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All Journal IJBE (Integrated Journal of Business and Economics) EKONOMIS : Journal of Economics and Business AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Journal of Enterprise and Development (JED) Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah El-kahfi : Journal of Islamic economics Disclosure: Journal of Accounting and Finance Economic Reviews Journal Diponegoro Journal of Islamic Economics and Business EKOBIS SYARIAH Innovative: Journal Of Social Science Research Reinforce: Journal of Sharia Management International Journal of Islamic Economics (IJIE) Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Afrianty, Nonie
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Peran Pasar Tradisional dalam Meningkatkan Perekonomian Perspektif Ekonomi Islam: Studi Pada Pasar SP 1 Arga Jaya Kabupaten Mukomuko provinsi Bengkulu Putri lestari, Gita; Hak, Nurul; Afrianty, Nonie
Economic Reviews Journal Vol. 4 No. 3 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i3.899

Abstract

This study aims to analyze the role of traditional market traders in improving the community’s economy from an Islamic economic perspective. The research focuses on traders at SP 1 Arga Jaya Market using a descriptive qualitative approach. Data were collected through interviews, observations, and documentation, and analyzed through data reduction, data presentation, and conclusion drawing. The findings reveal that traditional market traders significantly contribute to the local economy, particularly by providing employment opportunities, increasing income, and ensuring equitable access to basic goods. From the perspective of Islamic economics, trading activities in traditional markets reflect the principles of justice, transparency, and mutual assistance. Nevertheless, several challenges remain, such as limited capital and competition from modern markets. This study highlights that strengthening the role of traditional market traders through the application of Islamic values can serve as a key strategy to promote fair and sustainable economic development.
The Mechanism for Calculating the Nishab of Zakat for Civil Servants’ Income According to MUI Fatwa No 3 Year 2023 Asri, Juinda; Supardi, Supardi; Setiawan, Adi; Afrianty, Nonie
EKOBIS SYARIAH Vol. 8 No. 1 (2024)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v8i1.20370

Abstract

Civil servants are one of the subjects of zakat, which is called income zakat, and each zakat is issued if it has reached the nishab. The Indonesian Ulema Council regulates zakat in the MUI Fatwa Number 3 of 2003 concerning Zakat Income. The UPZ of the Regional Office of the Ministry of Religion of Bengkulu Province takes zakat on income every month from all groups of civil servants, even though some of the income of certain groups of civil servants has not reached the nishab. Determining the income nishab value is based on the Decree of the Chairman of BAZNAS No. 14 of 2021 concerning the income and services zakat nishab in 2021. The income nishab value is 85 grams of gold multiplied by IDR. 938,099,- amounting to Rp. 79,738,415,-. The research method used is descriptive analytical method with a qualitative approach. The results of this research show that: 1) the calculation of the zakat nishab on civil servant income applied by UPZ at the Regional Office of the Ministry of Religion of Bengkulu Province is taken from the basic salary of civil servants which is then paid out at 2.5% every month. 2) The calculation of the zakat nishab on civil servants' income by UPZ at the Regional Office of the Ministry of Religion of Bengkulu Province is not in accordance with MUI Fatwa Number 3 of 2003 because zakat is imposed on all groups of civil servants, zakat is taken from all gross income, and zakat is issued even though it has not yet reached the haul time.
Efektivitas Pengelolaan Dokumen Dalam Meningkatkan Pelayanan Jamaah Haji (Studi Kasus di Kantor Wilayah Kementerian Agama Provinsi Bengkulu) Kurniyasih, Binda; Setiawan, Romi Adetio; Afrianty, Nonie
Innovative: Journal Of Social Science Research Vol. 4 No. 3 (2024): Innovative: Journal Of Social Science Research (Special Issue)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i3.11898

