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Integration of Sufi Values in Fraud Prevention Efforts: A Conceptual Study in Indonesia Muhammad Irsyad Elfin Mujtaba; Muhammad Maimun Haki Al Arif; Nur Rohim Al Mahrus Anwar; Imma Rokhmatul Aysa
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 7 No. 2 (2025): Jurnal At-Tamwil September 2025
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v7i2.8093

Abstract

Purpose – This study aims to develop an initial conceptual framework that integrates fraud prevention based on Sufi values. This integration is important because the recent rise in moral decadence is considered a serious problem that encourages various types of fraud, including in Indonesia. Design/Methods/Approach – This study uses a library research method with a naturalistic qualitative approach. The emphasis is on critical-analytical thinking about literature and realities related to fraud and its triggers, as well as Sufi values to prevent it from occurring. Findings – The results of this study are the integration of Sufi values in preventing fraud as moral guidelines that shape personal piety and social responsibility. This study also highlights the application of Sufism as ethics in modern life. The values of Sufi teachings can be used as a basis or guideline in building dignified governance while emphasizing that Islamic teachings are a blessing for the entire universe. Research Implications/Limitations – This study only integrates Sufi values in general, without considering the specific characteristics of particular Sufi figures. This study opens opportunities for future research to specifically examine Sufi values by considering the distinctive thought patterns of several well-known Sufi imams embraced by Indonesian society and by communities practicing Sufism. Originality/Value – This study presents an alternative perspective that is able to suppress the factors that drive fraud by strengthening moral values through the integration of Sufi teachings (values).
Strategi Pengembangan Ekonomi Kreatif di Era Digital Aysa, Imma Rokhmatul
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 2 No. 2 (2020): Jurnal At Tamwil, September 2020
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v2i2.1337

Abstract

Zydnaa education as a creative economy actor is creating a creative work whose results can be useful for the community, especially in the world of education. This study aims to analyze the strategies that have been carried out by Zydnaa Education in developing its products in the current digital era so that they can survive even in the midst of the Covid-19 outbreak that hit Indonesia. Research on creative economic development strategies is carried out using a qualitative approach with a case study technique. The data used in this research consists of primary data (owner) and secondary data (literature). The technique of determining informants using purposive sampling. From the research results, it was found that the strategies implemented by zydnaa education consist of internal factors (strengths and opportunities) and external (weaknesses and threats). Whereas suggestions from researchers for educational zydnaa related to strategies that will be taken in the future include collaborating with formal or non-formal educational institutions to distribute their products as learning tools that are of interest to children, making simple financial reports regularly both monthly and annually, and adding a positive image of the business because it will appear to be implementing professional business practices.
Tantangan Transformasi Digital Bagi Kemajuan Perekonomian Indonesia Aysa, Imma Rokhmatul
Jurnal At-Tamwil: Kajian Ekonomi Syariah Vol. 3 No. 2 (2021): Jurnal At Tamwil, September 2021
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/at-tamwil.v3i2.1963

