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All Journal AKRUAL: Jurnal Akuntansi IJBE (Integrated Journal of Business and Economics) EKONOMIS : Journal of Economics and Business Shirkah: Journal of Economics and Business AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah El-kahfi : Journal of Islamic economics Disclosure: Journal of Accounting and Finance Economic Reviews Journal EKOBIS SYARIAH Innovative: Journal Of Social Science Research Reinforce: Journal of Sharia Management International Journal of Islamic Economics (IJIE) Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Afrianty, Nonie
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Efektivitas Pengelolaan Dokumen Dalam Meningkatkan Pelayanan Jamaah Haji (Studi Kasus di Kantor Wilayah Kementerian Agama Provinsi Bengkulu) Kurniyasih, Binda; Setiawan, Romi Adetio; Afrianty, Nonie
Innovative: Journal Of Social Science Research Vol. 4 No. 3 (2024): Innovative: Journal Of Social Science Research (Special Issue)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i3.11898

Abstract

Penelitian ini bertujuan untuk mengevaluasi efektivitas pengelolaan dokumen dalam meningkatkan pelayanan jamaah haji di Kantor Wilayah Kementerian Agama Provinsi Bengkulu, serta mengidentifikasi faktor-faktor penghambat dan pendukung yang memengaruhi efektivitas pengelolaan dokumen tersebut. Metode penelitian yang digunakan adalah kualitatif deskriptif, dengan pengumpulan data melalui observasi, wawancara, dan dokumentasi. Data yang terkumpul dianalisis untuk memberikan jawaban terhadap pertanyaan penelitian. Hasil penelitian menunjukkan bahwa pengelolaan dokumen untuk pelayanan calon jamaah haji di Kantor Wilayah Kementerian Agama Provinsi Bengkulu telah berjalan efektif dan efisien sesuai standar efektivitas menurut Peter F. Drucker. Prosedur pelayanan yang ditetapkan oleh Badan Pusat Statistik (BPS), Direktorat Jenderal Penyelenggaraan Haji dan Umrah, serta Standar Operasional Prosedur (SOP) yang dibuat oleh Ketua Tim Kerja Penyelenggaraan Haji dan Umrah di Kementerian Agama Provinsi Bengkulu telah diikuti dengan baik. Pelaksanaan pengelolaan dokumen haji tidak terlepas dari peran penting para petugas yang bekerjasama dan menjaga komunikasi yang baik. Meskipun terdapat sedikit hambatan dalam proses pengelolaan dokumen, namun faktor pendukung seperti tenaga operasional yang memadai dan sarana-prasarana yang dimiliki oleh Kantor Wilayah Kementerian Agama Provinsi Bengkulu mampu mengatasi hambatan tersebut dengan baik.
Determinan Minat Mahasiswa Menggunakan QRIS sebagai Alat Pembayaran Digital (Studi pada Mahasiswa GENBI Bengkulu) Wulandari, Ayu Dwi; Sunarto, Andang; Afrianty, Nonie
Ekonomis: Journal of Economics and Business Vol 8, No 1 (2024): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i1.1195

Abstract

The aim of this research is to analyze the factors that influence GENBI Bengkulu students' interest in using QRIS as a digital payment tool. The type of research used was an ex post facto quantitative method with a proportional sampling technique and the results obtained were 86 samples from a total of 200 existing populations. The data analysis technique uses factor analysis calculations using the SPSS program with the Bartlett's Test of Spherecity analysis technique. The research results showed that 3 factors were obtained which were factors that influenced GENBI Bengkulu students' interest in using QRIS, namely financial literacy, ease of use, and benefits. The cumulative percentage of variance from the extracted factors is 68.22%, which means that the results of the research formed are able to explain the factors that influence GENBI Bengkulu students' interest in using QRIS, and the most dominant factor in this research is the financial literacy factor.
Risk Management as a Determinant of Stock Trading Behavior Halimah, Siti Nur; Alkarim, M.Ghazy; Amelia, Ayu; Afrianty, Nonie
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Vol. 2 No. 2 (2025): Desember
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jemba.v2i2.1047

