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Fiqh Review on The Use of Sharia Credit Card Based on Fatwa DSN MUI No: 54/DSN-MUI/X/2006 Harahap, Soritua Ahmad Ramdani; Azmi, Muhammad Ulul; Lahuri, Setiawan bin
AL- IKTISAB Journal of Islamic Economic Law Vol 3 No 2 (2019)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/al-iktisab.v3i2.3912

Abstract

This study describes the fiqh review in the use of Islamic credit cards. In general, the opinions of leading scholars state that credit card transactions can be categorized in the kafalah, wakalah, hawalah, qardh, and ijarah agreements. These contracts are legally permissible and their use is adjusted to the transaction. In this study using a type of qualitative research with a literature study method approach. The results of this study explain that Islamic credit cards should be able to maintain the principle of utility in their using. This is based on the perspective of the principle of maslahah, which not only sees direct benefits or worldly benefits, but also sees benefits for the hereafter. So that there is a balance between the world and the hereafter in the fortified by ad-dharurat al-khams, namely preserving religion, soul, reason, descent, and wealth.
Perception and Problem of English Pre-service Teachers in Applying Merdeka Belajar Curriculum During Teaching Practice Achadiyah, Rachmawati; Azmi, Muhammad Ulul
Journal of English Education Program Vol 5, No 1 (2024)
Publisher : FKIP - Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/jeep.v5i1.71757

Abstract

Curriculum is updated according to the era's demands which aims at actualizing qualified human resources. The great concept of the curriculum will be superfluous without the teachers"™ role. The objective of this research is to examine English preservice teachers"™ perceptions and problems they encounter in understanding and implementing the new curriculum during their teaching practice. Ten English preservice teachers who completed their teaching practice took part in this research. They were assigned to schools that implement the Merdeka Belajar curriculum. Since the data was gathered and analyzed in two ways, this research is a mixed-method study. The findings of the study revealed that English preservice teachers have a negative perception of understanding and implementing the Merdeka Belajar curriculum in their teaching practice, incapability in designing flow of learning objectives and teaching modules, incapability to conduct differential learning, lack of knowledge on how to integrate Profil Pelajar Pancasila into teaching-learning process contributes to the negative perception of English Pre-Service Teacher. Additionally, the problem was made worse because the university did not properly prepare English pre-service teachers for the latest curriculum.
Hubungan Tingkat Pengetahuan dan Lingkungan Remaja dengan Kesehatan Akibat Perilaku Mengkonsumsi Minuman Keras di Desa Lendang Tampel Nagib, Muh; Azmi, Muhammad Ulul
ProHealth Journal Vol 18 No 2 (2021): December
Publisher : STIKes Hamzar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59802/phj.202118291

Abstract

Minuman keras adalah minuman yang mengandung etanol yang dapat menyebabkan penurunan kesadaran bagi yang mengkunsumsinya, dan dapat menyebabkan gangguan kesehatan fisik seperti gangguan pada hati, pancreas, resiko kanker esophagus, lambung, usus besar, dan paru-paru, dan jantung. Tujuan penelitian adalah utuk mengetahui hubungan tingkat pengetahuan tentang bahaya minuman keras terhadap kesehatan dan lingkungan remaja dengan perilaku mengkonsumsi minuman keras di Desa Lendang Tampel Kecamatan Batukliang Lombok Tengah. Penelitian ini menggunakan metode analitik korelasi dengan pendekatan cross sectional. Data yang dikumpulkan dengan menggunakan kuesioner. Populasi adalah remaja yang berasal dari Desa Lendang Tampel tahun 2019 yang berjumlah 675 orang. Sampel diambil dengan tehnik purposive random sampling berjumlah 169 orang. Uji statistik yang dilakukan adalah univariat dan bivariat dengan tingkat kemaknaan α= 0,05. Hasil analisa univariat menunjukan pengetahuan baik sebanyak 97 orang (57,9%), berpengetahuan cukup 23 orang (13,2%), dan berpengetahuan kurang sebanyak 49 orang (28,9%). Dan diketahui lingkungan baik sebanyak 72 orang (42,1%), dan lingkungan tidak baik sebanyak 97 orang (57,9%). Dan perilaku mengkonsumsi minuman keras sebanyak 97 orang (52,6%), dan tidak mengkonsumsi minuman keras sebanyak 80 orang (47,4%). Analisa chi-square diperoleh hubungan tingkat pengetahuan tentang bahaya minuman keras terhadap kesehatan dan lingkungan dengan perilaku mengkonsumsi minuman keras dengan nilai signifikan p value = 0,000 <0,05. Penelitian ini disimpulkan bahwa ada hubungan antara tingkat pengetahuan dan dan lingkungan remaja dengan kesehatan akibat perilaku mengkonsumsi minuman keras di Desa Lendang Tampel Kecamatan Batukliang Lombok Tengah.
Teknologi Tepat Guna Alat Sensor Proteksi Bayi dalam KKN BTV di Surabaya Fahriani, Nuniek; Winarno, Winarno; Azmi, Muhammad Ulul
Aksiologiya: Jurnal Pengabdian Kepada Masyarakat Vol 7 No 1 (2023): Februari
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/aks.v7i1.9828