Abstract

Penelitian ini bertujuan untuk mengevaluasi efektivitas pengelolaan dokumen dalam meningkatkan pelayanan jamaah haji di Kantor Wilayah Kementerian Agama Provinsi Bengkulu, serta mengidentifikasi faktor-faktor penghambat dan pendukung yang memengaruhi efektivitas pengelolaan dokumen tersebut. Metode penelitian yang digunakan adalah kualitatif deskriptif, dengan pengumpulan data melalui observasi, wawancara, dan dokumentasi. Data yang terkumpul dianalisis untuk memberikan jawaban terhadap pertanyaan penelitian. Hasil penelitian menunjukkan bahwa pengelolaan dokumen untuk pelayanan calon jamaah haji di Kantor Wilayah Kementerian Agama Provinsi Bengkulu telah berjalan efektif dan efisien sesuai standar efektivitas menurut Peter F. Drucker. Prosedur pelayanan yang ditetapkan oleh Badan Pusat Statistik (BPS), Direktorat Jenderal Penyelenggaraan Haji dan Umrah, serta Standar Operasional Prosedur (SOP) yang dibuat oleh Ketua Tim Kerja Penyelenggaraan Haji dan Umrah di Kementerian Agama Provinsi Bengkulu telah diikuti dengan baik. Pelaksanaan pengelolaan dokumen haji tidak terlepas dari peran penting para petugas yang bekerjasama dan menjaga komunikasi yang baik. Meskipun terdapat sedikit hambatan dalam proses pengelolaan dokumen, namun faktor pendukung seperti tenaga operasional yang memadai dan sarana-prasarana yang dimiliki oleh Kantor Wilayah Kementerian Agama Provinsi Bengkulu mampu mengatasi hambatan tersebut dengan baik.
Determinan Minat Mahasiswa Menggunakan QRIS sebagai Alat Pembayaran Digital (Studi pada Mahasiswa GENBI Bengkulu) Wulandari, Ayu Dwi; Sunarto, Andang; Afrianty, Nonie
Ekonomis: Journal of Economics and Business Vol 8, No 1 (2024): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i1.1195

Abstract

The aim of this research is to analyze the factors that influence GENBI Bengkulu students' interest in using QRIS as a digital payment tool. The type of research used was an ex post facto quantitative method with a proportional sampling technique and the results obtained were 86 samples from a total of 200 existing populations. The data analysis technique uses factor analysis calculations using the SPSS program with the Bartlett's Test of Spherecity analysis technique. The research results showed that 3 factors were obtained which were factors that influenced GENBI Bengkulu students' interest in using QRIS, namely financial literacy, ease of use, and benefits. The cumulative percentage of variance from the extracted factors is 68.22%, which means that the results of the research formed are able to explain the factors that influence GENBI Bengkulu students' interest in using QRIS, and the most dominant factor in this research is the financial literacy factor.
INTEGRASI EFISIENSI, KEADILAN DAN KEBERKAHAN DALAM ALOKASI PENDAPATAN PERSPEKTIF MAQASID AL-SYARI’AH Hananiyah, Wardah Mujadidah; Mahyudin, Mahyudin; Afrianty, Nonie
Diponegoro Journal of Islamic Economics and Business Vol 5, No 2 (2025): Desember
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.30254

Abstract

Integration of efficiency, justice, and blessing in income allocation based on the perspective of Maqasid al-Syari'ah. In Islamic economics, income allocation is not solely oriented towards increasing material profits, but must also be based on just spiritual and social values. This study uses a qualitative approach with a descriptive-analytical research type. The descriptive-analytical approach is used to systematically describe the concepts of efficiency, justice, and blessing, and analyze their relationship with the main objectives of sharia (maqasid al-shari'ah). The results of the analysis show that Maqasid Al-Syari'ah, especially the preservation of religion (hifz al-din), life (hifz al-nafs), intellect (hifz al-'aql), descendants (hifz al-nasl), and property (hifz al-mal), provides ethical principles that bind the concepts of efficiency and justice. In this perspective, efficiency is not only measured by maximizing output or material profit, but also by its contribution to achieving comprehensive welfare (falah). Meanwhile, justice ('adl) is realized through allocation that ensures the fulfillment of basic needs for all parties and minimizes inequality. This integration is achieved through the concept of blessing, which serves as an indicator of the spiritual and material success of income allocation. Blessings emphasize the moral and social dimensions in the use of wealth, encouraging practices such as zakat, almsgiving, and social investment that are oriented towards long-term benefits (maslahah).
Risk Management as a Determinant of Stock Trading Behavior Halimah, Siti Nur; Alkarim, M.Ghazy; Amelia, Ayu; Afrianty, Nonie
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Vol. 2 No. 2 (2025): Desember
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jemba.v2i2.1047

