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All Journal Fokus Bisnis Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam JURNAL MANAJEMEN MOTIVASI Accounting and Management Journal Value: Jurnal Manajemen dan Akuntansi Jurnal Ilmiah Manajemen Kesatuan Jurnal Ilmiah Mahasiswa Manajemen, Bisnis dan Akuntansi Journal of International Conference Proceedings Indo-Fintech Intellectuals: Journal of Economics and Business JCSE: Journal of Community Service and Empowerment Indonesian Journal of Accounting and Governance
Trifiyanto, Kabul
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Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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FINTECH BASED PEER-TO-PEER (P2P) LENDING: A PERSPECTIVE OF MSMEs IN THE NEW NORMAL OF PANDEMIC COVID-19 Zakiyah, Tuti; Trifiyanto, Kabul; Windasari, Wahyuni
Indonesian Journal of Accounting and Governance Vol. 5 No. 1 (2021): JUNE
Publisher : School of Accountancy, University of Agung Podomoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36766/dq29t378

Abstract

The purpose of this research is to find the role of Fintech Peer to Peer (P2P) lending based on the perspective in the new normal era of Covid-19 as a financial inclusion to recovery of the MSME’ financial. The population in this study were MSMEs in Central Java and East Java Provinces. The survey method in this study used a questionnaire as a data collection tool. In addition, researchers also use purposive sampling method to determine the sample. Analysis tools for hypothesis testing using external models and E-Views 10 for evaluation of inner models. The results of this study are that peer to peer lending together has a significant effect on the interests of MSME actors in East Java in The New Normal of the Covid-19, This is also supported by a determination test value 87% Peer to peer lending fintech companies should raise perceptions consumers of the benefits, uses, benefits and risks that consumers get if using peer to peer lending fintech. One that must be done is to make consumers believe that fintech service quality peer to peer lending is much better than financial services conventional, such as banks during the Covid-19 pandemic.
Public Interest in Islamic Equity Crowdfunding Trifiyanto, Kabul
Li Falah: Journal of Islamic Economics and Business Vol. 8 No. 1 (2023): June 2023
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v8i1.4544

Abstract

Equity Crowdfunding is an alternative investment instrument. Indonesia, with the largest Muslim population, is a potential market for Islamic Equity Crowdfunding. The purpose of this study is to identify the motivation of investors to invest in this instrument. There are three subject sizes, namely, related to project funding (network externality and perceived informativeness), related to a platform (perceived accreditation, structural assurance, and third-party seal) related to fundraising (Islamic value congruence, social interaction ties). Belief perspective is divided into cognitive and affective. The sample used is 101 investors spread across Indonesia in a national equity crowdfunding company with Islamic-based management. The data was processed using the structural equation modeling technique using the WarpPLS 7.0 tool. The results of this study prove that cognitive and affective beliefs and network externalities directly influence investor interest. Trust is proven to be able to mediate perceived informativeness on interest. The form of investor cognitive trust is perceived accreditation and third-party seal. The shapers of an investor's affective trust are perceived informativeness, structural assurance, and Islamic value congruence. This finding can be used as the basis for how startup companies in Sharia-based equity crowdfunding instruments build trust and interest.
FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN PENGGUNAAN QRIS DALAM TRANSAKSI PEMBELIAN: PENDEKATAN TECHNOLOGY ACCEPTANCE MODEL (TAM) Zakiyah, Tuti; Susridar; Trifiyanto, Kabul
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 4 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i4.4613

Abstract

Penelitian ini bertujuan untuk menganalisis Faktor-Faktor yang Mempengaruhi Keputusan Penggunaan QRIS dalam Transaksi Pembelian dengan Pendekatan Technology Acceptance Model (TAM) yang dikembangkan dengan penambahan variabel kepercayaan dan keamanan sebagai faktor penting dalam konteks pembayaran digital. Penelitian menggunakan Peneliti mengambil 107 sampel responden dengan teknik purposive. Hasil penelitian menunjukkan bahwa kemudahan penggunaan, persepsi manfaat, dan keamanan berpengaruh positif signifikan terhadap keputusan penggunaan QRIS (p < 0,05). Sementara itu, variabel kepercayaan tidak berpengaruh signifikan (p > 0,05). Secara simultan, seluruh variabel independen berpengaruh signifikan terhadap keputusan penggunaan QRIS dengan nilai F hitung 123,298 dan sig. 0,001. Nilai Adjusted R² sebesar 0,776 menunjukkan bahwa 77,6% variasi keputusan penggunaan dapat dijelaskan oleh keempat variabel dalam model, sementara 22,4% dipengaruhi variabel lain di luar penelitian. Penelitian ini menegaskan bahwa aspek kemudahan, manfaat, dan keamanan merupakan determinan utama yang memengaruhi keputusan masyarakat dalam menggunakan QRIS. Temuan ini diharapkan dapat menjadi dasar bagi penyedia layanan, pelaku usaha, dan pemerintah dalam meningkatkan adopsi QRIS melalui optimalisasi kemudahan layanan, pemanfaatan yang lebih luas, serta penguatan sistem keamanan transaksi digital.
Twitter Network Analysis : Optimalisasi Jejaring Pengguna Twitter dalam Penyebaran Informasi Pariwisata di Jawa Tengah Windasari, Wahyuni; Trifiyanto, Kabul
JURNAL MANAJEMEN MOTIVASI Vol 16 No 2 (2020): Jurnal Manajemen Motivasi
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/jmm.v16i2.2076

Abstract

Penelitian ini bertujuan untuk mengetahui akun pengguna Twitter yang memiliki peran penting dalam penyebaran informasi pariwisata di Jawa Tengah. Subjek dalam penelitian ini adalah seluruh user Twitter yang berinteraksi dengan akun @VisitJawaTengah maupun percakapan yang mengandung tagar #VisitJAwaTengah. Pada penelitian ini dilakukan pengolahan data menggunakan Social Network Analysis. Berdasarkan hasil analisa jaringan menunjukkan bahwa akun twitter anakdesaid merupakan aktor utama dalam penyebaran dan perluasan informasi pariwisata Jawa Tengah. Hal ini dapat dijadikan bahan rekomendasi pemerintah dan Dinas Pariwisata Jawa Tengah untuk dapat menjalin kerja sama dengan akun anakdesaid guna meningkatkan  penyebarluasan informasi pariwisata Jawa Tengah.
Co-Authors 'Aini, Nurul Kurrota Harini Abrilia Setyawati Hasna, Fiki Nurul Ika Susilowati, Ika Kholifah Kholifah Nurcahyani, Lini Sari, Lutfi Intan Solichin, Much. Riyadus Susridar Wahyuni Windasari Zakiyah, Tuti