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Why do Indonesian Muslims Donate through Crowdfunding Platforms? An Integration of UTAUT, Transparency, and Trust Hamidah, Novita Nur; Aligarh, Frank; Setiawan, Ade; Usnan, Usnan; Hilmi, Faqih
International Journal of Islamic Economics and Finance (IJIEF) Vol 7, No 2 (2024): IJIEF Vol 7 (2), July 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/ijief.v7i2.22556

Indonesia's recognition as the most charitable country in the world makes research on donations through crowdfunding platforms an intriguing subject for study. The objective of this study is to analyze the impact of technology and institutions factors on people's intentions to donate through the crowdfunding platform. This study employs Partial Least Squares Structural Equation Modeling (PLS-SEM) with a sample size of 155 questionnaires. The results indicate that components of Unified Theory of Acceptance and Use of Technology (UTAUT) (performance expectancy, effort expectancy, facilitating conditions, and social influence) and institutional factors (trust and transparency) have a significant positive influence on people's intentions to donate through the platform kitabisa.com. These findings imply the importance of developing new technologies for philanthropic organizations and increasing public intention to donate, especially through donation crowdfunding. This research also contributes theoretically to the development of the UTAUT model by integrating trust and transparency.

Pengaruh Religiusitas Terhadap Minat Masyarakat Menggunakan Produk Perbankan Syariah di Kota Pekanbaru Usnan, Usnan
Money: Journal of Financial and Islamic Banking Vol. 2 No. 1 (2024)
Publisher : Program Studi Perbankan Syariah Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/money.v2i1.25812

Tujuan - Penelitian ini bertujuan untuk mengetahui pengaruh religiusitas terhadap minat masyarakat menggunakan produk Bank Syariah di kota Bandar Pekanbaru. Metode – Penelitian ini menggunakan teknik purposive sampling dalam menentukan sampel dan diperoleh sampel 100. Pengujian instrumen dilakukan dalam peneliitan ini, setelah itu peneliti menggunakan metode regresi linier sederhana untuk menguji hipotesis penelitian. Hasil – Hasil penelitian menunjukkan bahwa variabel religiusitas dapat mempengaruhi minat masyarakat menggunakan produk bank syariah sebesar 20,3%. Dengan hasil analisis yang menunjukkan bahwa variabel religiusitas memiliki nilai signifikansi 0,000 yang berarti variabel religiusitas memiliki pengaruh positif dan signifikan terhadap minat masyarakat menggunakan produk bank syariah. Originalitas (Novelty) - Penelitian ini berusaha mengungkap pengaruh religiusitas yang dimiliki oleh nasabah terhadap minat dalam menggunakan produk perbankan syariah. Implikasi – Hasil ini memberikan peluang kepada Bank Syariah Mandiri untuk meningkatkan sosialisasi produk bank syariah kepada masyarkat. Karena, semakin meningkatnya religiusitas maka kecenderungan masyarakat berminat untuk menggunakan produk bank syariah semakin meningkat.

Why do Indonesian Muslims Donate through Crowdfunding Platforms? An Integration of UTAUT, Transparency, and Trust Hamidah, Novita Nur; Aligarh, Frank; Setiawan, Ade; Usnan, Usnan; Hilmi, Faqih
International Journal of Islamic Economics and Finance (IJIEF) Vol. 7 No. 2 (2024): IJIEF Vol 7 (2), July 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/ijief.v7i2.22556

Indonesia's recognition as the most charitable country in the world makes research on donations through crowdfunding platforms an intriguing subject for study. The objective of this study is to analyze the impact of technology and institutions factors on people's intentions to donate through the crowdfunding platform. This study employs Partial Least Squares Structural Equation Modeling (PLS-SEM) with a sample size of 155 questionnaires. The results indicate that components of Unified Theory of Acceptance and Use of Technology (UTAUT) (performance expectancy, effort expectancy, facilitating conditions, and social influence) and institutional factors (trust and transparency) have a significant positive influence on people's intentions to donate through the platform kitabisa.com. These findings imply the importance of developing new technologies for philanthropic organizations and increasing public intention to donate, especially through donation crowdfunding. This research also contributes theoretically to the development of the UTAUT model by integrating trust and transparency.

