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ANALISIS MEKANISME PEMBIAYAAN DANA TALANGAN HAJI PADA PT. BANK BNI SYARIAH KANTOR CABANG MEDAN Amsari, Syahrul
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.7005

The background of this Financing bailout Hajj Product is the occurrence of a long queue of Jemaah hajj candidates. Thus people have to wait long to be able to perform the pilgrimage.Therefore to meet the needs of the community, so PT Bank BNI Syariah Branch Office Medan provides product financing bailouts in order to facilitate the pilgrimage bailout for prospective pilgrims to obtain Haj chair seat. The purpose of this study to be able to explain the implementation and financing mechanisms bailout funds Haj in helping customers to get the chair seat Haj, as well as contract-contract, knowing what is on pilgrimage financing bailouts in Bank BNI Syariah Branch Office Medan. The method used in this study is a qualitative research study of literature and interview data collection and documentation. Then described from the data that have been obtained are analyzed and conclusions are drawn. The results can be concluded that the Operational Management Product Bailout Financing Hajj at Bank BNI Syariah Branch Office Medan implements petition financing mechanisms. Principles used to use Qardh and Ijarah contract. Qardh scheme used for the bailout loans, and taking advantage of Ijarah or wages for services (Ujrah). Keywords: Finance, Qardh, Ijarah, Hajj bailouts, Bank BNI Syariah Branch Medan.

Transformasi Paradigma Pembangunan Ekonomi: Membangun Masa Depan Berkelanjutan melalui Perspektif Ekonomi Syariah Amsari, Syahrul; Harahap, Isnaini; Nawawi, Zuhrinal M
Ekonomis: Journal of Economics and Business Vol 8, No 1 (2024): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i1.1703

This article illustrates a paradigm shift in economic development through the lens of Islamic Economics, with a specific focus on sustainable development. The background involves a profound understanding of global economic challenges and the necessity to construct a sustainable development foundation from the perspective of Islamic economic values. The research aims to analyze the contribution of Islamic Economics in addressing economic imbalances, poverty alleviation, and community empowerment. The research methodology entails an in-depth literature review and a critical analysis of existing development models. The findings of this study indicate that the implementation of Islamic Economic concepts has the potential to foster more inclusive and sustainable economic growth. Factors such as distributive justice, community participation, and environmental sustainability take center stage in shaping Shariah-based economic policies. In this context, the article also identifies innovations and best practices in applying Islamic Economic principles to economic development. The conclusion of this article summarizes that the transformation of the economic development paradigm through the Islamic Economics approach can create a robust foundation for sustainable development. The primary contributions lie in achieving economic justice, community empowerment, and environmental sustainability. Thus, this article makes a significant contribution by providing insights and a new direction for a more holistic and resilient approach to economic development.

Service Quality Pada Perbankan Syariah Prespektif Maqashid Syariah Ibnu"ASYUR" Amsari, Syahrul; Barus, Dana Syahputra; Sudiarti, Sri; Marliyah, Marliyah
Al-Buhuts Vol. 19 No. 2 (2023): Al- Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v19i2.3927

Maqashid sharia is the main reference for maintaining social balance in society which is the basic goal of Islamic sharia. The author presents in simple terms the maqashid al-shari'ah theory according to Ibn Assyria's view. Points that are considered important in this issue include the definition of maqasid al-shari'ah, its content, and its implementation of Islamic banking. The low level of service quality provided by Islamic banking has resulted in a decrease in the level of customer trust, especially towards Islamic banking. Therefore, the author wants to examine the aspects of service quality which includes tangible, reliability, responsiveness, assurance and Empathy. This type of research is descriptive qualitative. Opinion of ibn Asyur which is considered in accordance with the Islamic Banking approach. Everything that contains the meaning of maintaining/maintaining the five maqasid al-shari'ah, is called mafsadah, rejecting/removing mafsadah means maslahah

ANALISIS MEKANISME PEMBIAYAAN DANA TALANGAN HAJI PADA PT. BANK BNI SYARIAH KANTOR CABANG MEDAN Amsari, Syahrul
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.7005

The background of this Financing bailout Hajj Product is the occurrence of a long queue of Jemaah hajj candidates. Thus people have to wait long to be able to perform the pilgrimage.Therefore to meet the needs of the community, so PT Bank BNI Syariah Branch Office Medan provides product financing bailouts in order to facilitate the pilgrimage bailout for prospective pilgrims to obtain Haj chair seat. The purpose of this study to be able to explain the implementation and financing mechanisms bailout funds Haj in helping customers to get the chair seat Haj, as well as contract-contract, knowing what is on pilgrimage financing bailouts in Bank BNI Syariah Branch Office Medan. The method used in this study is a qualitative research study of literature and interview data collection and documentation. Then described from the data that have been obtained are analyzed and conclusions are drawn. The results can be concluded that the Operational Management Product Bailout Financing Hajj at Bank BNI Syariah Branch Office Medan implements petition financing mechanisms. Principles used to use Qardh and Ijarah contract. Qardh scheme used for the bailout loans, and taking advantage of Ijarah or wages for services (Ujrah). Keywords: Finance, Qardh, Ijarah, Hajj bailouts, Bank BNI Syariah Branch Medan.

Analisis Peran Usaha Kopi Keliling dalam Memenuhi Kebiasaan Konsumsi Mahasiswa di Sekitar UMSU Muhajir, Ahmad; Saragih, Imelda; Amsari, Syahrul
Jurnal Pendidikan Tambusai Vol. 9 No. 3 (2025): Desember
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Penelitian ini bertujuan menganalisis pengaruh kebiasaan konsumsi kopi di kalangan mahasiswa terhadap dinamika usaha kopi keliling yang beroperasi di sekitar Universitas Muhammadiyah Sumatera Utara (UMSU). Menggunakan pendekatan kualitatif, data primer dikumpulkan melalui wawancara mendalam dengan tiga pelaku usaha kopi keliling Bang Ahmat, Bang Rojak, Bang Didit. Hasil penelitian menunjukkan bahwa kebiasaan konsumsi kopi yang tinggi di kalangan mahasiswa sebelum atau sesudah kuliah menciptakan ceruk pasar yang stabil bagi usaha kopi keliling. Faktor utama keberhasilan usaha ini adalah fleksibilitas lokasi dekat gerbang UMSU dan area kos, modal yang rendah, dan pelayanan yang cepat dan ramah. Target pelanggan didominasi oleh mahasiswa UMSU (90%). Kendala utama yang dihadapi adalah cuaca buruk dan isu lokasi berjualan. Disimpulkan bahwa konsumsi kopi mahasiswa tidak hanya bersifat individu, tetapi juga memengaruhi ekonomi lokal mikro, di mana usaha kopi keliling berperan vital dalam menyediakan akses kopi yang terjangkau dan dekat, serta menjadi sarana interaksi sosial.

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