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Journal : Jurnal Ekonomi

KAJIAN KONSEP RASIONAL DAN MASLAHAH DALAM PENGEMBANGAN PERBANKAN SYARIAH: STUDI PERBANDINGAN ANTARA INDONESIA DAN MALAYSIA Wiranatakusuma, Dimas Bagus; Muqorobin, Masyhudi; Yuliadi, Imamudin
Jurnal Ekonomi & Studi Pembangunan JESP Volume 17 Nomor 1, April 2016
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.17.1.3777

Abstract

The main idea about preference and utility in Islamic perspective is to describe consumer behavior in accordance with the concept of maslahah. This essay tries to replicate the concept of maslahah by dividing into good deeds (G) and bad deeds (B) with certain limits of ability (A). The Hicksian and Marshallian demand function is used to recover the problem by taking the comparison of Islamic banking objects between Indonesia and Malaysia. This paper uses several selected variables to measure the function of Masahah (M) as well as the ability (A). Empirically, the variables used to measure the function of Masahah are savings, financing, and yield rate. In addition, the Cobb-Douglas (CD) utility function is used to describe the maslahah model. The study results show that Indonesia has a bigger problem compared to Malaysia based on its Shariah banking practices. However, more business has to be done by the Sharia Bank in Indonesia to maintain the maslahah level than in Malaysia because maslahah is seen as a manifestation of good effort (Eg).
Does zakat impact poverty alleviation in Indonesia during Covid-19? Zulyanto, Aan; Wiranatakusuma, Dimas Bagus; Abdullah, Naziruddin; Yusuf, Muhammad K; Aprizal, Anggi
Jurnal Ekonomi & Studi Pembangunan Vol. 26 No. 1: April 2025
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v26i1.26688

Abstract

Zakat functions as a crucial instrument for achieving developmental goals, including the improvement of individual welfare. This study aims to analyse the effect of zakat, as measured by the National Zakat Index (NZI), on poverty alleviation in Indonesia during the Covid-19 pandemic. This research utilizes panel data from 32 Indonesia provinces covering the period from 2020 to 2022, employing the Fixed Effect Model (FEM) analysis method. The current analysis has not found a statistically significant effect of the National Zakat Index on the decrease of poverty rates in Indonesia. A major element to the enduring poverty in Indonesia is the inadequate collection of national zakat money. The Covid-19 pandemic has led to a significant rise in the number of individuals living in poverty, thereby decreasing zakat payment collections. The NZI is an extensive index that encompasses both macro and micro aspects. The NZI is expected to function as an objective metric for assessing the efficacy of zakat administration in Indonesia. The establishment of efficient zakat management is anticipated to enhance poverty reduction efforts. The policy consequence derived from the findings is to enhance zakat management organizations. This study contributes to the relationship between zakat and poverty reduction from a macro-level perspective, unlike earlier research that focuses on micro-level data.
Co-Authors Aan Zulyanto, Aan Abbas, Elvina Nabilah Abdurrahman, Muhammad Rizal Abhirama, Muhammad Erga Achmad, Animsar Adhisena, Muhammad Adyun, Alif Farreihan Agus Tri Basuki Agustin, Annisa Rahmadania Agustin, Lola Aldila Ahmad, Abu Umar Faruq Alivia Mufiddatul Aryanti Almuchty, Muhammad Akbar Alvino, Jevry Amini, Dwi Kurniawati Ananta, Gita Trizky Anggi Aprizal Aprizal , Anggi Aprizal, Anggi Ardyanti, Febby Ferlita Ariba, Baarik Aru, Yazak Arumsari, Fanny Arundaya, Faiz Ajhar Aryani , Enggar Wahyu Putri Aziz, Azzam Bilal Abdul binti Abdul Majid, Nurul Huda Danuarta, Arya Dwi Delya, Mussa Isaack Delya, Mussa Issack Deru, Muhammad Dewi, Nuur Aini Puspita Dwi Agustini, Dwi Dwiwahyu, Anisah Nurdina Evianto, Jimmy Frans Fairuztama, Rafif Fazli, Qalbin Salim Furi, Yesi Yustica Ghazi Mauer Idroes Ginanjar, R. Fadhil Muhamad Habibullah Habibullah Hafidhi, Ilham Hafizah, Iffah Haq, Jejen Jaenul Husna , Jihan Arifah Husna, Maharoh Mawaddatul Idroes, Ghalieb Mutig Imamudin Yuliadi, Imamudin Johana, Engrasia Putri Kamil, Muhamad Kencana, Fawwaz Ardhan Kihwili, Erick Hironimus Kurniawan, Rifqi IR Caesario Kurniawati, Andhiani Kusherawti, Novia Mahardika, Kartika Kunthi Manap, Nur Marina Binti Abdul Masyhudi Muqorobin Mochamad Rizki, Mochamad Naziruddin Abdullah Nida, Fathiya Zhahira Nindy, Aurellia Azh Novia, Khusnul Febryla Nurulhuda, Muhammad Farras Haykar Pajar, Eval Paputungan, Alvaizy Dwi Putra Prasellina, Levyna Cabytta Priani, Ade Lia Primambudi, Ganjar Putra, Riza Dian Ade Putri, Valda Rahma, Natania Syafiqur Ramadhan, Persistent Ramadhani, Nashwa Aulia Razak, Dzuljastri Abdul Rudiana, Melda Nurfadilah Saffana, AlifaNur Saputra, Jumadil Sa’diyah, Maya Rafifah Sobari, Indriyani Sugiarto, Faizmal Wahab, Norazlina Abd Wardani, Indri Eka Yudiyanto, Arif Yusof, Rosylin Mohd Yusuf, Muhammad K Zahra, Monica Kis Al Zahra, Nuha Adena Zurly, Deby Alicia