DOES FINANCIAL DISCLOSURE INFLUENCE ISLAMIC DONATION-BASED CROWDFUNDING? THE MEDIATING ROLES OF TRUST AND REPUTATION Amini, Azizah Khairina; Aligarh, Frank; Setiawan, Ade; Usnan, Usnan; Andraeny, Dita; Rachmawati, Dhina Pratiwi
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 12, No 2 (2024): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v12i2.27448

This study explores the impact of financial disclosure on the public's intention to donate through Islamic donation-based crowdfunding, with trust and reputation as mediating variables. This quantitative study used convenience sampling to collect data from 253 respondents using a Google Forms questionnaire. The data were analyzed using SEM-PLS. The results indicate that financial disclosure has a positive and significant relationship with trust, reputation, and donation intention. Trust and reputation positively and significantly influence the intention to donate through crowdfunding platforms. Additionally, trust and reputation partially mediate the relationship between financial disclosure and donation intention on crowdfunding platforms. In conclusion, effective financial disclosure by a crowdfunding platform directly enhances public trust and the platform’s reputation. This study is expected to increase public awareness and assist crowdfunding platforms in developing policies and strategies to meet public expectations.

Pengaruh Brand Image, Halal Awareness dan Islamic Branding Terhadap Loyalitas Merek Pada Skincare Wardah usnan, Usnan; Mustika, Dama; Mahmudah Dariati, Anis
Jurnal Wira Ekonomi Mikroskil Vol. 14 No. 2 (2024): Volume 14 Nomor 2 Edisi Oktober 2024
Publisher : Fakultas Bisnis Universitas Mikroskil

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55601/jwem.v14i2.1427

This research discusses the influence of brand image, halal awareness and Islamic branding on brand loyalty among muslim consumers. This research aims to understand how these three variables interact and influence consumer decisions to remain loyal to a brand, particularly in the context of sharia based products. The method used is a quantitative approach with data collection through questionnaires distributed to consumers who use halal labeled products. The research population is the entire muslim community spread across cities in riau province. Convenience sampling is a type of sample where respondents are obtained randomly totaling 200 respondents. Research results show that a good integration of halal awareness can positively enhance brand loyalty, as consumers feel that halal awareness aligns with their personal and religious values. Unlike brand image and Islamic branding is not well integrated with brand loyalty. This research identifies gaps in the existing literature regarding the simultaneous influence of the three variables, with a significance value of 0.000.

Akses Perbankan Syariah bagi Pengusaha Batik Muslim di Solo Raya Usnan, Usnan; Pramesti, Wahyu; Yahya, Alvin
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12574

The aim of this research was to analyze how banking access for Muslim batik entrepreneurs in Solo Raya. This research was conducted in 2020 at 16 Muslim Batik entrepreneurs in Solo Raya, using qualitative methods, and data collection was carried out through interviews, observation and documentation techniques. The results of the study show that the access of Muslim batik entrepreneurs to Islamic Banking is still not optimal. This is due in part to several things, namely: (a) the distance of Islamic Banks to the location of the batik business, (b) prices are still higher at Islamic Banks, (c) the financing process at Islamic Banks is considered more difficult and more complicated, and (d) there is still a lack of education and outreach by Islamic Banks to the public, especially batik business actors in Solo Raya. Keywords : Banking Access, Muslim Batik Entrepreneurs.

Dampak Konflik Israel-Palestina terhadap Niat Beralih (Switching Intention) pada Pembelian Konsumen: Pendekatan Push-Pull-Mooring Usnan, Usnan; Indarta, Ahmad; Hasyim, Fuad
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15430

The Israel-Palestine conflict has sparked a boycott movement against Israeli products in Indonesia, particularly among pro-Palestinian consumers. This study aims to analyze the impact of push, pull, mooring, and sentiment variables on consumers' switching intention. The research employs the Push-Pull-Mooring (PPM) model approach. Data were collected through questionnaires using a simple random sampling technique and analyzed using Partial Least Square Structural Equation Modelling (PLS-SEM). The results indicate that push and pull factors increase consumers' switching intention, while mooring factors decrease it. Additionally, consumer sentiment towards the Israel-Palestine conflict significantly influences switching intention, both directly and as a moderator. This study contributes by integrating sentiment variables into the PPM theory, providing new insights into the influence of ethical, moral, and emotional factors on purchasing decisions. Recommendations include the importance of ethical marketing strategies and further research in countries with different socio-political contexts.

