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All Journal JURISDICTIE Jurnal Hukum dan Syariah SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Tsaqofah: Jurnal Pendidikan Islam Hudan Linnaas: Jurnal Ilmu Sosial dan Humaniora IJED: International Journal of Economy Development Research JEIZA: Jurnal Ekonomi Islam Az-Zain New Economy
Hamzah, Moh
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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ASH-SHULH AS AN ATTEMPT OF SHARIA MICROFINANCE INSTITUTIONS TO SOLVE SHARIA ECONOMIC DISPUTES IN MADURA SOCIETY Hariyanto, Erie; Harisah, Harisah; Hamzah, Moh; Faidi, Ach.; Umam, Hoirul
Jurisdictie: Jurnal Hukum dan Syariah Vol 12, No 2 (2021): Jurisdictie
Publisher : Fakultas Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/j.v12i2.13531

Abstract

The disputes resolution in the sharia financial institution gives opportunity and challenge for the Religious Court. Society tends to use ash-shulh by conducting deliberation in solving every dispute. This dispute resolution is taken because of the given legal freedom for society. Its purpose is to analyze the information on opportunities and challenges of the Religious Court as the judicial institution that has absolute authority in solving sharia economic disputes. This is qualitative research by studying secondary data and doing online and offline interviews with the informant. The Religious Court also plays a role in solving the disputes in the sharia microfinance institutions which generally choose the alternative way in disputes resolution by doing the negotiation. The study reveals that the sharia microfinance institutions depend on alternative ways in their dispute resolution such as negotiation and mediation by involving religious figures like Kyai. Madura society puts their trust in the religious figures more than the official institutions appointed in the Supreme Court Regulation No. 1 of 2016 concerning the Mediation in Court. However, the disputes resolution taken by society with the involvement of Kyai, is still based on the decree of the Religious Court in solving sharia disputes as a legal reference and a procedure taken by the judges.Penyelesaian sengketa di lembaga keuangan syariah memberikan peluang dan tantangan tersendiri bagi Pengadilan Agama. Masyarakat memiliki kecenderungan menggunakan ash-shulh dengan cara musyawarah mufakat dalam menyelesaikan setiap sengketa. Upaya penyelesaian sengketa ini dipilih karena kebebasan hukum bagi masyarakat untuk memilih jalan penyelesaian sengketa. Penelitian ini dilakukan dengan menggunakan metode kualitatif melalui data sekunder serta wawancara kepada informan, baik secara online maupun offline. Hasil dan pembahasan menunjukkan bahwa lembaga keuangan mikro syariah memilih jalur alternatif penyelesaian sengketa seperti perundingan dan mediasi dengan melibatkan melibatkan seorang tokoh agama seperti Kyai. Masyarakat Madura lebih percaya terhadap tokoh agama dibandingkan lembaga resmi yang telah ditetapkan oleh Peraturan Mahkamah Agung Nomor 1 tahun 2016 tentang Mediasi di Peradilan. Namun, penyelesaian sengketa yang diambil masyarakat dengan melibatkan Kyai, tetap mengacu pada keputusan pengadilan agama dalam menyelesaikan sengketa syariah sebagai acuan hukum dan cara yang diambil oleh para hakim.
SETTLEMENT OF FINANCING DEFAULT AT BMT UGT NUSANTARA BATUURIP SUB-BRANCH JEMBER Syarofi, Muhammad; Hamzah, Moh; Mua’wwanah, Uliyatul; Zaini, David Rizqi
IJED: International Journal of Economy Development Research Vol 2, No 1 (2023)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v2i1.8190

Abstract

In line with rapid economic progress, in the world of banking. The main function of banking is as a collector and distributor of public funds. BMT UGT Nusantara distributes funds to the community in the form of financing products. The development of financing can cause problems that must be addressed and resolved. The author is interested in researching financing problems that are in accordance with Islamic banking science. The researcher's curiosity at the heart of the problem is the causes of financing problems at BMT UGT Nusantara and what is the solution to solving financing problems at BMT UGT Nusantara. Research Objectives 1. To find out what are the factors of default in financing at BMT UGT Nusantara head of Batuurip Jember. 2 To find out how to resolve defaults in financing at BMT UGT Nusantara head of Batuurip Jember. The approach taken in this research uses qualitative research, with a case study type of research. Data collection techniques using observation, interviews and documentation, to find out directly from the researcher's location how defaults on financing products are resolved at BMT UGT Nusantara Capem Batuurip. This research concludes that the resolution of defaults that occur at BMT UGT Nusantara Capem Batuurip is by being billed regularly once a week, given a time slot/extension of time, given capital back if collateral allows, and finally the sale of collateral or assets that are guaranteed. 
Socio-Cultural Strength: Optimization of Bhuppa’, Bhâbhu’, Ghuru, and Rato in Establishing Compliance in Madurese Familial Conduct Susylawati, Eka; Hariyanto, Erie; Hosen, Hosen; Hamzah, Moh
Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol 8, No 3 (2024): Samarah: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/sjhk.v8i3.20299

