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Journal : Jurnal Ekonomi, Bisnis dan Manajemen

DETERMINAN SHARIA COMPLIANCE DALAM PENGUMPULAN ZIS MELALUI BUDAYA KENCLENG Holilur Rahman; Mujibno Mujibno; Idha Suhartatik; Abdullah Muhammady
Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 4, No 2 (2023): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/masyrif.v4i2.1333

Abstract

This article aims to reveal the determinants of sharia compliance in collecting Zakat, Infaq and Shadaqah (ZIS) funds through the charity box culture (kencleng  ) at the Sumenep Zakat, Infaq and Shadaqah Amil Institute (LAZISNU) involving non-Muslims. Collecting ZIS through kencleng   involving non-Muslims is problematic. This research examines the kencleng   culture in collecting ZIS as a factor that determines sharia compliance. This article argues that fundrasing through kencleng   culture involving non-Muslims in Lazisnu Sumenep city fulfills sharia compliance. The article is based on qualitative research with a case study approach. Data was collected through in-depth interviews, observation and document analysis. Research informants consisted of LAZISNU administrators, kencleng   distributors, shops, and ZIS donors. This article identifies four determinants of sharia compliance in fundraising donations through kencleng   culture at LAZISNU Sumenep: First, the generosity in fundraising is the initial motivation for participation in collecting ZIS. Second, the aqad factor of donations through kencleng as philanthropy determines the validity of ZIS. Third, regular monitoring and supervision by Sharia Supervisory Board (DPS) even though administratively it shows that standard operating procedures (SOP) are being implemented. Fourth, kencleng   socio-cultural norms help promote ZIS collection. The contribution of this research is the importance of strengthening sharia commitment, effectiveness, community participation and promotion as an effort to optimize ZIS collection. 
PENGARUH KECERDASAN EMOSIONAL TERHADAP KINERJA KARYAWAN Agus Sugiardi; Moh. Helmi Hidayat; Mujibno Mujibno
Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 3, No 2 (2022): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/masyrif.v3i2.850

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Kecerdasan Emosional terhadap Kinerja Karyawan. Penelitian ini menggunakan pendekatan kuantitatif dan jenis penelitiannya adalah explanatory research. Sampel penelitian berjumlah 100 karyawan PT Marinal Indo Prima, dengan metode yang digunakan adalah aksidental sampling. Jenis data yang digunakan berupa data primer yang diperoleh dari penyebaran kuesioner. Analisis data yang digunakan adalah Regresi Linier berganda. Hasil penelitian menunjukkan bahwa  Kecerdasan Emosionalberpengaruh positif dan signifikan terhadap Kinerja Karyawan.
OPTIMALISASI MINAT MENABUNG NASABAH PADA TABUNGAN BAROKAH DI PT. BPRS BHAKTI SUMEKAR CABANG PAMEKASAN Mujibno Mujibno; Ryan Aidil Hakim; Abdul Wahid; Amiruddin Amiruddin
Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 2, No 2 (2021): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/masyrif.v2i2.695

Abstract

This study aims to determine the optimization of customer interest in barokah savings at PT. BPRS Bhakti Sumekar. Barokah savings are savings or customer funds deposits in the form of rupiah savings with a wadhi'ah yadh dhamanah contract, namely as a pure deposit that will help manage your funds to be more blessed. This study uses descriptive qualitative methods with data collection techniques through interviews, the results of observations with case study designs from interviews with related and responsible parties that optimizing customer interest in barokah savings at BPRS Bhakti Sumekar Pamekasan Branch are quite good, where from From year to year, the number of customers has increased, with the assistance of the marketing department and very good socialization and door-to-door marketing strategies, so that they are helped and influential. The optimization has also been carried out carefully with caution both in terms of service, especially in friendliness in communicating with customers and always competent and consistent in determining the schedule that has been determined between the customer and the marketing party.
Brand Image and Customer Acquisition Strategy: A Case Study of an Islamic Microfinance Institution in Indonesia Amiruddin, Amiruddin; Mujibno, Mujibno
Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Vol 6, No 1 (2025): Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen
Publisher : Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/masyrif.v6i1.2147

Abstract

Baitul Maal wat Tamwil (BMT), as part of Islamic Microfinance Institutions (IMFIs), plays a crucial role in enhancing financial inclusion in areas not yet reached by formal banking systems. This study aims to analyze the strategies for brand image development and customer acquisition at BMT Nusantara Capem Prenduan. A qualitative approach was employed, utilizing in-depth interviews, observation, and documentation as data collection techniques. The data were analyzed through the processes of data reduction, presentation, and conclusion drawing. The findings reveal that the brand image of BMT is shaped by three main factors: the reputation of the parent pesantren institution, technological innovation through the Mobile UGT application, and a religious-humanist door-to-door service approach. Communication strategies are carried out directly by staff members through an active and consistent personal approach. Even during the institutional rebranding phase, customer trust and loyalty remained intact. These findings underscore the importance of a strong institutional image and well-directed communication strategies in enhancing the competitiveness and sustainability of IMFIs amid the dynamics of the digital economy.