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Challenges, Strategies, and Islamic Ways for Effective Indonesian Economic Digitalization in the Post Covid-19 Pandemic Caniago, Siti Aminah; Denny Mustoko; Bagaskara Sagita Wijaya
Hikmatuna : Journal for Integrative Islamic Studies Vol 7 No 2 (2021): Hikmatuna: Journal for Integrative Islamic Studies, December 2021
Publisher : UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/hikmatuna.v7i2.4290

Abstract

This study aimed to describe the condition of the digital economy in Indonesia before the COVID-19 pandemic, analyze the challenges, strategies, and Islamic ways to strengthen economic digitalization in Indonesia, and describe the upgrading steps to realize economic digitalization in Indonesia. Using qualitative data and qualitative-descriptive analysis methods, the researchers analyzed the digital economy, community index, and social and economic processes. System observations and online transaction recapitulation, online journals, books, papers, and other publications were used to obtain the data of this study. As a result of this study, the challenges ofeconomic digitalization in Indonesia are the ability of Indonesians to adapt to new technologies and the diverse locality values in Indonesia, which are still general. The strategy that can be implemented is developing end-user policies, such as end-to-end business cycle policies, and strengthening digital economy development governance that retains the value of Indonesian locality while involving various parties through collaborative steps. Besides, developing Islamic financial technologies is also required. This aims to improve sharia-compliant online market liquidity and social finance (zakāt, infāq, and waqf). In conclusion, the digital economy in Indonesia must encompass enhancing company processes through technology innovation, encouraging growth through government regulations, and involving new actors.
The Effect Of Islamic Work Ethics On Organizational Commitment, Job Satisfaction And Turnover Intentions of Islamic Microfinance in Pekalongan Caniago, Siti Aminah; Denny Mustoko
International Journal of Islamic Business and Economics (IJIBEC) Vol 4 No 1 (2020): Volume 4 Nomor 1 Tahun 2020
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/ijibec.v4i1.1571

Abstract

The purpose of this research is to analyze the effect of Islamic work ethics on job satisfaction, turnover intentions and organizational commitment and its three dimensions: affective commitment, continuance commitment and normative commitment. This method of analysis used a simple regression to determine the relationship of independent variables and dependent variables. The analysis used descriptive analysis to present the main characteristic of the samples. Islamic work ethic used instrument developed by Ali, job satisfaction was measured by Dubinsky and Harley’s instruments, organizational commitment used instrument by Bozeman, Perrewe, Meyer and the turnover intentions adapted by previous reaserch, Hom and Griffeth. The collected data was tabulated and analyzed using softwareStatistical Package for the Social Sciences (SPSS)16.0. This research selects 10 Islamic microfinances in Pekalongan city. Results show that Islamic Work Ethic is positive significant related to job satisfaction, affective commitment, continuance commitment, normative commitment, and negative influence related to turnover intention variable. From this research, the application of Islamic Work Ethics was a solution to job satisfaction and organizational commitment and less contributes to turnover intention
Konsumerisme sebagai Bentuk Identitas Sosial Remaja Urban Di Era Media Sosial Nindi Aulia; Anasta Nafsi; Ani Sari Fatimah; Ayu Azra Nadhifa; Siti Aminah Caniago
Sinergi : Jurnal Ilmiah Multidisiplin Vol. 1 No. 2 (2025): Sinergi: Jurnal Ilmiah Multidisiplin
Publisher : PT. AHLAL PUBLISHER NUSANTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study explores the phenomenon of consumerism and the role of social media in shaping self-image and consumptive lifestyles among urban youth. Consumerism is no longer viewed merely as an economic activity but as a symbolic practice that represents social identity, status, and cultural values. Through social media, adolescents construct an idealized self-image to gain social recognition, often leading to excessive and impulsive consumption. This phenomenon is reinforced by the influence of digital trends, influencers, and the convenience of e-commerce, which collectively promote a culture of display and social conformity. However, social media also provides opportunities for self-reflection and digital literacy that can guide individuals toward more mindful and sustainable consumption patterns. Therefore, understanding symbolic consumption is essential to analyze how young people construct their identities amid the pressures of a consumer-driven digital culture. Keywords:   Consumerism, Social Media, Self-Image, Urban Vouth, Symbolic Consumption   Abstrak Penelitian ini membahas fenomena konsumerisme dan peran media sosial dalam pembentukan citra diri serta gaya hidup konsumtif di kalangan remaja urban. Konsumerisme tidak lagi dipandang sekadar aktivitas ekonomi, melainkan sebagai praktik simbolik yang merepresentasikan identitas sosial, status, dan nilai budaya. Melalui media sosial, remaja menampilkan citra diri ideal untuk memperoleh pengakuan sosial, yang sering kali mendorong perilaku konsumtif berlebihan. Fenomena ini diperkuat oleh pengaruh influencer, tren digital, serta kemudahan akses e-commerce yang menumbuhkan budaya pamer dan konformitas sosial. Namun, media sosial juga membuka peluang refleksi diri dan literasi digital yang dapat mengarahkan konsumsi ke arah lebih bijak dan berkelanjutan. Dengan demikian, pemahaman tentang konsumsi simbolik menjadi penting untuk menilai bagaimana remaja membangun identitas di tengah tekanan budaya konsumtif era digital. Kata kunci:  Konsumerisme, Media Sosial, Citra Diri, Remaja Urban, Konsumsi Simbolik
Pemikiran Ekonomi Islam Pada Masa Peradaban Rosulullah SAW Maghfiroh, Zaqirotul; Caniago, Siti Aminah
Wacana Equiliberium (Jurnal Pemikiran Penelitian Ekonomi) Vol 8 No 2 (2020): Wacana Equiliberium (Jurnal Pemikiran Penelitian Ekonomi) : Desember 2020
Publisher : Unversitas Islam Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31102/equilibrium.8.2.113-120

