Articles
<![CDATA[The Contribution of Sukuk Placement and Securities to The Islamic Bank Profitability ]]>
<![CDATA[Lucky Nugroho]]>;
<![CDATA[Ahmad Badawi]]>;
<![CDATA[Nurul Hidayah]]>
<![CDATA[ Tazkia Islamic Finance and Business Review Vol. 13 No. 2 (2019) ]]>
Publisher : <![CDATA[Institute for Research and Community Empowerment (LPPM TAZKIA) ]]>
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DOI: 10.30993/tifbr.v13i2.184
<![CDATA[The purpose of this study was to determine the effect of the placement of Islamic bank funds on government assets, the placement of Islamic bank funds at the central bank and the influence of Islamic bank funds on non-government assets on the profitability of Islamic banks. The method is quantitative with a multiple regression statistical model and the Stata version 13 as the statistical software. Based on data processing on research variables it was found that investment in state sukuk had a negative and significant effect on return on assets. Furthermore, the variable investment in securities in Bank Indonesia instruments has a positive and significant impact, while investment in sukuk corporates has a positive effect that is not significant. Therefore Sharia Banks must be able to select investment options in placing their excess funds to maintain bank reputation and performance so that public trust increases with the functions and contributions of Islamic banks. ]]>
<![CDATA[The Determinant of Islamic Performance Ratio: Do Financing Deposit Ratio, Financing Quality, and Return on Asset Ratio Matters? ]]>
<![CDATA[Lucky Nugroho]]>;
<![CDATA[Erik Nugraha]]>;
<![CDATA[Ahmad Badawi]]>
<![CDATA[ Global Review of Islamic Economics and Business Vol 8, No 2 (2020) ]]>
Publisher : <![CDATA[Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga ]]>
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DOI: 10.14421/grieb.2020.082-04
<![CDATA[Islamic banks have the aim of providing benefit to all humankind. Therefore, to measure the performance of Islamic banks, different indicators are needed from conventional banks. One of the indicators that can be used to measure Islamic banks' performance is the Islamic performance ratio (IPR). This study aims to determine the factors that influence IPR. By employing moderated regression analysis with the panel data of 7 Islamic commercial banks during 2012-2017, this study found that several factors are significantly influencing the performance of Islamic banks as indicated by the IPR indicator. That is the return on asset ratio (ROA) which has a positive direct effect on IPR and non-performing financing (NPF) that becomes a moderating variable for the effect of financing to deposit ratio (FDR) on IPR that weakens FDR’s effect. Although the NPF does not have a direct influence on the performance of Islamic banks, Islamic banks still have to be careful with NPF, because it can reduce the effect of FDR on the performance of Islamic banks.]]>
<![CDATA[The Phenomenon of Saving Glut in the Banking Industry during the Covid-19 Pandemic ]]>
<![CDATA[Lucky Nugroho]]>;
<![CDATA[Ahmad Badawi]]>;
<![CDATA[Nurul Hidayah]]>;
<![CDATA[Yananto Mihadi Putra]]>
<![CDATA[ Profita : Komunikasi Ilmiah Akuntansi dan Perpajakan Vol 14, No 1 (2021) ]]>
Publisher : <![CDATA[Fakultas Ekonomi Dan Bisnis, Universitas Mercu Buana, Jakarta ]]>
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DOI: 10.22441/profita.2021.v14i1.012
<![CDATA[The main business of bank financial institutions is to mobilize funds in the community through their savings and loan products. During the Covid-19 Pandemic, where the spread of the virus was speedy and a health protocol policy that limited community mobility, all economic sectors experienced a slowdown. Therefore, this study aims to analyze trends in third-party funds (liquidity) and loans (distribution of funds) during the Covid-19 Pandemic. The method used is qualitative by using descriptive statistics, namely analyzing trends in liquidity and distribution of funds in the banking industry, both Islamic banks and conventional banks. Based on the results of this study, it is known that the banking industry during the Covid-19 Pandemic experienced excess liquidity while loan disbursement experienced a decline. Furthermore, Islamic banks and conventional banks during the Covid-19 Pandemic had higher liquidity growth compared to the period before the Covid-19 Pandemic. However, compared to the intermediation function between conventional banks and Islamic banks, the intermediation function of conventional banks (LDR) during the Covid-19 pandemic was still better than the intermediation function of Islamic banks (FDR)]]>
