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Upaya Penyelesaian Kredit Macet Dana Bergulir di Unit Pengelola Kegiatan (Upk) Kecamatan Jeumpa Kabupaten Aceh Barat Daya Mahfuzah, Mahfuzah; Trisna, Nila
Ius Civile: Refleksi Penegakan Hukum dan Keadilan Vol 7, No 2 (2023): Oktober
Publisher : Prodi Ilmu Hukum, Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jic.v7i2.8406

Savings and loans revolving fund PNPM Mandiri Rural in the UPK Jeumpa District, Aceh Barat Daya Regency has been running since 2009 until now, but in its implementation many loans are experiencing bottlenecks because the borrower group does not use the loan in accordance with the agreement letter.The purpose of this study was to determine the efforts to resolve bad loans and the obstacles in the settlement of non-performing loans in revolving funds at the UPK Jeumpa District, Southwest Aceh Regency. This research is an empirical juridical research using descriptive analysis method that describes efforts to resolve bad loans.The results of this study indicate that the settlement of bad debts is carried out by the following mechanism, arrears in the first month are given a verbal warning to the group leader, if the first method does not work then a warning letter will be given three times in a row and if the debtor still does not have good intentions To pay off the credit, the UPK will make efforts to save the credit, namely the confiscation of the collateral. Furthermore, a negotiated settlement is carried out for debtors who have good intentions, namely by providing credit relief by extending the loan period. As for the obstacles in resolving bad loans, there are debtors who have bad intentions who intentionally do not complete their credit payments, the spread of the Corona Virus which has an impact on the community's economy, business failures that result in debtors having difficulty completing their loans, and the UPK's lack of firmness in imposing sanctions on debtors. or groups of borrowers who are in arrears, so that the debtor ignores the sanctions.Suggestions for the Activity Management Unit (UPK), to be more thorough, careful and careful in choosing groups to be given loans, and to collect regularly, in an effort to settle bad loans, the UPK should be more strict with debtors who violate the agreement by providing heavier sanctions so that the debtor feels deterred. And for the Women's Savings and Loans group (SPP) it is expected that they fulfill the agreements that have been made and mutually agreed upon so as not to cause problems in the future.

PENGARUH PROGRAM PEMBANGUNAN DESA TERHADAP KESEJAHTERAAN MASYARAKAT DI DESA PASAR SENIN KECAMATAN AMUNTAI TENGAH KABUPATEN HULU SUNGAI UTARA Mahfuzah, Mahfuzah; Setiawan, Irza; Munawarah, Munawarah
Al Iidara Balad Vol. 6 No. 1 (2024): Al Iidara Balad
Publisher : PPPM STIA Amuntai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36658/aliidarabalad.6.1.291

Program pembangunan desa adalah penjabaran dari langkah-langkah untuk mencapai tujuan pembangunan yang ada di kawasan pedesaan. Permasalahan yang terjadi terkait pengaruh program pembangunan desa terhadap kesejahteraan masyarakat di desa Pasar Senin, salah satu permasalahan tahunan di desa pasar senin adalah banjir yang tergenang lama di wilayah pasar dan di jalan raya hal ini terjadi karena adanya kerusakan beton penahan sungai. Penelitian ini bertujuan untuk (1) mencari pengaruh yang signifikan dan (2) seberapa besar pengaruh Program Pembangunan Desa terhadap Kesejahteraan Masyarakat Di Desa Pasar Senin Kecamatan Amuntai Tengah Kabupaten Hulu Sungai Utara. Metode penelitian ini menggunakan pendekatan kuantitatif dengan tipe penelitian asosiatif dengan populasi 1.424 orang, lalu diambil sampel menggunakan Rumus Slovin yang menghasilkan sampel sebanyak 93 orang. Teknik pengambilan sampel yang digunakan adalah teknik Simple Random Sampling. hasil penelitian ini adalah terdapat pengaruh yang signifikan antara program pembangunan desa terhadap kesejahteraan masyarakat yang dilihat dari hasil analisis regresi linear sederhana dan uji t. Sedangkan pengaruh yang dihasilkan dalam penelitian ini bahwa Program Pembangunan Desa mempunyai pengaruh sebesar 49,2% terhadap Kesejahteran Masyarakat yang dilihat dari hasil koefisien determinasi (R Square) dengan nilai sebesar 0,492 atau 49,2% dan sisanya 50,8% (100% - 49,2%) dipengaruhi oleh variabel lain.

