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All Journal ALMUJTAMAE: Jurnal Pengabdian Masyarakat Journal of International Conference Proceedings
Saimima, Salma
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media

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Maximizing the Role of Micro Waqf Banks as an Alternative Platform for Financial Inclusion in Amboina City H. Holle, Mohammad; Nur Asiyah, Binti; Saimima, Salma; Muhrim, Muhammad Rifai
Journal of International Conference Proceedings Vol 7, No 3 (2024): 2024 Global Waqf Conference Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v7i3.3727

Abstract

The purpose of this study is to maximize the role of Micro Waqf Bank as an alternative financial inclusion platform for micro entrepreneurs in Ambon City. Field research with a qualitative descriptive approach was conducted to describe the phenomenon of micro entrepreneurs who received business capital assistance from Al-Anshor Peduli Ambon Micro Waqf Bank, both in terms of receipt, management and income by collecting data through observation, interviews and documentation. Qualitative analysis using financial inclusion indicators proposed by the Financial Services Authority, namely Access, Use, and Quality. Research shows that from the access indicator, micro entrepreneurs spread across Ambon City are limited by distance, and minimal socialization and information from Al Anshor Peduli Ambon Micro Waqf Bank, an exclusive institution. The usage indicator, it was found that the management of waqf funds by entrepreneurs is decreasing day by day. The use of waqf funds by entrepreneurs is not yet focused. The quality indicator, the use of waqf funds by micro entrepreneurs has not shown any changes in terms of products sold or income levels. The waqf funds used are simply to survive
Sosialisasi Manfaat Perluasan Akses Keuangan untuk Kesejahteraan Keuangan Keluarga pada Masyarakat Kepulauan Shalihah, Mar'atun; Yaman, Afdhal; Saimima, Salma; Idrus, Titin Fahira; Isra, Nirvana
ALMUJTAMAE: Jurnal Pengabdian Masyarakat Vol. 4 No. 3 (2024): Desember
Publisher : Universitas Djuanda Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/almujtamae.v4i3.15712

Abstract

Kegiatan literasi keuangan bagi masyarakat daerah kepulauan ini diselenggarakan sebagai bentuk sosialisasi dan pengabdian masyarakat dengan tujuan meningkatkan pemahaman dan keterampilan keluarga dalam mengelola keuangan mereka secara lebih efektif. Dengan berbagai tahapan, kegiatan ini mencakup registrasi peserta, pembukaan, sambutan dari berbagai pihak, sesi senam pagi, penyampaian materi, serta tanya jawab. Materi yang diberikan fokus pada perencanaan keuangan keluarga, termasuk pengelolaan anggaran, pentingnya menabung, investasi syariah, dana darurat, serta pendidikan keuangan bagi anak-anak. Melalui sesi interaktif dan tanya jawab, peserta diberikan kesempatan untuk mendiskusikan tantangan keuangan yang mereka hadapi dan mendapatkan solusi praktis. Penutupan kegiatan merangkum pembelajaran dan memberikan panduan praktis untuk penerapan literasi keuangan di kehidupan sehari-hari. Diharapkan, kegiatan ini dapat meningkatkan kesadaran masyarakat tentang pentingnya pengelolaan keuangan keluarga yang bijak, khususnya di daerah kepulauan yang memiliki keterbatasan akses terhadap layanan keuangan formal.
Co-Authors Afdhal Yaman H. Holle, Mohammad Idrus, Titin Fahira Isra, Nirvana Muhrim, Muhammad Rifai Nur Asiyah, Binti Shalihah, Mar'atun