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Prinsip Kejujuran Dalam Usaha Qorina, Ulfa; Ridwan, Saleh; Lutfi, Muhtar
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 7 (2024): Madani, Vol 2. No. 7, 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12625740

The principle of honesty in business is an important foundation that influences various operational and strategic aspects of the company. Honesty includes transparency in communications, disclosure of financial information, and integrity in all business actions. Implementing these principles builds a positive reputation and trust from customers, creates a healthy work environment, and encourages effective internal and external collaboration. In practice, honesty facilitates strong relationships with stakeholders such as investors and business partners. Trust built from honesty helps companies gain long-term support and cooperation, which is essential for business sustainability. In addition, companies that operate honestly tend to be better able to avoid legal and ethical risks, and are better prepared to face market challenges. Companies that uphold honesty do not only focus on short-term profits but are also committed to creating sustainable added value for all parties involved. Thus, honesty in business is the key to achieving long-term success and building a solid foundation for sustainable business growth.

Effectiveness of Ziswaf Fundraising Through (QRIS) in Efforts to Increase Institutional Income Nur, Ilman; Lutfi, Muhtar; Efendi, Ahmad; Majid, Jamaluddin; Muin, Rahmawati
Jurnal Ar-Ribh Vol 7, No 2 (2024): Oktober 2024
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v7i2.16263

The aim of this research is to determine the effectiveness of ZISWAF fundraising through QRIS media for the income of institutions in Wahdah, the inspiration for zakat, Makassar city. The research method used in this research uses a qualitative method using a phenomonological approach to see the phenomena that occur in institutions and society with the existence of QRIS media as a fundraising tool at Wahdah zakat inspiration. The results of the research show that collecting funds through QRIS is quite helpful in making transactions easier for people who want to pay zakat or want to donate to the Wahdah Inspiration Zakat city of Makassar. It's just that with the existence of QRIS media, there are still many people who don't trust collecting through QRIS media and don't even know how to do it. its operation. QRIS media has not had a big impact on fundraising because people who donate large amounts use mobile banking and there is a lack of funds generated through QRIS so it can be said to be ineffective.

EKONOMI SYARIAH VS EKONOMI KONVENSIONAL Reni, Reni; Wahab, Abd.; Lutfi, Muhtar
PILAR Vol. 13 No. 2 (2022): JURNAL PILAR, DESEMBER 2022
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/fbqm6t54

AbstractSyariahic economics and conventional economics are two different economic systems which from time immemorial have become one of the determining factors for success in the economic development of a country and even the world economy. This study aims to describe the application and contribution of the two economic systems in building the country's economy. This study uses a qualitative approach with library research, which is a series of activities carried out with regard to the method of collecting library data, or studies explored through various library information. (books, encyclopedias, scientific journals, newspapers, magazines, and documents), which discuss the Conventional Economic System and the Syariahic Economic System. The results of the study show that the Conventional Economic System consists of 2 economic systems, namely; 1) Capitalism economic system that developed because of the policies of colonialism and imperialism that affect Asian and African countries where this system is based on the struggle for freedom where the government may not take part in its implementation. 2) a socialist economic system that arises as a result of protests over injustices applied to the capitalist economic system where the rich are getting richer, and the poor are getting poorer, this is the socialist economic system that comes with providing considerable freedom but with a note that the government takes part in its implementation. Furthermore, the Syariahic Economic System is an economic system that has finally become a solution to various problems that have arisen so far. and the poor are getting poorer, this is a socialist economic system that comes with providing considerable freedom but with a note that the government takes part in its implementation. Furthermore, the Syariahic Economic System is an economic system that has finally become a solution to various problems that have arisen so far. and the poor are getting poorer, this is a socialist economic system that comes with providing considerable freedom but with a note that the government takes part in its implementation. Furthermore, the Syariahic Economic System is an economic system that has finally become a solution to various problems that have arisen so far. Keywords: Syariahic Economics; Economics of Capitalism, Economics of Socialism

Poverty Analysis of 13 Districts/Cities in Central Sulawesi Province Tinadji, Selvika; Taqwa, Edhi; Lutfi, Muhtar; Yohan, Yohan; Sading, Yunus; Armin, Armin
JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS Vol. 4 No. 4 (2025): AUGUST
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jhssb.v4i4.1840

