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The Effect of Islamic Work Ethics on Organizational Commitment, Job Satisfaction, and Turnover Intentions of Islamic Microfinance in Pekalongan Caniago, Siti Aminah; Mustoko, Denny
International Journal of Islamic Business and Economics (IJIBEC) Vol 4 No 1 (2020): IJIBEC VOL. 4 NO. 1 JUNE 2020
Publisher : Faculty of Islamic Economics and Business of Institut Agama Islam Negeri (IAIN) Pekalongan

The purpose of this research is to analyze the effect of Islamic work ethics on job satisfaction, turnover intentions and organizational commitment and its three dimensions: affective commitment, continuance commitment and normative commitment. This method of analysis used a simple regression to determine the relationship of independent variables and dependent variables. The analysis used descriptive analysis to present the main characteristic of the samples. Islamic work ethic used instrument developed by Ali, job satisfaction was measured by Dubinsky and Harleyâ€™s instruments, organizational commitment used instrument by Bozeman, Perrine, Meyer and the turnover intentions adapted by previous research, Home and Griffith. The collected data was tabulated and analyzed using softwareStatistical Pakage for the Social Sciences (SPSS)16.0. This research selects 10 Islamic microfinances in Pekalongan city. Results show that Islamic Work Ethic is positive significant related to job satisfaction, affective commitment, continuance commitment, normative commitment, and negative influence related to turnover intention variable. From this research, the application of Islamic Work Ethics was a solution to job satisfaction and organizational commitment and less contributes to turnover intention.

TEKNO-KONOMI: BROADBAND INTERNET SEBAGAI STRATEGI PERTUMBUHAN INVESTASI DAN PENINGKATAN KESEJAHTERAAN MASYARAKAT INDONESIA Siti Aminah Caniago; Caniago, Siti Aminah; Rozi, Feni Fitriani Putri; Wijaya, Bagaskara Sagita
Wahana Islamika: Jurnal Studi Keislaman Vol. 8 No. 2 (2022): Wahana Islamika: Jurnal Studi Keislaman
Publisher : STAI Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/nxjby668

This study will examine the impact of using broadband internet networks on two sectors of economic growth, namely Foreign Direct Investment and the social welfare of the people in Indonesia following the provisions of the Human Development Index from the United Nations by restructuring the economic sector through the implementation of research and development, innovation, and other factors strengthen economic digitization in Indonesia and describe upgrading steps to realize economic digitization in Indonesia. Using qualitative data and descriptive analysis methods, the researchers analyzed the Internet's development, potential, and role in developing the digital economy. The observation and recapitulation system of online investment transactions, online journals, books, papers, and other publications were used to obtain data in this study. As a result of this research, the challenge of economic digitization in Indonesia is the ability of Indonesian people to adapt to new technologies and the diversity of local values in Indonesia, which are still common. The strategy that can be applied is to develop infrastructure that supports internet connections and strengthen digital economic development governance that maintains the value of Indonesian locality by involving various parties through collaborative steps. The use of the Internet will provide different economic benefits for a country, depending on the country's income level. In conclusion, the digital economy in Indonesia must improve financial processes and investment through technological innovation, Encourage growth through government regulations, and involve new actors in society as the foundation of economic growth and people's welfare.

Challenges, Strategies, and Islamic Ways for Effective Indonesian Economic Digitalization in the Post Covid-19 Pandemic Caniago, Siti Aminah; Denny Mustoko; Bagaskara Sagita Wijaya
Hikmatuna : Journal for Integrative Islamic Studies Vol 7 No 2 (2021): Hikmatuna: Journal for Integrative Islamic Studies, December 2021
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/hikmatuna.v7i2.4290

This study aimed to describe the condition of the digital economy in Indonesia before the COVID-19 pandemic, analyze the challenges, strategies, and Islamic ways to strengthen economic digitalization in Indonesia, and describe the upgrading steps to realize economic digitalization in Indonesia. Using qualitative data and qualitative-descriptive analysis methods, the researchers analyzed the digital economy, community index, and social and economic processes. System observations and online transaction recapitulation, online journals, books, papers, and other publications were used to obtain the data of this study. As a result of this study, the challenges ofeconomic digitalization in Indonesia are the ability of Indonesians to adapt to new technologies and the diverse locality values in Indonesia, which are still general. The strategy that can be implemented is developing end-user policies, such as end-to-end business cycle policies, and strengthening digital economy development governance that retains the value of Indonesian locality while involving various parties through collaborative steps. Besides, developing Islamic financial technologies is also required. This aims to improve sharia-compliant online market liquidity and social finance (zakāt, infāq, and waqf). In conclusion, the digital economy in Indonesia must encompass enhancing company processes through technology innovation, encouraging growth through government regulations, and involving new actors.

