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OPTIMALISASI PERAN BMT DALAM UPAYA PENGHAPUSAN PRAKTIK RENTENIR Ayogi, Visita Dwi; Kurnia, Tuti
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 1 No. 1 (2015): Jurnal Syarikah
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (420.954 KB) | DOI: 10.30997/jsei.v1i1.254

Abstract

The existence of the moneylender more exist until now,this is evidenced by the fact that 70 % of SMEs caught on moneylenders. Such a practice is clearly to be abolished in the community because of the negative impact for the community. Therefore, the existence of Baitul Maal wa tamwil (BMT) as a microfinance institution which is operated by the Islamic principles is considered very important to eliminate the practice of moneylenders in the community. The purpose of this study was to determine the role that has been carried out by BMT in efforts to eliminate the practice of moneylenders and to determine the role played by BMT is optimal or not in efforts to eliminate the practice of moneylenders.Dataanalysistool in this study using quantitative descriptive analysis data collection through interviews.Data processing is done by using lnear programming, with the help of an application program LINDO, to complete the mathematical modeling used to optimize an objective with various constraints. Were then analyzed by analysis of primal, dual, and sensitivity.The conclusion of this study is the role performed by BMT Amal Atina and BMT Berkah Mandiri Sejahtera in efforts to eliminate the practice of the moneylender is not optimal, because the resources used to minimize the practice of excessive or moneylenders in the community still has not been used optimally.Keywords :Role of BMT , the Moneylender .
ANALISIS PERSEPSI MASYARAKAT KOTA BOGOR TERHADAP WAKAF TUNAI Handayani, Rahmi Putri; Kurnia, Tuti
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 1 No. 2 (2015): Jurnal Syarikah
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (416.818 KB) | DOI: 10.30997/jsei.v1i2.256

Abstract

Penelitian ini bertujuan untuk mengetahui persepsi masyarakat Kota Bogor terhadap wakaf tunai. Variabel yang digunakan dalam penelitian ini adalah variabel pengetahuan, minat, dan media informasi. Penelitian ini merupakan penelitian kuantitatif dengan menggunakan metode analisis diskriminan. Berdasarkan hasil analisis yang dikelompokkan berdasarkan pekerjaan dan persepsi mengenai wakaf tunai, maka dari kelompok pekerjaan dapat disimpulkan bahwa faktor yang membedakan persepsi masyarakat adalah faktor minat, dengan fungsi diskriminan Zi= 1.0 Minat. Sedangkan berdasarkan pengelompokkan persepsi mengenai wakaf tunai faktor yang membedakan persepsi masyarakat adalah faktor pengetahuan dan media informasi. Dengan persamaan fungsi diskriminannya Zi = 1.009 pengetahuan+0,228 minat+ 0,36 media informasiKata Kunci: persepsi, wakaf, variabel pengetahuan, minat, dan media informasi
KRITERIA FISABILILLAH DI LEMBAGA PENGELOLA ZAKAT INDONESIA Ummah, Fiena Nafirul; Kurnia, Tuti
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 6 No. 1 (2020): Jurnal Syarikah
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jsei.v6i1.2466

Abstract

Penelitian ini bertujuan untuk menganalisis kriteria fisabilillah di lembaga pengelola zakat Indonesia. Penelitian ini dilatarbelakangi oleh penyaluran dana zakat yang dilakukan oleh lembaga pengelola zakat di Indonesia yang lebih banyak dialokasikan untuk beberapa golongan. Oleh sebab itu diperlukan analisis tentang kriteria fisabilillah dan kesesuaian kriteria fisabilillah di Indonesia. Jenis penelitian ini adalah penelitian deskriptif kualitatif dengan menggunakan analytic hierarki prosses (AHP). Teknik pengambilan sampel menggunakan metode purposive sampling. Hasil penelitian mendapati bahwa tiga lembaga pengelola zakat, dana zakat yang didistribusikan kepada golongan fisabilillah adalah untuk para dai yang menyebarkan Islam, untuk beasiswa bagi para pelajar, dan untuk kemaslahatan umum umat muslim. Kriteria kesesuaian mustahik golongan fisabilillah sudah sesuai dengan kriteria menurut syariat Islam.
FAKTOR YANG MENENTUKAN KEPERCAYAAN MUZAKKI MEMBAYAR ZIS DI LEMBAGA PENGELOLA ZAKAT PASCA PEMBERITAAN KASUS ACT DI MEDIA MASSA (STUDI KASUS MUZAKKI DI WILAYAH JABODETABEK) Paujiah, Rida; Munawar, Wildan; Kurnia, Tuti
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 3 No 2 (2024): Ad Diwan
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v3i2.747

