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All Journal Jurnal Informatika Ekonomi Bisnis Jurnal Ilmiah Spectral Edukasi Lingua Sastra Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) AJAD : Jurnal Pengabdian kepada Masyarakat International Journal of Economics (IJEC) Neo Journal of economy and social humanities ENJEL: English Journal of Education and Literature Jurnal Informatika Ekonomi Bisnis Jurnal Pendidikan & Pengajaran IPSSJ LAN TABUR: JURNAL EKONOMI SYARIAH SAKALIMA: Pilar Pemberdayaan Masyarakat Pendidikan
Zulaikah
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Journal : Jurnal Informatika Ekonomi Bisnis

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Pengaruh Teknologi Biometrik dan Jaminan Keamanan Cyber Terhadap Minat Transaksi Perbankan Online di Provinsi Lampung dalam Perspektif Islam Mufatikhaturrohmah, Salma; Zulaikah
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i2.1163

Abstract

The increased use of online banking has created new challenges in terms of security. Biometric technology and cybersecurity assurance are alternatives for increase user protection and trust. The purpose of this study is to analyze the influence of biometric technology and cyber security guarantees on the interest in online banking transactions of Lampung people in an Islamic perspective. This research applies a quantitative approach with primary data from 100 active online banking users respondents who are active online banking users. The analysis method applied is multiple linear regression. The results prove that biometric technology (β = 0.436; p < 0.001) and cyber security guarantee (β = 0.504; p < 0.001) have a positive and significant effect on transaction interest. Adjusted R value Square value of 0.594 shows the contribution of the independent variables by 59,4%. This research applies the theory of Technology Acceptance Model and Theory of Planned Behavior. In an Islamic perspective, security and trust are important factors in making financial decisions.
Co-Authors Aliyah, Tsabitah Anggrainy, Rita Anistya Pratama Arief Hadziq Fikri Arif, Fatkul Aziz, Saddam Beni Setiawan Dara Ditha, Meylani Eka Agustina Elfany Harida, Lisa Hastuti Retno Kuspiyah, Hastuti Retno Isma, Atika Faizatul Jayanti, Lilis Jovanka, Novaliz Cita Juita, Nelya Khusnah, Anisa Ul Lestari, Lilia Putri Lestariza, Tri M. Yusuf Bahtiar, M. Yusuf Marliyus Sunarhati, Marliyus Mia Selvina Mochammad Imron Awalludin Mufatikhaturrohmah, Salma Mufidah, Aqlin Naila Rosydatul Muhammad Iqbal Nia Kurniati Papahan, Ilham Prasetio, Kiki Agung Riska Mauliana Sanifah, Hani Ulia Sarmila Shofa, Ghefira Zahira Sifaurohmah, Ima Sintania Sofiana, Ananda Mery Yeni Susanti Yeni Susanti