Abstract

The identification of the Madurese local concept, Bhuppa’-Bhâbhu’-Ghuru-Rato, is a part of the conflict resolution instrument based on social construction theory. This concept serves as a strong foundation underlying the social relationships and moral structure of the Madurese community, which remains deeply rooted in various aspects of daily life. This research aims to analyze the significant role of the socio-cultural value system of the Madurese community in shaping the behavioral compliance of Madurese families. The research is qualitative in nature, relying on both primary and secondary data. Primary data is obtained from field studies, including direct observations and mapping of research aspects. The research findings indicate that there has been controversy in the interpretation of threats related to social inequality, economic family issues, and the pandemic already experienced. This interpretational controversy has been caused by differences in understanding, conflicting interests, and varying traditions or practices. Differences in understanding are evident from the varying levels of comprehension between groups in the community, which also highlights differences in literacy levels when interpreting these issues. The four important elements of Bhuppa’-Bhâbhu’-Ghuru-Rato play a vital role in controlling and providing guidance through families to enhance compliance. These elements are actualized in daily praxis as binding normative rules.
INTEGRATED CURRICULUM MANAGEMENT MA'HAD TAHFIZ AL-QUR'AN AL-AMIEN PRENDUAN, SUMENEP Hamzah, Moh
Tsaqofah : Jurnal Pendidikan Islam Vol. 9 No. 2 (2024): Agustus
Publisher : Sekolah Tinggi Ilmu Tarbiyah (STIT) Al-Ishlah Bondowoso

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58883/tsaqofah.v9i2.117

Abstract

This study aims to describe integrated curriculum management in Ma’had Tahfiz al-Qur'an Al-Amien Prenduan, Sumenep, Indonesia, including integrated curriculum planning, integrated curriculum implementation, and integrated curriculum evaluation. This study uses a qualitative approach with case study. The data collection is conducted with participatory observation, interview, and documentation. Data analysis uses data reduction techniques, data presentation, and conclusion. The results of the research in Ma'had Tahfiz al-Qur’an Al-Amien Prenduan are: 1) integrated curriculum planning are applied by integrating the objectives of the pesantren curriculum, tahfiz al-Qur’an curriculum, and school curriculum, as well as integrating the curriculum content organizing by grouping common subject, dirasat islamiyah, and tahfiz Qur'an. 2) Implementation of an integrated curriculum are done by unifying the education calendar and academic activity plans, both pesantren, tahfiz, and schools, as well as the integration of supervision. 3) Integrated curriculum evaluation which include: a) evaluation of curriculum context, b) evaluation of curriculum input, c) evaluation of curriculum process and d) evaluation of the curriculum products.
Dynamics and Growth Projections of Fintech Sharia Lending (Sharia and Conventional) in Indonesia: Spatial-Temporal Analysis and Policy Implications: Dinamika dan Proyeksi Pertumbuhan Fintech Syariah Lending (Syariah dan Konvensional ) di Indonesia: Analisis Spasial-Temporal dan Implikasi Kebijakan Sulhan; Hamzah, Moh
JEIZA : Jurnal Ekonomi Islam Az-Zain Vol. 1 No. 1 (2024): JEIZA : Jurnal Ekonomi Islam Az-Zain
Publisher : Program Studi Ekonomi Syariah & LP2M STAI Az-Zain Sampang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Fintech lending in Indonesia is experiencing rapid growth, but there are significant variations in growth dynamics between Java, outside Java, and overseas segments. This study aims to explore and project the growth patterns of Islamic and conventional fintech using spatial-temporal analysis. Quantitative research methods were applied with data analysis of the number of lender accounts and funds disbursed from January 2022 to May 2024. Results show that Java experienced market consolidation with an increase in disbursed funds, while outside Java showed moderate growth, and the overseas segment experienced high fluctuations but with significant expansion potential. Policy implications include the need for increased penetration outside Java, development of a cross-border regulatory framework, and incentives for fintech innovation. The findings highlight the importance of diversified policies to support inclusive growth and stability of the national financial system.
PENGARUH GREEN INNOVATION STRATEGIC ORIENTATION DAN DIGITAL TECHNOLOGY IMPLEMENTATION TERHADAP GREEN COMPETITIVENESS: PERAN MEDIASI GREEN INFORMATION PROACTIVENESS, TRANSPARENCY, DAN FORMALITY PADA UMKM DI MADURA Imam, Achmad; Hamzah, Moh; Wulandari, Sri; Aini, Sumratih; Anggraeni, Meilinda; Zainurrafiqi, Zainurrafiqi
Hudan Lin Naas: Jurnal Ilmu Sosial dan Humaniora Vol 6, No 2 (2025): Jurnal Hudan Linnaas Vol 6 No. 2, 2025
Publisher : Al-Amien Prenduan University, Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/hudanlinnaas.v6i2.2299

