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Pengaruh Informasi Akuntansi, Informasi Non Akuntansi, Manajemen Resiko Pembiayaan terhadap Keputusan Pemberian Pembiayaan yang dimoderasikan Pengalaman pada PT. Bank Riau Kepri Syariah Wilayah Kepri Maiza Tri Handayani; Chablullah Wibisono; Bambang Satriawan
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 1 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i1.5097

Abstract

The purpose of this study is to test accounting information, non-accounting information, financing risk management on financing decisions moderated by experience. This research approach uses associative research. The population in this study was 128 people who conducted financing analysis in the network of office units of PT. Bank Riau Kepri Syariah (Perseroda) in the Riau Islands Region. The sampling technique in this study used saturated samples and obtained a sample of 128 respondents. The data collection technique used a questionnaire with a Likert scale. The data analysis method used is Partial Least Square (PLS) using SmartPLS 3.0 Software. The results of this study indicate that accounting information, non-accounting information and risk management have a positive and significant effect on financing decisions, Experience moderates the effect of accounting information negatively and insignificantly on financing decisions with moderation qualifications as predictors, Experience moderates the effect of non-accounting information positively and significantly on financing decisions, with moderation qualifications as quasi moderation (pseudo moderation). Experience moderates the influence of financing risk management negatively and insignificantly on the Decision to Grant Financing with the qualification of moderation as a predictor
THE INFLUENCE OF LEADERSHIP, ORGANIZATIONAL CULTURE, MOTIVATION AND COMPENSATION ON EMPLOYEE PERFORMANCE IN REGIONAL APPARATUS ORGANIZATIONS (OPD) AT BAPERLITBANG KARIMUN REGENCY Sumiyati Sumiyati; Bambang Satriawan; Chablullah Wibisono; Ngaliman Ngaliman
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 2 No. 1 (2022): April (April-June)
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v2i1.205

Abstract

This research aims to analyze the influence of motivation, compensation, and commitment in an organization towards the Teacher’s Performance in Tunas Karya Pangkalpinang Foundation. In this research, the population is 50, with 35 respondents taken as a sample with purposive sampling method. The research population ranges from varied education background (from Associates Degree to Masters Degree), employee’s age ranging from 25 years to above, and minimal 5 years of duty with the rank/category ranges from 2nd grade (golongan II). The measurement is done with likert scale resulting to 7 alternatives of answer. The instrument tests done in this research are validity and reliability test, whereas the model test done in this research is co-efficiency determination, F test (Goodness of Fit) and t-test. Hypothesis test used in this research is done with regression analysis with the t-count. The hypothesis assessment uses t count for the frequency distribution towards significance rate (α) 5%. The result of the research shows that the variable of motivation, compensation, and commitment of organization works simultaneously to influence the teacher’s performance in Tunas Karya Pangkalpinang Foundation. However, with the t-test, not all Sig t results below 0,05. Based on the research result, there are some conclusions taken which are: (1) The motivation provides significant and positive influence towards the teacher’s performance in Tunas Karya Pangkalpinang Foundation. (2) The compensation does not provide significant and positive influence towards the teacher’s performance in Tunas Karya Pangkalpinang Foundation. (3) Organizational commitment provides significant and positive influence towards the teacher’s performance in Tunas Karya Pangkalpinang Foundation.
THE INFLUENCE OF LEADERSHIP, ORGANIZATIONAL CULTURE, MOTIVATION AND COMPENSATION ON EMPLOYEE PERFORMANCE IN REGIONAL APPARATUS ORGANIZATIONS (OPD) AT BAPERLITBANG KARIMUN REGENCY Zulkifli Eko Purwanto; Bambang Satriawan; Ngaliman Ngaliman; Muammar Khaddafi
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 2 No. 1 (2022): April (April-June)
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v2i1.213

Abstract

Globalization is the tools of the growth of humans life on nowadays. As we know, it is not only controlled the human aspects, but it is also manage the humans activity as economy system. The economy system are controlled by the technology. These technology not only for manage the outcome or income of Indonesian people. But, it is also for the source of economy growth in humans life. The source of technology on nowadays are used is digital marketing. The words of digital marketing are taken from digital where its meant as technology and marketing as the economy of business of investor or the people. The purpose of this research aimed to know the effect of digital marketing towards the economy system. Further, the economy system on nowadays are not used the humans effort anymore. The methodology research that used on these research are used qualitative design. The design that applied on these research because the data and the sample of these research are based on the journals and the books quotation without any steps on analyze of the data. The steps of conducting the research are following; a) the formulation of topic, where it coming from the idea or the source of reading the books; b) data collection, after the topics are founded to be the topics of read, then the data are collecting of the theory, quotation or another aspect of economy or digital marketing from the journal or the books; c) the hypothesis determination, these steps are coming from the reading the book or the quotation; d) recycling the result, these steps is the main steps on the research to know the result of the idea or the things on the human’s aspect of the management economy system. After the result are founded, there were the result of these research as following : 1) the consideration of human’s effort being low; 2) the transaction of marketing being bigger; 3) improving the creativity of human skill.
THE EFFECT OF COMPENSATION, WORKLOAD AND ORGANIZATIONAL COMMITMENT ON THE PERFORMANCE OF NON-ASN STATE HIGH SCHOOL TEACHERS IN BATAMCITY WITH ACHIEVEMENT MOTIVATION AS AN INTERVENING VARIABLE Sri Rahayu; Bambang Satriawan; Nolla Puspita Dewi
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 2 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i2.3822

