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Bank Wakaf Mikro The Moderation Effect on Islamic Microfinance Preference in East Java Rofiqoh, Siti Nur Indah; Sukmana, Raditya; rufaidah, Anik
Proceedings of Annual Conference for Muslim Scholars Vol 6 No 1 (2022): AnCoMS, APRIL 2022
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v6i1.346

Abstract

There are many institutions in East Java Such as Sharia Kopwan, Baitul Maal Wat Tanwiil (BMT) and also Bank Wakaf Mikro (BWM), but they have many problems including the moderation effect. It caused by many factors like Islamic product design, Islamic product business and Islamic Good Governance implementation. The purpose of this study is to investigate the moderation effect of BWM in East Java. This paper was conducted qualitatively with a multiple case studies approach in six cash waqf institution in East Java. It was conducted that the moderation in BWM had similarities correction in product design management of fund, using ijaroh. The Islamic product business were chosen to the productive poor around the Islamic Boarding School and should to academic mission. Last, to upgrade Islamic good governance, BWM ought to collect the waqf funds directly, exclude LAZNAS BSM UMAT.
KEDUDUKAN SOFT SKILLS DALAM MENDUKUNG KEMAJUAN KARIR SISWA SMK UNTUK MENGHADAPI INDUSTRI4.0 Yusuf, Muhammad Hafidz; Narto, Narto; Rosyidi, Moh. Ririn; Suparno, Suparno; Sutarto, Auditya Purwandini; Izzah, Nailul; Rufaidah, Anik; Iksan, Iksan
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 1 (2024): Volume 5 No 1 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i1.24295

Abstract

Semakin pesatnya perkembangan teknologi dan komunikasi menciptakan revolusi industri 4.0 yang ditandai oleh penggunaan internet. Hal ini menjadi tantangan tersendiri bagi generasi muda di Indonesia. Generasi muda seperti siswa SMK merupakan generasi yang siap kerja. Kurikulum pendidikan yang lebih menekankan keterampilan teknis (hard skills) membuat keterampilan nonteknis (soft skills) belum optimal ditanamkan. Padahal seperti keterampilan teknis, keterampilan nonteknis penting untuk dipahami dan dikuasai siswa. Terlebih, soft skills pun berperan penting bagi siswa agar sukses di bidang pendidikan dan di dunia kerja. Oleh sebab itu, edukasi mengenai pentingnya soft skills bagi siswa SMK dihadirkan dalam sebuah kegiatan pengabdian kepada masyarakat (PkM). Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memberikan pengetahuan, wawasan dan meningkatkan kesadaran siswa akan pentingnya soft skills bagi pendidikan dan karir di masa depan. Kegiatan ini berupa acara tayang bincang bagi siswa-siswi di SMKS Daruttaqwa Suci Manyar Gresik. Metode yang digunakan adalah teknik survei dengan menyebarkan angket persepsi ke seluruh siswa hasil yang didapatkan ada 52,9% kurang faham(sebelum pelaksanaan pengabdian sof skill) siswa smk yang belum mengetahui tentang kegunaan dan manfaat soft skill dan sesudah mendapatkan 23,5% yang sangat faham pada kedudukan soft skill.
Experimental Study on The Application of Taguchi Design of Experiment (DoE) and ANOVA for a Waste-Based Composite Material Sugiono, Didik; Rufaidah, Anik; Ulum, Miftahul; Rohmat, Rohmat
Jurnal IPTEK Vol 29, No 2 (2025): December
Publisher : LPPM Institut Teknologi Adhi Tama Surabaya (ITATS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31284/j.iptek.2025.v29i2.8254

Abstract

The increasing amount of industrial and agricultural waste necessitates innovation in the use of environmentally friendly alternative materials in the construction sector. This research aims to analyze the influence of varying cement, sand, seashell powder, and coconut fiber powder compositions on the compressive strength and porosity of paving blocks using the Taguchi method and ANOVA. The experimental design uses an orthogonal array L16 (4⁴), resulting in 16 experimental combinations. The test results indicate that coconut husk powder is the most significant factor influencing porosity, while other factors have a relatively small effect. The optimum parameters for porosity were obtained at a cement composition of 643.24 g, sand 915.84 g, seashell powder 686.883 g, and coconut fiber powder 0 g. Meanwhile, the optimum compressive strength was achieved at cement 643.23 g, sand 2289.60 g, seashell powder 228.961 g, and coconut fiber powder 0 g. Regression analysis showed that the model had a good fit with an R² of 0.8967 for porosity and 0.5625 for compressive strength. This research proves that utilizing clamshell and coconut husk waste has the potential to produce high-quality paving blocks while also supporting sustainable waste management.