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Analisis Profitabilitas Bank Syariah Swasta di Indonesia sebelum dan Sesudah Covid -19 (Dengan Menggunakan Metode Horizontal) Ummi Khoiriyah; Andi Hunafah Balqis Syam; Larasati Larasati; Moh. David Maulana; Rafika Rahmawati
Shafin: Sharia Finance and Accounting Journal Vol. 2 No. 1 (2022)
Publisher : IAIN Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/sfj.v2i1.5812

Abstract

Abstract: This study aims to analyze the profitability of private Islamic banks in Indonesia before and after Covid-19 (using the Horizontal method). This research is a type of quantitative research. Quantitative data used in this study is the calculation of total assets, net income and total capital in BCA Syariah banking, Victoria Syariah bank, Maybank Syariah bank, and CIMB Niaga Syariah bank. The data sources are obtained from the financial statements of BCA Syariah banks, Victoria Syariah banks, Maybank Syariah banks, and CIMB Niaga Syariah banks which are available on the official website of the Financial Services Authority (OJK) for 2018, 2020, and 2021 in the form of report data on Total Assets, Total Capital and Net profit. Using the calculation of ROA and ROE profitability ratios to be able to analyze with horizontal analysis, comparing from 2018 to 2021, where the base year used is 2018. The results showed that the profitability ratios of BCA Syariah banks and Maybank Syariah banks experienced a decrease in profitability while Victoria Syariah banks and CIMB Niaga Syariah banks experienced increased profitability during the covid-19 pandemic.
PERAN GENERASI Z DALAM PENGUATAN EKONOMI KREATIF Ummi Khoiriyah; Isfandayani Isfandayani; Mas Deden Tirtajaya
DEVOSI Vol 3 No 2 (2022): Devosi Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/devosi.v3i2.4580

Abstract

Creative economy is a catch in thinking to get things that are economical. However, the contribution of Generation Z to the creative economy is still small, one of which is Generation Z in Sukarukun Village. This study aims to build the role of Generation Z in strengthening the creative economy. The implementation method in this activity uses the community education method by providing socialization, training and assistance to children and adolescents related to the creative economy which aims to increase public understanding and increase awareness of the importance of Generation Z's role in strengthening the creative economy. The results of this activity show that increasing insight related to the creative economy, Generation Z can make products about the creative economy by making handicrafts in the form of pencil cases that can be of economic value, designing product photos so that they are more attractive using photoroom applications, do product packaging and marketing on social media in the form of whatsapp business, instagram and tiktok.
PENYULUHAN PERUBAHAN PEMAHAMAN DALAM PENCEGAHAN DAN PENURUNAN STUNTING DI KECAMATAN BATUJAYA KARAWANG Siti Nurhidayah; Hasan Basri; Ridwan Ridwan; Puput Putrianika; Dian Desty Widyowati; Ummi Khoiriyah
DEVOSI Vol 4 No 1 (2023): Devosi Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/devosi.v4i1.6916

Abstract

Stunting is a nutritional problem in the world, especially in developing and poor countries. Stunting can increase the risk of morbidity and mortality, as well as suboptimal brain development resulting in stunted motor development and mental retardation. Karawang Regency is one of 100 areas in West Java that is prioritized for stunting prevention. Based on the latest data released by the Karawang Regency Health Office, the results of the August 2020 Toddler Month Weighing were as many as 155,670 toddlers whose length and height were measured, the results obtained were 688 toddlers with very low nutritional status (0.4%) and 3,720 short toddlers (2.4%) ). Meanwhile, the normal height was 150,875 toddlers (96.9%) and the height was 387 toddlers (0.2%). The cause of the high stunting rate in Karawang Regency is very complex. The determinants of stunting cases that have been collected by the Karawang District Health Office are the lack of clean water, healthy latrines, immunization, the number of pregnant women who experience a lack of protein energy, the number of family members who smoke, children who have worms and families who do not have health insurance. Based on the identification of the problem of stunting in Karawang Regency, stunting is not hereditary so it can be prevented. The main factor is changes in people's behavior. Therefore, the Institute for Research & Community Service (LPPM Unisma) carries out community service activities by making outreach activities for changes in understanding in accelerating stunting prevention in Batujaya District, Karawang Regency. Activities to increase behavior change in accelerating stunting prevention in Batujaya District, Karawang Regency are actually only carried out in the form of counseling and psychoeducation regarding changes in understanding in accelerating stunting prevention by involving various parties so that they can have a positive impact. has an impact on preventing and reducing stunting, as well as providing basic food packages for vulnerable families.
PENDAMPINGAN SERTIFIKASI HALAL GRATIS (SEHATI) UNTUK USAHA MIKRO KECIL DAN MENENGAH (UMKM) DI DESA SUKAMUKTI Putra, Purnama; Fadhliah, Syifa; Khoiriyah, Ummi
DEVOSI Vol 5 No 1 (2024): Devosi Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/devosi.v5i1.9478