<![CDATA[PENGARUH GOOD CORPORATE GOVERNANCE DAN INTELLECTUAL CAPITAL TERHADAP KINERJA KEUANGAN PERUSAHAAN PADA PERBANKAN INDONESIA (STUDI EMPIRIS DI BURSA EFEK INDONESIA TAHUN 2015-2017) ]]>
<![CDATA[Ahmad Badawi]]>
<![CDATA[ Jurnal Doktor Manajemen (JDM) Vol 1, No 2 (2018): September 2018 ]]>
Publisher : <![CDATA[Universitas Mercu Buana ]]>
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DOI: 10.22441/jdm.v1i2.4126
<![CDATA[The Company's Financial Performance is a form of corporate transparency and accountability to public and affects investor confidence. In accordance with OJK rules require that the company, especially the banking in its management must apply the principles of transparency, accountability, responsibility, independency, and fairness, so that will build the company's fundamentals. This study aims to prove empirically the influence of GCG (number of directors, number of independent commissioners and the number of audit committee meetings) and Intellectual capital on the performance of banking companies. The sample of this study used purposive sampling and number of banks as much as 32 Conventional Banks in Indonesia with the study period of 2015 -2017. This study used panel data regression analysis with Eviews 10 analysis tool. The results of this study showed that GCG variable (independent commissioner influential, directors variable and number of meetings did not have significant effect) and IC have significant effect on company performance. ]]>
<![CDATA[Indonesia Islamic Bank Profitability 2010-2017 ]]>
<![CDATA[Lucky Nugroho]]>;
<![CDATA[Ahmad Badawi]]>;
<![CDATA[Nurul Hidayah]]>
<![CDATA[ Shirkah: Journal of Economics and Business Vol 4, No 1 (2019) ]]>
Publisher : <![CDATA[IAIN Surakarta ]]>
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DOI: 10.22515/shirkah.v4i1.240
<![CDATA[This study proposes to determine the board management structure, bad debt, and efficiency of the profitability of the Islamic banks during 2007-2017 period. The quantitative data has been analyzed by using multiple regression analysis to determine the effect of independent variables on the variable dependent. Furthermore, the statistic tools used in the data process is Stata version 13. This study shows that the board of directors of the parent bank has a negative and significant influence on profitability. The problem financing has a negative and significant effect on profitability. Likewise, the ratio of operational costs also has a negative and significant effect on profitability. Thus, the existence of a parent bank's board of management to improve the performance of Islamic banks needs to be considered because it has not been able to provide an optimal contribution. In addition, the significant amount of financing quality and the use of inefficient operational costs have been a problem of improving profits from Islamic banks. Keywords: parent bank, bad debt, efficiency, profitability, Islamic banks]]>
<![CDATA[WHAT DETERMINES ISLAMIC PERFORMANCE RATIO OF ISLAMIC BANKING IN INDONESIA? AN ANALYSIS USING FINANCING TO DEPOSIT RATIO AS MODERATOR ]]>
<![CDATA[Lucky Nugroho]]>;
<![CDATA[Ahmad Badawi]]>;
<![CDATA[Erik Nugraha]]>;
<![CDATA[Yananto Mihadi Putra]]>
<![CDATA[ Share: Jurnal Ekonomi dan Keuangan Islam Vol 10, No 1 (2021) ]]>
Publisher : <![CDATA[Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry ]]>
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DOI: 10.22373/share.v10i1.9314
<![CDATA[The measurement of Islamic banking performance should differ from the indicators used in their conventional counterparts. Therefore, this study analyzes the performance of Islamic baking in Indonesia using the Islamic Performance Ratio (IPR) variable. Spesifcillay, this study aims to examine the influence of Asset Growth and Non-Performing Financing (NPF) on the IPR using Financing to Deposit Ratio (FDR) as moderator. Data for this study were gathered from seven Islamic Commercial Banks from 2012 to 2018 with 49 observations. They were analyzed using the quantitative approach by employing SPSS software. The findings show that the quality of financing has a negative but significant effect on the IPR. Meanwhile, asset growth does not have a significant direct effect on the IPR. When FDR was inserted as moderator, it showed a significant effect of asset growth on IPR. The theoretical implication of this research shows that Islamic banks' performance is shown from the growth of assets but must be supported by other variables such as the quality of financing (NPF) and must also be accompanied by good financing disbursement capability (FDR). In addition, the managerial implication of this research is that the measurement of indicators for Islamic banks should be equipped with performance indicators under the operational principles of Islamic banks, such as the Islamic Performance Ratio (IPR).