Abstract

This study aims to analyze the effect of compensation, workload, and organizational commitment on the performance of non-ASN state high school teachers in Batam City, with achievement motivation as an intervening variable. The background of the study is based on the phenomenon of low performance of some non-ASN teachers as indicated by the increasing proportion of performance assessments in the "sufficient" category from 24.0% in 2023 to 29.5% in 2024, which is thought to be influenced by low compensation, high workload, and weak organizational commitment. This study uses a quantitative approach with an explanatory research method. The study population was all 359 non-ASN state high school teachers in Batam City, using a saturated sampling technique. Primary data were collected through a Likert-scale questionnaire, while secondary data were obtained from official documents of the Riau Islands Provincial Education Office. Data analysis was carried out using Structural Equation Modeling based on Partial Least Squares (SEM-PLS) to test the direct and indirect effects between variables. The results showed that compensation had a positive and significant effect on teacher performance and achievement motivation. Workload had a negative effect on performance, but not significant on achievement motivation. Organizational commitment has a positive and significant effect on performance and achievement motivation. Achievement motivation has a positive and significant effect on performance, while also mediating the relationship between compensation and organizational commitment on performance. However, achievement motivation does not mediate the effect of workload on performance. The implications of this study are the need for policies to increase appropriate compensation, manage proportional workloads, and strengthen organizational commitment to improve achievement motivation and the performance of non-civil servant teachers. This study is expected to serve as a reference for the Riau Islands Provincial Education Office in formulating human resource management policies in the education sector.
THE INFLUENCE OF COMPETENCY, JOB PLACEMENT AND ORGANIZATIONAL SUPPORT ON EMPLOYEE PERFORMANCE AT BPBD ANAMBAS REGENCY WITH JOB SATISFACTION AS AN INTERVENING VARIABLE Iswarijaya; Bambang Satriawan; Mohd. Gita Indrawan
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 2 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i2.3895

Abstract

The increasing frequency and complexity of disasters in Indonesia, with an average annual increase of 15%, requires Regional Disaster Management Agencies (BPBD) to have optimal human resource capacity. BPBD Anambas Regency faces significant challenges including 40% of employees lacking disaster management certification, 35% job placement mismatches, and performance evaluation conducted only once annually instead of the required four times. This study aims to analyze the influence of competency, job placement, and organizational support on employee performance with job satisfaction as an intervening variable at BPBD Anambas Regency. The research employed a quantitative descriptive design using saturated sampling technique with all 159 employees as respondents. Data were collected through structured questionnaires with 5-point Likert scale and analyzed using PLS-SEM through SmartPLS software. The results demonstrate that competency significantly influences job satisfaction (β=0.154, p<0.05) and employee performance (β=0.341, p<0.001), job placement significantly affects both job satisfaction (β=0.337, p<0.001) and employee performance (β=0.275, p<0.05), while organizational support significantly influences job satisfaction (β=0.405, p<0.001) but not employee performance directly. Job satisfaction significantly mediates the relationship between competency and performance (β=0.094, p<0.05) and between job placement and performance (β=0.101, p<0.05). The study concludes that job placement has the strongest direct effect on performance, while organizational support primarily influences performance through job satisfaction mediation, suggesting that BPBD Anambas Regency should prioritize strategic job placement and competency development while maintaining organizational support to enhance disaster management effectiveness.
THE EFFECT OF INTEGRITY, WORKLOAD, AND COMPETENCE ON THE PERFORMANCE OF BOS FUND MANAGERS OF STATE HIGH SCHOOL AND VOCATIONAL SCHOOL IN BATAM CITY WITH ORGANIZATIONAL COMMITMENT AS AN INTERVENING VARIABLE Astri Dhanarizki; Bambang Satriawan; Sri Yanti
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 3 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i3.4156

Abstract

This study aims to analyze the influence of integrity, workload, and competence on the performance of School Operational Assistance (BOS) Fund managers at public senior high schools (SMA) and vocational high schools (SMK) in Batam City, with organizational commitment as an intervening variable. The research method used is a quantitative method with a survey approach. The study population includes all BOS Fund managers at public senior high schools (SMA) and vocational high schools (SMK) in Batam City, while the sample was determined using a purposive sampling technique. Data collection was carried out through a questionnaire that has been tested for validity and reliability. Data analysis used a structural equation model (SEM) based on Partial Least Squares (PLS) to test the direct and indirect effects between variables. The results show that integrity, workload, and competence have a significant effect on performance, both directly and through organizational commitment. This finding implies that increasing integrity, proportional workload management, and developing the competence of BOS Fund managers can improve their performance, especially if supported by strong organizational commitment.