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All Journal Jurnal Wira Ekonomi Mikroskil El Dinar Jurnal Ilmiah Ekonomi Islam International Journal of Islamic Economics and Finance (IJIEF) Jurnal Riset Keuangan dan Akuntansi (JRKA) Jurnal Mitra Manajemen JIFA (Journal of Islamic Finance and Accounting) Psikologi Konseling: Jurnal Kajian Psikologi dan Konseling Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman JURNAL MUTIARA MANAJEMEN Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan Riset: Jurnal Aplikasi Ekonomi Akuntansi dan Bisnis IndraTech Misykah : Jurnal Pemikiran dan Studi Islam Al-Abyadh Transformatif: Jurnal Pengabdian Masyarakat Jurnal Economica: Media Komunikasi ISEI Riau Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Money: Journal of Financial and Islamic Banking Journal of Islamic Economics and Finance Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Syaikh Mudo Madlawan JUEBIR: Journal of Economics and Business Research JIFA (Journal of Islamic Finance and Accounting)
Usnan
UIN Raden Mas Said Surakarta
Religion Biochemistry, Genetics & Molecular Biology Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Physics Public Health Social Sciences Other

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Why do Indonesian Muslims Donate through Crowdfunding Platforms? An Integration of UTAUT, Transparency, and Trust Hamidah, Novita Nur; Aligarh, Frank; Setiawan, Ade; Usnan, Usnan; Hilmi, Faqih
International Journal of Islamic Economics and Finance (IJIEF) Vol. 7 No. 2 (2024): IJIEF Vol 7 (2), July 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/ijief.v7i2.22556

Abstract

Indonesia's recognition as the most charitable country in the world makes research on donations through crowdfunding platforms an intriguing subject for study. The objective of this study is to analyze the impact of technology and institutions factors on people's intentions to donate through the crowdfunding platform. This study employs Partial Least Squares Structural Equation Modeling (PLS-SEM) with a sample size of 155 questionnaires. The results indicate that components of Unified Theory of Acceptance and Use of Technology (UTAUT) (performance expectancy, effort expectancy, facilitating conditions, and social influence) and institutional factors (trust and transparency) have a significant positive influence on people's intentions to donate through the platform kitabisa.com. These findings imply the importance of developing new technologies for philanthropic organizations and increasing public intention to donate, especially through donation crowdfunding. This research also contributes theoretically to the development of the UTAUT model by integrating trust and transparency.
DOES FINANCIAL DISCLOSURE INFLUENCE ISLAMIC DONATION-BASED CROWDFUNDING? THE MEDIATING ROLES OF TRUST AND REPUTATION Amini, Azizah Khairina; Aligarh, Frank; Setiawan, Ade; Usnan, Usnan; Andraeny, Dita; Rachmawati, Dhina Pratiwi
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 12, No 2 (2024): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v12i2.27448

Abstract

This study explores the impact of financial disclosure on the public's intention to donate through Islamic donation-based crowdfunding, with trust and reputation as mediating variables. This quantitative study used convenience sampling to collect data from 253 respondents using a Google Forms questionnaire. The data were analyzed using SEM-PLS. The results indicate that financial disclosure has a positive and significant relationship with trust, reputation, and donation intention. Trust and reputation positively and significantly influence the intention to donate through crowdfunding platforms. Additionally, trust and reputation partially mediate the relationship between financial disclosure and donation intention on crowdfunding platforms. In conclusion, effective financial disclosure by a crowdfunding platform directly enhances public trust and the platform’s reputation. This study is expected to increase public awareness and assist crowdfunding platforms in developing policies and strategies to meet public expectations.
Pengaruh Brand Image, Halal Awareness dan Islamic Branding Terhadap Loyalitas Merek Pada Skincare Wardah usnan, Usnan; Mustika, Dama; Mahmudah Dariati, Anis
Jurnal Wira Ekonomi Mikroskil Vol. 14 No. 2 (2024): Volume 14 Nomor 2 Edisi Oktober 2024
Publisher : Fakultas Bisnis Universitas Mikroskil

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55601/jwem.v14i2.1427

Abstract

This research discusses the influence of brand image, halal awareness and Islamic branding on brand loyalty among muslim consumers. This research aims to understand how these three variables interact and influence consumer decisions to remain loyal to a brand, particularly in the context of sharia based products. The method used is a quantitative approach with data collection through questionnaires distributed to consumers who use halal labeled products. The research population is the entire muslim community spread across cities in riau province. Convenience sampling is a type of sample where respondents are obtained randomly totaling 200 respondents. Research results show that a good integration of halal awareness can positively enhance brand loyalty, as consumers feel that halal awareness aligns with their personal and religious values. Unlike brand image and Islamic branding is not well integrated with brand loyalty. This research identifies gaps in the existing literature regarding the simultaneous influence of the three variables, with a significance value of 0.000.
Akses Perbankan Syariah bagi Pengusaha Batik Muslim di Solo Raya Usnan, Usnan; Pramesti, Wahyu; Yahya, Alvin
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12574

