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Optimalisasi Pembiayaan PT. Bank NTB Syariah untuk Usaha Mikro Kecil Menengah Usman, Agus; Hidayati, Sri Wahyu; Taryono, Taryono
JIIP - Jurnal Ilmiah Ilmu Pendidikan Vol. 6 No. 2 (2023): JIIP (Jurnal Ilmiah Ilmu Pendidikan)
Publisher : STKIP Yapis Dompu

Bank sebagai lembaga intermediasi yang menghimpun dana masyarakat dalam bentuk tabungan kemudian menyalurkan kemasyarakat dalam bentuk pembiayaan, dengan fungsi tersebut nyatanya sektor UMKM belum tersentuh maksimal padahal sektor ini merupakan penyumbang terbesar PDB dan menjadi andalan penyerapan tenaga kerja, Berbagai permasalahan mendasar UMKM seperti lemahnya kemampuan usaha, kualitas SDM yang terbatas, serta lemahnya akses permodalan kelembaga keuangan formal menyebabkan seringkali pelaku UMKM mencari sumber pendanaan lain yang lebih cepat dan mudah walaupun dengan bunga tinggi seperti ke rentenir. Upaya membatasi praktek rentenir sangat mungkin dilakukan dengan mengoptimalkan produk pembiayaan yang bersifat formal dengan layanan merata dan mudah diakses, hal tersebut dilakukan oleh Bank NTB syariah dengan menyediakan produk dan layanan keuangan syariah yang unggul dan inovatif termasuk diantaranya dengan mengadakan literasi keuangan untuk pelaku UMKM. Untuk mengetahui minat pelaku UMKM dalam menggunakan produk pembiayaan bank NTB syariah, peneliti mengadopsi pendekatan dengan model UTAUT (unified teory of acceptance and use of technology), Data diperoleh dengan menyebarkan quesioner kepada 113 pelaku sektor UMKM menggunakan tehnik random sampling dengan perhitungan statistik regresi linear berganda diperoleh hasil faktor-faktor yang dapat mempengaruhi pelaku UMKM menggunakan jasa produk pembiayaan bank NTB syariah secara signifikan yaitu performance expectancy terhadap behavioral intention dengan tingkat signifikan sebesar 46.7%, effort expectancy berpengaruh sebesar 21.2% dan behavioral intention 27.6% terhadap use behavior.

Pemanfaatan Situs Benteng ASAKOTA Sebagai Destinasi Wisata di Kabupaten Bima Hidayati, Sri Wahyu; Subari, Subari
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 7, No 3 (2023): JISIP (Jurnal Ilmu Sosial dan Pendidikan) (Juli)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v7i3.5510

The resistance of the people of Bima in defending the kingdom's territory from Dutch colonial occupation has taken quite a long time where Fort Asakota has an important role as a maritime defense strategy. The purpose of this study was to find out the struggle of the Bima people against the VOC (Verenigde Oost Indische) government from the territory of the Bima kingdom. The results showed that Fort Asakota had an important role in the containment strategy, because it was located in a strategic place to drive away VOC warships that wanted to enter the Bima kingdom because it was in the middle of the sea when high tide and low tide would merge with mainland. Asakota Fort was built during the time of Sultan Abdul Khair Sirajuddin as a sea defense fortress at the entrance to the Bima kingdom. At that time the kingdom of Gowa-Tallo had been defeated by the Dutch company and ended with the Bongaya agreement.

PENGARUH APLIKASI E-LAPOR TERHADAP KINERJA APARATUR SIPIL NEGARA KOTA BIMA (Studi Kasusu Dinas Pekerjaan Umum Dan Penataan Ruang Kota Bima) Sukardin, Sukardin; Dharmayanda, Hardian Reza; Hidayati, Sri Wahyu
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 7, No 1 (2023): JISIP (Jurnal Ilmu Sosial dan Pendidikan) (Januari)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v7i1.4510