Penguatan Ekonomi Pesantren Berbasis Digital: Aspek Manajemen Bisnis, Keuangan dan Permodalan Usnan, Usnan; Rais Sani Muharrami; Asep Maulana Rohimat; Ghegana Ariel Sheda; Ersiana Riandani; Muhamad Umam Maulana
Transformatif : Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2024)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/tranformatif.v5i2.9777

Islamic boarding schools (pesantren) hold significant potential to become centers for economic empowerment based on Islamic values. This article describes the community engagement activities conducted by the FEBI UIN Raden Mas Said Surakarta team at Pondok Pesantren Muhammad Al-Fatih Kartasura. The program aims to strengthen the pesantren's economy through a digital-based approach, focusing on business management, financial management, and access to capital. The community engagement method employed is Participatory Action Research (PAR), involving intensive collaboration between the engagement team, pesantren leaders, and the student community. The results indicate that the pesantren faces challenges in terms of limited production resources, suboptimal marketing strategies, and unstructured financial management. This program provides solutions through entrepreneurial skills training, strengthening digital-based marketing, and technical assistance in basic financial management and access to capital

PERSEPSI PENGUSAHA USAHA MIKRO KECIL DAN MENENGAH TERHADAP SERTIFIKASI HALAL DI KABUPATEN ROKAN HILIR Usnan, Usnan
Jurnal Syaikh Mudo Madlawan: Kajian Ilmu - Ilmu Keislaman Vol. 1 No. 1 (2024): Jurnal Syaikh Mudo Madlawan
Publisher : LPPM IAI Dar Aswaja Rokan Hilir

Show Abstract | Download Original | Original Source | Check in Google Scholar

The urgency of the halal certification program is to protect consumers, especially Muslims, from consuming prohibited products However, it has been revealed that there are still UMKM entrepreneurs in Rokan Hilir Regency who are unwilling to obtain halal certification This research uses a qualitative method with a case study approach, involving ten UMKM entrepreneurs as informants, seven of whom are located in Kota Bagansiapiapi and three in Kecamatan Kubu. Data is input through interviews accompanied by observation and documentation The research results indicate that the perception of small and medium-sized business owners in Rokan Hilir Regency towards halal certification is still not good This is revealed by four indicators that uncover perception variables, all of which point to a lack of understanding among small and medium-sized business owners who were used as sources in understanding the meaning, legal basis, procedures, and benefits of halal certification. The negative perception of MSME entrepreneurs towards halal certification is caused by factors such as lack of attention, interest, alignment of needs, and visible evidence from their environment The deficiency in these four factors leads MSME entrepreneurs to have a negative view when describing halal certification for their products Meanwhile, good physical or physiological health factors in MSME entrepreneurs cannot be utilized for managing halal certification.

Dampak Konflik Israel-Palestina terhadap Niat Beralih (Switching Intention) pada Pembelian Konsumen: Pendekatan Push-Pull-Mooring Usnan, Usnan; Indarta, Ahmad; Hasyim, Fuad
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15430

The Israel-Palestine conflict has sparked a boycott movement against Israeli products in Indonesia, particularly among pro-Palestinian consumers. This study aims to analyze the impact of push, pull, mooring, and sentiment variables on consumers' switching intention. The research employs the Push-Pull-Mooring (PPM) model approach. Data were collected through questionnaires using a simple random sampling technique and analyzed using Partial Least Square Structural Equation Modelling (PLS-SEM). The results indicate that push and pull factors increase consumers' switching intention, while mooring factors decrease it. Additionally, consumer sentiment towards the Israel-Palestine conflict significantly influences switching intention, both directly and as a moderator. This study contributes by integrating sentiment variables into the PPM theory, providing new insights into the influence of ethical, moral, and emotional factors on purchasing decisions. Recommendations include the importance of ethical marketing strategies and further research in countries with different socio-political contexts.

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