Abstract

Sejak pendemi virus corona 19 melanda, aktivitas pekerjaan, belajar, sekolah dan ibadah dilakukan dirumah. Aktivitas beralih dilakukan secara daring. Tentunya menambah pekerjaan rumah tangga bagi ibu. Apalagi yang memiliki anak usia bayi. Sehingga diperlukan teknologi tepat guna yang dapat membantu pada proses proteksi terhadap bayi  jika sedang tidur kemudian ibu bisa melakukan pekerjaan rumah tangga lainnya. Tujuan teknologi tepat guna ini adalah sebagai alat sensor yang bisa memberikan notif dan mengeluarkan bunyi yang menjadi “alarm” ibu jika bayi sedang mengalami gangguan di saat tidur. Observasi dan wawancara dilakukan di wilayah RW 05 Babatan Surabaya dalam program KKN Back to village. Perancangan dan rangkaian alat membutuhkan beberapa media elektronika pengkabelan dan dimasukkan pemrograman sehingga dapat diketahui hasil dari rangkaian tersebut. Beberapa kali rangkaian dan ujicoba sempat menghasilkan eror detection. Dibutuhkan kecernatan dan sebuah analiasis dalam mengurai permasalahan di titik perancangan. Hasilnya ibu rumah tangga dapat melakukan pekerjaan rumah tangga lainnya tanpa harus khawatir apakah bayinya sedang  menangis atau tidak. Alat sensor bekerja optimal dengan jarak maksimal 3 m dan buzzer terdengar hingga sejauh 12 m.
Productive Waqf Fund Management Strategy Azmi, Muhammad Ulul; Lahuri, Setiawan Bin; Kanggas, Fazari Zulhasmi; Kamaluddin, Imam; Harahap, Soritua Ahmad Ramdani
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v4i1.1576

Abstract

This article aims to provide an example for waqf management institutions in developing the benefits of productive waqf by implementing a good waqf management strategy and following the concept and purpose of waqf. With the increasing public interest in waqf and the increasing number of waqf management institutions throughout the world and especially in Indonesia. Along with that, there has not been a desire that can be emulated by waqf management institutions in determining the management strategy of productive waqf funds to develop the benefits of productive waqf itself. This type of research is qualitative research with data collection techniques conducted by conducting interviews with nadzir waqf in PM. Darussalam Gontor. This research shows that PM. Darussalam Gontor has a unique strategy in managing productive waqf funds while still looking at the purpose of the existing waqf, more than that, many communities around the boarding school can also benefit from productive waqf in PM. Darussalam Gontor. This research is expected to be a guide in developing the benefits of productive waqf in waqf management institutions in Indonesia.
EFISIENSI BMT SEBAGAI NADZIR DALAM PENGELOLAAN WAKAF UANG azmi, muhammad ulul
Mu'amalatuna: Jurnal Ekonomi Syariah Vol 2, No 2 (2019): Mu'amalatuna: Jurnal Ekonomi Syariah
Publisher : Universitas Muhammadiyah Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36269/muamalatuna.v2i2.165

Abstract

Waqf is one of the Islamic economics instruments that is very important in the economisc empowerment of Muslims. So far waqf is only synonymous with Islamic charity in the form of fixed assets, such as land and buildings, but now the development of waqf is increasingly widespread with the existence of cash waqf. Cash waqf makes it easy to mobilize funds from the community through cash waqf certificates that can be made in various fractions according to the segment of the community, so that everyone can be a wakif. However, management of waqf has not been optimally empowered, so measurement of efficiency performance is expected to help in optimizing the potential of cash waqf management.This study aims to analyze the level of efficiency of cash waqf management institutions from several BMTs listed as Nadzir by BWI during the period 2012-2017. Two Stage DEA is used to measure the efficiency level of cash waqf management institutions and the factors that influence the level of efficiency. The collected funds, total labor and labor costs (X3) are input variables. The distribution of managed funds and profits are output variables.
Dimensi Pengalaman Spiritual dalam Praktik Zikir Tarekat Qadiriyah wa Naqsyabandiyah Mushaffa, Arju; Arifin, Muhammad; Azmi, Muhammad Ulul; Junaris, Imam
An-Nahdloh: Journal of Education and Islamic Studies Vol. 1 No. 2 (2026): Januari 2026
Publisher : Magister Pendidikan Agama Islam (MPAI) Program Pascasarjana, Universitas Islam Raden Rahmat (UNIRA) Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58788/jeis.v1i2.50

Abstract

This study aims to describe the dimensions of the spiritual experiences of the congregants of the Qadiriyah wa Naqsyabandiyah Tarekat under the guidance of Ulul Albab at the Integrated Islamic Boarding School Daru Ulil Albab, Nganjuk, as well as to analyze the influence of teachings and the practice of dhikr on changes in congregants' behavior. The approach used is qualitative with a phenomenological research type, conducted through observation, in-depth interviews, and document analysis. Data analysis is carried out through data reduction, data presentation, and verification using source triangulation. The research findings indicate that the spiritual experiences of the followers of the Qadiriyah wa Naqsyabandiyah Order are reflected in five main aspects: self-transformation, inner peace, awareness of always remembering Allah, consistency in worship, and the ability to maintain a balance between spirituality and worldly life. The practice of dhikr, especially dhikr nafi isbat and ismu zat, serves as the main means that fosters tranquility, enhances self-control, and strengthens discipline in worship. These findings align with William James' theory of spiritual experience, particularly regarding the noetic, ineffability, transiency, and passivity aspects, and are relevant to Max Weber's theory of social action, which shows that the behavior of the followers is influenced by a combination of value-rationality and instrumental rationality. This study affirms that the practices of the Qadiriyah wa Naqsyabandiyah Order play an important role in shaping the spiritual depth and behavioral changes of its followers.   Keywords: Spiritual Experience, Sufi Order, Qadiriyah and Naqshbandiyah, Dhikr, Social Action