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Journal : Jurnal Sistem Informasi dan Manajemen

PENGARUH STATUS SOSIAL EKONOMI ORANGTUA, LITERASI KEUANGAN, DAN KONTROL DIRI TERHADAP MANAJEMEN KEUANGAN PADA MAHASISWA MANAJEMEN FAKULTAS EKONOMI UNIVERSITAS GUNUNG LEUSER ACEH Maufira, Rila; Arfan, Rahmat; Malahayati, Rina
JURSIMA Vol 11 No 1 (2023): Volume 11 Nomor 1 2023
Publisher : INSTITUT TEKNOLOGI DAN BISNIS INDOBARU NASIONAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47024/js.v11i1.564

Abstract

Abstrak Pendidikan sangat berperan penting dalam pembentukan manajemen keuangan baik pendidikan informal di lingkungan keluarga maupun pendidikan formal di lingkungan perguruan tinggi. Di dalam lingkungan keluarga, tingkat manajemen keuangan ditentukan oleh peran orangtua dalam memberikan dukungan berupa pendidikan keuangan dalam keluarga. Pendidikan manajemen keuangan di dalam keluarga dipengaruhi oleh status sosial ekonomi orangtua. Perbedaan status sosial ekonomi orangtua membawa perbedaan yang besar dalam mengasuh anak. Anak-anak dikondisikan oleh kelas sosial ekonomi yang mempengaruhi pengetahuan dan perilaku mereka. Pembelajaran di perguruan tinggi sangat berperan penting dalam proses pembentukan manajemen keuangan mahasiswa. Pembelajaran yang tepat dan terarah akan membantu mahasiswa memiliki kemampuan memahami, menilai, dan bertindak dalam kepentingan keuangan mereka. Tingkat pengetahuan keuangan yang tinggi berkorelasi positif terhadap tingkat penghasilan dan tabungan yang lebih tinggi. Dengan memiliki literasi keuangan, mahasiswa mampu membuat keputusan untuk kehidupannya dan menerima tanggung jawab atas tindakan mereka sendiri (Danes dalam Jorgensen, 2007). ,Literasi keuangan erat kaitannya dengan manajemen keuangan dimana semakin tinggi tingkat literasi keuangan seseorang maka semakin baik pula manajemen keuangannya. Manajemen keuangan pr,ibadi merupakan salah satu aplikasi dari konsep manajemen keuangan pada level individu. Manajemen keuangan yang meliputi aktivitas perencanaan, pengelolaan dan pengendalian keuangan, sangatlah penting untuk mencapai kesejahteraan keuangan. Aktivitas perencanaan meliputi kegiatan untuk merencanakan alokasi pendapatan yang diperoleh akan digunakan untuk apa saja. Status sosial ekonomi orangtua merupakan faktor salah satu eksternal yang mempengaruhi manajemen keuangan mahasiswa. Status sosial ekonomi orangtua meliputi tingkat pendidikan orangtua, pekerjaan orangtua, dan pendapatan orangtua. Manajemen keuangan yang dilakukan mahasiswa berupa pengelolaan dalam mengontrol pengeluaran keuangan pribadi yang dilakukan secara terus menerus. Ketika mahasiswa sulit mengontrol pengeluaran yang dilakukan secara terus menerus dan tak terbatas jumlahnya, maka menunjukkan bahwa siswa tersebut memiliki manajemen keuangan yang buruk. Oleh karena itu, penelitian ini penting dilakukan untuk mengetahui pengaruh status sosial ekonomi orangtua, pengaruh literasi keuangan, dan pengaruh kontrol diri terhadap manajemen keuangan mahasiswa manajemen fakultas ekonomi Universitas Gunung Leuser Aceh. Kata Kunci : Manajemen keuangan, Status sosial ekonomi.
ANALISIS PENGELOLAAN DANA DESA PADA DESA PERAPAT HULU KECAMATAN BABUSSALAM KABUPATEN ACEH TENGGARA Malahayati, Rina; Nurmala, Nurmala
JURSIMA Vol 11 No 3 (2023): Volume 11 Nomor 3 2023
Publisher : INSTITUT TEKNOLOGI DAN BISNIS INDOBARU NASIONAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47024/js.v11i3.718

