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ANALISIS MEKANISME PEMBIAYAAN DANA TALANGAN HAJI PADA PT. BANK BNI SYARIAH KANTOR CABANG MEDAN Amsari, Syahrul
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.7005

Abstract

The background of this Financing bailout Hajj Product is the occurrence of a long queue of Jemaah hajj candidates. Thus people have to wait long to be able to perform the pilgrimage.Therefore to meet the needs of the community, so PT Bank BNI Syariah Branch Office Medan provides product financing bailouts in order to facilitate the pilgrimage bailout for prospective pilgrims to obtain Haj chair seat. The purpose of this study to be able to explain the implementation and financing mechanisms bailout funds Haj in helping customers to get the chair seat Haj, as well as contract-contract, knowing what is on pilgrimage financing bailouts in Bank BNI Syariah Branch Office Medan. The method used in this study is a qualitative research study of literature and interview data collection and documentation. Then described from the data that have been obtained are analyzed and conclusions are drawn. The results can be concluded that the Operational Management Product Bailout Financing Hajj at Bank BNI Syariah Branch Office Medan implements petition financing mechanisms. Principles used to use Qardh and Ijarah contract. Qardh scheme used for the bailout loans, and taking advantage of Ijarah or wages for services (Ujrah). Keywords: Finance, Qardh, Ijarah, Hajj bailouts, Bank BNI Syariah Branch Medan.
Analisis Peran Usaha Kopi Keliling dalam Memenuhi Kebiasaan Konsumsi Mahasiswa di Sekitar UMSU Muhajir, Ahmad; Saragih, Imelda; Amsari, Syahrul
Jurnal Pendidikan Tambusai Vol. 9 No. 3 (2025): Desember
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Penelitian ini bertujuan menganalisis pengaruh kebiasaan konsumsi kopi di kalangan mahasiswa terhadap dinamika usaha kopi keliling yang beroperasi di sekitar Universitas Muhammadiyah Sumatera Utara (UMSU). Menggunakan pendekatan kualitatif, data primer dikumpulkan melalui wawancara mendalam dengan tiga pelaku usaha kopi keliling Bang Ahmat, Bang Rojak, Bang Didit. Hasil penelitian menunjukkan bahwa kebiasaan konsumsi kopi yang tinggi di kalangan mahasiswa sebelum atau sesudah kuliah menciptakan ceruk pasar yang stabil bagi usaha kopi keliling. Faktor utama keberhasilan usaha ini adalah fleksibilitas lokasi dekat gerbang UMSU dan area kos, modal yang rendah, dan pelayanan yang cepat dan ramah. Target pelanggan didominasi oleh mahasiswa UMSU (90%). Kendala utama yang dihadapi adalah cuaca buruk dan isu lokasi berjualan. Disimpulkan bahwa konsumsi kopi mahasiswa tidak hanya bersifat individu, tetapi juga memengaruhi ekonomi lokal mikro, di mana usaha kopi keliling berperan vital dalam menyediakan akses kopi yang terjangkau dan dekat, serta menjadi sarana interaksi sosial.
Islamic-Based Human Resource Management Strategy at Phatna Witya School, Yala, South Thailand Nimong, Tuanchulfan; Amsari, Syahrul
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.9859

Abstract

This study aims to investigate the management of human resources based on Islamic principles as implemented at Phatna Witya School in Yala, Southern Thailand. HR management that aligns with Islamic teachings not only focuses on skills and professionalism but also emphasizes spiritual aspects, ethics, and moral responsibilities derived from Islamic teachings. This research employs a qualitative methodology through a case study approach. Data were collected through in-depth interviews, observations, and document gathering. Participants in this study included the school principal, vice principal, teachers, and other educational staff. The findings reveal that the Islamic-based HR management approach at Phatna Witya School in Yala includes HR planning that adheres to Islamic values, a recruitment and selection process that pays attention to both competency and Islamic ethics, development of employees in spiritual and professional dimensions, and a performance assessment system that balances worldly and spiritual matters. This approach is seen as effective in shaping individuals with integrity, discipline, and a strong emphasis on Islamic values.