Novian, Hendra
Sekolah Tinggi Agama Islam (STAI) Maarif Kalirejo Lampung

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Hubungan Dinamis Arus Modal Asing, Nilai Tukar Rupiah dan Pergerakan Indeks JII 30 dengan Metode Pendekatan Vector Autoregressive (VAR) pada Masa Pandemi Covid 19 Muhammad Suhaidi; Winda Anggraini; Hendra Novian; M. Nasor; Nina Ayu Puspita Sari
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5756

Abstract

This study was conducted to determine the dynamic relationship of foreign capital flows, the rupiah exchange rate and the movement of the JII 30 index. The type of research used is quantitative research with the Autoregressive vector analysis (VAR) method using daily time series data for the period March-December 2019 to March-December. 2020 with the help of the eviews 9. Data collection was carried out using secondary data in the form of published reports from websites related to research. The population of this study are companies listed in the Jakarta Islamic Index (JII). The sampling technique used in this research is the saturated sample technique. The number of companies that were sampled in this study were 30 companies. Granger causality test results show that the variable of foreign capital flows has a one-way relationship with the rupiah exchange rate, where foreign capital flows affect the rupiah exchange rate in Indonesia. Then the variable of foreign capital flows also has a one-way relationship with the JII 30 movement index. Where foreign capital flows affect the JII 30 movement index, as well as the rupiah exchange rate variable has a one-way relationship with the JII 30 movement index. Where the JII 30 index affects the exchange rate. rupiah. The results of another study using the cointegration test show that the variables of foreign capital flows, the rupiah exchange rate and the JII 30 movement index have a long-term equilibrium relationship. Foreign capital flows and the rupiah exchange rate before and before covid 19 did not affect each other, while the rupiah exchange rate before and before covid 19 affected the JII 30 index.
Peran Pelayanan Aplikasi IBS Mobile Dalam Meningkatkan Kepuasan Anggota KSPPS BMT Artha Buana Metro Lampung Muna Khtufia; Hendra Novian Novian; Ari Fatihatul Hidayah Hidayah
Falah Journal of Sharia Economic Law Vol. 3 No. 2 (2022): Falah: Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al-Ma'arif Way Kanan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55510/fjhes.v3i2.150

Abstract

Kepuasan pelanggan merupakan kesan yang timbul dari seseorang berupa perasaan senang atau kecewa dari hasil membandingkan kinerja suatu produk dengan harapan-harapan yang dimiliki. Oleh sebab itu, kepuasan pelanggan menjadi bagian integral dalam visi, misi, tujuan dan positioning statement dalam sebuah perusahaan. Penelitian ini bertujuan untuk mengetahui peran pelayanan aplikasi IBS Mobile dalam meningkatkan kepuasan anggota KSPPS BMT Artha Buana Metro Lampung. Jenis penelitian yang dilakukan adalah field research yang bersifat diskriptif kualitatif, dengan teknik pengumpulan data menggunakan metode wawancara dan dokumentasi. Hasil penelitian menunjukkan peran pelayanan melalui IBS Mobile dalam meningkatkan kepuasaan anggota di BMT Artha Buana Metro berdasarkan nilai maqasid syariah dipengaruhi oleh aspek antara lain : (1) Peran Maslahah, pengguna merasa cukup puas dalam penggunaan aplikasi IBS Mobile karena kemudahan-kemudahan yang didapatkan dalam melakukan transfer, pembelian dan pembayaran tagiihan tanpa batas waktu dan tempat; (2) Peran Kemudahan Mengakses, pengguna merasa puas menggunakan aplikasi dikarenakan fitur di dalam IBS Mobile mudah dipahami
Perbandingan Pembiayaan Bank Muamalat Indonesia Sebelum dan Sesudah Pandemi Covid-19 Budi Suharto; Muhammad Wardani Anwar; Fauzi Fauzi; Hendra Novian
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11354

Abstract

The impact of Covid-19 on the movement of financing values, many have experienced a decline, including Bank Muamalat Indonesia. Before and during the Covid-19 pandemic, all financing values classified as productive assets at Bank Muamalat Indonesia experienced turmoil in their intermediary function which tended to decline. Changes that occur in the value of financing are a reflection of the performance of Bank Muamalat Indonesia itself and are a response to various external factors in Indonesia. This research formulated other problems, 1) How was the movement of financing products before the Covid-19 pandemic at Bank Muamalat Indonesia? 2) How was the movement of financing products during the Covid-19 pandemic at Bank Muamalat Indonesia? 3) Were there significant differences in financing products before and during the Covid-19 pandemic at Bank Muamalat Indonesia? The sampling technique used was purposive sampling. The amount of financing sampled in this study is limited to murabahah, istisna, qardh, mudharabah, musyarakah, and ijarah financing. The analytical method used is descriptive comparative analysis with data processing using the SPSS 25 program. In this study, the results obtained based on the paired sample t-test differed that there were significant differences in murabahah, istisna', qardh, musyarakah financing with successive values of 0.000, 0.000, 0.011, 0.045 and there were no significant differences in mudharabah financing before and during the Covid-19 pandemic with a value of 0.455. Meanwhile, the results of the Wilcoxon signed rank test for ijarah financing with a value of 0.028 indicate that there were significant differences before and during the Covid-19 pandemic at Bank Muamalat Indonesia.
Pengaruh Pengetahuan Produk Terhadap Minat Menabung di Bank Syariah Indonesia (BSI) Hendra Novian; Muhamad Wardany Anwar; Fauzi Fauzi; Rita Irviani
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11358