Abstract

The stock market, or capital market, serves as one of the instruments through which a country can enhance its economic performance. In addition to supporting companies and institutions in securing financing, the capital market also functions as an investment platform for the public. However, since President Prabowo Subianto stated that stock trading for ordinary people is equivalent to gambling, the capital market has come under significant public scrutiny. This study aims to examine the influence of risk management on the stock-trading behavior of fifth-semester students in the Sharia Economics Study Program at the State Islamic University of Fatmawati Sukarno Bengkulu. The research employs a descriptive qualitative approach using purposive sampling and involves 25 respondents. Data were collected through in-depth interviews and analyzed using the stages of data reduction, data presentation, and conclusion drawing. The findings indicate that the application of risk management has a positive effect on students’ stock-trading behavior. Most respondents have implemented strategies such as cut-loss mechanisms and portfolio diversification, and they are able to manage their emotions when facing market fluctuations. However, a small number of students have not applied these practices optimally due to limited experience and financial literacy.
Integrating Islamic Ethical Values Into Service Quality: Impact on Customer Satisfaction in the Halal Herbal Industry Febrila, Lilia Gina; Aqidah, Nurul; Afrianty, Nonie
Jurnal Internasional Ekonomi Islam Vol 7 No 02 (2025): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v7i02.12136

Abstract

Introduction: The rapid growth of the halal industry has intensified competition, requiring companies to focus not only on product quality but also on service quality. Customers evaluate services based on functionality, ethical standards, transparency, and compliance with Islamic values. Objective: This study examines the effect of Islamic service quality on customer satisfaction at Alfatih Business Center II of PT Herba Penawar Alwahida Indonesia (HPAI) in Bengkulu. Methods: An associative quantitative survey was conducted with 83 respondents selected via accidental sampling. Data were collected using a validated and reliable questionnaire (r > 0.2159; Cronbach's Alpha > 0.60) and analyzed using simple linear regression, t-tests, F-tests, and the coefficient of determination (R²). Results: Islamic service quality positively and significantly influences customer satisfaction, with the regression equation Y = 13.563 + 0.350X. The correlation coefficient (R = 0.696) indicates a strong relationship, and R² = 0.485 indicates that 48.5% of the variance in customer satisfaction is explained by service quality. Both t-test and F-test significance values were 0.000 (< 0.05), confirming statistical significance. Implications: Integrating Islamic ethics, transparency, and responsive service enhances customer satisfaction. In practice, improving employees' competencies in product communication, information clarity, and responsiveness to inquiries and complaints is essential for fostering customer loyalty in the halal herbal industry.
Enhancing Economic Growth Through Labor, Unemployment, Poverty, and Zakat Collection in Bengkulu Province Afrianty, Nonie; Bahril, Muthi' 'Adilah; Mayang, Sekar
Integrated Journal of Business and Economics (IJBE) Vol 10, No 1 (2026): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v10i1.1326

Abstract

This study aims to analyze the effect of labor force participation, unemployment, poverty, and zakat collection on economic growth in Bengkulu Province, Indonesia. Using a quantitative approach with associative analysis, the research employs time-series data from 2020 to 2024 obtained from the Central Bureau of Statistics (BPS) and the National Zakat Board (BAZNAS). The data were analyzed using Structural Equation Modeling (SEM) with SmartPLS 3.0 software. The results show that labor force participation has a positive and significant impact on economic growth, while poverty and zakat collection also significantly affect economic growth in a negative and positive direction, respectively. However, the effect of unemployment on economic growth was found to be negative but not statistically significant. The R-square value of 0.883 indicates that 88.3% of the variation in economic growth can be explained by the four variables in the model. These findings highlight the importance of workforce empowerment, poverty alleviation, and optimizing zakat distribution in supporting inclusive and sustainable economic development. Policymakers are encouraged to integrate Islamic fiscal instruments such as zakat into regional development strategies to enhance social equity and economic resilience.
A Waqf Performance Index to Enhance Waqf Governance Afrianty, Nonie; Herawati , Mesi
Shirkah: Journal of Economics and Business Vol. 10 No. 3 (2025)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shirkah.v10i3.909