Strategi Inovatif Dinas Koperasi Dan UKM Untuk Mendorong Pertumbuhan dan Keberlanjutan UMKM Di Kota Batam Wijaya, Bagaskara Sagita; Rozi, Feni Fitriani Putri; Caniago, Siti Aminah
Dialektika Publik Vol. 8 No. 1 (2024): Kajian Kebijakan Publik dan Penerapannya.
Publisher : Prodi Ilmu Administrasi Negara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33884/dialektikapublik.v8i1.8748

This study intends to assess the creative techniques used by the Office of Cooperatives and SMEs to promote the expansion and sustainability of SMEs in this context. Case studies and descriptive analysis are the research methods used. Data collection was carried out through interviews with the Office of Cooperatives and SMEs as well as examining documents related to established policies and programs. The study findings show that the Office of Cooperatives and SMEs has implemented a number of cutting-edge methods to help SMEs in the digital era. Developing local e-commerce platforms, providing digital financing, training and educating MSME owners in the use of technology, and promoting and marketing MSMEs using social media and online platforms are just a few of the creative solutions found. The Office of Cooperatives and SMEs is also working with research institutes and banking institutions to create cost-effective technology solutions for MSMEs. The electronic age. To ensure the relevance and sustainability of the applied creative tactics, it is suggested that future research incorporates additional stakeholders, such as MSMEs and educational institutions, in the process of policy making and program implementation.

MANAGEMENT INFORMATION SYSTEMS: CHARACTERISTICS AND ROLE IN MODERN ORGANIZATIONAL TRANSFORMATION Fila, Arfania Zuhru; Mursid, Mansur Chadi; Caniago, Siti Aminah
Journal of Information System, Applied, Management, Accounting and Research Vol 9 No 2 (2025): JISAMAR (March-May 2025)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jisamar.v9i2.1860

Management Information Systems (MIS) are a crucial element in supporting the transformation of modern organizations in the digital era. This article discusses the main characteristics of MIS, which consist of people, data, hardware, software, and business procedures. These five elements interact in an integrated manner to support operational efficiency and more effective decision-making. As technologies such as artificial intelligence (AI), big data, cloud computing, and the Internet of Things (IoT) develop, MIS has evolved into an intelligent system that is adaptive and responsive to market dynamics. This transformation allows organizations to manage data in real time, accelerate innovation, and increase competitiveness. However, the implementation of MIS is not free from various challenges, such as high investment costs, resistance to change from employees, and complex data security issues. Therefore, organizational support through the development of digital skills, strengthening technology infrastructure, and effective change management strategies is crucial to the success of MIS implementation. Through a comprehensive literature review, this article emphasizes that MIS is not only an operational tool but also a key driver in building a more innovative, adaptive, and competitive organization.

ANALISIS PENGARUH PENDAPATAN, SUKU BUNGA, DAN JANGKA WAKTU PEMBAYARAN KREDIT TERHADAP KEPUTUSAN NASABAH DALAM PENGAMBILAN KREDIT KEPEMILIKAN RUMAH (KPR) PADA BANK SYARIAH Aulia, Mega; Mursid, Mansur Chadi; Caniago, Siti Aminah
Jurnal Ilmiah Mahasiswa Ekonomi Syariah (JIMESHA) Vol 5 No 1 (2025): Jurnal Ilmiah Mahasiswa Ekonomi Syariah (JIMESHA)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jimesha.v5i1.589

Tujuan penelitian ini adalah untuk menganalisis pengaruh pendapatan, suku bunga, dan jangka waktu pembayaran kredit terhadap keputusan nasabah dalam mengambil Kredit Pemilikan Rumah (KPR) di bank syariah. Penelitian ini menggunakan pendekatan kuantitatif dengan regresi linier berganda dan sampel diambil menggunakan purposive sampling melalui kuesioner yang valid dan reliabel. Hasil penelitian menunjukkan bahwa pendapatan memiliki pengaruh positif dan signifikan terhadap keputusan nasabah dalam mengambil KPR. Suku bunga, meskipun bukan elemen utama, tetap berpengaruh pada preferensi nasabah. Jangka waktu kredit juga berpengaruh signifikan, dengan tenor yang lebih fleksibel meningkatkan minat nasabah. Penelitian ini memiliki keterbatasan pada cakupan sampel dan belum menganalisis faktor lain secara mendalam. Hasil penelitian dapat membantu bank syariah merancang produk KPR yang lebih baik dan meningkatkan edukasi tentang keunggulan KPR syariah. Kata Kunci: Pendapatan, Suku Bunga, Jangka Waktu Kredit, Keputusan Nasabah, KPR Syariah, Perbankan Syariah.