AbstractThere are still many people who have difficulty following regulations or policies in obtaining services so that the services obtained become longer, besides that the State Civil Apparatus that provides services is less responsive because their competence is not up to standard, there are still inefficiencies or lack of evaluation of their work programs causing the performance carried out less optimally because it hinders the improvement of performance quality bureaucrats The purpose of this study is to determine the influence of the E-Report Application on the performance of the Bima City State Civil Apparatus, especially employees in the Bima City Public Works and Spatial Planning Office and How the effectiveness of the E-Report Application on the performance of the Bima City State Civil Apparatus, especially in the Bima City Public Works and Spatial Planning Office. The research method used in this study is a quantitative research method. The data collection technique used in this research was based on questionnaires (questionnaires) and documentation, for the samples used in this study used sampling techniques with a total of 49 respondents of the Bima City State Civil Apparatus, especially employees at the Bima City Public Works and Spatial Planning Office. The data analysis technique used in this study is path analysis with the help of a program using statistical software Jamovi 2.3.16. The results of the study can be stated that the existence of the E-report Application has a significant influence on the performance of employees, especially the State Civil Service in the Public Works and Spatial Planning Office of Bima City, the existence of the E-report Application is able to intervene in changes in employee performance in the Dinas even though it is only 13%.

Kajian Historis Arsitektur Dan Terminologi Rumah Adat Dalam Loka Sumbawa Hidayati, Sri Wahyu
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 5, No 1 (2021): JISIP (Jurnal Ilmu Sosial dan Pendidikan)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v5i1.1796

Rumah tradisional Sumbawa rumah adat Istana Tua (Dalam Loka) yang dahulunya digunakan sebagai istana Raja Kesultanan Sumbawa. Rumah adat itu berlokasi di Kota Sumbawa, Kabupaten Sumbawa, Nusa Tenggara Barat.Rumah adat Istana Tua (Dalam Loka) yang berupa rumah panggung, mencerminkan bentuk kebudayaan masa lampau. Rumah adat Dalam Loka masih berdiri kokoh di tengah kota Sumbawa Besar, merupakan saksi sejarah yang memperlihatkan kejayaan Kesultanan Sumbawa. Kekayaan yang terdapat dalam rumah adat Dalam Loka, memberikan ruang bagi peneliti dan budayawan untuk memahami lebih dalam apa saja yang terjadi di masa lampau berdasarkan symbol-simbol yang menyiratkan bagaimana kehidupan zaman dahulu sarat makna yang mendalam. Nilai sejarah dan nilai budaya yang dimiliki dalam rumah adat Dalam Loka, perlu ditelusuri melalui pendekatan berdasarkan kajian historis. Tujuan penulisan ini adalah, untuk mengetahui sejarah dan nilai budaya dalam arsitektur Istana Tua (Dalam Loka). Metode penelitian yang digunakan bersifat deskriptif dengan pendekatan kualitatif. Teknik pengumpulan data berupa wawancara, pengamatan, dan studi pustaka.Hasil dan pembahasan dalam penelitian ini, ditemukan nilai historis dalam rumah adat Dalam Loka Sumbawa berasal bahasa-bahasa nusantara, yaitu berasal dari bahasa Jawa, Makassar dan Melayu. Selain itu rumah adat Dalam Loka Sumbawa berasal dari bahasa asing, seperti bahasa Arab dan bahasa Sanskerta. Nilai budaya dalam rumah adat Dalam Loka Sumbawa menunjukkan keberadaan sebuah pradaban dengan sistem pemerintahan dan sistem kerajaan dalam bentuk aristokrasi. Tatanan pemerintahan yang bertumpu pada raja (sultan) adalah sebuah sistem yang mencakup adat, pemerintahan dan hukum.

Implementasi Pendidikan Seksual Pada Anak Usia Dini Dalam Perspektif Islam Utama, Abdul Alimun; Hidayati, Sri Wahyu; Sari, Indah Fitriana
Jurnal Ilmiah Mandala Education (JIME) Vol 8, No 3 (2022): Jurnal Ilmiah Mandala Education (Agustus)
Publisher : Lembaga Penelitian dan Pendidikan Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jime.v8i3.3739

This paper aims to describe the application of early childhood sex education according to an Islamic perspective and how to implement it. Seeing the rampant cases of violence and sexual abuse against early childhood, this must be a big concern for various parties, including parents, to be aware of it. Several efforts have been made, including by educating parents and children about sex education from an early age, overcoming them by limiting pornographic content on television, the internet and games, and stopping the efforts of perpetrators of violence and sexual abuse against children, namely punishing perpetrators with the heaviest punishment. From the perspective of Islamic education, sex education in children is an integral part of akidah, moral, and worship education, and has been widely discussed by Muslim scholars, based on the nash-nash of the Qur'an and Hadith. Sex education is a form of effort to provide education Sex education is a form of effort to provide education and knowledge about biological, psychological and psychosocial changes as a result of human growth and development. This education also provides an understanding of the function of sexual organs (sex) in children and instills ethical morals and religious commitments so that there is no abuse of these reproductive organs.

