Article Per Year (5 Year)
p-Index From 2021 - 2026
0.882
P-Index
This Author published in this journals
All Journal Journal of Economicate Studies Zona Law And Public Administration Indonesia Tafaqquh : Jurnal Hukum Ekonomi Syariah dan Ahwal Syahsiyah
Susandi, Adi
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 6 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 6 Documents
Search

 1 
Islamic Views on Riba in Muamalah Based on the Qur'an Hadith Susandi, Adi; Romli, Muhammad; Rahman, Adun
Zona Law And Public Administration Indonesia Vol. 2 No. 5 (2024): September 2024
Publisher : Yayasan Mentari Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Riba refers to the provision of additional value given by exceeding the nominal amount of a loan at the time of repayment. The interest rate is determined based on a certain percentage charged to the borrower. In Arabic, riba means excess or addition (az-ziyadah). In Islam, riba is strictly prohibited. The Qur'an explicitly declares that riba is forbidden because it is considered harmful and creates injustice in economic transactions. This prohibition aims to maintain social balance and protect parties involved in transactions from economic exploitation. This study employs a qualitative method with a library research approach. This approach aims to explore the views of scholars and authoritative Islamic sources, such as the Qur'an, hadith, and fiqh literature. Based on the findings from various reliable sources, Islamic law clearly states that riba is haram. This prohibition is supported by theological and ethical arguments emphasizing the importance of justice and blessings in all aspects of muamalah. Thus, riba is not only viewed as an economic issue but also as a moral and spiritual concern that must be avoided by Muslims
Applying Islamic Economic Law in Productive Zakat Management A Case Study of Amil Zakat Institutions in Indonesia Susandi, Adi; Sunaryo Mukhlas, Oyo
Zona Law And Public Administration Indonesia Vol. 3 No. 4 (2025): July 2025
Publisher : Yayasan Mentari Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study explores the application of Islamic economic law in the management of productive zakat by Amil Zakat Institutions in Indonesia. The research aims to analyze how legal principles derived from Islamic jurisprudence (fiqh muamalah) are implemented in real-world zakat programs designed to empower the poor through sustainable economic activities. Using a qualitative case study method, data were collected from institutional reports, interviews with zakat officers, and documentation of program outcomes. The findings show that while most institutions adhere to core legal frameworks such as DSN-MUI fatwas and national zakat regulations, there remain gaps in contract standardization, post-disbursement supervision, and alignment with maqashid sharia. Some programs emphasize legal compliance but neglect social impact, highlighting a form over substance tendency. The study recommends integrating maqashid sharia principles and participatory development approaches to enhance both the legal validity and socio-economic effectiveness of productive zakat. These insights contribute to the development of sharia-compliant governance and support innovation in Islamic philanthropic management
Accelerated Repayment of Murabahah Agreement in Sharia Banking Susandi, Adi; Al Hakim, Sofian
Journal of Economicate Studies Vol. 4 No. 2 (2020): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v4i2.663