Abstract

The aim of this research is to determine the factors that determine muzakki's confidence in paying ZISat Zakat management institutions after the reporting of the Aksi Cepat Tunjung (ACT) case in the massmedia. The type of research carried out uses quantitative research with survey research methods. Thesample was taken using a purposive sampling technique, involving 100 respondents as the total samplefrom Jabodetabek Muslims who were aware of the ACT Case News and had paid their ZIS to the zakatmanagement institution. The analytical method used is factor analysis with the help of IBM SPSS version25. The findings from this research indicate that the factors that determine muzakki's confidence inpaying ZIS at the Zakat management institution after the reporting of the ACT Case in the Mass Mediaare, Factors that shape muzakki behavior consisting of muzakki culture, Muzakki Mass Media, MuzakkiReligiosity, Muzakki Social Environment and Muzakki Self-Awareness. Furthermore, Muzakki's trustfactor consists of Zakat Institution Transparency, Zakat Institution Image and ZIS Knowledge. Thedominant factors come from the factors that shape muzakki behavior
STRATEGI PENGELOLAAN ASET WAKAF DALAM MENGURANGI TINGKAT PENGANGGURAN DI JAWA BARAT Anisa, Siti; Kurnia, Tuti
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 3 No 2 (2024): Ad Diwan
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v3i2.749

Abstract

The purpose of this research is to determine waqf asset management strategies in reducing unemployment in West Java. The method used is qualitative with a descriptive approach and the determination of waqf management strategies using SWOT analysis techniques. The sample in this study was determined through puposive sampling. The data collection process is carried out through interview techniques and questionnaire distribution. The results of this study indicate that the management of waqf assets in West Java is still mostly used for worship purposes, namely waqf mosques and musolah.  Meanwhile, the management of waqf assets by BWI West Java does not exist to overcome unemployment so that the appropriate strategy in managing these waqf assets is the strategy of developing waqf land by establishing a Job Training and Competency Center, developing waqf land by establishing a labor channeling institution, developing waqf land by establishing a job vacancy information institution, developing mosque waqf by setting up kiosks to increase trade businesses, developing agricultural waqf by empowering the surrounding community to increase agricultural businesses and developing waqf land by empowering livestock businesses
MODEL PEMBERDAYAAN ASET WAKAF MELALUI CROWDFUNDING BAGI UMKM DI PROVINSI ACEH Maesaroh, Siti; Kurnia, Tuti; Alhifni, Anas
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 3 No 2 (2024): Ad Diwan
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to determine the Aceh Province waqf asset empowerment model for MSMEs as a solution to overcome the problems and needs of MSMEs. This research method uses a descriptive qualitative method with a quantitative approach. The data analysis technique used is the Analytical Network Process (ANP) where data is collected through interviews and distributing questionnaires. The technique used in sampling was purposive sampling with a total sample of 30 MSMEs in Aceh Province. The results of this research show that the needs of MSMEs in Aceh Province are improving product quality at affordable prices, strategic business locations and business capital. The waqf asset empowerment model that can be a solution to the needs of MSMEs is the MSMEs Financing model which is a waqf asset empowerment model for MSMEs, where waqf assets are produced by utilizing funding through crowdfunding. Then, after the waqf assets produce benefits, MSMEs can receive benefits from the productive waqf assets in the form of capital loans with a qard-hasan agreement and facilitation of shops with cheap rental prices for MSMEs. Based on the needs of MSMEs, the waqf model is appropriate to help meet the needs of MSMEs
Perbandingan Keefektifan Berbelanja Online Melalui Aplikasi Shopee dan Belanja di Pasar: Menurut Konsep Islami pada Masyarakat Usia 17-25 Tahun Ismaya, Nur Asiah Jamil; Astrian, Regina Widi; Kurnia, Tuti
Karimah Tauhid Vol. 3 No. 3 (2024): Karimah Tauhid
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/karimahtauhid.v3i3.12263

Abstract

Penelitian ini bertujuan untuk mengevaluasi kepuasan konsumen dalam konteks pembelian online dan offline, fokus pada pelayanan, harga, dan kualitas produk, dengan penekanan pada kenyamanan, keamanan, kesenangan, dan kemudahan pengguna melalui integrasi platform sosial. Meskipun platform seperti Shopee menawarkan kelebihan tersebut, perkembangan zaman seringkali diiringi penurunan nilai etika bisnis. Persaingan intens dapat menghasilkan praktek kontroversial seperti penipuan, semata-mata untuk keuntungan maksimal. Penelitian ini juga mengeksplorasi praktik jual beli di Shopee dan pasar tradisional, menilai aspek-aspek tersebut dari perspektif prinsip-prinsip bisnis Islam. Dengan jenis penelitian kuantitatif-komparatif, data primer diperoleh melalui kuesioner kepada 70 responden usia 17-25 tahun. Hasil menunjukkan penerapan etika bisnis Islam di Shopee dan pasar tradisional masih belum optimal, terutama terkait kejujuran penjual dalam transaksi. Penelitian ini memiliki kekurangan, termasuk penggunaan kuesioner sebagai instrumen pengumpulan data yang mungkin tidak sepenuhnya menggali informasi secara komprehensif.
PROGRAM PENINGKATAN PENDAPATAN MASYARAKAT DESA MELALUI PEMANFAATAN LIMBAH KULIT PISANG MENJADI PRODUK KULIT PISANG ANEKA RASA DI DESA TUGU SELATAN KECAMATAN CISARUA KABUPATEN BOGOR Maesaroh, Siti; Kurnia, Tuti
Qardhul Hasan: Media Pengabdian kepada Masyarakat Vol. 4 No. 2 (2018): OCTOBER
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (156.689 KB) | DOI: 10.30997/qh.v4i2.1076

