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All Journal SULTANIST: Jurnal Manajemen dan Keuangan Bantenese Jurnal Pengabdian Masyarakat JURNAL LENTERA BISNIS Dinasti International Journal of Education Management and Social Science Al-Kharaj: Journal of Islamic Economic and Business Jurnal Ilmiah Manajemen Kesatuan Jurnal Ilmiah Research and Development Student Nomico JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI JER Indonesian Journal of Innovation Multidisipliner Research Oikonomia : Journal of Management Economics and Accounting Nomico
Dian Widyantini
Universitas Langlangbuana, Jawa Barat, Indonesia
Religion Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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The Meaning of Risk in Stock Investment: A Phenomenological Study of Beginner Investors Retnowati Jasa; Bambang Sugeng Dwiyanto; Dian Widyantini; Wiwit Agustina; Dany Luqyana Idris
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.11496

Abstract

The development of the capital market in Indonesia has increased the number of novice investors investing in stocks through various digital platforms. However, this increased participation has not been fully accompanied by a deep understanding of investment risk. Most previous studies have focused on quantitative risk measurement, while the meaning of risk based on investors' lived experiences is still relatively rare. This study aims to understand the meaning of risk in stock investment from the perspective of novice investors using a phenomenological approach. This study employed a qualitative method with a phenomenological approach. Informants were selected through purposive sampling technique, namely novice investors who have actively invested in stocks, have experienced both profits and losses, and are willing to share their investment experiences. Data were collected through in-depth interviews, observation, and documentation, then analyzed using phenomenological analysis stages through bracketing, horizontalization, grouping themes, and compiling textural and structural descriptions to uncover the essence of informants' experiences. The results show that risk is interpreted as an integral part of stock investment, not simply the potential for financial loss. Experience with losses, market fluctuations, and emotional stress shapes investors' perspectives to become more rational, cautious, and able to control their emotions when making investment decisions. Furthermore, the social environment and digital media influence risk perception, although personal experience is a key factor in developing a more mature understanding. This research contributes to the development of behavioral finance studies by demonstrating that the meaning of risk is a construct of investors' lived experiences. The research findings also offer practical implications for regulators, securities firms, and educational institutions in designing investment education programs that emphasize risk understanding and managing investor behavior.
Moonlighting Intention among Lecturers: The Impact of Career Dissatisfaction and Work Life Balance Dian Wahyuningsih; Dian Widyantini; Jati Kusuma
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 5 (2025): JIMKES Edisi September 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i5.3838

Abstract

The growing prevalence of moonlighting among university lecturers, driven by career dissatisfaction and work-life balance challenges, has raised concerns about its impact on academic performance and well-being. This study explores the factors influencing lecturers’ intentions to engage in secondary employment, focusing on the interplay between career dissatisfaction and work-life balance. Using a qualitative literature review methodology, the research synthesizes existing studies to examine psychological and structural drivers of moonlighting. The findings reveal that dissatisfaction with career advancement, inadequate compensation, and lack of recognition significantly predict moonlighting intentions, while work-life balance serves as both a negative predictor and a mediating factor between career dissatisfaction and moonlighting. This study uniquely contributes to theory by extending work-life balance frameworks to highlight emotional and mental strain as key drivers in academia, and to practice by offering actionable strategies for institutions. Higher education institutions should address these issues through improved compensation, career development opportunities, recognition, and flexible work policies to reduce moonlighting and enhance faculty satisfaction. These findings underscore the need for targeted interventions to support lecturers’ well-being and institutional productivity, providing a foundation for future research and policy development in academia.
Pengaruh Penerapan Sistem Informasi Akuntansi dan Manfaat Teknologi Informasi Terhadap Kinerja UMKM di CV. Tiga Berlian Kreasi Aditya Raja Anwar Sembiring; Ari Bramasto; Dian Widyantini
Indonesian Journal of Innovation Multidisipliner Research Vol. 4 No. 2 (2026): April - Juni
Publisher : Institute of Advanced Knowledge and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/ijim.v4i2.1082

Abstract

Kinerja Usaha Mikro, Kecil, dan Menengah (UMKM) merupakan salah satu faktor penting yang menentukan keberlangsungan dan daya saing usaha di tengah perkembangan ekonomi dan kemajuan teknologi yang semakin pesat. Dalam era digital, penerapan sistem informasi akuntansi dan pemanfaatan teknologi informasi menjadi aspek yang dapat membantu UMKM meningkatkan efektivitas pengelolaan usaha, kualitas pengambilan keputusan, serta efisiensi operasional. Penelitian ini bertujuan untuk mengetahui pengaruh penerapan sistem informasi akuntansi dan manfaat teknologi informasi terhadap kinerja UMKM pada CV Tiga Berlian Kreasi Kecamatan Cipatat. Metode penelitian yang digunakan adalah metode deskriptif dan verifikatif dengan pendekatan kuantitatif. Populasi dalam penelitian ini berjumlah 40 karyawan, dengan sampel sebanyak 34 responden yang ditentukan menggunakan teknik simple random sampling. Pengumpulan data dilakukan melalui penyebaran kuesioner yang disusun berdasarkan indikator variabel penelitian. Analisis data menggunakan metode Structural Equation Modelling-Partial Least Square (SEM-PLS) dengan bantuan aplikasi SmartPLS untuk menguji hubungan antarvariabel dan mengukur tingkat pengaruh masing-masing variabel independen terhadap variabel dependen. Hasil penelitian menunjukkan bahwa penerapan sistem informasi akuntansi dan manfaat teknologi informasi berpengaruh positif dan signifikan terhadap kinerja UMKM. Sistem informasi akuntansi yang diterapkan dengan baik mampu menghasilkan informasi yang akurat, relevan, dan tepat waktu sehingga mendukung proses perencanaan, pengendalian, dan pengambilan keputusan. Selain itu, pemanfaatan teknologi informasi membantu meningkatkan efisiensi kerja, mempercepat akses informasi, serta mendukung pengembangan usaha secara berkelanjutan. Dengan demikian, semakin optimal penerapan sistem informasi akuntansi dan pemanfaatan teknologi informasi, maka semakin tinggi pula kinerja UMKM yang dihasilkan.
Co-Authors Aditya Raja Anwar Sembiring Adlinsyah Boer Affar, Muhammad Afrizal Afrizal Alfiana Alfiana Andi Andi Ari Bramasto Bambang Sugeng Dwiyanto Boer, Adlinsyah Dany Luqyana Idris Dian Wahyuningsih Farah Juniati Meutianingrum Fitri Yani Jalil, Fitri Yani Ilyas Ilyas Irawaty, Rosalia Jati Kusuma Lismaryanti, Lismaryanti LISTIANA SRI MULATSIH Maha Martabar Mangatas L Mangatas L, Maha Martabar Musran Munizu Musran Munizu Nurwenda, Mirna Retnowati Jasa Siti Aisyah Siti Aisyah Soekanda, Ellya Suherman, Ujang Triana Meinarsih Victor Pattiasina Wiwit Agustina