Challenges, Strategies, and Islamic Ways for Effective Indonesian Economic Digitalization in the Post Covid-19 Pandemic Caniago, Siti Aminah; Denny Mustoko; Bagaskara Sagita Wijaya
Hikmatuna : Journal for Integrative Islamic Studies Vol 7 No 2 (2021): Hikmatuna: Journal for Integrative Islamic Studies, December 2021
Publisher : UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/hikmatuna.v7i2.4290

This study aimed to describe the condition of the digital economy in Indonesia before the COVID-19 pandemic, analyze the challenges, strategies, and Islamic ways to strengthen economic digitalization in Indonesia, and describe the upgrading steps to realize economic digitalization in Indonesia. Using qualitative data and qualitative-descriptive analysis methods, the researchers analyzed the digital economy, community index, and social and economic processes. System observations and online transaction recapitulation, online journals, books, papers, and other publications were used to obtain the data of this study. As a result of this study, the challenges ofeconomic digitalization in Indonesia are the ability of Indonesians to adapt to new technologies and the diverse locality values in Indonesia, which are still general. The strategy that can be implemented is developing end-user policies, such as end-to-end business cycle policies, and strengthening digital economy development governance that retains the value of Indonesian locality while involving various parties through collaborative steps. Besides, developing Islamic financial technologies is also required. This aims to improve sharia-compliant online market liquidity and social finance (zakāt, infāq, and waqf). In conclusion, the digital economy in Indonesia must encompass enhancing company processes through technology innovation, encouraging growth through government regulations, and involving new actors.

The Effect Of Islamic Work Ethics On Organizational Commitment, Job Satisfaction And Turnover Intentions of Islamic Microfinance in Pekalongan Caniago, Siti Aminah; Denny Mustoko
International Journal of Islamic Business and Economics (IJIBEC) Vol 4 No 1 (2020): Volume 4 Nomor 1 Tahun 2020
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v4i1.1571

The purpose of this research is to analyze the effect of Islamic work ethics on job satisfaction, turnover intentions and organizational commitment and its three dimensions: affective commitment, continuance commitment and normative commitment. This method of analysis used a simple regression to determine the relationship of independent variables and dependent variables. The analysis used descriptive analysis to present the main characteristic of the samples. Islamic work ethic used instrument developed by Ali, job satisfaction was measured by Dubinsky and Harley’s instruments, organizational commitment used instrument by Bozeman, Perrewe, Meyer and the turnover intentions adapted by previous reaserch, Hom and Griffeth. The collected data was tabulated and analyzed using softwareStatistical Package for the Social Sciences (SPSS)16.0. This research selects 10 Islamic microfinances in Pekalongan city. Results show that Islamic Work Ethic is positive significant related to job satisfaction, affective commitment, continuance commitment, normative commitment, and negative influence related to turnover intention variable. From this research, the application of Islamic Work Ethics was a solution to job satisfaction and organizational commitment and less contributes to turnover intention

Pemikiran Ekonomi Islam Pada Masa Peradaban Rosulullah SAW Maghfiroh, Zaqirotul; Caniago, Siti Aminah
Wacana Equiliberium (Jurnal Pemikiran Penelitian Ekonomi) Vol 8 No 2 (2020): Wacana Equiliberium (Jurnal Pemikiran Penelitian Ekonomi) : Desember 2020
Publisher : Unversitas Islam Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31102/equilibrium.8.2.113-120

Artikel ini bertujuan untuk menelusuri pemikiran ekonomi islam pada masa Rasulullah. Ekonomi islam merupakan sistem perekonomian yang berdasarkan pada nilai-nilai ajaran islam yang bersumber pada Alquran dan hadis. Tujuan dari implementasi ekonomi islam adalah untuk mewujudkan masyarakat madani. Nabi Muhammad sebagai seorang teladan dalam bagi seluruh manusia dalam berbagai aspek kehidupan telah mentransformasikan sistem perekonomian agar dapat membawa kemaslahatan bagi seluruh manusia. Pada masa pra islam Nabi Muhammad Menjabat sebagai pemimpin dan utusan Allah kemudian merubah sistem ekonomi dan keuangan negara yang sesuai dengan ketentuan Alquran dan sunnah Rasulullah SAW. Selain itu Nabi Muhammad adalah pionir pertama dalam implementasi kebijakan ekonomi islam.

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