Articles
<![CDATA[Decentralized Finance and Its Maslahah: Shaping the Future of Financial Services in Indonesia ]]>
<![CDATA[Amir, Muhammad Fakhri]]>;
<![CDATA[Kadir, Syahruddin]]>;
<![CDATA[Sumarlin, Sumarlin]]>
<![CDATA[ Share: Jurnal Ekonomi dan Keuangan Islam Vol. 13 No. 2 (2024) ]]>
Publisher : <![CDATA[Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.22373/share.v13i2.22857
<![CDATA[Technological innovations are revolutionizing the financial sector through decentralized systems. The emergence of digital currencies necessitates a shift in the financial system toward services that accommodate the development of digital money in the era of Society 5.0. This study aims to explore the potential of Decentralized Finance (DeFi) and its maslahah (benefit) for future financial services in Indonesia. A qualitative approach was employed using library research by collecting primary and secondary data from journals, books, and other literature. Data were analyzed using descriptive analysis through data grouping, data display, and conclusion drawing. The findings indicate that DeFi has the potential to become one of the future financial services as it aligns with technological advancements and the development dimensions of the Society 5.0 era. DeFi offers five maslahah benefits: (1) Protecting religion (hifzu al-din) by serving as an alternative investment instrument; (2) Protecting life (hifzu an-nafs) by becoming a financial market instrument; (3) Protecting progeny (hifzu al-nasl) by encouraging income growth; (4) Protecting intellect (hifzu al-‘aql) by developing human resource potential; and (5) Protecting wealth (hifzu al-maal) by accommodating sources of income and financing for the benefit of society. Therefore, DeFi holds significant potential to contribute positively to Indonesia's financial future by providing services aligned with the values of maslahah and the technological advancements of Society 5.0.========================================================================================================ABSTRAK - Desentralisasi Keuangan dan Maslahahnya: Membentuk Layanan Keuangan Masa Depan di Indonesia. Inovasi teknologi mengarah pada revolusi sektor keuangan melalui sistem terdesentralisasi. Kemunculan mata uang digital memaksa sistem keuangan untuk beralih ke layanan yang mengakomodasi perkembangan uang digital di era 5.0. Penelitian ini bertujuan untuk menggali potensi Decentralized Finance (DeFi) berikut maslahahnya sebagai layanan keuangan masa depan di Indonesia. Penelitian ini menggunakan pendekatan kualitatif dengan metode kepustakaan, dimana data-data dikumpulkan dari artikel jurnal, buku, dan literatur lainnya. Analisis data dilakukan dengan metode deskriptif melalui pengelompokan data, penyajian, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa DeFi memiliki potensi untuk menjadi salah satu layanan keuangan di masa depan karena selaras dengan kemajuan teknologi dan dimensi pengembangan untuk era 5.0. DeFi menawarkan lima manfaat maslahah: (1) Melindungi agama (hifzu al-din) dengan menjadi instrumen investasi alternatif; (2) Melindungi jiwa (hifzu an-nafs) dengan menjadi instrumen pasar keuangan; (3) Melindungi keturunan (hifzu al-nasl) dengan mendorong pertumbuhan pendapatan; (4) Melindungi akal (hifzu al-‘aql) dengan mengembangkan potensi sumber daya manusia; dan (5) Melindungi harta (hifzu al-maal) dengan mengakomodasi sumber pendapatan dan pembiayaan untuk kepentingan masyarakat. DeFi memiliki potensi yang signifikan untuk berkontribusi secara positif terhadap masa depan sistem keuangan Indonesia dengan menyediakan layanan yang sejalan dengan nilai-nilai maslahah dan kemajuan teknologi era 5.0. ]]>
<![CDATA[How is communication effective in control of inflation in Merauke regency? ]]>
<![CDATA[Yulianti, Ni Luh Putu Nita]]>;
<![CDATA[Ismail, Ismail]]>;
<![CDATA[Kadir, Syahruddin]]>
<![CDATA[ Journal of Economics Research and Policy Studies Vol. 5 No. 1 (2025): Journal of Economics Research and Policy Studies ]]>
Publisher : <![CDATA[Nur Science Institute ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.53088/jerps.v5i1.1745
