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All Journal Syntax Literate: Jurnal Ilmiah Indonesia JUSIE (Jurnal Sosial dan Ilmu Ekonomi) Al-bank: Journal of Islamic Banking and Finance Jurnal Manajemen dan Profesional Journal Of Human And Education (JAHE) Bhakti Nagori (Jurnal Pengabdian kepada Masyarakat) Imara: Jurnal Riset Ekonomi Islam ZAWA:Management of Zakat and Waqf Journal Jurnal Manajemen Bisnis Syariah Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Al-bank: Journal of Islamic Banking and Finance
Sari, Chitra Indah
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Religion Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Manajemen Risiko pada Badan Amil Zakat Nasional (BAZNAS) Kabupaten Solok Diana, Diana Utami Arif; Nofrivul, Nofrivul; Rizal, Rizal; Sari, Chitra Indah
ZAWA: Management of Zakat and Waqf Journal Vol. 5 No. 1 (2025): ZAWA: MANAGEMENT OF ZAKAT AND WAQF JOURNAL
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v5i1.14261

Abstract

The problem in this study is how to manage risk at the Solok Regency Amil Zakat Agency in identifying risks, analyzing risks and evaluating risks in the Solok Regency BAZNAS. The purpose of this study is to find out the risk management in the collection of zakat and the distribution of zakat in BAZNAS Solok Regency, including to know the constraints in the BAZNAS program of Solok Regency in risk management. The type of research that the author uses (field research) field research with qualitative descriptive methods. The data collection technique carried out by the author is interviews and documentation obtained from amil in BAZNAS Solok Regency. The results in the field can conclude that Risk Management, starting from the stages of risk assessment, risk identification, risk analysis, risk evaluation and risk mitigation. Risk Management Research, starting from the stages of risk assessment, risk identification, risk analysis, risk evaluation and risk mitigation. From these stages, risk identification to risk evaluation obtained 5 possible risks that can interfere with the performance and process of BAZNAS Solok Regency at any time.  The field of zakat collection in Solok regency high risk includes not achieving zakat, Muzakki Dissatisfaction medium risk includes limited access by Muzakki, low risk includes lack of manpower, lack of understanding of zakat.
PENGABDIAN MASYARAKAT INTERNASIONAL UNTUK PENGUATAN EKOWISATA RELIGI, PERTANIAN, DAN EKONOMI KREATIF BERBASIS BUDAYA LOKAL DI ALAHAN PANJANG Firdaus, Nil; Sari, Chitra Indah; Rizal, Rizal; Ramika, Diva Fadillah; Fitriani, Wahidah; Arifah, Lidyana; Shahmi, Muhammad Aliman; Yarman, Yarman
BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) Vol. 5 No. 2 (2025): BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) Desember 2025
Publisher : LPPM UNIKS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36378/bhakti_nagori.v5i2.4902

Abstract

Tujuan kegiatan Pengabdian Kepada Masyarakat (PKM) ini adalah untuk mengembangkan ekowisata religi berbasis masjid bersejarah melalui integrasi pelestarian budaya lokal dan penguatan ekonomi kreatif masyarakat. Program dilaksanakan di Alahan Panjang, Kabupaten Solok, dalam rangka Pengabdian Masyarakat Internasional yang melibatkan UIN Mahmud Yunus Batusangkar, UCYP Pahang Malaysia, dan mahasiswa Thailand. Metode pelaksanaan meliputi kunjungan, diskusi, dan pelatihan dengan tiga mitra utama, yaitu Kelompok Sadar Wisata (Pokdarwis) Salingka Usak, Kelompok Tani Muaro Danau Diatas, serta Pesantren Dr. Muhammad Natsir. Kegiatan ini dirancang untuk menggali potensi wisata religi, meningkatkan nilai tambah hasil pertanian, serta memperkuat peran pesantren sebagai pusat pendidikan dan pemberdayaan ekonomi umat. Hasil kegiatan menunjukkan adanya peningkatan kesadaran masyarakat dalam menjaga warisan budaya, mengembangkan produk ekonomi kreatif, serta memanfaatkan teknologi digital untuk pemasaran. Masyarakat memperoleh manfaat nyata berupa penguatan kapasitas, perluasan jejaring usaha, dan peningkatan literasi sosial-budaya. Di sisi lain, mahasiswa peserta memperoleh pengalaman lintas budaya, keterampilan kolaborasi internasional, serta penanaman empati sosial melalui interaksi langsung dengan komunitas lokal. Secara keseluruhan, PKM ini membuktikan bahwa kolaborasi antara akademisi, masyarakat, dan mitra internasional mampu menghasilkan dampak berkelanjutan, baik dalam bentuk pelestarian budaya maupun pengembangan ekonomi kreatif. Program ini diharapkan dapat menjadi model pengabdian masyarakat yang mengintegrasikan aspek agama, budaya, dan pemberdayaan ekonomi secara holistik
Deconstructing Anthropocentric Sustainability: A Post-Anthropocentric Critique of Halal Tourism Ecosystem Shahmi, Mohammad Aliman; Zen, Yuliza; Rizal, Rizal; Sari, Chitra Indah
Imara: Jurnal Riset Ekonomi Islam Vol. 9 No. 2 (2025): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v9i2.16167