Abstract

Tujuan dari pengabdian kepada masyarakat, dilakukan agar masyarakat dapat memanfaatkan limbah kulit pisang menjadi sebuah produk yang memiliki nilai jual, sehingga dapat meningkatkan pendapatan masyarakat Desa Tugu Selatan. Indikator capaian minimalnya memiliki pemahaman untuk memanfaatkan limbah kulit pisang. Target sasaran dari program pemanfaatan limbah kulit pisang yaitu masyarakat Desa Tugu Selatan, khususnya Kampung Sampay dan Kampung Rawadulang. Metode yang digunakan pada pengabdian kepada masyarakat ini yaitu menggunakan metode penyuluhan dan workshop (pelatihan), tentang tata cara pembuatan produk dari limbah kulit pisang seperti pangsit kulit pisang (PAKUPIS). Hasil dari kegiatan pengabdian kepada masyarakat yaitu masyarakat memiliki antusias untuk mengetahui dan mendapatkan pengetahuan tentang pengelolaan limbah kulit pisang, dapat dilihat dari banyaknya jumlah peserta yang mengajukan pertanyaan dan masyarakat menginginkan tindak lanjut seperti adanya program penyuluhan yang berkaitan dengan program tersebut.  
PENINGKATAN PENGETAHUAN, KETERAMPILAN DAN PENDAPATAN BURUH TANI MELALUI PEMANFAATAN LAHAN IDLE DENGAN BERTANI CABAI Asnamawati, Lina; Kurnia, Tuti; Komaruddin, Muhammad; Rasoki, Timbul; Nurmalia, Ana
Qardhul Hasan: Media Pengabdian kepada Masyarakat Vol. 8 No. 3 (2022): DESEMBER
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/qh.v8i3.6479

Abstract

Tujuan kegiatan pengabdian kepada masyarakat di Desa Sukaharja adalah untuk memanfaatkan lahan idle dengan menanam cabai adalah untuk meningkatkan pengetahuan dan keterampian buruh tani dalam menanam cabai dengan menggunakan lahan yang tidak termanfaatkan. Selain itu juga, untuk menambah pendapatan bagi para buruh tani. Pengabdian kepada masyarakat dilakukan di kampung Cijulang Desa Sukaharja Kecamatan Cijeruk Kabupaten Bogor kepada 20 orang buruh tani. Metode pengabdian dilakukan dengan metode intervensi. Hasil pengabdian kepada masyarakat menunjukan adanya peningkatan pengetahuan dan keterampilan buruh tani dalam menggunakan media tanam, proses pembibitan, penyemaian dan penanaman pada lahan yang terbatas dengan menggunakan polybag. Hasil lainnya adalah adanya tambahan pendapatan baik secara langsung ataupun tidak bagi buruh tani dari hasil panen tanaman cabai.
KONSEP KAJIAN KONTEMPORER MANUSIA DI DALAM AL QUR'AN Lisliningsih , Novia; Kurnia, Tuti; Aprison, Wedra
MUSHAF JOURNAL: Jurnal Ilmu Al Quran dan Hadis Vol. 3 No. 3 (2023): Desember
Publisher : CV. Adiba Aisha Amira

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Concepts and studies about humans are explained based on the concepts outlined in the Word of Allah in the Qur'an. Apart from that, humans also experience an educational process, where the focal point of discussion is Islamic religious education. Apart from that, humans also have clear concepts in PAI. There are clearly several words that are interpreted as humans in the Qur'an, namely Al Insan, An naas, Al Basyar and Bani Adam. Each word has its own meaning and is even repeated several times in the Qur'an. Every time changes, humans are always involved in it. With the implementation of an independent curriculum, humans have an important role in implementing and developing it. The research method used in this article is to use the library method, namely reading various journals and books, collecting literature and storing it in other information sources in the library to obtain a good and correct understanding of Islamic education material as well as getting to know the Independent Curriculum theory.