Asuhan Keperawatan Keluarga Tn. Z Dengan Teknik Slow Stroke Back Massage (SSBM) Terhadap Penurunan Nyeri Pada Penderita Hipertensi Di Desa Simpang Kubu Wilayah Kerja UPT Puskesmas Air tiris Mahfuzah, Mahfuzah; Indrawati, Indrawati; Aprilla, Nia
Excellent Health Journal Vol. 2 No. 1 (2023): Desember 2023
Publisher : LPPI Yayasan Almahmudi Bin Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70437/excellent.v2i1.27

Hipertensi merupakan silent killer dimana gejala dapat bervariasi pada masing-masing individu serta hampir sama dengan gejala penyakit lainnya. Gejala yang paling sering menyertai hipertensi adalah nyeri. Penelitian ini bertujuan untuk mendapatkan gambaran asuhan keperawatan pasien hipertensi yang mengalami nyeri akut dengan intervensi keperawatan melakukan teknik slow stroke back massage. Penelitian ini menggunakan metode penelitian deskriptif dalam bentuk studi kasus dengan pendekatan asuhan keperawatan. Penelitian ini dilakukan di Desa Simpang Kubu Wilayah Kerja UPT Puskesmas Air Tiris Tahun 2023 dengan 1 responden dengan fokus melakukan teknik slow stroke back massage. Penelitian ini dilakukan dari tanggal 01 Juni sampai dengan 07 Juni 2023. Pada awal pengkajian didapatkan skala nyeri pasien 6 (nyeri sedang) dan setelah dilakukan teknik slow stroke back massage pada hari ke-7 didapatkan skala nyeri turun menjadi 0 (tidak ada rasa nyeri). Intervensi dengan teknik slow stroke back massage ini efektif dalam menurunkan skala nyeri pada pasien hipertensi yang mengalami nyeri. Diharapkan teknik slow stroke back massage ini dapat menjadi salah satu tindakan keperawatan yang ditujukan dalam mengatasi masalah keperawatan nyeri pada pasien hipertensi.

Building a safe generation: the collaborative role of schools and families in child safety: The Collaborative Role of Schools and Families in Child Safety Julaikah, Julaikah; Rofiatun, Rofiatun; Tursilowati, Sri Yuni; Rahmah, Hani Auliya; Mahfuzah, Mahfuzah
Riset Informasi Kesehatan Vol 14 No 1 (2025): Riset Informasi Kesehatan
Publisher : Sekolah Tinggi Ilmu Kesehatan Harapan Ibu Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30644/rik.v14i1.934

Background: Accidents among school-aged children, often linked to unsafe behavior, are a persistent issue. Safety knowledge among children, influenced by parents and teachers, plays a vital role in reducing these risks. This study explores the collaborative roles of parents and teachers in shaping children’s safety behavior and addressing gaps in preventive strategies. Method: The study was conducted in 2024 at Krajan Elementary School and Muhammadiyah Gunturgeni Elementary School in Srandakan, Bantul, using a mixed-methods approach with a convergent parallel design. Participants included 120 respondents (15 teachers and 105 parents) and 105 students. Data were collected through questionnaires, focus group discussions (FGDs), in-depth interviews, and observations using a safe behavior checklist. Results: Findings indicate that 86% of teachers and 88% of parents possess good safety knowledge. However, unsafe behavior persists, with 75% of students displaying unsafe practices during classroom activities. Teachers primarily act as educators and role models, while parents serve as facilitators and motivators. Collaboration between parents and teachers remains reactive, focusing on incident management rather than prevention. Conclusion: The study underscores the need for stronger collaboration between parents and teachers to promote preventive safety measures. By aligning safety practices at school and home through effective communication and shared responsibility, a safer environment can be established for children, fostering lifelong safety behaviors and reducing accident risks.

ANALISIS YURIDIS DAN HUKUM ISLAM PROGRAM PENDEWASAAN USIA PERKAWINAN DI DPPKB KABUPATEN HULU SUNGAI UTARA Hidayah, Ahdiyatul; Mahfuzah, Mahfuzah
Tahkim (Jurnal Peradaban dan Hukum Islam) Vol 8, No 1 (2025)
Publisher : Prodi Hukum Keluarga Islam (Ahwal Asy-Syakhsiyyah) Fakultas Syariah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/tahkim.v8i1.14824