Abstract

The effective governance of waqf institutions remains a persistent challenge in Indonesia, particularly at the regional level where standardized and context-sensitive performance measurement instruments are limited. This study aims to develop a Regional Waqf Performance Index (WPI) as a governance evaluation tool for waqf institutions in Bengkulu Province, adapted from and extending the National Waqf Index framework. Employing a qualitative research design, the study integrates a literature review with Focus Group Discussions (FGDs) involving five experts representing regulators, academics, and waqf practitioners. The Analytical Hierarchy Process (AHP) is applied to determine the priority weights of governance dimensions and indicators. The findings reveal that result/outcome is the most influential dimension of waqf governance performance, particularly the productive waqf ratio, followed by the impact dimension, which reflects socio-economic benefits such as infrastructure development and community welfare. Institutional capacity, operational processes, governance systems, and regulatory support function as critical enabling factors but are not perceived as ultimate indicators of governance success. Based on these results, the study formulates an integrated WPI Governance Model that illustrates the causal relationship between governance enablers, productive outcomes, and socio-economic impacts. The proposed WPI provides a structured, measurable, and policy-ready framework that supports evidence-based decision-making, enables performance monitoring, and strengthens the accountability and developmental role of waqf institutions at the regional level.
Profit Sharing Ratio, BI Rate, and Inflation to Improve Mudharabah Deposits Dhivi Lovika, Fitri; Afrianty, Nonie; Hariyadi, Rizky
AKRUAL: JURNAL AKUNTANSI Vol 17 No 2 (2026): AKRUAL: Jurnal Akuntansi (In Progress)
Publisher : Accounting Study Programme Faculty of Economics and Business Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jaj.v17n2.p280-292

Abstract

Introduction/Main Objectives: This study investigates how the profit-sharing ratio, BI Rate, also inflation affect level of Mudharabah deposits held in Islamic Commercial Banks (ICB) in Indonesia. Background Problems: Mudharabah deposit growth may be influenced by internal banking policies and macroeconomic conditions. Novelty: This study examines nine ICB during 2020–2024. Research Methods: Study utilizes a quantitative approach by analyzing secondary data through multiple linear regression based on 45 observations. Finding/Results: The findings indicate that only the profit-sharing ratio significantly effects on Mudharabah deposits, whereas BI Rate also inflation have no significant impact. Conclusion: The profit-sharing ratio plays an important role in increasing Mudharabah deposits in Islamic banking.
Co-Authors Ainurrahmi, Winda Alkarim, M.Ghazy Amelia, Ayu Andang Sunarto Apriani, Erni Aqidah, Nurul Arisandi, yosy Arisandy, Yosy Arisantika, Vioza Dwi Asnaini Asnaini, Asnaini Asri, Juinda Bahril, Muthi Adilah Bahril, Muthi' 'Adilah Bahril, Muthi’ ‘Adilah Damayanti, Sindi Livia Daulay, Tri Hennarti Dhivi Lovika, Fitri Elwardah, Khairiah Fachry Abda El Rahman Febrila, Lilia Gina Halimah, Siti Nur Hariyadi, Rizky Herawati , Mesi Idwal B Idwal, Idwal Ilahi, Muhammad Redo Karlina, Honi Kurniyasih, Binda MB Hendrie Anto Nurlara, Heni Nurul Hak PRATAMA, NOVALDI ARYA Putri lestari, Gita Putriana, Rista Sekar Mayang, Sekar Setiawan, Romi Adetio Supardi Supardi Verani, Reza Okta Veronica, Cici Wahyuni, Eka Sri Wulandari, Ayu Dwi Yani, Yepi