Abstract

Artikel ini bertujuan untuk menelusuri pemikiran ekonomi islam pada masa Rasulullah. Ekonomi islam merupakan sistem perekonomian yang berdasarkan pada nilai-nilai ajaran islam yang bersumber pada Alquran dan hadis. Tujuan dari implementasi ekonomi islam adalah untuk mewujudkan masyarakat madani. Nabi Muhammad sebagai seorang teladan dalam bagi seluruh manusia dalam berbagai aspek kehidupan telah mentransformasikan sistem perekonomian agar dapat membawa kemaslahatan bagi seluruh manusia. Pada masa pra islam Nabi Muhammad Menjabat sebagai pemimpin dan utusan Allah kemudian merubah sistem ekonomi dan keuangan negara yang sesuai dengan ketentuan Alquran dan sunnah Rasulullah SAW. Selain itu Nabi Muhammad adalah pionir pertama dalam implementasi kebijakan ekonomi islam.
TEKNO-KONOMI: BROADBAND INTERNET SEBAGAI STRATEGI PERTUMBUHAN INVESTASI DAN PENINGKATAN KESEJAHTERAAN MASYARAKAT INDONESIA Siti Aminah Caniago; Feni Fitriani Putri Rozi; Bagaskara Sagita Wijaya
Wahana Islamika Jurnal Studi Keislaman Vol. 8 No. 2 (2022): Wahana Islamika: Jurnal Studi Keislaman
Publisher : Institut Agama Islam Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/8sbye682

Abstract

This study will examine the impact of using broadband internet networks on two sectors of economic growth, namely: Foreign Direct Investment and the social welfare of the people in Indonesia following the provisions of the Human Development Index from the United Nations by restructuring the economic sector through the implementation of research and development, innovation, and other factors strengthen economic digitization in Indonesia and describe upgrading steps to realize economic digitization in Indonesia. Using qualitative data and descriptive analysis methods, the researchers analyzed the development, potential, and role of the Internet in developing the digital economy. The observation and recapitulation system of online investment transactions, online journals, books, papers, and other publications were used to obtain data in this study. As a result of this research, the challenge of economic digitization in Indonesia is the ability of Indonesian people to adapt to new technologies and the diversity of local values in Indonesia, which are still common. The strategy that can be applied is to develop infrastructures that support internet connections and strengthen digital economic development governance that maintains the value of Indonesian locality by involving various parties through collaborative steps. The use of the Internet will provide different economic benefits for a country, depending on the level of income of the country. In conclusion, the digital economy in Indonesia must include improving financial processes and investment through technological innovation, Encouraging growth through government regulations, and involving new actors in society as the foundation of economic growth and people's welfare. 
Environmental Justice: The Influence of Environmental Ethics, Environmental Knowledge on Waste Management with Religiosity as a Mediation Variable Susminingsih Susminingsih; Ahmad Rosyid; Muhammad Nasrullah; Junaeti Junaeti; Siti Aminah Caniago
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 17 No. 2 (2025)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v17i2.50039