Abstract

This study examines the influence of Green Innovation Strategic Orientation (GISO) and Digital Technology Implementation (DTI) on Green Competitive Advantage (GCA) in Micro, Small, and Medium Enterprises (MSMEs) in Madura, focusing on the mediating role of Green Information Proactiveness, Transparency, and Formality. The study aims to address the challenges faced by MSMEs in adopting green innovation and digital technologies, particularly in Sampang and Sumenep, where digital literacy and environmental transparency remain low. A quantitative approach was employed, using a structured questionnaire distributed to 493 MSME managers in Sampang and Sumenep. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS software to assess direct and indirect relationships among the variables. The findings indicate that both GISO and DTI significantly enhance GCA, with Green Information Proactiveness, Transparency, and Formality mediating these relationships. This study contributes to understanding how the integration of green strategies and digital technology can strengthen MSMEs’ competitive advantage while addressing gaps in the literature on green information management. By integrating three dimensions of green information as mediators, this research provides a more comprehensive understanding of GISO and DTI’s contribution to GCA in MSMEs. This approach is particularly relevant for MSMEs in regions with limited access to advanced technology and green information systems. The study offers practical implications for policymakers and MSME managers by emphasizing the importance of fostering green innovation and digital transformation. Future research is recommended to explore the role of external stakeholders and more advanced technologies in further enhancing sustainable competitiveness.
SOCIAL DELEGITIMATION OF RELIGIOUS OBLIGATION: Zakat, Infaq, and Shodaqoh Traditions among Transnational Madurese Migrant Workers of Indonesia-Malaysia Hariyanto, Erie; Wardi, Moch Cholid; Nawawi, Maimun; Effendy, Moh Hafid; Hamzah, Moh; Nurhidayatuloh, N.
Jurisdictie: Jurnal Hukum dan Syariah Vol 16, No 2 (2025): Jurisdictie
Publisher : Fakultas Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/j.v16i2.36809

Abstract

This study examines Islamic Philanthropic practices (Zakat, Infaq, and Sadaqah) within a transnational context that has received limited scholarly attention, particularly among migrant workers. Legal issues arise from regulatory misalignment between Indonesia and Malaysia in Zakat governance, which affects the practice of religious obligations. The objective of this study is to introduce the concept of social delegitimation in relation to transnational religious obligations and to understand the process through which Madurese migrants in Malaysia fulfil Zakat, Infaq, and Sadaqah (ZIS). This research adopts an empirical study using anthropological and comparative approaches and applies Kenneth L. Pike's emic and etic perspectives. The findings indicate that the fulfilment of ZIS takes place through continuous negotiation within conditions of transnational uncertainty. Regulatory misalignment contributes to the social delegitimation of formal zakat institution in Malaysia, leading migrants to prefer channeling their ZIS through networks of kiai (religious scholars) and community groups in their hometowns, which are perceived to guarantee emotional proximity, blessing (barakah), and spiritual accountability. Accordingly, this study demonstrates that religious authority and the legitimacy of Islamic philanthropy in diaspora contexts are shaped more by social relations and transnational resilience strategies than by mere state legal frameworks.Penelitian ini mengkaji praktik filantropi Islam (zakat, infaq, dan sadaqah) dalam konteks transnasional yang jarang dieksplorasi, khususnya di kalangan pekerja migran. Terdapat isu hukum mengenai ketidakselarasan regulasi zakat antara Indonesia dan Malaysia yang memengaruhi praktik kewajiban agama. Tujuan studi ini adalah memperkenalkan konsep delegitimasi sosial terhadap kewajiban agama transnasional dan memahami proses pemenuhan zakat, infaq, dan sadaqah (ZIS) migran Madura di Malaysia. Metode yang digunakan adalah penelitian empiris dengan pendekatan antropologi dan komparatif, serta menerapkan perspektif emik dan etik Kenneth L. Pike. Hasil penelitian menunjukkan bahwa pemenuhan ZIS berlangsung melalui negosiasi berkelanjutan dalam situasi ketidakpastian transnasional. Ketidakselarasan regulasi mendorong delegitimasi sosial terhadap institusi zakat formal di Malaysia, menyebabkan migran lebih memilih menyalurkan ZIS melalui jaringan kiai dan komunitas di kampung halaman karena dinilai menjamin kedekatan emosional, keberkahan, dan akuntabilitas spiritual. Dengan demikian, kontribusi artikel ini memperlihatkan bahwa otoritas keagamaan dan legitimasi filantropi Islam di diaspora lebih ditentukan oleh relasi sosial dan strategi ketahanan transnasional daripada sekadar kerangka hukum negara.
Dampak Penggunaan E-bekal Terhadap Santri Nurul Jadid Hamzah, Moh; Hasan, Hasanah; Sundussiyah, Sundussiyah; Wafiqah, Wafiqah; Nava Tidar, Anisa
New Economy Vol. 1 No. 1 (2025)
Publisher : CV. Akira Java Bulu

