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All Journal IKRA-ITH EKONOMIKA eCo-Fin Islamic Economic and Business Journal Perbanas Journal of Islamic Economics and Business Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Al-Iqtishad : Jurnal Ekonomi Journal of Comprehensive Science Journal of Artificial Intelligence and Digital Business Innovative: Journal Of Social Science Research Jurnal Serambi Ekonomi dan Bisnis Jurnal Sains Student Research Jurnal Ekonomi, Manajemen, Akuntansi
Hasbi, Hartas
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Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Journal : Journal of Comprehensive Science

 1 
Implementasi Takaful Sebagai Sistem Asuransi Syariah Dalam Jual Beli Mobil pada PT. Mandiri Utama Finance Syariah di Kabupaten Bone Wulandari, Wiwi; Hamzah, Akzi; Hasbi, Hartas
Journal of Comprehensive Science Vol. 3 No. 9 (2024): Journal of Comprehensive Science (JCS)
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jcs.v3i9.843

Abstract

Takaful, as a form of sharia-based insurance, has an important role in providing protection collectively with the principle of mutual help in accordance with Islamic law. This sharia insurance is free from elements of riba, gharar, and speculation, making it a more suitable option for Muslims compared to conventional insurance. In the context of buying and selling, such as car buying and selling transactions at PT. Mandiri Utama Finance Syariah in Bone Regency, takaful is an important solution to provide protection against various risks that may occur in trading activities. This study will further examine the implementation of takaful in the practice of buying and selling in the Islamic financial sector. This study aims to find out the Implementation of Takaful as a Sharia Insurance System in Buying and Selling Cars at PT. Mandiri Utama Finance Syariah in Bone Regency. The type of research used is a type of qualitative research with an Islamic economic approach supported by the use of observation, interview and documentation methods in collecting the required data. The data sources used are primary data and secondary data. The collected data is then processed with steps, namely data reduction, data presentation, and data verification/conclusion drawn. The results of the study show that the car buying and selling system at PT. Mandiri Utama Finance Syariah Bone is that there are several advantages in buying and selling cars, namely sharia without usury interest, fixed installments until the end of the tenor, no penalties and fines with interest and clear contracts ahead and blessings.
Pengaruh Tingkat Pengetahuan Masyarakat Terhadap Minat Menggunakan Produk Bank Syariah (Studi pada Masyarakat Desa Carebbu, Kec. Awangpone, Kab. Bone) Kasmiati, Kasmiati; Zulkifli, Zulkifli; Hasbi, Hartas
Journal of Comprehensive Science Vol. 3 No. 10 (2024): Journal of Comprehensive Science (JCS)
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jcs.v3i10.2389

Abstract

Public knowledge about Islamic banks will also affect the public's view of Islamic banks themselves. Interest is an interest in something that can cause feelings of pleasure, interest, and prosperity. This study discusses the influence of the level of public knowledge on interest in using Islamic bank products. This research was conducted with the aim of finding out the level of public knowledge about using Islamic bank products. This study uses a quantitative research method. The data of this study used primary data with the distribution of questionnaires as many as 97 respondents. The sampling technique uses a simple random sampling technique. The results of this study show that there is a partial effect between the level of public knowledge on the interest in using Islamic bank products with a value of 15,280. Meanwhile, the coefficient test obtained a score of 70.8% and the rest was influenced by other factors. Thus, a small number of related variables are explained by the independent variables used in the study.
Co-Authors abdulahanaa abdulahanaa, abdulahanaa Akbar, Andi Heriasdiva Akram, Akram Ananda, Dhea Tri Arafah, Muh Arifin Sahaka, Arifin Dayanty, Wisky Eliana Eliana Fadilah, Ika Nur Fajerin, Nur Hamzah, Akzi Haslindah, Haslindah Idayanti, Rini Irawan, Adhe Isyana, Ina Kamiruddin Kamiruddin Kasmiati Kasmiati Kirana Lestari, Irma Marifat, Nurul Misnawati Misnawati Muhammad Firdaus Muhammad Yusuf Mustika, Yuni Awalia Nujrah, Ayu Azhari Nur Fadillah, Nur Nurfadillah Nurfadillah Nurul Hasanah Otong Karyono, Otong Patimbangi, Andi Putri, Silvani Johana Rahayu, Rika Ramadhani, Sri Ramdhani, Afiyah Azhary Razak, Syaparuddin S, Arifin Sakinah, Nurul Yasin Siskawati, Siskawati susi susi Syamsul Rijal Syaputra, Muh.Fadli widya astuti Wulan Ramadhani Wulandari, Wiwi Yazir Tahir, Moch Yazim Yunita, Vira Zulkifli Zulkifli