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All Journal Jurnal Ilmiah Mahasiswa FEB Jurnal Ilmiah Ekonomi Islam Jurnal Perspektif Ekonomi Darussalam Jurnal Ilmiah Universitas Batanghari Jambi Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Owner : Riset dan Jurnal Akuntansi INVENTORY: JURNAL AKUNTANSI Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Jurnal Al-Amwal JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Jurnal Analisa Akuntansi dan Perpajakan Iqtishoduna: Jurnal Ekonomi Islam Jurnal Ilmiah Edunomika (JIE) Accounting Global Journal Jurnal Inovasi Ekonomi Jurnal Abdi Insani EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Ilmiah Manajemen Ubhara Jurnal Inovasi Penelitian INTELEKTIVA juremi: jurnal riset ekonomi Jurnal Ekonomi ProBisnis : Jurnal Manajemen Jurnal Cakrawala Ilmiah Majalah Anestesia & Critical Care (MACC) JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah PEDAGOGIC: Indonesian Journal of Science Education and Technology E-Amal: Jurnal Pengabdian Kepada Masyarakat Waralaba : Journal Of Economics and Business J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab Balance: Jurnal Ekonomi
Albab Al Umar, Ahmad Ulil
UIN Sunan Kalijaga Yogyakarta
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QRIS sebagai Sistem Pembayaran Digital untuk Meningkatkan Akses Keuangan Masyarakat di Indonesia Al Umar, Ahmad Ulil Albab
Waralaba : Journal Of Economics and Business Vol. 2, No. 2 : Waralaba (Juli - Desember 2025)
Publisher : PT. Global Pustaka Imiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61590/waralaba.v2i2.242

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan sistem pembayaran digital QRIS (Quick Response Code Indonesian Standard) di masyarakat Indonesia berdasarkan kajian pustaka dari berbagai sumber ilmiah. QRIS merupakan inovasi yang dikembangkan oleh Bank Indonesia untuk menyatukan berbagai metode pembayaran berbasis QR code dalam satu standar nasional, guna mendorong efisiensi transaksi dan perluasan inklusi keuangan. Metode yang digunakan dalam penelitian ini adalah studi kepustakaan dengan menelaah buku, artikel jurnal, laporan resmi, dan hasil penelitian terkait implementasi QRIS. Hasil kajian menunjukkan bahwa meskipun penggunaan QRIS meningkat di berbagai sektor, terutama UMKM, masih terdapat tantangan seperti rendahnya literasi digital, keterbatasan infrastruktur, dan kekhawatiran terhadap keamanan data. Di sisi lain, QRIS terbukti memberikan dampak positif terhadap efisiensi transaksi, peningkatan pendapatan pelaku usaha, serta perluasan akses keuangan masyarakat. Oleh karena itu, keberhasilan penerapan QRIS memerlukan sinergi antara peningkatan literasi keuangan, penguatan infrastruktur digital, dan kebijakan inklusif untuk mendukung transformasi menuju masyarakat nontunai.
Penggunaan Media PACAPI yang Diterapkan Melalui Pendekatan PMRI pada Materi Pecahan Ansyah, Mukhammad Hendry; Albab, Ahmad Ulil; Zuliana, Eka
PEDAGOGIC: Indonesian Journal of Science Education and Technology Vol. 5 No. 2 (2025): PEDAGOGIC: Indonesian Journal of Science Education and Technology
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ijset.v5i2.4695

Abstract

This study aims to provide a comprehensive description of the use of the PMRI (Indonesian Realistic Mathematics Education) approach assisted by the PACAPI (Pizza Fraction Board) teaching media. The subjects of this study were 24 third-grade students of SD 4 Dersalam, located in Dersalam Village, Bae District, Kudus Regency. This study used a qualitative method with a case study approach. The research subjects, totaling 24 people, were selected using purposive sampling techniques. Data collection techniques in this study included observation, interviews, and documentation. The data analysis technique used was qualitative data analysis with the stages of data reduction, data presentation, and drawing conclusions. The analysis results show that this PMRI approach provides a strong foundational concept to the students. Students begin to think about anything related to the topic of fractions. Then, they show a strong desire to participate, not only listening attentively but also being eager to answer questions. Finally, when solving problems, students are able to use symbols without using teaching media.
Co-Authors A.A. Ketut Agung Cahyawan W Abdul Rosid Abdulloh, Amir Adellia Kusuma Rachmawati Adil, Andi Agus Waluyo Alfia Miftakhul Jannah Ana Fitriani Anava Salsa Nur Savitri Anava Salsa Nur Savitri Andi Naharuddin Halim ANITA WAHYU ALVIANI Anita Wahyu Alviani Anita Wahyu Alviani Ansyah, Mukhammad Hendry Anton Bawono Ari Setiawan Arinta, Yusvita Nena Arna Asna Annisa Arna Asna Annisa Azam Asykarulloh Deby Asyah Septiyanti Dessy Fitria Dessy Fitria Eka Resmi Hartati Eka Zuliana Faiz Nasokha Fatimah Malini Lubis Fitria, Dessy Hartati, Eka Resmi Herninda Pitaloka Hikmah Endraswati Husain, Alamsyah Ambo Ala Husnul Khotimah Ita Soegiarto Joko Setyono Joko Setyono Lora Lorenza Lorenza, Lora Lutfi Ade Yulianti Lutfi Mustofa, Muammar Taufiqi Mahfiroh, Ni'amatul Mayogi Araffi Muammar Taufiqi Lutfi Mustofa Muammar Taufiqi Lutfi Mustofa MUAMMAR TAUFIQI LUTFI MUSTOFA Muhammad Ali Faisal Muhammad Muchlisun Murtadho Kesuma Murtadho Kesuma Mutohar Mutohar Nailis Safaah Nu'man Afif NUR KABIB Nur Kabib Nur Khamid Nur savitri, Anava Salsa Nurul Huda Pandu Nur Wicaksono Pawisari Pawisari Pitaloka, Herninda RATNAWATI Raykes Hinrich Tuerah Rifda Nabila Rosihaturrosyidah Rosihaturrosyidah Saifudin Zuhri Saiful Anwar Salsabila Tisat Anisa Slamet Haryono Syafri Kamsul Arif Widayanti, Heni Wirawan, Nur Surya Yeyen Novita Yeyen Novita Yeyen Novita YOLANDA SRYTA PRADANI Yolanda Sryta Pradani Yolanda Sryta Pradani Yuni Inawati Yuni Inawati Yusvita Nena Arinta