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Journal : Journal of Law

Pengaturan Keamanan Jaringan dan Kejahatan Siber dalam Hukum IT Galenso, Vidi; Ardianto, Dery; Priyambodo, Mas Agus; Jadidah, Fikrotul
Postulat Vol 2 No 1 (2024): POSTULAT: Jurnal Ilmu Hukum
Publisher : Neolectura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37010/postulat.v2i1.1454

Abstract

Dalam era globalisasi teknologi informasi, perkembangan pesat dalam teknologi internet telah mengubah lanskap sosial, ekonomi, dan politik. Namun, bersamaan dengan kemajuan ini, kejahatan siber semakin mengintensif dan memerlukan kerangka hukum yang komprehensif. Penelitian ini menggunakan pendekatan kualitatif dengan fokus pada analisis hukum normatif dan studi kepustakaan. Data diperoleh melalui wawancara dan pengamatan terhadap perilaku serta pendekatan peraturan perundang-undangan. Hasil penelitian menunjukkan bahwa Indonesia perlu segera membentuk Rancangan Undang-Undang Ketahanan dan Keamanan Siber (KKS) yang komprehensif untuk mengatasi ancaman kejahatan siber yang semakin kompleks. RUU KKS harus dirancang secara transparan melibatkan berbagai pihak, mencakup ketentuan sanksi tegas terhadap pelanggaran kedaulatan digital, dan memperkuat kerangka hukum dalam menghadapi perkembangan teknologi yang terus berlanjut.
Analisis Kontrak Perbankan dalam Perspektif Hukum Perdata (Studi Kasus Penerapan Hak dan Kewajiban Debitur dalam Kontrak Perbankan di Bank Panin) Nurdiansyah, Nurdiansyah; Jadidah, Fikrotul; Mukti, Robby Teja
Postulat Vol 2 No 2 (2024): POSTULAT: Jurnal Ilmu Hukum
Publisher : Neolectura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37010/postulat.v2i2.1671

Abstract

In the perspective of civil law, this contract plays an important role as it contains the elements of an agreement regulated by the Indonesian Civil Code (KUHPerdata). An analysis of banking contracts is necessary to ensure compliance with applicable laws, avoid potential disputes, and protect the rights of debtors. The rights and obligations of customers in banking contracts may vary depending on the type of product or service agreed upon. The research problem formulated in this study is how the principles of civil law regulate banking contracts and how the rights and obligations of debtors are applied in banking contracts at PANIN BANK. The research method used is normative with a regulatory approach. The results of the study show that in banking law, several principles are recognized, namely the principle of trust, the principle of prudence, the principle of confidentiality, and the principle of knowing your customer. The principle of trust is regulated in Article 29 paragraph (4) of Law No. 10 of 1998 concerning Amendments to Law No. 7 of 1992 on Banking, which states that for the benefit of debtors, banks are obliged to provide information regarding potential risks of loss related to customer transactions conducted through the bank. To gain confidence in its debtors, PANIN BANK conducts a financing assessment. The criteria for financing assessment at PANIN BANK are carried out by analyzing the 5C principles (Collateral, Character, Capital, Capacity, Condition).
Kajian Regulasi Upaya Pemerintah Dalam Memajukan Kesejahteraan Masyarakat Melalui Reformasi Sektor Keuangan Menurut Undang-Undang Nomor 4 Tahun 2023 Tentang Pengembangan dan Penguatan Sektor Keuangan (UU P2SK) Mukti, Idul; Jadidah, Fikrotul
Postulat Vol 3 No 1 (2025): POSTULAT: Jurnal Ilmu Hukum
Publisher : Neolectura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37010/postulat.v3i1.1830

Abstract

Financial sector reform in Indonesia through Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (UU P2SK) is a strategic step by the government to improve public welfare by strengthening financial inclusion, economic stability, and stricter supervision of the financial sector. This study uses a type of normative legal research, namely legal research that focuses on norms or rules in applicable laws and regulations. The approaches used are the statute approach and the conceptual approach. This regulation aims to strengthen the role of the Financial Services Authority (OJK) in maintaining the stability of the financial system and creating a more inclusive and transparent financial climate. A case study in Aceh Province highlights the positive impact of the P2SK Law, but factors such as infrastructure and financial literacy influence its implementation. One of the main focuses of the P2SK Law is stricter regulation of financial institutions, including the rapidly growing fintech sector, in order to protect consumers and prevent practices that are detrimental to society. Through the P2SK Law, it is hoped that the financial sector can have a positive impact on the economy, especially in terms of empowering MSMEs and creating new jobs. In addition, this regulation also focuses on environmental sustainability by strengthening the green finance sector, which encourages financing for environmentally friendly projects such as renewable energy and waste management. However, a major challenge in implementing the P2SK Law is the low level of financial literacy in Indonesia which hinders the achievement of optimal financial inclusion. Therefore, it is important for the government to strengthen financial education programs at all levels of society. In this context, the success of financial sector reform is highly dependent on the synergy between the central and regional governments, as well as public support in understanding and accessing available financial services. In addition, the P2SK Law is expected to create a more transparent, accountable, and sustainable financial system, so that it can improve people's welfare evenly. With comprehensive regulatory strengthening and proper implementation, it is hoped that the Indonesian financial sector can support inclusive and sustainable economic growth for all levels of society.
Kekosongan Hukum terhadap Pemain Judi Online dalam Sistem Hukum Positif Indonesia: Kajian atas KUHP dan Undang-Undang ITE Hilmy, Ahmad Syaikhan; Jadidah, Fikrotul
Postulat Vol 4 No 1 (2026): POSTULAT: Jurnal Hukum
Publisher : Neolectura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37010/postulat.v4i1.2137

Abstract

Article 28F of the 1945 Constitution of the Republic of Indonesia recognizes human rights in the form of the right to communicate and obtain information. Nowadays, this right is often exercised through social media. However, the intended positive and healthy environment of social media is increasingly being tainted by the rise of online gambling. Existing regulations have proven insufficient in providing legal justice, certainty, and utility. In addition, the legal and social impacts within society tend to be harmful and misaligned with the spirit of eradicating online gambling crimes. This research employs a normative legal method with a statutory approach. The findings indicate a legal vacuum in regulating online gambling for personal use by individual players. Therefore, this study encourages the strengthening of the task force for combating online gambling and advocates for the establishment of more specific, comprehensive, and implementable regulations addressing individual online gambling practices.