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All Journal NISBAH: JURNAL PERBANKAN SYARIAH Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Justisia Ekonomika Al-Sharf: Jurnal Ekonomi Islam JURNAL ESA Journal of Financial and Behavioural Accounting Abdimas Indonesian Journal Al-Maqashid: Journal of Economics and Islamic Business Jurnal Ekonomi Syariah Jurnal Ekonomi dan Bisnis
Sahliyah, Fatihatus
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences Other

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Meningkatkan Kesadaran Finansial Digital pada Generasi Z melalui Kegiatan Sosialisasi di SMK Sunan Drajat 3 Babak Bawo Dukun Saputra, M. Nasyah Agus; Afrianti, Dwi; Fitriyah, Lailatul; Sahliyah, Fatihatus; Febrianty, Narissa; Zahroh, Nata
Abdimas Indonesian Journal Vol. 5 No. 1 (2025)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/aij.1546

Abstract

Continuous developments in digital technology have led to an increasing use of application-based financial services among Generation Z. However, this trend has not been fully accompanied by adequate financial management capabilities, resulting in a gap between technological access and financial literacy. This community service activity aims to enhance digital financial literacy among twelfth-grade students at SMK Sunan Drajat 3 Babak Bawo Dukun in order to foster rational, adaptive, and long-term financial behavior. The study employs an educative-participatory approach through the delivery of instructional materials, interactive discussions, quizzes, and experience sharing, involving university students as facilitators of contextual learning. The findings indicate that although students demonstrate a high level of familiarity with digital financial services, their understanding remains largely limited to technical aspects and has not fully encompassed conceptual dimensions such as financial planning, consumption control, and saving behavior. Post-activity evaluation reveals an improvement in students’ financial understanding and awareness. These results confirm that the educative-participatory approach is effective in bridging the gap between the use of financial technology and financial management capabilities. Overall, this activity contributes to strengthening the financial readiness of vocational high school students as part of Generation Z in facing the challenges of the digital economy and highlights the importance of developing sustainable, contextual, and experience based digital financial literacy programs.
Co-Authors A'laa, Syariful Afrianti, Dwi Al'miratus Sunani Alamsyah Harahap, Syamsir Cathliniyah Zerlindah, Clairina Fadhillah, Nur Fahim, Achmad Fahim, Ahmad Febrianty, Narissa Harahap, Syamsir Alamsyah Isnaini, Rohmatul Lailatul Fitriyah Lestari, Kurnia Mazlin, Ely Rosita Niswatun Hasanah Rifqi, Mohammad Saputra, M. Nasyah Agus Syahadatina, Zahwa Umam, Shaiful wilda, Layyinah Zahroh, Nata Zahwa, Hikmatuz Zerlindah, Clairina Cathliniyah