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Journal : PROGRESIF

Bisnis UMKM di Era Digital: Pentingnya Literasi Keuangan Pranogyo, Antaiwan Bowo; Tarsono, Ono; Elliyana, Ela; Hendro, Junaidi; Sumampouw, Ruland Willy Jack; Ikhsan, Muhammad; Elvira, Elvira
PROGRESIF: Jurnal Pengabdian Komunitas Pendidikan Vol 4 No 1 (2024)
Publisher : Bagian Pengelolaan Jurnal dan Penerbitan - Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta (BPJP - STEI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36406/progresif.v4i1.1322

Abstract

The development of digital technology is changing the business paradigm of MSMEs. Digital financial literacy is key to optimizing the potential of technology, managing finances effectively, and protecting oneself from the risks of online transactions. In fierce competition, digital financial literacy supports increased customer trust and builds loyalty through a safe and efficient transaction experience. On this basis, counseling is needed for MSME players as a contribution to community service, especially in overcoming the low level of digital financial literacy among MSME players. To overcome this problem, online soft skills training on entrepreneurship development with a focus on digital financial literacy was conducted. This program improves the digital financial literacy of MSME players, optimizes financial management, improves operational efficiency, and builds business sustainability in the digital era.
Pelatihan Soft Skills dan Legalitas Usaha sebagai Strategi Peningkatan Kapasitas UMKM Pranogyo, Antaiwan Bowo; Tarsono, Ono; Hendro, Junaidi; Sumampouw, Ruland Willy Jack; Ichsan, Muhammad; Suryono, Dwi Windu
PROGRESIF: Jurnal Pengabdian Komunitas Pendidikan Vol. 5 No. 2 (2025)
Publisher : Sekolah Tinggi Ilmu Ekonomi Indonesia Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36406/progresif.v5i2.231

Abstract

This community engagement program aimed to enhance the capacity of Micro, Small, and Medium Enterprises (MSMEs) in North Jakarta through training on business legality and Soft Skills. The program targeted PKK cadres and entrepreneurs supported by the local Office for Women Empowerment (Sudin PPAPP). The training emphasized the importance of legal documents such as NIB, NPWP, PIRT, Halal Certification, IPR, and BPOM permits, which are often overlooked by MSMEs. Using a participatory and practical approach, the sessions included OSS-based licensing simulations, financial literacy tools, and communication skill development. Results showed that 70% of participants demonstrated increased legal awareness and began the legalization process for their businesses. This initiative supports the Jakpreneur program’s goals of formalizing and strengthening MSMEs, while also fulfilling the university’s community service mission. The program is expected to contribute to a more inclusive, legally compliant, and competitive MSME ecosystem in Indonesia.