Abstract

Ekonomi digital saat ini terus berkembang di dunia tak terkecuali di Indonesia, hal ini ditandai dari meningkatnya pengguna internet. Awal tahun 2021 pengguna internet di Indonesia mencapai 202,6 juta jiwa meningkat 15,5 persen atau 27 juta jiwa jika dibandingkan pada Januari 2020. Terlebih saat pandemi covid-19 telah merubah mekanisme pelayanan jasa dan perilaku konsumen. Para pelaku usaha perlu berinovasi agar bagaimana bisa menyelaraskan kebiasaan baru para konsumen dari model jual beli konvensional menjadi e-commerce. Asosiasi Ecommerce Indonesia mencatat bahwa hingga Maret 2021 jumlah UMKM yang tergabung dalam berbagai marketplace telah mencapai kisaran 4,8 juta. Angka tersebut mengalami kenaikan dari akhir 2020 sebesar 3,8 juta. Namun ternyata kemajuan digitalisasi tak hanya mendatangkan keuntungan bagi pelaku usaha yang mampu berkembang dalam mengikuti kemajuan teknologi, namun juga menjadikan ketimpangan bagi yang tidak mampu mengikuti perkembangan digitalisasi. Penelitian ini adalah kajian pustaka dan hasil olah pikir peneliti. Jenis data yang digunakan adalah data sekunder dengan pendekatan kualitatif. Beberapa manfaat yang bisa kita peroleh dari digitalisasi bagi perkembangan perekonomian Indonesia diantanya pangsa pasar luas, transaksi lebih mudah, produksi meningkat, pembayaran lebih sederhana, dan promosi lebih variatif. Sedangkan sisi mudharat diantaranya kurangnya serapan tenaga kerja, rentan terjadi penipuan, dan plagiarisme. Selain itu sektor yang potensial berkembang di era digitalisai diantanya sektor keuangan, sektor pertanian, dan sektor kebudayaan, pariwisata, dan ekonomi kreatif.
Peran Artificial Intelligence dalam Pengembangan UMKM di Era Digital Aysa, Imma Rokhmatul; Nurfitriani, Ika; Husna, Murni
Sosaintek: Jurnal Ilmu Sosial Sains dan Teknologi Vol. 1 No. 4 (2024): Sosaintek: Jurnal Ilmu Sosial Sains dan Teknologi, Desember, 2024
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/sosaintek.v1i4.7319

Abstract

MSMEs which are an important pillar of economic development to be able to make a greater contribution to the economy should be able to develop their business with the help of Artificial Intelligence / AI, but the current conditions in the field are still many MSME players who have not adopted AI for product development and promotion due to lack of HR knowledge. From these problems, the researcher aims to examine the role of AI in the development of MSMEs with a focus on analyzing the role of AI in supporting several economic activities in MSMEs. Through an analytical descriptive approach, this research will explore how MSME players in various sectors use AI to improve efficiency, optimize decision making. The result of this research is that AI is currently having a big impact on the MSME sector, MSME players can gain deep insights into market trends, consumer behavior, and integrate effective and efficient business strategies. With AI they can innovate products and the media for promoting MSME products are also increasingly diverse through websites and e-commerce.
Pengaruh Kualitas dan Harga Produk Es Krim Aice Terhadap Consumptive Behavior bagi Konsumen di Lirboyo Kediri Imma Rokhmatul Aysa; Dewi Ayu Intan Lestari
Journal of Islamic Economics Studies and Practices Vol. 4 No. 2 (2025): Desember
Publisher : Institut Agama Islam YPBWI Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54180/jiesp.2025.4.2.249-255

Abstract

Tujuan penelitian ini untuk mengetahui pengaruh kualitas dan harga produk es krim aice terhadap consumtive behavior bagi konsumen di Asrama Ar-Roudloh Lirboyo Kediri. Penelitian ini merupakan penelitian kuantitatif dengan sampel berjumlah 44 orang dari populasi yang berjumlah 431 orang dan pelaksanaan penelitian di Asrama Ar-Roudloh Lirboyo Kediri, pengumpulan data dengan menyebarkan kuesioner. Hasil penelitian yaitu: 1) Kualitas produk es krim Aice tidak berpengaruh secara parsial terhadap consumtive behavior bagi konsumen di Asrama Ar-Roudloh Lirboyo Kediri. 2) Harga produk es krim Aice berpengaruh secara parsial terhadap consumtive behavior bagi konsumen di Asrama Ar-Roudloh Lirboyo Kediri. 3) Kualitas dan Harga produk es krim Aice berpengaruh secara simultan terhadap consumtive behavior bagi konsumen di Asrama Ar-Roudloh Lirboyo Kediri. Hal tersebut dapat dibuktikan dengan hasil uji F, nilai F hitung lebih besar dibanding dengan nilai F tabel. Meskipun hasil penelitian ini mengatakan bahwa kualitas tidak berpengaruh, Perusahaan harus tetap menjaga kualitas produk dan varian rasa dan kemasan yang menarik. Karena hal tersebut menjadi salah satu indikator penting dalam membangun kepercayaan konsumen.