<![CDATA[This article examines the importance of effective communication in controlling inflation in Merauke Regency. Merauke, known for its geographical and economic challenges, requires a strong communication strategy to control inflation, which is often influenced by external and internal factors. Through a literature study of secondary data analysis, this article explores how effective communication between the government, the community, and the private sector can play a role in maintaining price stability and supporting sustainable economic development in an inflation control program. By adopting the right communication strategies, such as the use of mass media, direct socialization, and the involvement of community leaders, the government can increase public awareness and participation. Although there are challenges in communication infrastructure and varying literacy levels, increasing investment in infrastructure and community training can help overcome these challenges. The strategic recommendations provided in this study are hoped to help the government and other stakeholders design and implement effective communication strategies to control inflation in the Merauke Regency.]]>
<![CDATA[ROAD MAP AND DEVELOPMENT HALAL INDUSTRY SECTOR IN INDONESIA ]]>
<![CDATA[Kadir, Syahruddin]]>;
<![CDATA[Siradjuddin, Siradjuddin]]>;
<![CDATA[Nur, Abustan]]>;
<![CDATA[Efendy, Ahmad]]>;
<![CDATA[Alaaraj, Hassan]]>
<![CDATA[ Journal of Sharia Economics Vol. 5 No. 1 (2024): Islamic Finance ]]>
Publisher : <![CDATA[Program Studi Magister Ekonomi Syariah UIN Ar-Raniry ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.22373/jose.v5i1.3285
<![CDATA[The purpose of this research is to find out the halal industry roadmap and the development of the halal industry sector in Indonesia. This research uses a literature review. The literature review uses data from trusted sources to be the research method of the technique used. The result of this study is that the halal industry in Indonesia began with research on food and beverage products found to contain pork extracts in 1988, so the government acted to form the MUI Food, Drug and Cosmetics Assessment Institute (LLPOM) officially in 1989 as the first halal inspection agency in Indonesia. The findings of this study suggest that stakeholders involved in the growth of the halal industry in Indonesia should support the halal industry roadmap. The halal industry business is developing in several sectors, including manufacturing, infrastructure, services, human resources, and halal certification standards. To overcome the demands of the growing halal industry in Indonesia, the government, business companies, and academics must collaborate and synergize to achieve the goal of making Indonesia a global halal center. The halal roadmap will help build and grow the halal ecosystem more methodically and comprehensively.]]>
<![CDATA[Sharia Financial Literation In Developing Sharia-Based Business For Rural Communities In South Sulawesi ]]>
<![CDATA[Abdullah, Muh. Wahyuddin]]>;
<![CDATA[Kadir, Syahruddin]]>;
<![CDATA[Alaaraj, Hassan]]>
<![CDATA[ IKONOMIKA Vol 5, No 1 (2020) ]]>
Publisher : <![CDATA[Universitas Islam Negeri Raden Intan Lampung ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.24042/febi.v5i2.7050
<![CDATA[This study aims to determine the understanding and public trust about Islamic products and Islamic banking and to determine the prospects for Islamic finance in rural business development. The methodology used is descriptive qualitative through FGD and data triangulation. The results showed that people in rural areas tit belongs to less literate and less of trust because some people only understand the Islamic banking products used and only consider aspects of the needs and virtues of banking service facilities. However, it indicates a bright prospect for developing a sharia-based community business with residents of the region who are aware of Islamic law and the demand for Islamic financial institution services by the community is increasing.Keywords: Literacy, Islamic Finance, Business.]]>
<![CDATA[Decentralized Finance as a Digital Financial System in Maqasid Sharia Perspective ]]>
<![CDATA[Widiyanti, Marlina]]>;
<![CDATA[Wusqo, Urwatul]]>;
<![CDATA[Kadir, Syahruddin]]>
<![CDATA[ IKONOMIKA Vol 9, No 1 (2024) ]]>
Publisher : <![CDATA[Universitas Islam Negeri Raden Intan Lampung ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.24042/ijebi.v9i1.21522
