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Competitive Advantage And Sustainable Tourism Balkondes At Borobudur Area Magelang Regency Achsa, Andhatu; Verawati, Dian Marlina; Destiningsih, Rian; Novitaningtyas, Ivo
Jurnal Nusantara Aplikasi Manajemen Bisnis Vol 7 No 2 (2022): Jurnal Nusantara Aplikasi Manajemen Bisnis
Publisher : UNIVERSITAS NUSANTARA PGRI KEDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/nusamba.v7i2.17917

Abstract

The phenomena of stagnant tourists’ visits at Balkondes is the background why this study is carried out will lead to the shortage of people’s revenue. It is proposed to identify the competitiveness of Balkondes tourism in Borobudur Area, Magelang Regency with the approach of Porter’s Diamond and to formulate the sustainable tourism strategy with SWOT. Data collection employs structured interview with technique of informant determination by using the combination of quota sampling technique and accidental sampling technique with 200 respondents. The research result indicates the correlation and mutual support between each main component of Porter’s Diamond as well as the main component with supporting factors. As resulted by SWOT analysis, Balkondes has Strength and Opportunities that could be optimized as a strategy to sustain the tourism, on the other hand, the existence of Weakness and Threats could obstruct the sustainability of Balkondes tourism in Borobudur Area Magelang Regency.
Pengaruh Indeks Pembangunan Manusia (IPM), Tingkat Kemiskinan Terhadap Ketimpangan Pendapatan di Kota/Kabupaten Eks-Karesidenan Kedu Tahun 2020-2024 Bia Satwika Ningrum; Rian Destiningsih
Lingka Ekonomika Vol 5 No 1 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/jle.v5i1.20094

Abstract

The Phenomenon of income inequality in the cities/districts of the former Kedu Residency remains an important issue, as evidenced by the increase in the Gini ratio in several areas such as Magelang city and Temanggung District during the 2020-2024 period, despite the continued increase in the Human Development Index (HDI). This study aims to analyze the effect of the Human Development Index (HDI) and poverty rate on income inequality in the cities/districts of the former Kedu Residency during the period 2020-2024. The method used is panel data regression with the Common Effect Model (CEM) approach and overcoming the problem of heteroscedasticity using Robust Least Squares. The results show that the HDI has a positive and significant effect on income inequality. Meanwhile, the poverty rate has negative and significant effect at a significance level of 0.10 on income inequality. These findings indicate that improvements in human development have not been accompanied by income equality in the cities/districts of the former Kedu Residency. Therefore, poverty reduction efforts should focus on programs that can increase community income, such as economic empowerment, improving job skills, access to capital, and strengthening MSMEs. The government also needs to ensure that improvements in access to education, health services, and living standards are able to reach the lower-middle class.
ANALYSIS OF CENTRAL JAVA TOURISM RETRIBUTION IN 2015-2019 Nina Setiarini; Rian Destiningsih
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 1 No. 2 (2022): MARCH
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1010.078 KB) | DOI: 10.55047/marginal.v1i2.138

Abstract

This study aims to determine the tourism retribution of Central Java in 2015-2019. This quantitative study uses survey as data collection method. Data analysis uses panel data regression, there are several methods for estimating the regression model, while to find the best estimation model used Chow test, Hausman test and Lagrange Multiplier Test, Classical Assumption Test used to determine the collinearity, heteroscedasticity, and autocorrelation in the regression estimation, and Statistical test to determine significance. The result of the analysis reveal that the number of tourism objects has a positive and significant influence on tourism levies, while number of tourists has no influence on tourism levies, number of hotels has a negative and significant influence on tourism levies. Furthermore, variable of number of tourism objects, number of tourists, as well as number of hotels affect the tourism levies in Central Java in 2015-2019 simultaneously.
ANALYSIS OF FACTORS AFFECTING POVERTYIN CENTRAL JAVA 2016-2019 Atika Sumeitri; Rian Destiningsih
JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES Vol. 1 No. 4 (2022): SEPTEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (335.894 KB) | DOI: 10.55047/marginal.v1i4.257

