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ANALISIS PELAKSANAAN PENYALURAN KREDIT USAHA KECIL MENENGAH DALAM MENGATASI KREDIT MACET (STUDI KASUS PENYALURAN KREDIT BANK PERKREDITAN RAKYAT (BPR) HARTA MANDIRI DI PEKANBARU) Ari Mujahidin; Ruzikna "
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Vol 1, No 2: WISUDA OKTOBER 2014
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Riau

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Abstract

As a small business, the small and medium business unit in desperate need of financial assistance. One lender capital is PT. BPR Harta Mandiri Perkasa Cabang Pekanbaru. From the capital, the expected presence of small and medium businesses can thrive even in business. But in fact small and medium businesses have not been able to properly carry out their business in a profit. This leads to capital provided by BPR to become obstructed pengembaliannnya. Because capital is given a credit in the form of venture capital. With the ability of small and medium enterprises that are less so that the creation of bad loans that can be suffered by the RB. In addition to the loss of RB, also the loss of small and medium business unit itself.PT. BPR Harta Mandiri Perkasa Cabang Pekanbaru activity, in addition to lending to small and medium business unit, also lending to the general public in the form of credit is a credit for residential housekeeping. Activities PT. BPR Harta Mandiri Perkasa Cabang Pekanbaru olso provide savings and current accounts and deposits.The purpose of this study was to determine and analyze the implementation of small and medium enterprise lending banking sector in evaluating bad loans on PT. BPR Harta Mandiri Perkasa Cabang Pekanbaru.The results of the study concluded that the binding of the less than perfect credit guarantees are common in this bank. This is confirmed interviews with head xxxxxxxxxxxxx many cases binding guarantees less than perfect credit. But thankfully it did not lead to bad credit because fieldworkers who conducted a survey has provided confidence in the outstanding loans. acyl respondents indicate that the binding of a less than perfect credit guarantees can lead to bad credit. But in this bank, an increase in collateral rated as good by a majority of respondents. Thus, given the collateral can be used as collateral if the bad loans. Keywords: Small And Medium Businesses Lending, Bad Debt
PENGARUH SALES GROWTH, RETURN ON ASSET (ROA), RETURN ON EQUITY (ROE) TERHADAP HARGA SAHAM (Studi Kasus Pada Perusahaan Otomotif dan Komponen yang Terdaftar di Bursa Efek Indonesia) Hardiyanti Arsela; Ruzikna "
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Vol. 6: Edisi I Januari - Juni 2019
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Riau

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Abstract

This study aims to test partially and simultaneously the influence of Sales Growth, Return On Assets and Return On Equity on Stock Prices. Where the independent variables in this study are Sales Growth, Return On Assets, Return On Equity and the dependent variable is the Stock Price. The population used is automotive and component companies listed on the Indonesia Stock Exchange (IDX) for the 2015 to 2017 period. This study uses secondary data in the form of financial reports and annual reports on annual reports of automotive companies listed on the IDX for the period 2015-2017. Sampling uses a purposive sampling technique that is a company that has not suffered losses for 3 consecutive years and used is 11 companies. Data analysis using simple linear regression analysis, multiple linear regression, t test, f test, and test the coefficient of determination using SPSS 23. The results of this analysis indicate that the sales growth variable partially (t test) does not affect the stock prices of automotive companies and components listed on the Indonesia Stock Exchange, the variable return on assets partially (t test) affects the stock prices of registered automotive companies and components on the Indonesia Stock Exchange, the return on equity variable partially (t test) affects the stock prices of automotive companies and components listed on the Indonesia Stock Exchange. Simultaneous test results (f test) show the influence of variable sales growth, return on assets, return on equity on stock prices in automotive companies and components listed on the Indonesia Stock Exchange for the period 2015-2017. Keywords: Sales Growth, Return On Assets, Return on Equity And Stock Prices
ANALISIS PENGELOLAAN MODAL KERJA DALAM MENINGKATKAN LIKUIDITAS DAN PROFITABILITAS PADA PT. KIMIA FARMA (PERSERO) Tbk Aldino Syahputra; Ruzikna "
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Vol. 7: Edisi I Januari - Juni 2020
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Riau