<![CDATA[The rise of innovation and technological development has triggered a revolution in the financial sector with a new 'non-centralized' system. The purpose of this study is to comprehend the idea of decentralized finance and pinpoint its advantages. Using literature sources, this study employs a qualitative descriptive methodology. Books, periodicals, and other publications are examples of secondary data. According to the study's findings, DeFi has five maslahah: 1) Maintain religion (hifzu al-din); 2) Preserve the soul (hifzu an-nafs); 3) Preserve offspring (hifzu al-nasl); 4) Preserve the intellect (hifzu al-'aql); and 5) Preserve property (hifzu al-maal). These principles align with technology and the development aspects of the era of Society 5.0. Consequently, it is advised that the government implement a regulation utilizing blockchain technology in the banking industry.]]>
<![CDATA[Labelizing of Manufacturing Halal Industry Products for Achieving Consumer Satisfaction In The Perspective of Maslahah Daruriyah ]]>
<![CDATA[Kadir, Syahruddin]]>
<![CDATA[ El-Qish: Journal of Islamic Economics Vol. 2 No. 1 (2022): El-Qish: Journal of Islamic Economics ]]>
Publisher : <![CDATA[LPPM Universitas Terbuka ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.33830/elqish.v2i1.4150.2022
<![CDATA[Maslahah are all forms of goodness with worldly and hereafter dimensions that bring goodness in all aspects that do not cause harm in production, distribution and consumption activities. The labeling of halal products in the manufacturing industry from the perspective of maslahah daruriyah focuses on halal guarantees, consumer protection is marked by halal symbol on the packaging. The purpose of this study was to determine the categorization of maslahah daruriyah on the labeling of halal products and consumption satisfaction with the labeling of halal products. The method is descriptive qualitative. The results of the study prove that the labeling of halal products is categorized as maslahah daruriyah which of course the obligation of halal labeling is carried out in stages because its existence is needed by human life for the benefit of maintaining religion, soul, mind, lineage and property. Consumption satisfaction known as maslahah with the understanding that the needs are fulfilled both physically and spiritually. Islam attaches great importance to physical and non-physical balance based on sharia values]]>
<![CDATA[Islamic Wealth Management And Corporate Governance ]]>
<![CDATA[Ihsan, Akmal]]>;
<![CDATA[Nur, Abustan]]>;
<![CDATA[Kadir, Syahruddin]]>
<![CDATA[ El-Qish: Journal of Islamic Economics Vol. 2 No. 2 (2022): El-Qish: Journal of Islamic Economics ]]>
Publisher : <![CDATA[LPPM Universitas Terbuka ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.33830/elqish.v2i2.4158.2022
<![CDATA[This paper aims to explore Islamic views on wealth (asset) management and look at good corporate governance. The research method used is a descriptive qualitative method with a literature review approach with data collection techniques namely literature study. The results of the study show that basically asset management in an Islamic perspective is wealth management which is seen as a process of ownership, consumption of wealth, and acquisition in accordance with sharia principles. Islam emphasizes the acquisition and utilization of assets in a lawful and best way. Wealth should not be left idle but must be productive, both in terms of obtaining assets and how to spend them, such as zakat, infaq, and alms. Corporate Governance in Islam is a process of managing assets in institutions or companies in accordance with Islamic principles. Where in the process must apply the principles that have been determined by the Shari'a, such as siddiq, amanah, tabligh, fathanah and so forth. So with the application of these principles, it is hoped that transparency, integration and accountability will be achieved in institutions or companies.]]>
<![CDATA[The Sharia Economic Institution's History In Indonesia ]]>
<![CDATA[Kadir, Syahruddin]]>;
<![CDATA[Kara, Muslimin]]>;
<![CDATA[Masse, Rahman Ambo]]>;
<![CDATA[Alaaraj, Hassan]]>
<![CDATA[ Nizham Jurnal Studi Keislaman Vol 11 No 02 (2023): Nizham: Jurnal Studi Keislaman ]]>
Publisher : <![CDATA[Pascasarjana IAIN Metro ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.32332/nizham.v11i02.7619