======================================================================================================== ABSTRAK – Determinan yang Mempengaruhi Islamic Performance Ratio Perbankan Syariah di Indonesia: Suatu Analisis Menggunakan Financing to Deposit Ratio sebagai Moderator. Pengukuran kinerja perbankan syariah seharusnya menggunakan parameter yang berbeda dari perbankan konvensional. Oleh karena itu, article bertujuan untuk menganalisis kinerja perbankan syariah di Indonesia menggunakan variabel Islamic Performance Ratio (IPR). Secara khusus, artikel ini bermaksud untuk menguji pengaruh variabel pertumbuhan aset dan pembiayaan bermasalah (NPF) terhadap IPR dengan menggunakan Financing to Deposit Ratio (FDR) sebagai variabel moderator. Data-data untuk kajian dikumpulkan dari tujuh bank umum syariah dari 2012 sampai 2018 dengan 49 observasi yang kemudian dianalisis secara kuantitatif dengan software SPSS. Hasil kajian menunjukkan bahwa kualitas pembiayaan memiliki pengaruh negatif tapi signifikan terhadap IPR. Sedangkan pertumbuhan aset tidak berpengaruh signifikan secara langsung terhadap IPR. Ketika FDR dimasukkan sebagai moderasi, pertumbuhan berpengaruh secara signifikan terhadap IPR. Implikasi teoritikal dari penelitian ini menunjukkan bahwa kinerja bank syariah tidak hanya ditunjukkan dari pertumbuhan aset saja, akan tetapi harus didukung dengan variabel lainnya seperti kualitas pembiayaan (NPF) dan juga harus disertai dengan kemampuan penyaluran pembiayaan yang baik (FDR). Selain itu, implikasi manajerial dari penelitian ini adalah pengukuran indikator dari bank syariah sebaknya dilengkapi dengan indikator kinerja yang sesuai dengan prinsip operasional dari bank syariah seperti Islamic Performance Ratio (IPR).]]>
<![CDATA[PERTANGGUNGJAWABAN PELAKU TINDAK PIDANA PENGEDAR NARKOTIKA MELEBIHI LIMA GRAM YANG DILAKUKAN SECARA TEROGANISASI ]]>
<![CDATA[anggalana anggalana]]>;
<![CDATA[Okta Ainita]]>;
<![CDATA[Ahmad Badawi]]>
<![CDATA[ PERAHU (PENERANGAN HUKUM) : JURNAL ILMU HUKUM Vol 11, No 1 (2023): PERAHU (Penerangan Hukum) Jurnal Ilmu Hukum ]]>
Publisher : <![CDATA[Universitas Kapuas Sintang ]]>
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DOI: 10.51826/perahu.v11i1.764
<![CDATA[The rise of crime presently could be very worrying to the encompassing network, that is supported with the aid of the rising prices of primary goods which inspire someone so as to make money in a quick way by way of committing crimes along with robbery, robbery, fraud, and selling or dispensing narcotics. from this writing to find out the factors that motive perpetrators to dedicate crook acts of narcotics sellers exceeding five grams that are carried out in an organized way and what's the criminal duty of perpetrators of narcotics dealers exceeding five grams which can be performed in an organized manner. This writing uses a normative juridical approach research technique and qualitative descriptive studies. As for the elements that purpose perpetrators to distribute narcotics, specifically from the outcomes of the research that the authors conducted, the authors concluded that the responsibility of the perpetrators of narcotics dealers turned into to country that Defendant AG became legally and convincingly demonstrated to have committed a crime "with no rights or a criminal offense of receiving and handing over narcotics class I in non-plant paperwork weighing greater than 5 grams which were executed in an prepared manner”, due to this the defendant changed into sentenced to imprisonment for 16 years.]]>
<![CDATA[PERTANGGUNGJAWABAN PELAKU TINDAK PIDANA PENGEDAR NARKOTIKA MELEBIHI LIMA GRAM YANG DILAKUKAN SECARA TEROGANISASI ]]>
<![CDATA[anggalana anggalana]]>;
<![CDATA[Okta Ainita]]>;
<![CDATA[Ahmad Badawi]]>
<![CDATA[ PERAHU (PENERANGAN HUKUM) : JURNAL ILMU HUKUM Vol 11 No 1 (2023): PERAHU (Penerangan Hukum) Jurnal Ilmu Hukum ]]>
Publisher : <![CDATA[Universitas Kapuas ]]>
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DOI: 10.51826/perahu.v11i1.764
<![CDATA[The rise of crime presently could be very worrying to the encompassing network, that is supported with the aid of the rising prices of primary goods which inspire someone so as to make money in a quick way by way of committing crimes along with robbery, robbery, fraud, and selling or dispensing narcotics. from this writing to find out the factors that motive perpetrators to dedicate crook acts of narcotics sellers exceeding five grams that are carried out in an organized way and what's the criminal duty of perpetrators of narcotics dealers exceeding five grams which can be performed in an organized manner. This writing uses a normative juridical approach research technique and qualitative descriptive studies. As for the elements that purpose perpetrators to distribute narcotics, specifically from the outcomes of the research that the authors conducted, the authors concluded that the responsibility of the perpetrators of narcotics dealers turned into to country that Defendant AG became legally and convincingly demonstrated to have committed a crime "with no rights or a criminal offense of receiving and handing over narcotics class I in non-plant paperwork weighing greater than 5 grams which were executed in an prepared mannerâ€, due to this the defendant changed into sentenced to imprisonment for 16 years.]]>