Abstract

Banking growth in Indonesia has started to improve, as seen in the financing conducted by sharia banks as well as credit in conventional banks. In the midst of the current crisis, Sharia banking continues to face a very rapid development in the muslim-majority community. Sharia banking is the performance of the Sharia industry in Indonesia where its role has been recognized legally and able to compete with conventional banking. The impact of it all will bring about competition that allows for accelerated repayment especially in terms oftakeovers. This study aims to analyze how financing practices, especially murabahah agreements in sharia banks and if there is a settlement in the accelerated then reviewed with the study of fiqhnya and in ju paired with what happens in conventional banks. This qualitaf research by means of ( Descriptive Analytics) where information is collected using a very in-depth interview method and literature, after that in the analysis until finding conclusions. This study provides the result that murabahah contract financing and repayment in accelerated both in sharia and conventional banking has been in accordance with the requirements and regulations in force, but still needed will be government intervention in the manufacture of regulations to create a more ethical competitive climate, especially that can result in accelerated repayment so that often takeover financing or credit from sharia banks to conventional and vice versa. The implications of this study to share knowledge to the public who still lack understanding between financing, especially murabahah agreement and repayment in accelerated that occurs in Sharia banking. So it is expected to provide in-depth guidance as knowledge to make decisions between sharia or conventional banks in an effort to meet the needs of financing.
Qardh al-Hasan as a Tool for Urban Justice: A Comparative Fiqh Perspective for Financial Inclusion in Bandung’s MSME Sector Ahmad Ridwansah, Asep; Susandi, Adi; Jubaedah , Dedah; Setiawan, Iwan; Sudrajat, Dede
Zona Law And Public Administration Indonesia Vol. 3 No. 6 (2025): November 2025
Publisher : Yayasan Mentari Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract This conceptual study employs a comparative fiqh (Islamic jurisprudence) perspective to analyze Qardh al-Hasan (benevolent, interest-free loans) as an instrument for urban financial inclusion in Bandung, Indonesia. Through a systematic literature review enhanced with jurisprudential analysis, the research examines divergent interpretations across Islamic legal schools (madhahib) and their implications for implementing Qardh al-Hasan within Bandung's MSME sector. The study aims to: (1) analyze comparative fiqh debates on Qardh al-Hasan as a developmental tool, (2) identify operational variations in different Muslim-majority urban contexts, and (3) formulate an inclusive governance model synthesizing juristic flexibility with contemporary urban needs. Findings reveal that while classical fiqh emphasizes Qardh al-Hasan's charitable nature, contemporary juristic innovations (takyīr fiqhi) permit structural adaptations that enhance sustainability without compromising Sharia principles. The proposed Tripartite Partnership Model integrates comparative fiqh insights with urban governance theory, offering a flexible framework adaptable to Bandung's socio-economic landscape while maintaining juristic integrity. This research contributes to the discourse on Islamic financial inclusion by demonstrating how juristic pluralism can inform practical policy solutions for urban poverty alleviation.
The Implication of Property Classification on Contract Validity and Tasharruf Rights: A Comparative Analysis of Fiqh Schools Susandi, Adi; Fattah, Abdul; Jubaedah , Dedah; Setiawan, Iwan
Zona Law And Public Administration Indonesia Vol. 3 No. 6 (2025): November 2025
Publisher : Yayasan Mentari Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Property (al-māl) occupies a central position in Islamic law as part of Maqāṣid al-Syarī‘ah. However, there is a fundamental divergence among Fiqh schools regarding its ontological definition. The Hanafi school emphasizes a materialistic approach requiring physical existence and storability while the Majority (Jumhur) scholars (Maliki, Shafi'i, and Hanbali) adopt a value-based functional approach. This study aims to analyze these comparative views and their implications for contract validity and disposal rights (ḥaq taṣarruf), particularly within the context of the digital economy. Using a qualitative library research method with a juridical-normative approach, this study finds that the Jumhur’s definition is more adaptive to modern intangible assets such as cryptocurrencies and NFTs. Conversely, the Hanafi distinction between invalid (fāsid) and void (bāṭil) contracts offers legal stability in transactions. The study concludes that a methodological synthesis between Hanafi’s legal rationality and the Jumhur’s value-orientation is necessary to construct a contemporary Fiqh Muamalah that is responsive to technological disruption while maintaining Sharia compliance
Telaah Yuridis Gharar dalam Fatwa DSN-MUI dan Relevansinya dengan Kompilasi Hukum Ekonomi Syariah (KHES) Susandi, Adi; Fauzan Januri; Sofian Al-Hakim
TAFAQQUH Vol. 10 No. 2 (2025): Tafaqquh : Jurnal Hukum Ekonomi Syariah dan Ahwal Syahsiyah
Publisher : STIS DAFA MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70032/pv1jc677

Abstract

This study provides a normative-juridical review of the concept of gharar in five fatwas issued by Indonesia's National Sharia Council (DSN-MUI) that directly relate to muamalah contracts, and examines their relevance to the Compilation of Sharia Economic Law (KHES). Using content analysis of primary legal documents, the study finds that: (1) DSN-MUI formulates gharar explicitly and operationally within specific contract types; (2) KHES contains substantive principles relevant to the prohibition of gharar but does not mention the term explicitly; and (3) harmonization between the two is highly feasible at the level of principles, but requires structural reform at the normative formulation level. The study recommends amendments to KHES, formalization of fatwas as jurisprudence, and strengthening judges' capacity in applied fiqh muamalah as concrete steps toward harmonization.
Co-Authors Abdul Fattah Ahmad Ridwansah, Asep DEDE SUDRAJAT Fauzan Januri Iwan Setiawan Jubaedah , Dedah Muhammad Romli dan Suprihatin Andes Ismayana Mukhlas, Oyo Sunaryo Rahman, Adun Sofian Al Hakim, Sofian Sofian Al-Hakim