Abstract

This article examine how environmental knowledge, religiosity, environmental ethics, and behavioral influence waste management behavior and realization of environmental justice among batik MSME actors in Indonesia. This research is a field study employing quantitative methods, involving 232 respondents selected through purposive and accidental sampling techniques. The collected data analysed using the PLS-SEM method. This study concluded that environmental knowledge and religiosity are serious challenges in efforts to form environmental justice, MSME actors can feel the impact of their business so they care about industrial waste management, environmental ethics strengthen the commitment of MSME actors to nature conservation programs and prevent environmental damage, internalisation of environmental ethics values which in line with religiosity is more effective in encouraging fair waste management behaviour than just increasing environmental knowledge, and encouragement of waste management is evidence of good interaction between humans and nature. Keywords: environmental justice; environmental ethics; environmental knowledge; waste management; religiosity   Abstrak Artikel ini mengkaji bagaimana pengetahuan dan etika lingkungan, religiositas, dan faktor perilaku mempengaruhi perilaku pengelolaan limbah serta perwujudan keadilan lingkungan di kalangan pelaku UMKM batik di Indonesia. Penelitian ini merupakan studi lapangan dengan pendekatan kuantitatif yang melibatkan 232 responden, yang dipilih melalui teknik purposive dan accidental sampling. Data dianalisis menggunakan metode PLS-SEM. Penelitian menyimpulkan bahwa pengetahuan lingkungan dan religiositas masih menjadi problem dalam membentuk keadilan lingkungan, pelaku UMKM dapat merasakan dampak dari aktivitas usahanya sehingga mendorong kepedulian terhadap pengelolaan limbah industri, etika lingkungan memperkuat komitmen pelaku UMKM terhadap pelestarian dan pencegahan kerusakan lingkungan, internalisasi nilai-nilai etika lingkungan yang selaras dengan religiositas lebih efektif dalam mendorong perilaku pengelolaan limbah yang adil dibandingkan sekadar peningkatan pengetahuan lingkungan, dan dorongan terhadap pengelolaan limbah merupakan bukti adanya interaksi yang baik antara manusia dan alam.  Kata Kunci: keadilan lingkungan; etika lingkungan; pengetahuan lingkungan; pengelolaan limbah; religiositas
Adoption of Online Zakat Payment in Indonesia an Empirical Investigation: an Extension of the Technology Acceptance Model Caniago, Siti Aminah; Ghofur, Abdul; Wahab, Wahab; Purwanto, Purwanto; Rozi, Feni Fitriani Putri
ZISWAF Vol 12, No 2 (2025): ZISWAF: Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v12i2.30748

Abstract

This study investigates the determinants of online Zakat payment adoption in Indonesia by extending the Technology Acceptance Model (TAM) through the integration of Trust. It examines the effects of Perceived Usefulness (PU), Perceived Ease of Use (PEoU), and Trust on Attitude, as well as the influence of Attitude on Behavioral Intention. A quantitative approach using Partial Least Squares-Structural Equation Modeling (PLS-SEM) was employed, based on survey responses from 350 participants. The empirical findings show that all hypothesized relationships are significant (p < 0.05). Trust (t = 7.060), PU (t = 4.802), and PEoU (t = 4.222) each have significant positive effects on Attitude, while Attitude strongly influences Behavioral Intention (t = 7.546). The extended model demonstrates moderate predictive relevance for Attitude (R² = 51.9%). Among the antecedents, Trust has the largest effect size (f² = 0.174), indicating its central role in shaping attitudes toward online Zakat payment. These results validate the extension of TAM with Trust in the context of Islamic fintech adoption in Indonesia. The findings highlight the importance of security and transparency, suggesting that Zakat Management Organizations (ZMOs) should strengthen data protection systems and provide transparent reporting to foster positive user attitudes and enhance adoption intentions.
Reconfiguring Environmental Performance Governance Beyond Disclosure: A Framework for Emerging Economies Feni Fitriani Putri Rozi; Bagaskara Sagita Wijaya; Yulia Rimapradesi; Siti Aminah Caniago
Efficient: Indonesian Journal of Development Economics Vol. 9 No. 2 (2026)
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/efficient.v9i2.41565

Abstract

This study proposes the Global Reporting Initiative–Environmental Performance Integration (GRI–EPI) Framework as a gap from existing studies paying insufficient attention to the governance mechanisms through which disclosure. The Framework explains how global reporting regimes interact with national regulatory contexts and organizational governance structures to enable the integration of environmental performance into strategic and operational decision-making. This study synthesizes global sustainability reporting standards, governance and development literature, and national policy contexts, with Indonesia employed as an illustrative application of typical emerging-economy conditions. The framework explicitly specifies key governance parameters—including decision-level entry points, authority coupling, incentive and accountability linkages, and institutional mediation—that condition whether sustainability disclosure becomes decision-relevant or remains symbolically decoupled from performance. The framework identifies key governance pathways and baseline integration conditions necessary for translating disclosure into performance-oriented outcomes.