Abstract

The aim of this research was to analyze how banking access for Muslim batik entrepreneurs in Solo Raya. This research was conducted in 2020 at 16 Muslim Batik entrepreneurs in Solo Raya, using qualitative methods, and data collection was carried out through interviews, observation and documentation techniques. The results of the study show that the access of Muslim batik entrepreneurs to Islamic Banking is still not optimal. This is due in part to several things, namely: (a) the distance of Islamic Banks to the location of the batik business, (b) prices are still higher at Islamic Banks, (c) the financing process at Islamic Banks is considered more difficult and more complicated, and (d) there is still a lack of education and outreach by Islamic Banks to the public, especially batik business actors in Solo Raya. Keywords : Banking Access, Muslim Batik Entrepreneurs.
Dampak Konflik Israel-Palestina terhadap Niat Beralih (Switching Intention) pada Pembelian Konsumen: Pendekatan Push-Pull-Mooring Usnan, Usnan; Indarta, Ahmad; Hasyim, Fuad
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15430

Abstract

The Israel-Palestine conflict has sparked a boycott movement against Israeli products in Indonesia, particularly among pro-Palestinian consumers. This study aims to analyze the impact of push, pull, mooring, and sentiment variables on consumers' switching intention. The research employs the Push-Pull-Mooring (PPM) model approach. Data were collected through questionnaires using a simple random sampling technique and analyzed using Partial Least Square Structural Equation Modelling (PLS-SEM). The results indicate that push and pull factors increase consumers' switching intention, while mooring factors decrease it. Additionally, consumer sentiment towards the Israel-Palestine conflict significantly influences switching intention, both directly and as a moderator. This study contributes by integrating sentiment variables into the PPM theory, providing new insights into the influence of ethical, moral, and emotional factors on purchasing decisions. Recommendations include the importance of ethical marketing strategies and further research in countries with different socio-political contexts.
Penguatan Ekonomi Pesantren Berbasis Digital: Aspek Manajemen Bisnis, Keuangan dan Permodalan Usnan, Usnan; Rais Sani Muharrami; Asep Maulana Rohimat; Ghegana Ariel Sheda; Ersiana Riandani; Muhamad Umam Maulana
Transformatif : Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2024)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/tranformatif.v5i2.9777

Abstract

Islamic boarding schools (pesantren) hold significant potential to become centers for economic empowerment based on Islamic values. This article describes the community engagement activities conducted by the FEBI UIN Raden Mas Said Surakarta team at Pondok Pesantren Muhammad Al-Fatih Kartasura. The program aims to strengthen the pesantren's economy through a digital-based approach, focusing on business management, financial management, and access to capital. The community engagement method employed is Participatory Action Research (PAR), involving intensive collaboration between the engagement team, pesantren leaders, and the student community. The results indicate that the pesantren faces challenges in terms of limited production resources, suboptimal marketing strategies, and unstructured financial management. This program provides solutions through entrepreneurial skills training, strengthening digital-based marketing, and technical assistance in basic financial management and access to capital
PERSEPSI PENGUSAHA USAHA MIKRO KECIL DAN MENENGAH TERHADAP SERTIFIKASI HALAL DI KABUPATEN ROKAN HILIR Usnan, Usnan
Jurnal Syaikh Mudo Madlawan: Kajian Ilmu - Ilmu Keislaman Vol. 1 No. 1 (2024): Jurnal Syaikh Mudo Madlawan
Publisher : LPPM IAI Dar Aswaja Rokan Hilir

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The urgency of the halal certification program is to protect consumers, especially Muslims, from consuming prohibited products However, it has been revealed that there are still UMKM entrepreneurs in Rokan Hilir Regency who are unwilling to obtain halal certification This research uses a qualitative method with a case study approach, involving ten UMKM entrepreneurs as informants, seven of whom are located in Kota Bagansiapiapi and three in Kecamatan Kubu. Data is input through interviews accompanied by observation and documentation The research results indicate that the perception of small and medium-sized business owners in Rokan Hilir Regency towards halal certification is still not good This is revealed by four indicators that uncover perception variables, all of which point to a lack of understanding among small and medium-sized business owners who were used as sources in understanding the meaning, legal basis, procedures, and benefits of halal certification. The negative perception of MSME entrepreneurs towards halal certification is caused by factors such as lack of attention, interest, alignment of needs, and visible evidence from their environment The deficiency in these four factors leads MSME entrepreneurs to have a negative view when describing halal certification for their products Meanwhile, good physical or physiological health factors in MSME entrepreneurs cannot be utilized for managing halal certification.
Dampak Konflik Israel-Palestina terhadap Niat Beralih (Switching Intention) pada Pembelian Konsumen: Pendekatan Push-Pull-Mooring Usnan, Usnan; Indarta, Ahmad; Hasyim, Fuad
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15430