Indonesia is still grappling with considerable poverty issues, as more than 24 million individuals are currently living below the poverty line. Central Sulawesi Province is ranked as the 15th highest in terms of poverty levels across the nation, with almost 380,000 of its residents considered impoverished. From 2019 to 2023, this province's poverty rate has demonstrated varying patterns, hovering between 12% and 13%. In response to these conditions, this study seeks to examine how the average duration of schooling, level of open unemployment, and Regional Domestic Product (RDP) impact poverty rates in 13 districts and cities in the Central Sulawesi Province over the period 2020 to 2024. This research adopts a quantitative method using data sourced from the Central Statistics Agency (BPS) of Central Sulawesi. The analysis was carried out through panel data regression using Eviews 12 software. Findings from the research show that, individually, both the open unemployment rate and average duration of schooling have a significant impact on poverty levels, while the growth rate of RDP does not. Collectively, all three independent variables are influential on poverty in the 13 districts and cities of Central Sulawesi Province from 2020 to 2024. These findings highlight the urgency for focused policy measures to tackle poverty in Central Sulawesi Province, with particular emphasis on reducing unemployment and improving the quality of education.

Identification of Potential Sectors for Tolitoli Regency in the Period 2019-2023 Aurelie, Eko Putra; Lutfi, Muhtar; Sading, Yunus; Jaya, Andi Herman; Nasruddin, M. Anwar
JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS Vol. 4 No. 4 (2025): AUGUST
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jhssb.v4i4.1864

The objective of this research is to examine the primary industries that could drive economic development in Tolitoli Regency during 2019-2023. Through the application of Location Quotient (LQ) and Shift-Share Analysis (SSA), this study investigates the competitive strengths of key sectors and their patterns of growth. LQ is utilised to pinpoint the industries that are most prevalent in the region, while SSA evaluates the impact of each sector on changes in Regional Domestic Product (RDP). The findings of the analysis shed light that the Agriculture, Forestry, and Fisheries sector, as well as the Information and Communication sector, display significant LQ scores of 2.09 and 1.89, indicating robust local comparative advantages. These sectors show better growth compared to the national average, despite some local challenges. Conversely, the Mining and Quarrying and Manufacturing sectors show low LQs and are declining, both nationally and locally. These finding reveal a portrait of the sectors that require more attention in terms of policies supporting infrastructure development, technology, and human resource capacity to enhance local competitiveness. This study is expected to enhance regional economic policies by employing data-driven strategies to identify key sectors with the potential to support long-term economic development.

The Transformation of Economic Structure in Palu City Zubair, Muchammad; Jaya, Andi Herman; Lutfi, Muhtar; Sading, Yunus; Rafika, Ika
JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS Vol. 4 No. 4 (2025): AUGUST
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jhssb.v4i4.1895

Sustainable economic growth requires structural transformation to enhance the competitiveness of leading sectors in a region. This research aims to analyze the structural transformation of Palu City's economy from 2019 to 2024 using Location Quotient (LQ) and Shift-Share Analysis (SSA) analytical tools. The research results show that sectors such as Construction, Wholesale and Retail Trade, and Information and Communication have LQ values greater than 1 and contribute significantly to Palu City's GRDP. Conversely, the Agriculture and Manufacturing sectors reflect challenges in maintaining competitiveness. Results from Shift-Share Analysis reveal that the Information and Communication, Trade and Construction sectors remain the main pillars in post-disaster economic recovery, despite decreases in some components. This research contributes to understanding Palu City's economic transformation and provides a foundation for more effective economic development policies.

Effectiveness of Ziswaf Fundraising Through (QRIS) in Efforts to Increase Institutional Income Nur, Ilman; Lutfi, Muhtar; Efendi, Ahmad; Majid, Jamaluddin; Muin, Rahmawati
Jurnal Ar-Ribh Vol. 7 No. 2 (2024): Oktober 2024
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v7i2.16263

The aim of this research is to determine the effectiveness of ZISWAF fundraising through QRIS media for the income of institutions in Wahdah, the inspiration for zakat, Makassar city. The research method used in this research uses a qualitative method using a phenomonological approach to see the phenomena that occur in institutions and society with the existence of QRIS media as a fundraising tool at Wahdah zakat inspiration. The results of the research show that collecting funds through QRIS is quite helpful in making transactions easier for people who want to pay zakat or want to donate to the Wahdah Inspiration Zakat city of Makassar. It's just that with the existence of QRIS media, there are still many people who don't trust collecting through QRIS media and don't even know how to do it. its operation. QRIS media has not had a big impact on fundraising because people who donate large amounts use mobile banking and there is a lack of funds generated through QRIS so it can be said to be ineffective.