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Abstract

Good working capital management determines the effectiveness and efficiency of the activities carried out by the company. This study aims to determine and analyze the effectiveness of working capital management in increasing liquidity and profitability at PT. Kimia Farma (Persero) Tbk. The type of data used in this study is quantitative data. The data source uses primary data obtained through interviews and secondary data using PT. Kimia Farma (Persero) Tbk for the period 2014-2018 and using ratio analysis.The results of the study are as follows: First, the management of working capital to liquidity which always decreases every year causes a decrease in the liquidity ratio as measured by the current ratio and fast ratio. This indicates a reduction in the company's financial ability to meet its short-term obligations. Second, the management of working capital to profitability causes a decrease in ROA which indicates the company's efforts to obtain reduced profits and ROE also decreases but sometimes increases which indicates the amount of profit in terms of investors.Keywords: Working Capital, Liquidity, Profitability
EFFECT OF LIUIDITY, SOLVENCY AND PROFITABILITY ON THE VALUE OF THE COMPANY AT PT. INDAH KIAT PULP AND PAPER TBK Tiara Meldiany Putri; Ruzikna "
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Vol. 7: Edisi I Januari - Juni 2020
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Riau

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Abstract

This research aims partially to test the effect of liquidity, solvency, and profitability on firm value. Where the independent variables in this study are liquidity, solvency and profitability and the dependent variables is the value of the company.This research uses secondary data in the form of company financial reports and annual reports on annual reports of PT. Indah Kiat Pulp And Paper Year 2007-2018. The data analysis use simple linear regression analysis, multiple linear regression, coefficient of determination and T test test using SPSS 23 devices.The analysis shows that the partial liquidity variable (t test) affect the value of  the company at PT. Indah Kiat Pulp And Paper, partial solvency variabel (test t) negatively affect the value of the company at PT. Indah Kiat Pulp And Paper, profitability variabel (test t) does not affect the value of the company at PT. Indah Kiat Pulp And Paper. Keywords: Likuidity, Solvency, Profitability, The Value of The Company
PENGARUH STRUKTUR MODAL, STRUKTUR KEPEMILIKAN DAN PROFITABILITAS TERHADAP NILAI PERUSAHAAN PADA PERUSAHAAN SUB SEKTOR KIMIA YANG TERDAFTAR DI BEI Firnanda Sofiar; Ruzikna "
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Vol. 6: Edisi II Juli - Desember 2019
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Riau

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Abstract

The aim of this study to determine the influences of Capital Structure, Ownership struvture and Profitability toward Companies Value of Chemistry which is listed on Indonesia Stock Excange. Ratio of capital structure is used as the independent variable is the Debt to Equity Ratio (DER). Ownership structure is used as the independent variabel is the institutional (INST). Profitability ratio which is used as independent variabel are return on investment (ROI). While the value companies as dependent variabel measured by ratio price book value (PBV). In this study, the data where financial report and annual report. The sampling taken by purposive sampling, the sample are 5 from 10 companies of chemistry which is listed on Indonesia Stock Excange. Analysis techniques in this study are simple linear, double linear, determinate coefficient, test t (partial), and test F (simultan). Data analysis was used analysis linear agression with the help of software SPSS 21. The results showed that the capital structure partially (t test) no significantly affect the value of the company. Ownership structure has no significant effect the value of the company. Profitability has significant effect the value of the company. The result of simultaneous research (F test) showed no significant influence between capital structure, ownership structure and profitability  together to the value of the company in chemistry  sector listed in Indonesia Stock Exchange. Keyword: Capital Structure, Ownership Structure, Profitability, The Companies Value
ANALISIS MANAJEMEN KAS, MANAJEMEN PIUTANG, DAN MANAJEMEN PERSEDIAAN DALAM MENINGKATKAN RENTABILITAS EKONOMI PADA CV PRIMA MOTOR PASIR PENGARAIAN, RIAU PERIODE 2013 - 2017 May Syadtri; Ruzikna "
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Vol. 6: Edisi II Juli - Desember 2019
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Riau

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Abstract

This study aims to determinine cash management, receivable management and inventory management in increasing economic profitability at Cv Prima Motor, Pasir Pengaraian, Riau for the Period 2013-2017. The subjects in this study were CV Prima Motor and the 2013-2017 financial statement research object which included items in the balance sheet and income statement. The data collection method used in this study is documentation. The data analysis method used in this study is financial ratio analysis. Based on the results of the study note that cash management (cash turnover) is categorized as good because it is above the industry standard 10 times. Management of accounts receivable (accounts receivable turnover) is categorized as good because it is above the industry standard 15 times. Inventory management (inventory turnover) is considered bad because it is still below the industry standard. Economic profitability (return on investment) is categorized as not good because it is still below the industry standard. Keywords : Cash Management Receivables Management, Inventory Management , Economic Profitability
ANALISIS PENGELOLAAN MODAL KERJA DAN AKTIVA TETAP DALAM MENINGKATKAN PROFITABILITAS PADA PT. KIMIA FARMA (PERSERO) TBK Siti Nurul Islamiati; Ruzikna "
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Vol. 7: Edisi II Juli - Desember 2020
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Riau