<![CDATA[The goal of this research is to learn more about the institutionalization of the Islamic economy in Indonesia, which is a fair economic system that works to preserve social and political life within bounds that don't jeopardize the general welfare. This study employs a method known as a literature review or literature study. The findings of this study show that external factors, such as the establishment of Islamic banks in other nations, trade missions, and preaching that facilitate the implementation of the Islamic economic system, have played a significant role in the history of Islamic economic thought and institutionalization in Indonesia. The internal aspect is public awareness, namely Muslim intellectuals' efforts to adopt an Islamic-based economic system among Indonesia's mostly Muslim population. With several laws controlling Islamic contracts and goods, institutionalization, and systems run by Islamic banks in Indonesia, the Islamic economy has up until now continued to grow. The growth of Islamic economic institutions, however, still falls short of Islamic financial literacy, where knowledge of Islamic economics is still quite poor.]]>
<![CDATA[BUSINESS RISK AND RETURN CONCEPT IN ISLAMIC INVESTMENT ]]>
<![CDATA[Kadir, Syahruddin]]>;
<![CDATA[Musdiana, Andi Desy]]>
<![CDATA[ UTSAHA: Journal of Entrepreneurship Vol. 3 Issue 4 (2024) ]]>
Publisher : <![CDATA[jfpublisher ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.56943/joe.v3i4.695
<![CDATA[In making investments, one must consider risk and return before committing capital. Avoiding unpredictable risks or those that could endanger economic and social sustainability is crucial. This study aims to analyze the concept and relationship between business risk and return on Islamic investment. The main issues addressed include how Sharia principles influence the risk and return profile of investments, as well as the challenges in measuring and managing risk within the Islamic finance framework. The research employs a qualitative descriptive analysis of secondary sources (journal articles). The findings indicate that Islamic investments have distinct risk and return characteristics compared to conventional investments. They emphasize risk-sharing, the prohibition of usury (riba), and a focus on real assets, which tend to produce a more stable risk-return profile in the medium and long term. Challenges include the standardization of risk measurement and the lack of diversification in some Islamic financial instruments, necessitating further innovation in product development and risk management in alignment with Sharia principles.]]>
<![CDATA[Variant Development of the Halal Food Industry In Indonesia: The Role of Sharia Banking ]]>
<![CDATA[Kadir, Syahruddin]]>;
<![CDATA[Awaluddin, Murtiadi]]>;
<![CDATA[K, Amiruddin]]>
<![CDATA[ Li Falah: Journal of Islamic Economics and Business Vol. 7 No. 2 (2022): December 2022 ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Kendari ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31332/lifalah.v7i2.5470
<![CDATA[This research explores the role and contribution of Islamic banking in the halal industry and the development model of the halal food industry. The halal industry's growth with the Indonesian people's lifestyle needs improvement from the perspective of the Islamic finance industry in carrying out financial transaction activities with related parties. Islamic financial industry activities aim to achieve maslahah and prosperity for every consumer or society in general so that the increase in the halal industry is more conservative and competitive with the support from the Islamic banking sector. The research method used is a descriptive qualitative method with a literature review. Based on the results of the analysis, it can be concluded that the development of the halal food industry can be increased through development in the fields of agroindustry, halal logistics, halal lifestyle Islamic boarding schools, exports through MEA, halal food e-commerce, organic halal and halal finance from Islamic banking. The role of Islamic banking is to provide convenience and smoothness for every halal business person, including an e-commerce platform for online transactions, increasing financial literacy for the public, and controlling sources of funds to ensure the production process runs according to halal standards. Islamic banking is one of the supporters of the increase in the halal food industry, both directly and indirectly at home and abroad.]]>
