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Revenue And Marketing Channel Of Oyster Mushroom In Probolinggo District Lidyana, Novita; Perwitasari, Dyah Ayu; Rustianawati, Mutimmah
Wiga : Jurnal Penelitian Ilmu Ekonomi Vol. 11 No. 1 (2021): March 2021
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (679.702 KB) | DOI: 10.30741/wiga.v11i1.576

Abstract

This research is a quantitative research. Primary data is the result of filling out questionnaires by all respondents, namely all mushroom farmers in Probolinggo. And secondary data in the form of all mushroom farmer data in Probolinggo with a total population of 60 mushroom farmers in Probolinggo. The selection of oyster mushroom farmer respondents was carried out using the census method. The samples in this study were all farmers who cultivated oyster mushrooms in Probolinggo Regency. The results of this study indicate that oyster mushroom farmers in Probolinggo use logs. By using this tool, it can increase the income of mushroom farmers. So that the oyster mushroom in Probolinggo is suitable to be used as a business / developed field. The marketing channel pattern of oyster mushrooms in Probolinggo uses two patterns. Namely the first pattern, mushroom farmers sell mushrooms to resellers, resellers will resell to retailers and retailers will sell again to end consumers. For the second pattern, mushroom farmers sell resellers, and resellers will sell directly to the final consumer. From the above analysis it can be concluded that the second channel is more profitable for farmers in terms of income.
Pengungkapan Islamic Socal Reporting, ROA, ROE Dan BOPO : Pada Bank Syariah Di Indonesia Tahun 2015-2017 Perwitasari, Dyah Ayu
Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Vol. 3 No. 1 (2019): Januari 2019
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (527.293 KB) | DOI: 10.30741/assets.v3i1.369

Abstract

Disclosure of CSR using the Global Initiative Reporting (GRI) index is limited to material aspects. The GRI measurement is different from measuring CSR disclosure by using the Islamic Social Reporting (ISR) indicator that uses spiritual and social aspects. The purpose of this study is to determine whether Islamic Social Responsibility disclosure has an influence on ROA (Return on Investment), ROE (Return on Equity) and BOPO in Islamic banking in Indonesia in 2015-2017. The sample in this quantitative study is 10 BUSs in Indonesia. The Independent variable in this study uses the Islamic Social Reporting disclosure (ISR) indicator, while the dependent variables are ROA, ROE, and BOPO. The results of the test in this study are Islamic Social reporting has a positive and significant effect on ROA and ROE. While ISR disclosure does not affect BOPO.
Optimalisasi Singkong (Cassava) Sebagai Bahan Baku Tepung Mocav Untuk Peningkatan Nilai Tambah dan Kesejahteraan Melalui Kelompok Tani Subur III Lidyana, Novita; Perwitasari, Dyah Ayu; Arista, Hermin; Oktaviani, Dewi Anggun; Sulistiyowati, Retno; Rustianawati, Mutimmah; Haidiputri, Trivosa Aprilia Novadiani
Lumbung Inovasi: Jurnal Pengabdian kepada Masyarakat Vol. 9 No. 3 (2024): September
Publisher : Lembaga Penelitian dan Pemberdayaan Masyarakat (LITPAM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/linov.v9i3.2133