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Abstract

This research was conducted at PT. Kimia Farma (Persero) Tbk with the problem in this research is the decline in the company's ability to obtain profitability. The purpose of this study is to analyze the management of working capital and fixed assets in increasing profitability. Types and sources of data used are secondary and primer data which are derived from the financial statements of PT. Kimia Farma (Persero) Tbk for the period 2014-2018. Data collection techniques using the documentation in the form of financial statements and do interview, and while the data analysis technique used  in this study is ratio analysis.            The results showed that PT. Kimia Farma (Persero) Tbk as a whole has not been able to obtain working capital effectively, so it has an impact on the acquisition of profits that are not optimal, as well as with fixed assets, although the assessment through industry standards shows effective, but the impact given to profits is not too large, as evidenced by ineffective profitability ratios.Keywords: Working Capital, Fixed Assets, Profitability. 
PENGARUH PROMOSI DAN PELAYANAN TERHADAP MINAT KONSUMEN PADA PRODUK PERABOT (Kasus Kindy Jati Gallery Pekanbaru) Aprizal Putra; Ruzikna "
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Vol 3, No 2: WISUDA OKTOBER 2016
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Riau

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Abstract

This study aims to determine how the influence of promotion (inform, introduce, persuade, and action) and Services (Tangibles, Ephaty, Reliaility, Responsiveness and Assurance) against the interests of consumers (Attention, interest, Desire, and Action) on Kindy teak Gallery Pekanbaru, The population in this study is consumers who buy teak furniture Kindy Gallery Pekanbaru with 100 samples, sampling using the formula slovin. The data collection of primary data research, with questionnaires as an instrument of research and secondary data from company archives, data analysis used is by using multiple linear regression, determination test, t test and f SPSS.From the results of data analysis include validity, reliability, and multiple linear regression, t test research results showing the calculation of the t (3.730)> t table (1.985) and Sig. (0.000) <0.05. This means that variables significantly influence the Promotion of Consumer Interests.And the results showed the calculation of the t (7.211)> t table (1.985) and Sig. (0.000) <0.05. This means that variables significantly influence the performance of Consumer Interests and based on the test concluded that the simultaneous sale and service together significant effect on consumer interest with 74.7% a big influence on teak Kindy Gallery Pekanbaru.Keywords: Promotion, Services, Consumer Interest
Analisis Struktur Modal Dalam Meningkatkan Laba Pada PT. Bekasi Asri Pemula,Tbk Yang Terdaftar di Bursa Efek Indonesia (2008-2012) Nova Suhendra; Ruzikna "
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Vol 1, No 1: WISUDA FEBRUARI 2014
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Riau

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Abstract

The purpose of this study is : ( 1 ) To determine and analyze the structure of capital employed and ( 2 ) To identify and analyze the profit obtained PT Bekasi Asri Beginners , Tbk . This research was conducted in the office place IDX obtain data which is located at Jenderal Sudirman street number 73 Pekanbaru.The method used is descriptive quantitative . With the object of research is PT Bekasi Asri Pemula,Tbk, which has been listed on the Indonesia Stock Exchange . With this method of data collection by means of documentation of financial reporting period 2008-2012 . Data analysis techniques using Debt Ratio ( DR ) , Debt Equity Ratio ( DER ) and the Times Interest Earned ( TIE ) to measure the capital structure and Return On Investment (ROI) to measure the earnings of the company.With the results of this study is that capital structure measured by DR, DER, TIE good and will be good for the company to increase profits as measured by ROI .Keywords : Capital Structure, Profitability, Return on Investment
PENGARUH KEBIJAKAN DIVIDEN, KEBIJAKAN HUTANG DAN PROFITABILITAS TERHADAP NILAI PERUSAHAAN MANUFAKTUR SEKTOR PERTAMBANGAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2009 – 2014 Azhari "; Ruzikna "
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Vol 5, No 1: WISUDA APRIL 2018
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Riau

