), Kurs Rupiah dan BI-7 Day Reverse Repo Rate (BI7DRR) diperusahaan Pertambangan pada bagian Logam dan Mineral dalam upaya sebagai bahan referensi dan informasi pada saat berinvestasi pada pasar modal dengan menyimpulkan pengaruh setiap variabelnya. Studi ini menggunakan teknik penelitian kuantitatif. Temuan ini menjelaskan dampak skala kurs rupiah berdampak positif dan signifikan, yang mengartikan bahwa fluktuasi skala kurs rupiah berdampak pada harga saham perusahaan pertambangan, sedangkan Earning Per Share (EPS) dan BI-7 Day Reverse Repo Rate (BI7DRR) tidak mempunyai pengaruh positif dan signifikan, yang mengartikan bahwa besarnya laba bersih setiap lembar saham dan suku bunga yang terjadi kenaikan tidak mempunyai dampak terhadap harga saham perusahaan pertambangan.
Financial Performance of Islamic Commercial Banks Through Efficiency Levels and Non-Performing Financing Before and During The Covid-19 Pandemic Afkar, Taudlikhul; Hariawan, Ferry; Fauziyah, Fauziyah; Shera, Shinta Clarita Dwi
Monex: Journal of Accounting Research Vol 13, No 01 (2024)
Publisher : Pusat Penelitian dan Pengabdian Masyarakat Politeknik Harapan Bersama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30591/monex.v13i01.6154

Abstract

The real sector and the financial sector have been affected by the Covid-19 pandemic for approximately 2 years. It condition makes the banking financial sector pay attention to the level of operational expenses efficiency and be careful in channeling financing in order to reduce the occurrence of bad financing caused by defaults from customers. Analysis of the capabilities of Islamic banks in Indonesia in terms of operational cost efficiency and managing problematic financing in conditions before and during the Covid-19 pandemic so that the ability of Islamic banks to manage their financial performance will be known is the aim of this research. Saturated sampling was the technique for sampling this research from the research population of 14 Islamic commercial banks in Indonesia. Documentation is used as a technique in collecting data from the combined financial reports of 14 Islamic commercial banks. Data before the pandemic can be seen from the 2018-2019 financial reports, while 2020-2021 data during the pandemic. Paired sample t-test with Jamovi media was used as a data analysis technique. The findings of this research show that during the Covid-19 pandemic, the level of efficiency and non-performing financing of Islamic banks has decreased, meaning that the financial performance of Islamic banks is better and operating costs are more efficient, problem financing is reduced, so that the potential for increased profitability is higher. Keywords: operating expenses and operational income, non-performing financing, financial performance, Islamic banking, covid-19.
Peran Posyandu Lansia Dalam Meningkatkan Kesejahteraan Masyarakat Lansia di Dusun Cermen Desa Cermen Kecamatan Kedamean Kabupaten Gresik Afkar, Taudlikhul; Puspitasari, Yenny; Safitri, Anis; Maslukhiyah, Maslukhiyah; Yakin, Ibnu Ainul; ‘Aini, Syafira Zuhrotul
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 5 No. 1 (2023): BUDIMAS : VOL. 5, NO.1, 2023
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan penelitian ini adalah untuk mengetahui situasi kesejahteraan lansia (lanjut usia) terkait keikutsertaan di Posyandu Lansia, mendeskripsikan peran Posyandu Lansia dalam kesejahteraan lansia yang tergabung dalam Posyandu Lansia, dan faktor-faktor yang mempengaruhi pelaksanaan Posyandu Lansia. Metode penelitian menggunakan pendekatan deskriptif kualitatif. Teknik pengumpulan data melalui wawancara, observasi dan dokumentasi. Validasi data menggunakan triangulasi sumber, metode, teori. Teknik analisis data dimulai dari pengumpulan data, reduksi data, inferensi/kesimpulan/verifikasi dan penyajian data. Penelitian dilakukan di Posyandu Lansia yang berada di Dusun Cermen Desa Cermen Kecamatan Kedamaian Kabupaten Gresik, dengan mempertimbangkan subjek lansia yang menjadi anggota dan pengelola. Informan yang digunakan untuk mengkonfirmasi informasi tersebut adalah keluarga dari keluarga lansia dan kader posyandu lansia. Peran Program Posyandu Lansia adalah menjadi mitra pemerintah dalam meningkatkan kesejahteraan sosial, khususnya bagi lansia yang biasanya membutuhkan bantuan untuk memenuhi kebutuhannya dan juga yang tidak mampu mengatasinya. Selain menjadi mitra negara dan menunjang kebutuhan para lansia, juga sebagai sarana hiburan dan kesempatan untuk bersilaturahmi dengan teman sebaya di tengah perasaan memiliki banyak waktu luang dan kesepian.
Pengaruh Kompensasi dan Motivasi terhadap Kinerja Karyawan pada Perusahaan Jasa Olahraga Harniati, Titik; Lasiyono, Untung; Afkar, Taudlikhul
TIN: Terapan Informatika Nusantara Vol 6 No 5 (2025): October 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/tin.v6i5.8542