<![CDATA[Financial Management for Business Sustainability Creating Used Goods Creations in Kembangan Selatan District, West Jakarta ]]>
<![CDATA[Ahmad BADAWI]]>;
<![CDATA[Dewi MURTININGSIH]]>;
<![CDATA[Lucky NUGROHO]]>;
<![CDATA[Nurul HIDAYAH]]>
<![CDATA[ Akuntansi dan Humaniora: Jurnal Pengabdian Masyarakat Vol. 3 No. 1 (2024): Akuntansi dan Humaniora: Jurnal Pengabdian Masyarakat (Februari – Mei 2024) ]]>
Publisher : <![CDATA[Indonesia Strategic Sustainability ]]>
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DOI: 10.38142/ahjpm.v3i1.1094
<![CDATA[Financial management is the planning, management, storage and control of funds or assets owned by a business. Understanding financial literacy and how to manage finances is very important and must be a priority because it will have an impact on business sustainability. Limited financial management knowledge can result in a lack of planning and impact on welfare. On the other hand, if financial management is carried out well, it can be said that the person is responsible for the funds they own. Every business actor must have knowledge and skills in managing finances for sustainability. A business run by GoodGood for now. This won't happen. Community service activities will be carried out in the South Kembangan District area and will be attended by residents of Kembangan District. Activities are planned with good development programs in the fields of Human Resources, Marketing and Finance. The activities carried out are related to the description of business management starting from side funding, product creation and product sales to marketing strategies. The aim of this PKM activity is not only to understand the importance of utilizing the materials used, but also to create business opportunities with creativity and innovation carried out by business actors. PKM activities will end with a discussion and question and answer session as well as filling out a questionnaire. The output of PKM activities will be published in mass media, modules or journal publications.]]>
<![CDATA[The Influence of Management Commitment and Information Technology Capabilities on Sustainable Value Creation (Survey on Sharia in Jakarta) ]]>
<![CDATA[Ahmad BADAWI]]>;
<![CDATA[Lucky NUGROHO]]>;
<![CDATA[Nurul HIDAYAH]]>
<![CDATA[ International Journal of Environmental, Sustainability, and Social Science Vol. 5 No. 3 (2024): International Journal of Environmental, Sustainability, and Social Science (May ]]>
Publisher : <![CDATA[PT Keberlanjutan Strategis Indonesia ]]>
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DOI: 10.38142/ijesss.v5i3.1099
<![CDATA[Sharia banks as sharia financial institutions have a role as intermediary institutions to carry out transactions with the community in accordance with the concept of maqasid sharia, namely the purpose of establishing sharia banks is to protect religion, protect the soul, protect the mind, protect descendants, and protect the environment (1) Sharia banking is expected to become a leading banking industry in providing financial services that contribute to the achievement of the Sustainable Development Goals (SDGs), namely the Sustainable Development Goals (SDGs) are development that maintains a sustainable increase in the economic welfare of society, development that maintains the sustainability of life social community, and implementing the principle of Creating Shared Value (CSV) which is actually the basic essence of implementing maqashid sharia in the sharia economy (OJK, 2020). This research is very important for the development of sharia banking in Indonesia which is currently facing competition with conventional banking. The purpose of this research is to analyze the influence of Management Commitment, IT Capability on Sustainability Value Creation. Quantitative research method using PLS analysis tools. The data used is primary data (Questionnaire) with employee respondents at sharia banks in DKI Jakarta. The research results concluded that Information Technology Capabilities and Management Commitment were proven to influence Sustainable Value Creation.]]>