Abstract

Halal certification is an obligation for MSME players in Indonesia. In accordance with government directives in Government Regulation Number 39 of 2021 which requires MSMEs to have halal certification from 17 October 2019 to 17 October 2024. After 17 October 2024, actors who do not have halal certification will receive sanctions from the government. The problem that occurs in the community related to the small number of MSMEs that carry out halal certification is the lack of knowledge and information regarding the process and flow of applying for halal certification for MSMEs, making MSMEs unable to carry out halal certification. The implementation of this community service was carried out in Sukamukti Village by holding a socialisation and assistance program for Free Halal Certification (SEHATI) for MSMEs in Sukamukti Village. The method of implementing this activity uses a training method to introduce new things to the community followed by the implementation of halal certification assistance. The conclusion in this mentoring activity runs smoothly. Overall, MSMEs that can be certified halal are Warung Seblak which focuses on food through a self-declaration programme. Halal certification shows positive results, including having an impact on increasing partner turnover.
PELATIHAN ANALISIS BIBLIOMETRIK MENGGUNAKAN VOSVIEWER DALAM PENINGKATAN KUALITAS DAN KUANTITAS RISET DOSEN DAN MAHASISWA Putra, Purnama; Basri, Hasan; Nurhidayah, Siti; Khoiriyah, Ummi; Desty Widyowati, Dian; Putrianika, Puput
DEVOSI Vol 5 No 2 (2024): Devosi: Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/devosi.v5i2.9947

Abstract

Bibliometriks is a method of quantitatively analyzing scientific literature to identify publication patterns, authors, and keywords relevant to a field of research. The VOSviewer tool helps in mapping collaboration networks, identifying research trends, and evaluating the impact of scientific work. Analysis of problems related to bibliometrik analysis studies has never been maximized by lecturers and students of Universitas Islam 45. This problem is due to the lack of information, understanding, and clinical skills about analysis applications using VOSviewer. The service method applies the method of training and community assistance through the delivery of question and answer material and discussion as well as implementation practices with assistance. The results of the bibliometrik training service are increased knowledge, motivation and research interest of lecturers and students in competing and interacting with other research at the global and even international levels. Bibliometrik training can also inspire new research ideas and encourage collaboration between researchers. Bibliometrik training equipped with attractive visualizations can contribute to improving the quality of research and strengthening the position of Universitas Islam 45 as an active institution in producing quality scientific work.
Increasing Student Competency Through Catia V5 Software Training Sulistiyanto, Muchlis; Nurhidayah, Siti; Basri, Hasan; Khoiriyah, Ummi; Putrianika, Puput; Widyowati, Dian Desty; Zhafiraah, Nazma Riska
Entrepreneurship and Community Development Vol. 1 No. 2 (2023): NOVEMBER 2023
Publisher : Santoso Academy Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58777/ecd.v1i2.135

Abstract

The current era demands that all aspects of engineering be carried out automatically, including creating technical drawings, which were previously done manually, now being replaced with drawings using CAD (Computer Aided Design) software, which offers automatic drawings. This problem impacts the industrial world, which requires skilled workers in the field of design. In the manufacturing industry, Catia V5 is widely used in product designs because it is faster and easier to use than paper and drawing tools. This Catia V5 Software training aims to improve students' 2D and 3D drawing abilities. This activity was done online in 6 meetings via the Zoom Meeting application. The impact of the success of this program is in the form of increasing students' knowledge and understanding of 2D and 3D sketching via Catia V5 and being able to operate the features of Catia V5.
Digital Financial Bookkeeping Training for MSME Entrepreneurs Damayanti, Misvia; Putra, Purnama; Khoiriyah , Ummi; Widyowati, Dian Desty
Entrepreneurship and Community Development Vol. 2 No. 1 (2024): MAY 2024
Publisher : Santoso Academy Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58777/ecd.v2i1.229