Factors Affecting Students' Learning Motivation In The Process Of Teaching And Learning Islamic Education By Using Group Learning Method (Sumbawa Technological University) Utama, Abdul Alimun; Hidayati, Sri Wahyu
JUPE : Jurnal Pendidikan Mandala Vol 9, No 2 (2024): JUPE : Jurnal Pendidikan Mandala (Juni)
Publisher : Lembaga Penelitian dan Pendidikan Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jupe.v9i2.7165

The group learning discussion method is one of the strategies to influence the motivation of students' interest in learning to be high. The existence of high interest in learning makes students study diligently and responsibly, which in the end is manifested in measurable and good student learning outcomes. This study aims to find out an overview of the factors that affect the learning motivation of students of the Civil Engineering, Informatics, and Electrical Engineering Study Program of Sumbawa University of Technology in the Islamic Religious Education Course. The type of research used is quantitative; descriptive with primary data types. Purposive sampling technique. Then the data collection technique in this study uses observation, interview, and documentation study guidelines. Data analysis using data collection; data reduction; data presentation; and conclusions and verification. Based on these results, it is recommended to lecturers in religious education courses to strengthen the factors that motivate students during the educational process in an effort to increase the success of the students themselves

Pengaruh Aplikasi E_Lapor Terhadap Kinerja Aparatur Sipil Negara Kota Bima (Studi Kasusu Dinas Pekerjaan Umum Dan Penataan Ruang Kota Bima) Sukardin, Sukardin; Dharmayanda, Hardian Reza; Hidayati, Sri Wahyu
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 7, No 2 (2023): JISIP (Jurnal Ilmu Sosial dan Pendidikan) (Maret)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v7i2.4656

There are still many people who have difficulty following regulations or policies in obtaining services so that the services obtained become longer, besides that the State Civil Apparatus that provides services is less responsive because their competence is not up to standard, there are still inefficiencies or lack of evaluation of their work programs causing the performance carried out less optimally because it hinders the improvement of performance quality bureaucrats The purpose of this study is to determine the influence of the E-Report Application on the performance of the Bima City State Civil Apparatus, especially employees in the Bima City Public Works and Spatial Planning Office and How the effectiveness of the E-Report Application on the performance of the Bima City State Civil Apparatus, especially in the Bima City Public Works and Spatial Planning Office. The research method used in this study is a quantitative research method. The data collection technique used in this research was based on questionnaires (questionnaires) and documentation, for the samples used in this study used sampling techniques with a total of 49 respondents of the Bima City State Civil Apparatus, especially employees at the Bima City Public Works and Spatial Planning Office. The data analysis technique used in this study is path analysis with the help of a program using statistical software Jamovi 2.3.16. The results of the study can be stated that the existence of the E-report Application has a significant influence on the performance of employees, especially the State Civil Service in the Public Works and Spatial Planning Office of Bima City, the existence of the E-report Application is able to intervene in changes in employee performance in the Dinas even though it is only 13%.

Dutch Colonialism and Imperialism on the Economic Condition of the Indonesian People Sukarddin, Sukarddin; Hidayati, Sri Wahyu
HISTORIA: Jurnal Program Studi Pendidikan Sejarah Vol 12, No 1 (2024): HISTORIA: Jurnal Program Studi Pendidikan Sejarah
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/hj.v12i1.8857

The purpose of this research is to find out more about the process of the arrival of Western nations to Indonesia, especially the beginning of the arrival of the Dutch in Indonesia, namely to monopolize trade, especially spices in the archipelago which was handed over to the Dutch government when the VOC went bankrupt, besides that we all will know the impact of colonialism and imperialism carried out by the Dutch East Indies government on the economic growth of the Indonesian people from 1596-1900. The methods used are historical, heuristic, verification, interpretation and historiography methods. The results of this research can find out about the motives for the arrival of Westerners to Indonesia, namely the same as the aim of other countries, namely to monopolize the spice trade in the archipelago, but the VOC was officially disbanded in 1799 with a total debt of 134.7 million guilders to Dutch government, and in return the VOC's territory was taken by the government. Starting from that year, Indonesia was officially directly under the authority of the Dutch government with representatives of the Dutch East Indies government. In implementing Dutch colonialism and imperialism, they used several very detrimental methods, namely: Culturstelsel, liberal colonial agrarian law.

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