Analysis of Regional Development Inequality in The District / City of Central Sulawesi Province in 2018-2022 Rahmadani, Putri; Lutfi, Muhtar; Sading, Yunus; Suparman, S.; Jaya, Andi Herman
Golden Ratio of Data in Summary Vol. 4 No. 1 (2024): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v4i1.500

Development inequality is an important issue that affects the society and economic stability of a region. This study aims to analyze regional development inequality in the districts/cities of Central Sulawesi Province during the 2018-2022 period. The analysis used is quantitative descriptive analysis using secondary data and the Williamson Index analysis method as a measuring tool to assess the level of inequality between regions. The data analyzed included Gross Regional Domestic Product (GRDP) in each district/city of Central Sulawesi Province. The results showed that the Williamson index calculation of the level of regional development inequality in Central Sulawesi Province was 0,97, which indicated a high level of inequality. However, in 2022 there was a decrease in the Williamson Index to 0,46. Nevertheless, the level of inequality between districts/municipalities in Central Sulawesi Province is still categorized as high. This decrease in the Williamson Index indicates an improvement in the distribution of development, but more intensive efforts are still needed to achieve a more effective development balance from the local and central government to reduce development inequality.

Analysis of Income from Palm Sugar Artisans in Makmur Village, Palolo District, Sigi Regency Hafista, Salmah; Yunus, Rita; Sading, Yunus; Haprin, Nuryana; Lutfi, Muhtar
Golden Ratio of Data in Summary Vol. 4 No. 1 (2024): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v4i1.519

This research aims to find out how much Palm Sugar Craftsman earn per month in Makmur Village, the research method is the method used in this research is the qualitative descriptive analysis method. By using primary data sources and secondary data. Data analysis in this research uses the income and revenue analysis method. Based on the results of research in Makmur Village the conclusion is that the income or profit results were IDR 1.098.335. From the receipt of IDR 1.710.000 from sales of Palm Sugar for ninenty pieces of Palm Sugar for a month, valued at eighteen thousand rupiah, the total costs of IDR 611.665 was obtained from fixed costs plus variable costs. To get income or profit, use TR-TC or 1.710.000-611.665 so you will get a result of IDR 1.108.335. The results of the R/C Ratio analysis show that the Palm Sugar business in Makmur Village provides profits with an R/C value shows that the Palm Sugar business in Makmur Village, Palolo District is worth running.

Penguatan Kapasitas Perangkat Daerah melalui Pendampingan Penyusunan Renstra dan Renja Kabupaten Sigi Ahlis, Mohammad; Sading, Yunus; Lutfi, Muhtar; Jokolelono, Eko; Tombolotutu, Andi Darmawati; Nurnaningsih; Rafika, Ika; Nurfadilah Sindika Sari
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 7 No. 2 (2026)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jb.v7i2.17144

Penguatan kapasitas perangkat daerah menjadi prasyarat penting untuk meningkatkan kualitas perencanaan pembangunan melalui dokumen Rencana Strategis (Renstra) dan Rencana Kerja (Renja). Di Kabupaten Sigi, penyusunan dokumen perencanaan masih menghadapi kendala berupa lemahnya koordinasi lintas OPD, ego sektoral, belum terintegrasinya SIPD dan SIKD, serta rendahnya pemahaman aparatur terhadap perencanaan berbasis kinerja. Kegiatan pengabdian ini bertujuan memperkuat kapasitas perangkat daerah dalam penyusunan Renstra Tahun 2025–2029 dan Renja Tahun 2025 melalui pendampingan teknis yang terintegrasi dan kolaboratif. Pendampingan dilaksanakan selama enam bulan pada tahun 2024 dengan pendekatan kolaboratif, partisipatif, dan aplikatif melalui tahapan identifikasi kebutuhan, penyusunan materi, pendampingan teknis daring dan luring, serta evaluasi dan penyelarasan dokumen. Kegiatan luring berlangsung di BAPPELITBANGDA Kabupaten Sigi menggunakan metode Diskusi Kelompok Terpumpun dan melibatkan OPD strategis, termasuk BPKAD, Badan Pendapatan Daerah, Dinas Lingkungan Hidup, serta OPD urusan perempuan dan kependudukan. Hasil kegiatan menunjukkan peningkatan pemahaman aparatur terhadap keterkaitan dokumen perencanaan, penguatan kemampuan merumuskan program dan indikator kinerja, serta meningkatnya koordinasi lintas OPD sehingga dokumen Renstra dan Renja lebih selaras, realistis, dan berorientasi hasil. Kata Kunci: Penguatan Kapasitas; Renstra; Renja; Pendampingan Teknis; Koordinasi OPD

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