Abstract

Poverty is a common issue when discussing economic development. Central Java Province has a fairly high number of poor people and is in the 2nd position on Java Island. This study aims to analyze the effect of average length of schooling, population growth, and human development index on poverty. The data used is panel data obtained from BPS Central Java Province in 2016-2019, the method used is regression analysis of Fixed Effect model panel data with the help of the Eviews 10 application. The results show that the average length of school has a positive and insignificant effect. on poverty, HDI has a negative and significant effect on poverty and economic growth has a negative and insignificant effect on poverty.
Harnessing Technology to Drive Smarter Financial Decision Making Lalu Rizal Ihwandi; Fredrick Onyango Aila; Rian Destiningsih
Escalate : Economics and Business Journal Vol. 3 No. 01: Intelligent Marketing and Behavioral Insights: Redefining Institutional and Organizat
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/escalate.v3i01.288

Abstract

This study investigates the impact of technological adoption—specifically artificial intelligence (AI), big data utilization, and FinTech platform usage—on optimal financial decision-making, with financial literacy positioned as a mediating variable. Using a quantitative research design and data collected from financially active individuals, the model was analyzed through Partial Least Squares Structural Equation Modeling (PLS-SEM). The results reveal that big data utilization exerts both direct and indirect positive effects on financial decision-making through enhanced financial literacy. While AI and FinTech do not demonstrate significant direct impacts on financial literacy, their indirect effects through literacy pathways are supported. Furthermore, financial literacy is confirmed to play a vital role in mediating the relationship between technology and decision-making outcomes. These findings underscore the need to integrate financial education with technological advancements to ensure users can effectively leverage smart finance tools. The research contributes to the growing body of literature on digital financial behavior and offers actionable insights for developers, educators, and policymakers aiming to foster financially competent users in an increasingly digitized economy.
Co-Authors Abdul Azis Aji, Hanand Krisna Alifia Ermaniar Alvianita Kristinawati Amelia Choya Tia Rosalia Amirull Dwi Hasti Andhatu Achsa Anindya Erma Widowati Ari Tri Afiftah Arie Irawati Atika Sumeitri Ayu, Kurnia Margareta Ayunjiyah Triartmawati Azizah Ika Dewi Bia Satwika Ningrum Dani Henji Prastiwi Devita Rahma Ardina Diah Ayu Kurniasari Dinar Melani Hutajulu Dwi Prasetyani Eistiana, Indri Evi Lestari Fani Aprilia Fatin Damayanti Fitrah Sari Islami Fredrick Onyango Aila Gilang Bondoyudho Ginanjar Sastro Sasmito Hadi Sasana Hadi Sasana Hanna Saputri Heni Wahyu Widayati Herlina Damayanti hirawati, heni Ihwandi, Lalu Rizal Ika Rahma Febrianti Ikke Indrawati Indah Khalimatul Lestari Indah Sekar Wangi Irvan Tri Isnandar Istikharoh Istikharoh Jalu Aji Prakoso Jalu Aji Prakoso Jalunggono, Gentur Kholidur Rizki Laras A’nnisa Lorentino Togar Laut Lorentino Togar Laut Lucia Rita Indrawati Lucia Rita Indrawati Lucia Rita Indrawati Melati Intan Kurnia Nabilla Nurrachma Nina Setiarini Novitaningtyas, Ivo Oktavia Dwi Haryanti Panji Kusuma Prasetyanto Panji Kusumo Prasetyanto Prakoso, Jalu Aji Prasetyanto, Panji Kusuma Rizka Angelina Chintia Rr Retno Sugiharti Safira Ayu Murti Septiani, Yustirania Sherlinda Ardanareswari Shintya Novita Rahmawati Siska Selfiana Siti Nur Hidayah Sudati Nur Safiah Sudati Nur Sarfiah Sudati Sarfiah Sugiharti, Rr. Retno Tri Isnandar, Irvan Tria Stefi Asenda Putri Verawati, Dian Marlina Weka Kanaka Wenny Inta Rosalia Whinarko Juliprijanto Whinarko Juliprijanto Yustirania Septiani