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Abstract

This study aims to examine the persial and simultaneous effect of dividend policy, debt policy, and profitability to the value of the company. Where independent variable in this research is dividend policy, debt policy, and profitability while dependent variable is company value. The sample used is secondary data derived from the financial statements of mining manufacturing companies listed on the Indonesia Stock Exchange (IDX) period 2009 to 2014.This study uses secondary data from the company's financial statements. Samples and sampling using purposive sampling technique. The classical assumption test in this research includes normality test, multicollinearity test, heterokedastisity test and autocorrelation test. Data analysis using multiple linear regression analysis, t test, F test, and test of coefficient of determination. Data analysis using multiple linear regression analysis with SPSS 20.The results of this study indicate that parliamentary variables persial (t test) does not affect the PER on manufacturing companies listed on the Indonesia Stock Exchange, while the DER and ROE variables affect the PER of mining manufacturing companies listed on the Indonesia Stock Exchange. The simultaneous test results (f) show the significant influence of DPR, DER, and ROE variables on PER on mining manufacturing companies listed on the Indonesia Stock Exchange.Keywords : Dividend policy, debt policy, profitability, and value compan
Co-Authors ", Murniasih Aberian Partamo Azri Acmad Fajri Febrian, Acmad Fajri Ade Syahroni Ahmad Jairil Haris Aldino Syahputra Alifia Dilaini Amril Alwiyah " Andre Kurniawan Anggraini, Paramita Apriani " Aprizal Putra Ari Mujahidin Arifatul Fahmi Arini Muslia Muslia Arista, Puput Madya Asmadewira " Astrinita, Elda Azhari " Binti Kurniasih Christine Mariaty Coryne Jessa Deli Darlina Delvin Pidayani Deni Akbar Desi Monita Dewi, Anisfu Sari Dian Mardianti Simanjuntak Djuitha, Ribvanny Dodi Saputra Durima, Mahesha Elpan Dwi Indrayani Edla Dianti Eka Jelyta Putri, Eka Jelyta Eka Sari Ramadhani Ela Yanty Elizabet Frisley Sibarani Elsa Erianti Emil Budi Utomo Erwanda, Gusti Fadilah Atikah Fatkur Rahmawati Feby Febrianti Yusa Ferdian, Redho Refdi Firnanda Sofiar Fitri Anggraini Gita Riana Arista Gracesy Rebecca Handayani, Lussy Andrivia Handayani, Sri Fatma Hardiyanti Arsela Hayati, Raja Yunelshe Dwi Henni Valentina Heri " I Ketut Suada Ike Angraeni, Ike Ilmi Furqan Al Annuri Ilyas Riski Imam Mukayan Islami, Hafizh Ismerelda ", Ismerelda Ivanna Simarmata James Alfino Jerni Laila Joel Fernandes Silitonga Karina Silmy Kaffah Helmy Samsuri Kartika Legawati Khairunnisyah Eka Pratiwi Kiki Fitriani Kusmanto " Lia Nofita Marfina Agustina Marfuah ", Marfuah Marwati " May Syadtri Melina " Miftahul Hasanah SY Mifturahmah, Ririn Mimi Adillah Monika Elvionita Monika, Gina Muammar Rafsyantani Muhadi " Muhamad Alfido B MUHAMMAD ILHAM Muhammad Riduan Mujariyah " Nelsi Anggraini Nico Partawijaya Nova Suhendra Novia Islan Olivia Destri Monica PETRUS HASUDUNGAN SITINJAK Putra, Yudi Ramanda Putri, Julia Rahmi, Auliya Rendi Fitriadi Resty Vinanda Sari Retno Anggraini Rezki Pratiwi Rillah Hayati Risa, Sofia Rizka Dwi Haryanti Rozi Wilandari Sari, Mesi Permata Sari, Nur Esa Purnama Saripah Ainun Septian Adi Prayoga, Septian Adi Septiawanti, Serli Shelly Armelia Silvi Primata Putri Sinta Adelia Lubis Siska Oktavia SITI FATIMAH Siti Nurul Islamiati Siti Suhaiza Suci Romziah Sufitri Muwarni Suniya Juwita Tasya Nadira Putry Tiara Meldiany Putri Trilia Rahayu Wildayani " Wulandari " Wulandari, Dearena Indah Zakiyah Ulfa Aryani Zulfika, Zairi