Abstract

Singkong memiliki potensi besar untuk dikembangkan menjadi komoditas industri pangan berbasiskarbohidrat. Panen singkong yang cukup banyak di daerah mitra memerlukan pemanfaatan menjadi produk yang lebih tahan lama dengan nilai jual yang lebih tinggi. Salah satu upaya yang dapat dilakukan adalah pembuatantepung mocaf (modified cassava flour). Tujuan kegiatan pengabdian adalah pelatihan pembuatan danpengemasan tepung mocaf pada kelompok tani Subur III Desa Pegalangan Kidul Kecamatan Maron Kabupaten Probolinggo. Kegiatan didahului dengan diawali dengan persiapan, yang meliputi penyamaan presepsi dan pemahaman, pembagian tugas dan tanggungjawab anggota tim dan mahasiswa MBKM yang terlibat serta untuk menggali tentang potensi pemanfaatan singkong dan masalahnya. Selanjutnya dilakukanpelatihan dan pendampingan untuk mengenal tepung mocaf, pembuatan, dan pemanfaatannya diikuti dengan praktik pembuatan menggunakan Teknologi Tepat Guna (TTG) serta pengemasan tepung mocaf. Hasil kegiatan berupa adanya peningkatan pengetahuan dan keterampilan 80% anggota Kelompok tani Subur III Desa Pegalangan Kidul Kecamatan Maron Kabupaten Probolinggo terampil dalam diversifikasi olahan berbasis Singkong menjadi Tepung Mocaf (modified cassava flour), serta adanya peningkatan pendapatan anggota kelompok tani pada saat terjualnya tepung mocaf dengan harga Rp.25.000. Optimizing Cassava as Raw Material for Mocav Flour to Increase Added Value and Welfare Through Kelompok Tani Subur III Abstract Cassava has great potential to be developed into a food-based industrial commodity carbohydrate. The large cassava harvest in partner areas requires utilization into a more durable product with a higher selling value. One effort that can be done is manufacturing mocaf flour (modified cassava flour). The purpose of service activities is training in making and packaging of mocaf flour in the Subur III farmer group, Pegalangan Kidul Village, Maron District, Probolinggo Regency. The activity was preceded by preparation, which included equalizing perceptions and understanding, dividing tasks and responsibilities of the team members and MBKM students involved as well as exploring the potential use of cassava and its problems. Next is done training and mentoring to get to know mocaf flour, its manufacture and use, followed by manufacturing practices using Appropriate Technology (TTG) and packaging of mocaf flour. The results of the activity include an increase in the knowledge and skills of 80% of the members of the Subur III farmer group, Pegalangan Kidul Village, Maron District, Probolinggo Regency, skilled in diversifying cassava-based processed products into modified cassava flour, as well as an increase in the income of farmer group members when selling mocaf flour with price Rp. 25,000.
Comparative Analysis of Bank Health Levels Using the RGEC Method at PT. Bank Mandiri Tbk and PT Bank Central Asia Tbk Year 2018 - 2020 Koeshardjono, R. Hery; Perwitasari, Dyah Ayu; Zahratul Qolbi, Novita Dewi
Ecobuss Vol 12 No 2 (2024): Jurnal Ilmiah Ecobuss, Volume 12, No 2, September 2024
Publisher : Fakultas Ekonomi Universitas Panca Marga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51747/ecobuss.v12i2.1982

Abstract

This research aims to determine the level of bank health at PT Bank Mandiri (Persero) Tbk compared to PT Bank Central Asia Tbk using the RGEC (Risk profile, Good Corporate Governance, Earnings, Capital) method for 2018-2020. This type of research uses quantitative descriptive research. The variables used by researchers are RGEC and Bank Health. The research subject is PT. Bank Mandiri (Persero) Tbk and PT. Bank Central Asia Tbk is listed on the Indonesia Stock Exchange (BEI) for 2018-2020. The object of this research is the annual report of the two banks. The data analysis method uses financial report analysis and GCG self-assessment reports for the RGEC method. The research results show that the average composite value for Bank Mandiri is 91% while BCA is 96.67%, meaning that in the RGEC analysis for assessment based on ratios (NPL, LDR, Self Assessment GCG, ROA, NIM, CAR) BCA bank has a higher level of health compared to Mandiri banks. Keywords: Bank Health, Composite Value, RGEC
Pengaruh Literasi Keuangan, Pengetahuan Keuangan dan Inklusi Keuangan Terhadap Perilaku Keuangan (Studi Kasus UMKM Makanan dan Minuman di Kota Probolinggo) Anjani Shodiqy, Fika; Priantono, Seger; Perwitasari, Dyah Ayu
eCo-Fin Vol. 7 No. 3 (2025): eCo-Fin
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/ef.v7i3.2462

Abstract

MKM tidak hanya meningkatkan pendapatan masyarakat dan menciptakan lapangan kerja, tetapi juga berkontribusi pada kesejahteraan secara keseluruhan. Namun, pelaku UMKM di Kota Probolinggo menghadapi kendala manajemen keuangan, termasuk ketidakpisahan keuangan pribadi dan usaha serta kurangnya pencatatan yang konsisten. Pengelolaan keuangan yang terencana, dan disiplin sangat diperlukan untuk mencapai keberlanjutan UMKM. Literasi keuangan, pengetahuan keuangan, serta akses finansial merupakan elemen krusial yang mempengaruhi keputusan finansial pengusaha Usaha Kecil Menengah. Studi ini bertujuan guna meninjau hubungan literasi keuangan, pemahaman finansial, serta akses finansial pada tindakan finansial. Pada riset ini ditentukan 2.363 sampel yang berasal dari Usaha Kecil Menengah kuliner serta minuman yang terdata pada Instansi Koperasi, Bisnis Kecil, Perdagangan dan Industri Wilayah Probolinggo, menggunakan teknik probability sampling (random sampling), sehingga didapatkan 96 pengambilan sampel menggunakan rumus Slovin. Analisis data diuji menggunakan software SmartPLS. Teknik analisis data yang digunakan yaitu memakai analisis statistic deskripsi data, penilaian model pengukuran, penilaian model struktural, dan pengujian hipotesis. Temuan memperlihatkan bahwa variabel bebas pemahaman finansial, pengetahuan finansial, serta akses finansial berdampak pada tindakan finansial.