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Abstract

The transition from the traditional era to the digital era has brought significant changes in various aspects of life, including the transaction system. Nurul Jadid Islamic Boarding School, as one of the oldest Islamic educational institutions in Indonesia, has adopted technological innovations in the form of an electronic payment system known as E-Bekal. This study aims to analyze the benefits, influences, and challenges in the implementation of E-Provision on the lives of students in the pesantren. The research method used is a qualitative approach with literature study techniques. The results of the study show that E-Bekal makes a significant contribution to transaction efficiency, student financial management, and control of consumptive behavior, with an influence of 83.7% on students' buying interest. In addition, this system helps guardians of students in monitoring their children's finances more transparently. However, several obstacles were identified, such as the limitation of the use of cards outside the pesantren, dependence on internet access, and lack of understanding of technology among users. This research recommends the development of the E-Bekal system to be more flexible, improving technological infrastructure, and educating users to optimize its benefits. With these steps, E-Bekal is expected to be a sustainable innovative solution in supporting the modernization of Islamic boarding schools in the digital era.
Analisis Faktor-Faktor Yang Mempengaruhi Minat Beli Sepeda Listrik Terhadap Masyarakat Kraksaan Hamzah, Moh; Junaidi, Ahmad; Fattah, Abdul; Bayu, Septian; Rizal, Moh; Ubaidillah, Ubaidillah
New Economy Vol. 1 No. 1 (2025)
Publisher : CV. Akira Java Bulu

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Abstract

Technological developments are increasingly sophisticated. Likewise, sophistication is developing in vehicle parts. What were originally fuel-powered vehicles have now been modernized with electric vehicles that only rely on electricity as a charger. Therefore, researchers aim to find out the factors that influence the interest in buying electric bicycles among the people of Paiton. This research uses quantitative methods. The population in this research is the Paiton community who own electric bicycles. In this research, the sampling method used is the simple random sampling method. The simple random sampling method (Simple Random Sampling) is a sampling technique that is completely based on providing equal opportunities to the entire population (Bambang Sugeng, 2022). This research uses the Lemeshow formula, because the sample population is unknown. This research used a sample of 96 respondents. In accordance with calculations using the Lemeshow formula. The data analysis technique used is multiple linear regression analysis with the help of SPSS software. The research results show that taste, price and income do not influence people's interest in buying electric bicycles.
Co-Authors Abdul Fattah Ahmad Junaidi Aini, Sumratih Anggraeni, Meilinda Bayu, Septian Eka Susylawati Eka Susylawati Erie Hariyanto Faidi, Ach. Harisah, Harisah Hasan, Hasanah Hosen, Hosen Imam, Achmad Maimun Nawawi Moch. Cholid Wardi Moh. Hafid Effendy, Moh. Hafid Mua’wwanah, Uliyatul Nava Tidar, Anisa Nurhidayatuloh, N. Rizal, Moh Sri Wulandari Sulhan Sundussiyah, Sundussiyah Syarofi, Muhammad Ubaidillah Ubaidillah Umam, Hoirul Wafiqah, Wafiqah Zaini, David Rizqi Zainurrafiqi Zainurrafiqi