Abstract

This study aims to determinane the accountabiliy of village fund management in The process of administration, reporting and village accountability in Perapat Hulu Village, Babussalam District, Southeast Aceh Regency in 2022-2023.This Study Uses primary data obtained through interviews with village officials and village Communities and secondary data in the form of documents of the Perapat Hulu Village.This research method uses qualitative descriptive analisys. The results of This study indicate that the 2022 Perapat Hulu Village administration stage is In accordance with the Southeast Aceh Perbub.In the reporting process, Perapat Hulu Village has Made a report in accordance with the Southeast Aceh Perbub where Perapat Hulu Village report the reports on the use of village fund every three times a year. In The accountability process, Perapat Hulu Village has carried out accountability in Accordance with the Southeast Aceh Perbub, where the Perapat Hulu Village Provides information in a transparan manner.
PERBANDINGAN RASIO KEUANGAN PADA PERUSAHAAN SUB SEKTOR LOGAM DAN SEJENISNYA 2018-2022 Marbawi, Darlis; Malahayati, Rina; Natanael, Yunita Althin
JURSIMA Vol 12 No 1 (2024): Volume 12 Nomor 1 2024
Publisher : INSTITUT TEKNOLOGI DAN BISNIS INDOBARU NASIONAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47024/js.v12i2.852

Abstract

This research aims to look at the comparison of financial ratios in metal and similar sub-sector companies for 2018-2022 using analysis of liquidity ratios, solvency ratios, profitability ratios and efficiency ratios. This research is quantitative descriptive in nature and the research population in the research is 18 companies in the metals and similar sub-sector companies which were studied for 5 years from 2018-2022. The data collection technique used is census. The results of this research are firstly that the liquidity ratios of all companies experienced an increase from year to year, while none experienced a decrease from year to year. Second, the solvency ratio for companies in the metal and similar sub-sectors is only JKSW which has increased from year to year. The profitability ratio that experienced a decline from year to year was INAI while the others experienced ups and downs and there were no efficiency ratios that experienced increases and decreases from year to year. Keywords: finalcial ratios, liquidity, solvency, profitability, efficiency
PENGARUH UKURAN PERUSAHAAN PERTUMBUHAN PERUSAHAAN DAN INFORMASI LABA TERHADAP KOEFISIEN RESPON LABA PADA PERUSAHAAN FOOD AND BEVERAGE YANG TERDAFTAR DI BEI TAHUN 2018- 2022 Wahyuni, Rahmi; Andiansyah, Farma; Malahayati, Rina
JURSIMA Vol 10 No 2 (2022): Jursima Vol. 10 No. 2, Agustus Tahun 2022
Publisher : INSTITUT TEKNOLOGI DAN BISNIS INDOBARU NASIONAL

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aim of this research is to determine whether there is an influence of company size, company growth, and information on the profit response coefficient in food and beverage companies listed on the Indonesian Stock Exchange in 2018-2022. In this research, food and beverage companies are listed on the Indonesian Stock Exchange in 2018-2022. The reason for choosing food and beverage companies as part of this research is because there has not been much research conducted on food and beverage companies and there has been a decline in profits that have occurred since 2018. 2018-2022, and the companies used in this research only consist of twenty-six companies. The results of this research show that company size, company growth, and information simultaneously influence the profit response coefficient in food and beverage companies listed on the Indonesian Stock Exchange in 2018-2022. Partial company size has a significant effect on the profit response coefficient in food and beverage companies listed on the Indonesian Stock Exchange in 2018-2022. Partial company growth does not have a significant effect on the profit response coefficient in food and beverage companies listed on the stock exchange Indonesia Pata in 2018-2022. Partial profit information has a significant effect on the profit response coefficient in food and beverage companies listed on the Indonesia Pata Stock Exchange in 2018-2022.
ANALISIS ROA DAN ROE PADA PERUSAHAAN JAKARTA ISLAMIC INDEX (JII) TAHUN 2023 Malahayati, Rina; Fitri, Ardiah
JURSIMA Vol 12 No 2 (2025): Volume 12 Nomor 2 2025
Publisher : INSTITUT TEKNOLOGI DAN BISNIS INDOBARU NASIONAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47024/js.v13i1.1011

Abstract

This study aims to describe the Analysis of whether ROA <ROE in JII Companies in 2023. The type of research used by the researcher is quantitative descriptive with a survey method. The data used in this study is secondary data. The results of the study show ROA <ROE in companies listed on JII in 2023 as many as 24 companies, so companies listed on the Jakarta Islamic Index (JII) have good financial performance and are suitable for investors to invest in JII companies, especially in UNVR companies. Only 1 company has ROA> ROE, namely the ANTM company. This means that the ANTM company is not suitable to be selected as an investment because it only benefits the management, not the investors. Analysis of ROA data, it is known that the ROA level of 20% and above is only 3 companies, namely ADMR, ITMG, and UNVR where the company's large assets are owned by UNVR by 28.81% which has a high return impact. The ROA level below 20% is 22 companies. One of the smallest ROA values ​​is the MDKA company. While ROE is known that the rate of return on equity (ROE) in the UNVR company is 141.99%. This means that for every one rupiah of equity invested, UNVR will get a net profit of IDR 1.41. It turns out that the UNVR company is the highest ROE value in the JII Company in 2023.