Pendewasaan Usia Perkawinan bertujuan untuk meningkatkan kesadaran masyarakat akan pentingnya menikah pada usia yang matang, baik dari segi fisik, mental, maupun ekonomi. Penelitian ini adalah sebuah upaya untuk meminimalisir perkawinan di bawah umur di Kabupaten Hulu Sungai Utara. Fokus utama penelitian ini adalah Analisis Yuridis Dan Hukum Islam Program Pendewasaan Usia Perkawinan Di DPPKB Kabupaten Hulu Sungai Utara. Penelitian ini menggunakan metode kualitatif dengan pendekatan normatif dan empiris yang melibatkan wawancara. Hasil penelitian menunjukkan bahwa implementasi program di daerah ini masih menghadapi berbagai tantangan. Meskipun Pasal 7 UU No. 16 Tahun 2019 telah meningkatkan batas usia perkawinan menjadi 19 tahun, dispensasi perkawinan masih sering diajukan. Dari perspektif hukum Islam, terdapat perbedaan pandangan terkait batas minimal usia perkawinan, namun prinsip kemaslahatan menjadi dasar utama dalam kebijakan pencegahan perkawinan dini. Dan penelitian ini menekankan pentingnya peningkatan edukasi hukum dan kesadaran masyarakat tentang dampak negatif pernikahan dini, penguatan peran lembaga keagamaan, serta penegakan hukum yang lebih ketat terkait pemberian dispensasi perkawinan. Dengan strategi yang lebih efektif, diharapkan program PUP dapat berkontribusi dalam menekan angka perkawinan usia dini dan mewujudkan kesejahteraan keluarga di Kabupaten Hulu Sungai Utara. The Maturation of Marital Age aims to increase public awareness of the importance of getting married at a mature age, both physically, mentally, and economically. This research is an effort to minimize underage marriage in North Hulu Sungai Regency. The main focus of this research is the Juridical and Islamic Law Analysis of the Marital Age Maturation Program at DPPKB North Hulu Sungai Regency. This study uses a qualitative method with a normative and empirical approach involving interviews. The results of the study show that the implementation of the program in this area still faces various challenges. Although Article 7 of Law No. 16 of 2019 has increased the age limit for marriage to 19 years, marriage dispensation is still often proposed. From the perspective of Islamic law, there are differences of opinion regarding the minimum age limit for marriage, but the principle of benefit is the main basis for early marriage prevention policies. And this study emphasizes the importance of increasing legal education and public awareness about the negative impacts of early marriage, strengthening the role of religious institutions, and stricter law enforcement related to the granting of marriage dispensation. With a more effective strategy, it is hoped that the PUP program can contribute to reducing the rate of early marriage and realizing family welfare in North Hulu Sungai Regency.

Exploring teacher's role as motivators and role models in cultivating children's safe behavior: a qualitative study Rahmah, Hani Auliya; Mahfuzah, Mahfuzah; Julaikah, Julaikah; Rofiatun, Rofiatun; Tursilowati, Sri Yuni
Jurnal Cakrawala Promkes Vol. 7 No. 1 (2025): February
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jcp.v7i1.11975

Children are vulnerable to injuries and accidents in school environments due to cognitive limitations. Teachers play a crucial role in shaping children's safe behavior by transferring knowledge and acting as motivators and role models. This study aims to explore how teachers influence children's safe behavior using a qualitative descriptive approach. Data was collected through observations and focus group discussions (FGDs) and analyzed using thematic analysis. Findings indicate that 67% of children's behavior at school was categorized as safe, while 33% was unsafe. Observations were conducted across the play area, learning spaces, and the street in front of the school. Teachers have actively encouraged safe behavior by providing support and motivation. However, some students continue engaging in unsafe practices despite these efforts. Teachers also attempt to model safe behavior, such as walking calmly in hallways and sitting properly in classrooms. However, FGD findings revealed that half of the teachers did not fully practice safe behavior, notably by failing to wear helmets when riding motorcycles to school. In conclusion, teachers at SD Negeri Krajan have effectively acted as motivators, encouraging students to adopt safe behavior. However, their role as role models remains inconsistent, highlighting the need for greater self-adherence to safety practices. Strengthening teachers' commitment to modeling safe behavior could enhance the effectiveness of safety education in schools.

Strategy of Women Micro Enterprises in Managing Micro Financing at Mawaridussalam Micro Waqf Bank Mahfuzah, Mahfuzah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.4114

Women are a gender that has difficulty gaining economic access, especially access to capital. Even though women have high potential to increase family income, and even drive the national economy. Moreover, there are many small business sectors in Indonesia. This sector is usually delegated to women because women are tied to domestic work (Rozalinda, 2014). Domestic work is assigned to women, making women more involved in informal businesses. This business is a small and simple household-based business. Even though they have opportunities and opportunities to develop in informal businesses, this group of women small business actors still often have problems in getting access to capital. The result is that the business they own does not experience rapid development. Apart from that, women's conditions are worsened by the lack of knowledge, skills, and networks to develop and expand their businesses. Therefore, the government through the Financial Services Authority (OJK) initiated the establishment of a Micro Waqf Bank (BWM). The target of BWM is small, productive communities around Islamic boarding schools (Balqis, WG, & Sartono, 2019). Based on the statement that the cumulative increase in the amount of financing provided by BWM Mawaridussalam to women’s micro businesses has not been in line with the increase in customer business development. The formulation of the problem in this research is the conditions and strategies of women’s businesses that obtain and manage financing from BWM Mawaridussalam. The aim is to find out the conditions and strategies of women’s businesses that obtain and manage financing from BWM Mawaridussalam. Researcher used the SWOT analysis method. The results of the research are that the strategy that has been carried out so far is in defensive status. The meaning is to minimize weaknesses and avoid threats. Currently, female micro business actors have many weaknesses and are facing big challenges. Among them, namely: first, discipline in financial recording. Second, Separate personal finances from business finances. Third, a strong and protected business foundation. Fourth, debt planning and management Fifth, set targets and evaluate business.

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