Abstract

The Israel-Palestine conflict has sparked a boycott movement against Israeli products in Indonesia, particularly among pro-Palestinian consumers. This study aims to analyze the impact of push, pull, mooring, and sentiment variables on consumers' switching intention. The research employs the Push-Pull-Mooring (PPM) model approach. Data were collected through questionnaires using a simple random sampling technique and analyzed using Partial Least Square Structural Equation Modelling (PLS-SEM). The results indicate that push and pull factors increase consumers' switching intention, while mooring factors decrease it. Additionally, consumer sentiment towards the Israel-Palestine conflict significantly influences switching intention, both directly and as a moderator. This study contributes by integrating sentiment variables into the PPM theory, providing new insights into the influence of ethical, moral, and emotional factors on purchasing decisions. Recommendations include the importance of ethical marketing strategies and further research in countries with different socio-political contexts.
OWNERSHIP STRUCTURE AND TAX AVOIDANCE: AUDIT QUALITY AS A MODERATION Nurdiana, Salsabila Putri; Usnan, Usnan
Riset: Jurnal Aplikasi Ekonomi Akuntansi dan Bisnis Vol 7 No 1 (2025): RISET : Jurnal Aplikasi Ekonomi Akuntansi dan Bisnis
Publisher : Kesatuan Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/riset.v7i1.2619

Abstract

In addition to examining the correlation between ownership structure and tax avoidance, this research further seeks to establish if audit quality can reinforce the effect of ownership structure on tax avoidance. The study examines manufacturing firms listed between 2019-2023 on the Indonesia Stock Exchange (IDX). Purposive sampling was employed, and 26 companies with 130 data points were selected based on a 5-year observation period (2019–2023). The analysis method employed is panel data regression utilizing the Eviews 10 software. The study's results indicate that while institutional ownership positively impacts tax avoidance, there is no correlation between tax avoidance and managerial and family ownership. While audit quality may enhance the impact of family and institutional ownership on tax avoidance, it cannot enhance the effect of management ownership on tax avoidance.
KONSERVATISME AKUNTANSI DAN RISIKO JATUHNYA HARGA SAHAM : SAHAM SYARIAH SEBAGAI VARIABEL MODERASI Sari, Nur Kartika; Usnan, Usnan
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 9 No 2 (2025): Edisi Mei - Agustus 2025
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v9i2.5615

Abstract

Penelitian ini menguji dampak konservatisme akuntansi terhadap risiko jatuhnya harga saham dengan saham syariah yang diinterpretasikan oleh Jakarta Islamic Index (JII) sebagai variabel moderasi, dengan fokus pada perusahaan manufaktur yang terdaftar di Bursa Efek Indonesia (BEI) periode 2019-2023. Penelitian ini menganalisis data dari 100 perusahaan, dengan 500 observasi menggunakan data panel. Model Common Effect Model (CEM) dipilih berdasarkan uji pemilihan model. Temuan penelitian menunjukkan bahwa 1) konservatisme akuntansi berpengaruh signifikan negatif terhadap risiko jatuhnya harga saham, 2) saham syariah tidak berpengaruh signifikan memoderasi hubungan konservatisme akuntansi terhadap risiko jatuhnya harga saham.
Co-Authors Ade Setiawan Aisy Rahmadani Alvin Yahya Amini, Azizah Khairina Asep Maulana Rohimat Dama Mustika Diah Ayu Fatmawati, Diah Ayu Dita Andraeny Erfina Erfina Ersiana Riandani Firdausa, Millenial Arkinto Frank Aligarh Ghegana Ariel Sheda Hamidah, Novita Nur Hasyim, Fuad Hilmi, Faqih Indarta, Ahmad Kortis Luhut Maharani Mahmudah Dariati, Anis Muhamad Umam Maulana Muhammad Makruflis Noviana Retnowati Nurdiana, Salsabila Putri Prasetyo, Indra Putriningtyas Putriningtyas Rachmawati, Dhina Pratiwi Rahmulyani Rahmulyani Rais Sani Muharrami Romi, Muhammad Saifuddin Yuliar Sari Sari, Nur Kartika Wahyu Pramesti Wasis Budiarto