Abstract

Background: Halal tourism has expanded rapidly, often adopting the narrative of "sustainable economics" as part of its value proposition. However, the dominant global sustainability paradigm—including that implicit in many Sustainable Development Goals (SDGs) frameworks—is fundamentally anthropocentric, prioritizing human economic and social interests above all else. A conceptual paradox arises when this anthropocentric framework is applied to "halal" ecosystems, which are essentially theocentric, positioning humanity as khalifah (steward), not owner, of nature. Purpose : The purpose of this study is to deconstruct the "anthropocentric sustainability" concept that has permeated halal tourism models. This research aims to provide a post-anthropocentric critique of how contemporary halal tourism ecosystems operate, highlighting the tensions between human-centric sustainability rhetoric and the imperatives of Maqashid al-Shariah (particularly Hifz al-Bi'ah or environmental protection). Method : This study  uses a library research utilizing a critical conceptual analysis approach. This study systematically reviews, analyzes, and synthesizes interdisciplinary literature across three domains: (1) critical sustainability theory and anthropocentrism, (2) tourism economics, and (3) Islamic economic philosophy and halal tourism.. Result : Findings (Arguments) indicate that the adoption of anthropocentric sustainability models often results in "greenwashing" or "halal-washing," where nature remains exploited as a "resource" for human profit, contradicting the principle of amanah. As an alternative, this paper proposes a shift towards a post-anthropocentric (theocentric) framework for halal tourism, one that authentically integrates ecological preservation as a spiritual and ethical objective, not merely an economic instrument. This research contributes to a reconceptualization of halal tourism that moves beyond anthropocentrism toward a holistic and theologically authentic sustainability model
Kinerja UMKM di Era Ekonomi Digital: Kajian Literasi Keuangan, Orientasi Kewirausahaan dan Akses Permodalan Dengan Moderasi Teknologi Digital Sari, Chitra Indah; Rizal; Nil Firdaus
MABIS Jurnal Manajemen Bisnis Syariah Vol. 5 No. 2 (2025): Jurnal Manajemen Bisnis Syariah:MABIS
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/mabis.v5i2.16046

Abstract

This study aims to analyze the effect of financial literacy, entrepreneurial orientation, and access to capital on the performance of Micro, Small, and Medium Enterprises (MSMEs) in the digital economy era, considering the role of digital technology as a mediating variable. The research method uses a quantitative approach with a survey of 100 active MSME players in Indonesia who have been running their businesses for at least two years and utilize digital technology in one aspect of their operations. Data analysis was conducted using Partial Least Squares-Structural Equation Modeling (PLS-SEM) using SmartPLS 4.0. The results show that financial literacy, entrepreneurial orientation, and access to capital have a positive and significant effect on MSME performance. Entrepreneurial orientation contributes the most, followed by financial literacy and access to capital. In addition, digital technology was found to mediate the relationship between these three independent variables and MSME performance, strengthening the internal contribution of businesses to increasing competitiveness. These findings confirm that digitalization is not merely an additional tool, but functions as a strategic catalyst in strengthening MSME performance. This study provides practical implications that the government and stakeholders need to expand support for financial literacy, entrepreneurship coaching, and digital-based access to capital so that MSMEs can survive and develop sustainably amid disruption.
Islamic Sustainable Financial Literacy: Offering the Concept of Sustainable Financial Literacy Based on Maqashid Shariah Wahyuni, Emiliyani; Rizal, Rizal; Sari, Chitra Indah
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2026)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v12i1.9039

Abstract

Purpose:This study develops a conceptual framework of Islamic Sustainable Financial Literacy (ISFL) by integrating Maqashid Shariah principles with sustainability perspectives. Existing financial literacy models largely focus on technical and cognitive aspects, with limited attention to ethical, social, and environmental dimensions. This research addresses this gap by proposing a holistic literacy model aligned with Islamic values and sustainable development.Design/Methodology:The study employs a qualitative conceptual approach using a systematic literature review. Academic articles, Islamic economic literature, and relevant policy documents were analyzed. Thematic content analysis was applied to identify and synthesize key concepts related to financial literacy, sustainability, and Maqashid Shariah.Findings:The results show that sustainable Islamic financial literacy extends beyond knowledge of Sharia-compliant products. The ISFL framework consists of four dimensions: cognitive, affective, behavioral, and socio-ecological. Key indicators include Sharia knowledge, financial capability, eco-social awareness, Islamic ethical orientation, and active economic participation. These dimensions are conceptually linked to Maqashid Shariah objectives and the Sustainable Development Goals (SDGs)..Practical Implications:The proposed framework provides guidance for policymakers, Islamic financial institutions, and educators in designing financial literacy programs that integrate ethical, social, and environmental considerations. It also supports the development of more comprehensive literacy measurement tools and sustainability-oriented financial education.Originality/Value:This study offers a novel integrative model of Islamic Sustainable Financial Literacy by explicitly combining Islamic financial literacy, Maqashid Shariah, and sustainability principles. The framework enriches the financial literacy literature and contributes to the advancement of Islamic finance and sustainable development discourse..
Co-Authors Ajeng Andriani Hapsari, Ajeng Andriani Amran, Elsa Fitri Arief, Ilham Arifah, Lidyana Diana, Diana Utami Arif Firdaus, Nil Mirawati Mirawati Misbah, Sitti Rachmi Muhamad Risal Tawil Nengsih, Ifelda Nil Firdaus Nofrivul, Nofrivul Nurhamima, Nurhamima Putri, Suci Mulia Ramika, Diva Fadillah Ramli, Akhmad Riesna Apramilda Rizal Rizal Rizal Shahmi, Mohammad Aliman Shahmi, Muhammad Aliman Sulendri, Nia Wahidah Fitriani Wahyuni, Emiliyani Wati, Yenny Yarman Yarman, Yarman Zen, Yuliza