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All Journal Jurnal Paradigma Ekonomika EKONOMIS : Journal of Economics and Business Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah El-kahfi : Journal of Islamic economics Disclosure: Journal of Accounting and Finance Economic Reviews Journal EKOBIS SYARIAH Innovative: Journal Of Social Science Research Reinforce: Journal of Sharia Management International Journal of Islamic Economics (IJIE) Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Afrianty, Nonie
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Determinan Minat Mahasiswa Menggunakan QRIS sebagai Alat Pembayaran Digital (Studi pada Mahasiswa GENBI Bengkulu) Wulandari, Ayu Dwi; Sunarto, Andang; Afrianty, Nonie
Ekonomis: Journal of Economics and Business Vol 8, No 1 (2024): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i1.1195

Abstract

The aim of this research is to analyze the factors that influence GENBI Bengkulu students' interest in using QRIS as a digital payment tool. The type of research used was an ex post facto quantitative method with a proportional sampling technique and the results obtained were 86 samples from a total of 200 existing populations. The data analysis technique uses factor analysis calculations using the SPSS program with the Bartlett's Test of Spherecity analysis technique. The research results showed that 3 factors were obtained which were factors that influenced GENBI Bengkulu students' interest in using QRIS, namely financial literacy, ease of use, and benefits. The cumulative percentage of variance from the extracted factors is 68.22%, which means that the results of the research formed are able to explain the factors that influence GENBI Bengkulu students' interest in using QRIS, and the most dominant factor in this research is the financial literacy factor.
Risk Management as a Determinant of Stock Trading Behavior Halimah, Siti Nur; Alkarim, M.Ghazy; Amelia, Ayu; Afrianty, Nonie
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Vol. 2 No. 2 (2025): Desember
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jemba.v2i2.1047

Abstract

The stock market, or capital market, serves as one of the instruments through which a country can enhance its economic performance. In addition to supporting companies and institutions in securing financing, the capital market also functions as an investment platform for the public. However, since President Prabowo Subianto stated that stock trading for ordinary people is equivalent to gambling, the capital market has come under significant public scrutiny. This study aims to examine the influence of risk management on the stock-trading behavior of fifth-semester students in the Sharia Economics Study Program at the State Islamic University of Fatmawati Sukarno Bengkulu. The research employs a descriptive qualitative approach using purposive sampling and involves 25 respondents. Data were collected through in-depth interviews and analyzed using the stages of data reduction, data presentation, and conclusion drawing. The findings indicate that the application of risk management has a positive effect on students’ stock-trading behavior. Most respondents have implemented strategies such as cut-loss mechanisms and portfolio diversification, and they are able to manage their emotions when facing market fluctuations. However, a small number of students have not applied these practices optimally due to limited experience and financial literacy.
Integrating Islamic Ethical Values Into Service Quality: Impact on Customer Satisfaction in the Halal Herbal Industry Febrila, Lilia Gina; Aqidah, Nurul; Afrianty, Nonie
Jurnal Internasional Ekonomi Islam Vol 7 No 02 (2025): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v7i02.12136

Abstract

Introduction: The rapid growth of the halal industry has intensified competition, requiring companies to focus not only on product quality but also on service quality. Customers evaluate services based on functionality, ethical standards, transparency, and compliance with Islamic values. Objective: This study examines the effect of Islamic service quality on customer satisfaction at Alfatih Business Center II of PT Herba Penawar Alwahida Indonesia (HPAI) in Bengkulu. Methods: An associative quantitative survey was conducted with 83 respondents selected via accidental sampling. Data were collected using a validated and reliable questionnaire (r > 0.2159; Cronbach's Alpha > 0.60) and analyzed using simple linear regression, t-tests, F-tests, and the coefficient of determination (R²). Results: Islamic service quality positively and significantly influences customer satisfaction, with the regression equation Y = 13.563 + 0.350X. The correlation coefficient (R = 0.696) indicates a strong relationship, and R² = 0.485 indicates that 48.5% of the variance in customer satisfaction is explained by service quality. Both t-test and F-test significance values were 0.000 (< 0.05), confirming statistical significance. Implications: Integrating Islamic ethics, transparency, and responsive service enhances customer satisfaction. In practice, improving employees' competencies in product communication, information clarity, and responsiveness to inquiries and complaints is essential for fostering customer loyalty in the halal herbal industry.
Pengaruh gaya kepemimpinan islami, kompetensi aparatur, dan sistem pengendalian internal terhadap akuntabilitas pengelolaan dana desa dalam perspektif ekonomi islam di Desa Talang Kabu Ajeng Liberti, Corline; Afrianty, Nonie; Putry, Nurrahmah
Jurnal Paradigma Ekonomika Vol. 21 No. 2 (2026): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/txxb6686

Abstract

This study aims to analyze the effect of Islamic leadership style, apparatus competence, and the internal control system on the accountability of village fund management from the perspective of Islamic economics in Talang Kabu Village. This research employed a quantitative approach with a causal associative design. The population consisted of 30 respondents, including village officials, village financial managers, and members of the Village Consultative Body (BPD). A total sampling technique was applied, and data were collected through questionnaires, interviews, and documentation. Data analysis included multiple linear regression, t-test, F-test, and the coefficient of determination using SPSS version 27.The results show that Islamic leadership style, apparatus competence, and the internal control system each have a positive and significant effect on the accountability of village fund management, with significance values of 0.029, 0.016, and 0.024, respectively. Simultaneously, these variables also have a significant effect on accountability. The findings indicate that strengthening Islamic leadership values, improving apparatus competence, and enhancing the internal control system can support transparent, accountable, and effective village fund management in accordance with the principles of Islamic economics.
Co-Authors Ainurrahmi, Winda Ajeng Liberti, Corline Alkarim, M.Ghazy Amelia, Ayu Andang Sunarto Aqidah, Nurul Arisandi, yosy Asnaini Asnaini, Asnaini Asri, Juinda Bahril, Muthi Adilah Bahril, Muthi’ ‘Adilah Damayanti, Sindi Livia Daulay, Tri Hennarti Elwardah, Khairiah Fachry Abda El Rahman Halimah, Siti Nur Idwal B Idwal, Idwal Ilahi, Muhammad Redo Karlina, Honi Kurniyasih, Binda Lilia Gina Febrila MB Hendrie Anto Nurrahmah Putry Nurul Hak PRATAMA, NOVALDI ARYA Putri lestari, Gita Putriana, Rista Setiawan, Romi Adetio Supardi Supardi Verani, Reza Okta Veronica, Cici Wahyuni, Eka Sri Wulandari, Ayu Dwi Yani, Yepi