Abstract

This study employed an explanatory method with a quantitative approach. Data were collected through questionnaires from 30 employees and analyzed using multiple linear regression with t-test, F-test, and coefficient of determination (R²). The results indicate that compensation and motivation have a positive and significant effect on job satisfaction, both partially and simultaneously. Motivation has the dominant influence, with a regression coefficient of 0.746 and a significance level of 0.000, indicating that higher motivation greatly contributes to higher employee job satisfaction. The findings imply that the company should balance financial compensation and employee motivation enhancement to achieve optimal performance and better retention. Theoretically, the results reinforce the view that motivation is a key internal factor influencing job satisfaction. The novelty of this study lies in its application to the sports service sector, particularly the driving range facility, which has rarely been explored in the context of human resource management.
DIGITAL TRANSFORMATION OF USED VEHICLE UMKM SHOWROOM MARKETING THROUGH TIKTOK LIVE TO OPTIMIZE SALES Wahyono, Muhammad; Hariawan, Ferry; Afkar, Taudlikhul
JURNAL EMA (Ekonomi Manajemen Akuntansi) Vol 10 No 2 (2025): DESEMBER
Publisher : Universitas Merdeka Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51213/ema.v10i2.675

Abstract

This study addresses the limited marketing strategies of used vehicle UMKM showrooms, which have largely depended on conventional promotion methods and struggled to expand their customer base. The research aimed to examine the effectiveness of TikTok Live as an innovative digital marketing tool in enhancing sales performance. A participatory approach was applied through workshops, live demonstrations, and mentoring sessions to strengthen participants’ competencies in designing, implementing, and evaluating online campaigns. Data were collected through observation, participant feedback, and transaction records before and after the program. The findings revealed significant improvements in showroom owners’ ability to utilize TikTok Live, marked by higher audience engagement and increased conversion rates. Daily transactions showed a positive trend, with broader market coverage compared to offline promotions. These results indicate that TikTok Live is not only practical and accessible but also offers sustainable opportunities for UMKM competitiveness in the digital economy. This research contributes to the growing literature on digital transformation for small enterprises by demonstrating the relevance of live-streaming platforms in boosting business resilience and sales growth.
Penguatan Pengelolaan Keuangan BUMDes Sebagai Upaya Menuju Desa Mandiri di Desa Kebontunggul Mojokerto Sawitri, Aristha Purwanthari; Afkar, Taudlikhul; Suhardiyah, Martha; Suharyanto
Jurnal Pemberdayaan Masyarakat Vol 5 No 2 (2020): November
Publisher : Direktorat Penelitian dan Pengabdian kepada Masyarakat (DPPM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/jpm.v5i2.4324

Abstract

The purpose of the implementation of this community service activity is to provide an understanding of the financial management of BUMDes. The problem faced by partners is that bumdes financial management has not been properly managed, resulting in the optimal governance of BUMDes in the partner village. The un availability of accommodated resources in the village is one of the causes of the unsanying of local potential in partner villages and their surroundings. This method of community service implementation is carried out by providing training on the importance of accounting management as a form of business management accountability and providing assistance to partners in compiling financial statements in accordance with financial accounting standards (SAK). The result of this community service activity is that BUMDes managers are able to compile BUMDes financial statements in a simple way including cash statements, income statements, capital change reports and financial position statements. Although the results of financial reporting compiled by partners are still very simple, this reporting has been done with SAK and it is expected that in the future the management of the partner's financial system is well organized.