Abstract

Public interest in saving is the most basic thing for banks because it can help grow the success of banks, while customer knowledge about savings products will be a factor that influences customer interest in saving. The lack of socialization to the public or customers in introducing Islamic bank products, especially savings products, causes the public or customers to understand less about existing savings products. The purpose of this research is to determine the extent of the influence of product knowledge on interest in saving at Bank Syariah Indonesia (BSI) Kalirejo Central Lampung Cash Office in 2022. This type of research is a descriptive research type and uses a quantitative approach method with the population, namely customers who save at Bank Syariah Indonesia (BSI) Kalirejo Central Lampung Cash Office. This research is a study that uses descriptive research and quantitative approach methods with the population, namely customers who save at Bank Syariah Indonesia (BSI) Kalirejo Cash Office, Central Lampung. The sampling technique used Probability Sampling technique with Simple Random Sampling method with Slovin formula as many as 99 customers. Data collection techniques using questionnaires (questionnaires), observation, interviews and documentation. Based on the results of the study, it can be concluded that the influence of knowledge of each type of savings product has a positive effect on interest in saving at Bank Syariah Indonesia (BSI) Kalirejo Cash Office, Central Lampung. This is evidenced by the results of the joint test (T-test), namely the acquisition of a significant value of 0.000
Pengaruh Rekonsiliasi Terhadap Efektivitas Pengendalian Kas : ( Study Kasus Pada Pondok Pesantren Mafatikhul Huda Sendangasri Lampung Tengah ) Hujaimah, Siti; Novian , Hendra
Margin: Jurnal Bisnis Islam dan Perbankan Syariah Volume 2 Nomor 2 Agustus 2023
Publisher : Sekolah Tinggi Agama Islam Ma`arif Kalirejo Lampung Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58561/margin.v2i2.96

Abstract

Rekonsiliasi adalah proses penyocokan data transaksi keuangan yang diproses dengan beberapa sistem / subsistem yang berbeda berdasarkan dokumen sumber yang sama. Laporan keuangan merupakan tolak ukur dan evaluasi kinerja manajerial dan organisasi. Pemakai eksternal menjadikan laporan keuangan sebagai salah satu bentuk mekanisme pertanggungjawaban dan sebagai dasar untuk pengambilan keputusan. Pondok pesantren Mafatikhul Huda telah menyajikan atau membuat laporan keuangan dalam bentuk pembukuan dengan menggunakan pencatatan single entry. Jenis metode yang dilakukan dalam penelitian adalah metode kuantitatif yang menggunakan metode ex post facto. Hasil penelitian menyimpulkan bahwa rekonsiliasi berpengaruh terhadap efektivitas pengendalian kas pada Pondok Pesantren Mafatikhul Huda Sendangasri.
PENGARUH PENERBITAN SUKUK IJARAH PADA PROFITABILITAS PERUSAHAAN DI INDONESIA Novian, Hendra; Hermanto, Agus
ASAS Vol. 13 No. 1 (2021): Asas, Vol. 13, No. 01 Juni 2021
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/asas.v13i1.9329

Abstract

Penerbitan surat berharga perusahaan dapat menambah rasio profitabilitas. Salah satu surat berharga yang dapat diterbitkan adalah sukuk ijarah dimana merupakan surat berharga yang diterbitkan atas dasar-dasar nilai Islam dandinilai cukup prospektif bagi para emiten. Di Indonesia, sukuk ijarah diterbitkan oleh berbagai perusahaan sehingga dilakukan penelitian mengenai hal ini dan hubungannya dengan profitabilitas perusahaan. Populasi dalam penelitian ini adalah seluruh perusahaan yang menerbitkan sukuk ijarah pada Indonesia Stock Exchange (IDX) dari tahun 2013-2018. Sedangkan pengambilan sampel menggunakan purposive sampling yang menunjukkan hanya 9 perusahaan memenuhi kriteria. Hasil penelitian memperlihatkan bahwa sukuk ijarah memiliki pengaruh terhadap profitabilitas perusahaan. Ketika rasio dari sukuk ijarah meningkat 1% maka profitabilitas meningkat sebesar 0,085%.Keywords: Sukuk Ijarah, Profitability
Perbandingan Pembiayaan Bank Muamalat Indonesia Sebelum dan Sesudah Pandemi Covid-19 Suharto, Budi; Anwar, Muhammad Wardani; Fauzi, Fauzi; Novian, Hendra
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11354