Abstract

The service activity aims to provide outreach, training, and assistance to MSMEs in Sukabungah Village on creating digital financial bookkeeping. Effective bookkeeping is crucial for business progress, enabling MSMEs to track financial flows, income, and profits accurately. Observations reveal that while MSME actors in Sukabungah Village engage in bookkeeping, it is not performed optimally. To address this, the service team implemented a digital bookkeeping training program using the "BukuWarung" application. The program's results demonstrate significant improvements in the financial management and bookkeeping capabilities of MSME actors. Participants reported increased knowledge and understanding of financial transactions within their businesses and the ability to classify these transactions into assets, liabilities, income, and expenses. They learned to execute an entire accounting cycle, including recording financial transactions in journal form, posting to the ledger, preparing trial balances, and generating profit and loss statements and financial position reports. Overall, the training program has enabled MSMEs in Sukabungah Village to manage their finances more effectively, contributing to business progress and enhancing the welfare of both MSME actors and the broader community.
Pengaruh Profitabilitas dan Likuiditas Terhadap Zakat Perusahaan Pada Bank Umum Syariah di Indonesia Bela, Nur Evita; Fahlevi, Rizal; Putra, Purnama; Khoiriyah, Ummi
Jurnal Keuangan dan Perbankan Vol. 20 No. 2 (2024): Jurnal Keuangan Dan Perbankan, Volume 20 No. 2, Juni 2024
Publisher : STIE Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35384/jkp.v20i2.566

Abstract

This research aims to determine the influence of profitability and liquidity on corporate zakat (Islamic almsgiving) for Islamic Commercial Banks in the period of 2021-2023 in Indonesia. The population of this study consists of Islamic Commercial Banks operating in Indonesia. The research employs purposive sampling as the sampling method. After selection, the sample includes four Islamic Commercial Banks: Bank Muamalat Indonesia, Bank Syariah Indonesia, Bank Mega Syariah, and Bank Panin Dubai Syariah. This research follows a quantitative approach using multiple regression analysis, and the analysis is conducted using SPSS. The research results indicate that the profitability variables, proxied by Return On Equity (ROE) and the Operating Expenses to Operating Income Ratio (BOPO), and the liquidity variable, proxied by Financing to Deposit Ratio (FDR), collectively have a positive and significant impact on corporate zakat. In partial testing, the Profitability variable, which is proxied by Return On Equity (ROE), has a significant positive influence on the company's zakat expenditure, while the Operating Costs, Operating Income (BOPO) has no effect on the company's zakat expenditure, and the Liquidity variable, which is proxied by the Financing to Deposit Ratio. (FDR) has a significant negative effect on company zakat expenditure. This explains how the profitability and liquidity of Islamic banks can affect their social obligations in paying corporate zakat, which is an important aspect of the Islamic economy in Indonesia.
PENTINGNYA LITERASI SYARIAH DALAM MENYELARASKAN KEUANGAN KELUARGA DI DESA MEDALKRISNA Tias, Elsa Ayuning; Rahmawati, Rafika; Mardiah, Siti; Khoiriyah, Ummi
Al-Ihsan: Journal of Community Development in Islamic Studies Vol 3 No 1 (2024): Al-ihsan : Journal of Community Development in Islamic Studies
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/alihsan.v3i1.9544

Abstract

It is difficult for some communities to obtain corporate funding under these conditions, due to a lack of financial literacy and uneven distribution of financial institutions. In addition, the low level of literacy and understanding of the community contributes to the community's decision to borrow money from Bank Emok. The community service team used the community education method in conducting education or socialization to residents of Medalkrisna Village, Bojongmangu Subdistrict in an effort to improve communication on the importance of Sharia literacy in harmonizing family finances. The results of community service to the local community show that the community understands more about financial literacy and understands the dangers of Bank Emok so that the local community is interested in switching to using Sharia Banks.
Smart Hydroponics Innovation: Blyink IoT Application for Sustainable Food Security Fadhilah, Habil Azmi; Purwantini, Lucky; Chairunnisa, Nurlaila Maysaroh; Putra, Purnama; Khoiriyah, Ummi
Entrepreneurship and Community Development Vol. 2 No. 2 (2024): NOVEMBER 2024
Publisher : Santoso Academy Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58777/ecd.v2i2.340

Abstract

The rapid development of technology has a significant impact on various fields, one of which is technology in agriculture. The use of technology in agriculture, such as the Internet of Things (IoT), aims to make it easier for farmers to monitor, manage and carry out agricultural activities. The solution for farmers to utilize technology in monitoring agricultural land to get more effective and efficient harvests so that they can increase productivity and yields is by using IoT technology. The application of IoT technology in hydroponic farming systems can be done to determine the parts per million (ppm) content in water and water levels in real-time. The method used in this community service is socialization and training for farmers in Medalkrisna Village, as well as testing using the prototyping method connected to the Blynk application. This tool allows farmers to monitor parts per million of water and water levels online and makes it easier for farmers to monitor. The managerial implications of implementing Blyink’s Internet of Things-based hydroponic system to improve food security include increasing the efficiency of resource management and optimizing agricultural production.