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All Journal JIKA: Jurnal Ilmu Keuangan dan Perbankan Valid Jurnal Ilmiah
Helmida, Baiq Ertin
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Economics, Econometrics & Finance Social Sciences

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PENGARUH MOTIVASI DAN LINGKUNGAN KERJA TERHADAP KINERJA MELALUI KEPUASAN KERJA KARYAWAN PADA AJB BUMIPUTERA 1912 CABANG MATARAM Helmida, Baiq Ertin; Irianto, Irianto
Valid Jurnal Ilmiah Vol 15 No 1 (2018)
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM Mataram

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Abstract

This study aims to: (1) examine the direct influence of motivation on performance; (2) examine the direct influence of motivation on job satisfaction; (3) examine the indirect influence of motivation on performance through job satisfaction; (4) Examine the direct influence of the work environment on performance; (5) Examine the direct influence of the work environment on job satisfaction; (6) Examine the indirect influence of work environment on performance through job satisfaction; (7) Examine the influence of job satisfaction on performance. This research was conducted in AJB Bumiputera 1912 Branch of Mataram with population of 50 people, the researcher took 45 people as the sample using purposive sampling technique. Data collecting technique was conducted by observation, interview, and questionnaire. Analysis method using inferential statistic and path analysis. The results showed: (1) motivation directly has a significant influence on the employee performances; (2) Motivation directly has a significant influence on the employee satisfaction ; (3) Motivation indirectly has no significant influence on performance through job satisfaction. Thus job satisfaction does not mediate the influence of motivation on performance; (4) The work environment directly has a significant influence on the employee's performance; (5) The work environment directly has a significant influence on the employee satisfaction; (6) The work environment indirectly has no significant influence on performance through job satisfaction. Thus, job satisfaction does not mediate the influence of the work environment on performance; (7) Job satisfaction directly has a significant influence on employee performance.
The Effect of Financial Literacy and Consumption Patterns on Millennials' Investment Choices in Mataram City Amri, Syaiful; Siswanto, Topan; Helmida, Baiq Ertin; Wardani, Rosyia
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 14 No. 2: Juni 2025
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v14i2.16017

Abstract

This research aims to analyze the effect of financial literacy and consumption patterns on the investment choices of the millennial generation in the city of Mataram, both partially and simultaneously. The millennial generation is a productive age group that plays a strategic role in economic development but often faces challenges in financial management and long-term investment planning. The approach used is explanatory associative quantitative with purposive sampling technique on 100 millennial respondents aged 25 to 44 years. Data were collected through a Likert scale-based questionnaire and analyzed using multiple linear regression through SPSS. The results of the data analysis show that all research instruments are valid and reliable, the data is normally distributed, there is no heteroscedasticity, and there is no multicollinearity. Partially, financial literacy and consumption patterns each influence investment choices. Meanwhile, simultaneously, both variables significantly influence millennials' investment choices. These findings underscore the importance of enhancing financial literacy and controlling consumption behavior in shaping rational and sustainable investment habits among the younger generation, particularly in urban areas like Mataram City. Keywords: Financial Literacy; Consumption Patterns; Investment Decisions; Millennial Generation; Mataram City
Co-Authors Irianto Irianto Siswanto, Topan Syaiful Amri Wardani, Rosyia