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PENGENALAN DAN PENERAPAN LAPORAN KEUANGAN BERBASIS MICROSOFT EXCEL PADA KOPERASI DI DESA PATONGKO KABUPATEN SINJAI Andi Urfia Awaliah; Mahyudin Usman
J-ABDI: Jurnal Pengabdian kepada Masyarakat Vol. 5 No. 3: Agustus 2025
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Patongko Village in Sinjai Regency is one of the areas involved in the Koperasi Merah Putih program, a government initiative aimed at strengthening rural economies through cooperative development. However, field realities show that cooperative management still faces several challenges, such as low financial literacy, limited use of information technology, and minimal understanding among cooperative leaders about financial reports. The Community Service Program (PKM) conducted in June 2025 aimed to introduce and train the use of Microsoft Excel as a tool in preparing cooperative financial reports. The method used was a qualitative literature study combined with participatory observation during training sessions involving 22 cooperative participants. The results showed that practical and participatory approaches were effective in improving participants’ understanding of digital financial recording, although challenges in infrastructure and technological literacy remained. This study emphasizes the importance of strengthening the human resource capacity of cooperatives through contextual training based on simple technology as an initial step toward the digitalization of financial management in rural cooperatives
Penipuan Pinjaman Online di Indonesia: Modus Pelaku dan Strategi Pencegahan Una, Bachrudin K.; Cesilia Arum Septianingsih; Putri Ratnasari; Andi Urfia Awaliah
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.2736

Abstract

Penelitian ini mengkaji fenomena penipuan fintech lending ilegal (pinjaman online) yang marak terjadi di Daerah Istimewa Yogyakarta, khususnya selama masa pandemi COVID-19. Metode yang digunakan adalah pendekatan kualitatif dengan studi kasus, melalui wawancara mendalam terhadap pegawai OJK, Satgas Waspada Investasi, serta korban pinjol ilegal. Analisis dilakukan dengan perangkat lunak NVivo 11 berdasarkan teori Routine Activity Theory, yang menyoroti kejahatan sebagai hasil interaksi antara pelaku, korban, dan ketiadaan pengawasan. Hasil penelitian menunjukkan bahwa rendahnya literasi keuangan dan tingginya desakan ekonomi menjadi faktor utama masyarakat terjebak pinjol ilegal. Modus-modus penipuan yang ditemukan antara lain pinjaman beranak, pencairan fiktif, intimidasi, dan penyebaran data pribadi. Selain itu, kelemahan sistem pelaporan OJK, keterbatasan edukasi, dan kendala teknis memperburuk perlindungan terhadap korban. Penelitian ini merekomendasikan peningkatan literasi digital, publikasi rutin daftar pinjol legal/ilegal, serta koordinasi lintas lembaga untuk pencegahan dan penindakan yang lebih efektif terhadap penipuan pinjaman online.
PENGARUH PROFITABILITAS, UKURAN PERUSAHAAN DAN PERTUMBUHAN PERUSAHAAN TERHADAP NILAI PERUSAHAAN DENGAN STRUKTUR MODAL SEBAGAI VARIABEL MODERASI (Studi Empiris pada Perusahaan Sektor Transportasi dan Logistik yang Terdaftar di Bursa Efek Indonesia Periode Rizkia Ayu Salsabila Rosyidi; Eni Dwi Susliyanti; Cesilia Arum Septianingsih; Andi Urfia Awaliah
Juremi: Jurnal Riset Ekonomi Vol. 4 No. 1: Juli 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/juremi.v4i1.8449

Abstract

This research was conducted to examine the effect of profitability, firm size and firm growth on firm value and to test moderation using the capital structure in transportation and logistics sector companies listed on the Indonesia Stock Exchange for the 2018-2021 period. Data obtained from the Indonesia Stock Exchange (IDX) website, www.idx.co.id. The method used was purposive sampling with a final data sample 31. The data analysis used was t test and Moderated Regression Analysis (MRA). The results of this study indicate that profitability has a significant positive effect on firm value while firm size and firm growth have an insignificant negative effect on firm value and capital structure is not able to moderate the profitability of company size and firm growth on firm value
Pelatihan Ekonomi Rumah Tangga dan Manajemen Keuangan Keluarga Untuk Meningkatkan Kesejahteraan: Penelitian Septi Wifasari; Yulistina; Fajar Budiyanto; Andi Urfia Awaliah; Dadang Purwo Ariwidodo
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 2 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 2 (October 202
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i2.4101

Abstract

The training on household economics and family financial management aims to improve well-being. The program encompasses preparation, participant outreach and recruitment, training implementation, mentoring and monitoring, and program evaluation. The results indicate that the training on household economics and family financial management successfully improved participants' financial literacy, particularly in terms of knowledge, skills, and attitudes regarding financial management. Participants were able to prepare budgets, record cash flows, and plan savings and emergency funds. Furthermore, behavioral changes occurred, such as reduced consumer spending and wiser debt management. Positive impacts were seen in improved family well-being through more controlled spending, reduced reliance on loans, and increased family harmony. However, challenges such as unstable income, consumer habits, and lack of family support require continued mentoring to ensure the training's sustainability.