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All Journal Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan JURNAL PENDIDIKAN TAMBUSAI Bilancia : Jurnal Ilmiah Akuntansi EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Jurnal Ilmiah Akuntansi Kesatuan Enrichment : Journal of Management Jurnal Pengabdian UNDIKMA SENTRI: Jurnal Riset Ilmiah ABDINE Jurnal Pengabdian Masyarakat Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) PARADUTA : Jurnal Ekonomi dan Ilmu-Ilmu Sosial Al-Muhasib: Journal of Islamic Accounting and Finance Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) Jurnal Akuntansi Pajak dan Manajemen
Khoiriawati, Novi
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Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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Pemberdayaan Ibu Rumah Tangga Melalui Edukasi Investasi Syariah Berbasis Sektor Riil di Kecamatan Kedungwaru Kabupaten Tulungagung Meirini, Dianita; Khoiriawati, Novi; Fitriasari, Amanda
Jurnal Pengabdian UNDIKMA Vol. 7 No. 1 (2026): February
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v7i1.18667

Abstract

This community service program aims to enhance participants’ Islamic financial literacy, bookkeeping skills, and awareness of the importance of ideal budget allocation in accordance with the Financial Services Authority (OJK) standards, enabling housewives to manage family income more balancedly and with a future-oriented perspective. The program was implemented using a participatory education approach, and its outcomes were evaluated through pre-test and post-test analyses. The results indicated an improvement in participants’ understanding of family financial planning based on Islamic principles, particularly in incorporating components such as investments, emergency savings, and zakat into household budgets. Furthermore, participants became capable of preparing more proportional budgets and understanding ideal expenditure allocations, including a recommended minimum investment of 5%–15% of income. Investment interest increased significantly, with 89% of participants expressing willingness to allocate a portion of their income for investment, primarily in gold, bank savings, land, and deposits. Overall, the program was deemed successful, as evidenced by full participant engagement and measurable improvements in financial literacy and investment interest.
Co-Authors A'mala, Anisa Khoirun Aini, Ayshifa Nur Andika, Irza Arrosyida, Via Astati, Selfea Dewi denytasari, Rizma Dewi, Aisfitria Riski Dewi Riski eka rahmawati Firdaus, Muhammad Fahrizal Fitri Amelia Fitri Ismayanti, Nurul Fitriasari, Amanda Harahap, Subur HERU Khikmah, Putri Lailatul Khoirunisa, Nanda Anggi Kurla, Addiniyah Anis Majalina, Gita Margireta, Ira Anugerah Meika, Dea Meirini, Dianita Miftaqur Rohmah, Sifa Muhammad Zainul Abidin, Muhammad Zainul Muhsin Nabila, Ratna Nada, Ayu Ni’matin Pravitasari, Helga Ayu Ramadhan, Mutiara Lailatul Rely, Gilbert Safitri, Ela Nur Saputri, Anggrilia Mega Sari, Irma Kurnia Tussa'adah, Fitria Virgia, Clariza Aninda Widiantoro, Dicky Wijaya, Catur Restu Wulansari, Berliana Tri