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All Journal Journal Informatic, Education and Management (JIEM) JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan
Buchari
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Analysis of Technology Acceptance Model Method on Dana E-Wallet Users in Langsa City Nurjanah, Nurjanah; Buchari
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol. 8 No. 2 (2024): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v8i2.2897

Abstract

The research was conducted to know the effect of convenience, benefits, and trust on the use of Dana e-wallets in Langsa City. This study uses primary data sourced from research questionnaires with a sample of 75 respondents who are users of the Dana application. Methods of data analysis using multiple linear regression equation, t-test, F test, and test the coefficient of determination (R2). The results of the t-test show that ease has a significant effect on the use of Dana's e-wallet. Benefits have a significant effect on the use of Dana's e-wallet. Trust has a significant effect on Dana's e-wallet use. Then, the results of the F test, simultaneously convenience, benefits, and trust significantly affect the use of the Dana e-wallet. The results of the coefficient of determination (R2) obtained 57.2% convenience, benefits, and trustable to explain the dependent variable of the use of e-wallet Dana and 42.8% explained by other variables not included in this study.
Models of Financing in Education Sonny Muhammad Ikhsan Mangkuwinata; Aswita Nova; Buchari; Fitrie Rahmawaty; Suriyani
Journal Informatic, Education and Management (JIEM) Vol 7 No 2 (2025): AUGUST
Publisher : STMIK Indonesia Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61992/jiem.v7i2.158

Abstract

Educational financing is a vital component of the education system that plays a significant role in ensuring equitable access, improving quality, and enhancing the efficiency of educational implementation. This study examines various education financing models implemented in Indonesia, ranging from government and community-based sources to philanthropic and social solidarity alternatives such as ta’awun funds. The purpose of this article is to explore and analyze the models of education financing. The method used is a literature review by collecting information from various sources relevant to the topic. The results indicate that Indonesia applies a mixed financing system, which is a modification of several international models, such as the Power Equalizing model, the Foundation Plan, and direct subsidy schemes like the School Operational Assistance (BOS). Previous studies emphasize the importance of careful planning, strong supervision, and accountability in managing education funds. Furthermore, the decentralization of education requires synergy between the central and local governments to ensure effective budget utilization. In conclusion, no single model is entirely ideal; therefore, a combination of models that are adaptive to the socio-economic conditions of each region, while considering the principles of equity, efficiency, and sustainability, is necessary. With effective financing, education in Indonesia is expected to become a key driver of human resource development and national progress.
Co-Authors Aswita Nova Fitrie Rahmawaty N. Nurjanah Sonny Muhammad Ikhsan Mangkuwinata Suriyani