Abstract

The stock market, or capital market, serves as one of the instruments through which a country can enhance its economic performance. In addition to supporting companies and institutions in securing financing, the capital market also functions as an investment platform for the public. However, since President Prabowo Subianto stated that stock trading for ordinary people is equivalent to gambling, the capital market has come under significant public scrutiny. This study aims to examine the influence of risk management on the stock-trading behavior of fifth-semester students in the Sharia Economics Study Program at the State Islamic University of Fatmawati Sukarno Bengkulu. The research employs a descriptive qualitative approach using purposive sampling and involves 25 respondents. Data were collected through in-depth interviews and analyzed using the stages of data reduction, data presentation, and conclusion drawing. The findings indicate that the application of risk management has a positive effect on students’ stock-trading behavior. Most respondents have implemented strategies such as cut-loss mechanisms and portfolio diversification, and they are able to manage their emotions when facing market fluctuations. However, a small number of students have not applied these practices optimally due to limited experience and financial literacy.
Integrating Islamic Ethical Values Into Service Quality: Impact on Customer Satisfaction in the Halal Herbal Industry Febrila, Lilia Gina; Aqidah, Nurul; Afrianty, Nonie
Jurnal Internasional Ekonomi Islam Vol 7 No 02 (2025): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v7i02.12136

Abstract

Introduction: The rapid growth of the halal industry has intensified competition, requiring companies to focus not only on product quality but also on service quality. Customers evaluate services based on functionality, ethical standards, transparency, and compliance with Islamic values. Objective: This study examines the effect of Islamic service quality on customer satisfaction at Alfatih Business Center II of PT Herba Penawar Alwahida Indonesia (HPAI) in Bengkulu. Methods: An associative quantitative survey was conducted with 83 respondents selected via accidental sampling. Data were collected using a validated and reliable questionnaire (r > 0.2159; Cronbach's Alpha > 0.60) and analyzed using simple linear regression, t-tests, F-tests, and the coefficient of determination (R²). Results: Islamic service quality positively and significantly influences customer satisfaction, with the regression equation Y = 13.563 + 0.350X. The correlation coefficient (R = 0.696) indicates a strong relationship, and R² = 0.485 indicates that 48.5% of the variance in customer satisfaction is explained by service quality. Both t-test and F-test significance values were 0.000 (< 0.05), confirming statistical significance. Implications: Integrating Islamic ethics, transparency, and responsive service enhances customer satisfaction. In practice, improving employees' competencies in product communication, information clarity, and responsiveness to inquiries and complaints is essential for fostering customer loyalty in the halal herbal industry.
Enhancing Economic Growth Through Labor, Unemployment, Poverty, and Zakat Collection in Bengkulu Province Afrianty, Nonie; Bahril, Muthi' 'Adilah; Mayang, Sekar
Integrated Journal of Business and Economics (IJBE) Vol 10, No 1 (2026): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v10i1.1326

Abstract

This study aims to analyze the effect of labor force participation, unemployment, poverty, and zakat collection on economic growth in Bengkulu Province, Indonesia. Using a quantitative approach with associative analysis, the research employs time-series data from 2020 to 2024 obtained from the Central Bureau of Statistics (BPS) and the National Zakat Board (BAZNAS). The data were analyzed using Structural Equation Modeling (SEM) with SmartPLS 3.0 software. The results show that labor force participation has a positive and significant impact on economic growth, while poverty and zakat collection also significantly affect economic growth in a negative and positive direction, respectively. However, the effect of unemployment on economic growth was found to be negative but not statistically significant. The R-square value of 0.883 indicates that 88.3% of the variation in economic growth can be explained by the four variables in the model. These findings highlight the importance of workforce empowerment, poverty alleviation, and optimizing zakat distribution in supporting inclusive and sustainable economic development. Policymakers are encouraged to integrate Islamic fiscal instruments such as zakat into regional development strategies to enhance social equity and economic resilience.
Co-Authors Ainurrahmi, Winda Alkarim, M.Ghazy Amelia, Ayu Andang Sunarto Apriani, Erni Aqidah, Nurul Arisandi, yosy Arisandy, Yosy Arisantika, Vioza Dwi Asnaini Asnaini, Asnaini Asri, Juinda Bahril, Muthi Adilah Bahril, Muthi' 'Adilah Bahril, Muthi’ ‘Adilah Damayanti, Sindi Livia Daulay, Tri Hennarti Elwardah, Khairiah Fachry Abda El Rahman Febrila, Lilia Gina Halimah, Siti Nur Hananiyah, Wardah Mujadidah Idwal B Idwal, Idwal Ilahi, Muhammad Redo Karlina, Honi Kurniyasih, Binda Mahyudin Mahyudin MB Hendrie Anto Nurlara, Heni Nurul Hak PRATAMA, NOVALDI ARYA Putri lestari, Gita Putriana, Rista Sekar Mayang, Sekar Setiawan, Romi Adetio Supardi Supardi Verani, Reza Okta Veronica, Cici Wahyuni, Eka Sri Wulandari, Ayu Dwi Yani, Yepi