Abstract

The impact of Covid-19 on the movement of financing values, many have experienced a decline, including Bank Muamalat Indonesia. Before and during the Covid-19 pandemic, all financing values classified as productive assets at Bank Muamalat Indonesia experienced turmoil in their intermediary function which tended to decline. Changes that occur in the value of financing are a reflection of the performance of Bank Muamalat Indonesia itself and are a response to various external factors in Indonesia. This research formulated other problems, 1) How was the movement of financing products before the Covid-19 pandemic at Bank Muamalat Indonesia? 2) How was the movement of financing products during the Covid-19 pandemic at Bank Muamalat Indonesia? 3) Were there significant differences in financing products before and during the Covid-19 pandemic at Bank Muamalat Indonesia? The sampling technique used was purposive sampling. The amount of financing sampled in this study is limited to murabahah, istisna, qardh, mudharabah, musyarakah, and ijarah financing. The analytical method used is descriptive comparative analysis with data processing using the SPSS 25 program. In this study, the results obtained based on the paired sample t-test differed that there were significant differences in murabahah, istisna', qardh, musyarakah financing with successive values of 0.000, 0.000, 0.011, 0.045 and there were no significant differences in mudharabah financing before and during the Covid-19 pandemic with a value of 0.455. Meanwhile, the results of the Wilcoxon signed rank test for ijarah financing with a value of 0.028 indicate that there were significant differences before and during the Covid-19 pandemic at Bank Muamalat Indonesia.
Pengaruh Pengetahuan Produk Terhadap Minat Menabung di Bank Syariah Indonesia (BSI) Novian, Hendra; Anwar, Muhamad Wardany; Fauzi, Fauzi; Irviani, Rita
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11358

Abstract

Public interest in saving is the most basic thing for banks because it can help grow the success of banks, while customer knowledge about savings products will be a factor that influences customer interest in saving. The lack of socialization to the public or customers in introducing Islamic bank products, especially savings products, causes the public or customers to understand less about existing savings products. The purpose of this research is to determine the extent of the influence of product knowledge on interest in saving at Bank Syariah Indonesia (BSI) Kalirejo Central Lampung Cash Office in 2022. This type of research is a descriptive research type and uses a quantitative approach method with the population, namely customers who save at Bank Syariah Indonesia (BSI) Kalirejo Central Lampung Cash Office. This research is a study that uses descriptive research and quantitative approach methods with the population, namely customers who save at Bank Syariah Indonesia (BSI) Kalirejo Cash Office, Central Lampung. The sampling technique used Probability Sampling technique with Simple Random Sampling method with Slovin formula as many as 99 customers. Data collection techniques using questionnaires (questionnaires), observation, interviews and documentation. Based on the results of the study, it can be concluded that the influence of knowledge of each type of savings product has a positive effect on interest in saving at Bank Syariah Indonesia (BSI) Kalirejo Cash Office, Central Lampung. This is evidenced by the results of the joint test (T-test), namely the acquisition of a significant value of 0.000
Pengaruh Pembinaan Account Officer Terhadap Kelancaran Pengembalian Pembiayaan Murabahah Novian, Hendra; Alfaini, Izza
Margin: Jurnal Bisnis Islam dan Perbankan Syariah Volume 1 Nomor 2 Agustus 2022
Publisher : Sekolah Tinggi Agama Islam Ma`arif Kalirejo Lampung Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (339.635 KB) | DOI: 10.58561/margin.v1i2.46

Abstract

Sektor perbankan sangat penting untuk kemajuan negara. Hal ini mengingat perbankan memiliki produk pembiayaan yang merupakan salah satu sumber dana yang paling penting dari setiap jenis usaha terlebih, bisnis perbankan semakin berkembang dan memasuki bisnis perbankan syariah.Sistem perbankan syari’ah menawarkan pilihan pembiayaan bank yang lebih menguntungkan bagi sektor usaha kecil dan menengah namun tetap saja memiliki risiko dalam kegagalan pengembalian pembiayaan. Penelitian ini dilakukan di Bank Mandiri Syariah, Kota Bandar Lampung, Indonesia. Penelitian dilakukan untuk melihat apakah pembinaan dari Account Officer memiliki pengaruh terhadap pengembalian pembiayaan oleh nasabah. Hasil Penelitian menunjukkan bahwa pembinaan oleh Account Officer berpengaruh terhadap pengembalian oleh nasabah yang ada di Bank Mandiri Syariah Kota Bandar Lampung.