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Peran Produk Rahn Dalam Penguatan Usaha Untuk Meningkatkan Pendapatan Nasabah di Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) Kramat Cabang Jatiarjo Kecamatan Prigen Pasuruan Mundir, Abdillah; Fatimah, Dian
Widya Balina Vol 6 No 2 (2021): Jurnal Ilmu Pendidikan dan Ekonomi
Publisher : widya balina

Abstract: Financial institutions have a role as intermediary institutions or a process of transferring funds from savers to borrowers or those who need funds. The role of financial institutions is very large in the growth and development of the community's economy. Currently, non-bank financial institutions also have the influence to develop the businesses of the surrounding community that cannot be reached by banks. One of them is in the Sharia Savings and Loans Cooperative (KSPPS) Kramat, which provides financing with rahn products. Researchers conducted research on the implementation of rahn products and strengthening the business of members in KSPPS Kramat. The purpose of this study was to determine the application of Rahn products and to determine the effect of Rahn financing in increasing income and strengthening businesses that were built or even being run by members. The research conducted at KSPPS Kramat uses qualitative research methods, by interviewing several members of KSPPS Kramat and their administrators. While the data collection techniques carried out by researchers are interviews, documentation and observation. In this study the researchers found several things. In the application of the Rahn product at KSPPS Kramat using a sale and purchase agreement, but it does not take advantage of the goods that are pawned and the application for financing is also easy. With the financing of rahn products, businesses around the village of Jatiarjo have increased, this is because the installments at KSPPS Kramat do not have usury. And the monthly installments are quite light, making it easier for the community to pay off the proposed financing. Keywords: KSPPS, Rahn Products, Income Increase.

Perlindungan dan Penyelesaian Hukum terhadap Investasi Asing di Indonesia Ahmad, Agil; Purwanda, Sunardi; Suardi, Suardi; Ambarwati, Auliah; Tijjang, Bakhtiar; Fatimah, Dian; Yunus, Asrial
Primagraha Law Review Vol. 2 No. 2 (2024): September
Publisher : Fakultas Hukum Universitas Primagraha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59605/57da6c24

Investment is the allocation of capital or resources with the aim of gaining profits in the future. Foreign investment is often considered the primary driver of economic development as it can increase the amount of capital available for development, create jobs, and introduce new technologies and management skills. In Indonesia, investment activities are regulated under Law Number 25 of 2007 concerning Investment and Law Number 6 of 2023 concerning Job Creation, widely known as the Omnibus Law, which also regulates investment. Despite having various regulations, the protection mechanisms are often debated, especially when conflicts arise between foreign investors and the government or local parties. Therefore, it is important to study how legal protection and dispute resolution related to foreign investment in Indonesia are addressed. The research method used in this study is normative with a comparative, legislative, and analytical approach. The types of data used in this research are primary and secondary data, where primary data consist of legislation, while secondary data consist of published documents that are not in official form, including legal textbooks, legal journals, legal papers, and so forth. The data analysis technique is qualitative and presented descriptively by explaining, describing, and illustrating issues closely related to the topic, then drawing conclusions based on analysis using deductive logic in line with prescriptive discipline. The results of the study show that both Law Number 6 of 2023 and Law Number 25 of 2007 provide legal protection to foreign investors, although the focus and approach used to provide such protection differ.

Dampak Digitalisasi Dan Inovasi Produk Terhadap Peningkatan Penjualan Umkm Seblak Prasmanan Di Kampung Melayu Kraksaan Junaedi, Deddy; Fitryningtyas, Cahya; Fatimah, Dian; Dwivo Monica Risqi Putri; Rosanti, Nur Mauliddyah; Wardani, Risma
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 2 (2025): Mei - Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i2.1716

This study aims to explore the impact of digitalization and product innovation on increasing sales of the Seblak Prasmanan MSME in Kampung Melayu Kraksaan. The digitalization discussed includes the use of social media, online delivery services, and various other digital platforms that support the promotion and sales process. Product innovation includes developing flavor variations, packaging design, and presentation that appeals to customers. The method applied in this study is descriptive quantitative with a Likert-scale questionnaire distributed to 70 respondents. The sample was taken using a purposive sampling technique, which prioritizes the criteria of active consumers. Data were analyzed using descriptive statistics using frequency and percentage tabulations to describe consumer views on the digitalization and product innovation implemented. The results of the study indicate that the majority of respondents strongly agreed that digital content can increase consumer interest, and the use of social media and delivery applications is very helpful in transactions. Respondents also stated that flavor variations and attractive packaging can increase purchasing interest and loyalty to the product. These findings indicate that the combination of digital technology utilization and creative product development can strengthen competitiveness and improve MSME sales performance.

PERACANGAN TOTE BAG SEBAGAI MERCHANDISE APLIKASI EDUALECTA Fatimah, Dian; Yunidar, Dandi; Setiawan, Alvian Fajar
eProceedings of Art & Design Vol. 10 No. 1 (2023): Februari 2023
Publisher : Telkom University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstrak: Penggunaan aplikasi bimbingan belajar meningkat seiring diberlakukannya kegiatan belajar mengajar dirumah. Persaingan yang ketat ini mengakibatkan sebuah bisnis perlu mempromosikan produknya semenarik mungkin, untuk dapat dikenal dan diingat dalam benak konsumen. Salah satunya aplikasi EduAlecta yang terbilang aplikasi yang baru dibuat, sehingga belum dikenal oleh masyarakat. maka dari itu dibutuhkan media promosi yang bisa membantu dalam memperkenalkan aplikasi kepada konsumen. Dengan menggunakan metode penelitian yaitu mix method yang data utamanya merupakan data kuantitatif yang diperoleh dari hasil kuesioner dan diperkuat oleh data kualitatif dengan cara wawancara. Hasil dari data tersebut digunakan untuk merancang tote bag sebagai merchandise yang bertujuan untuk media promosi yang berkelanjutan bagi aplikasi EduAlecta. Dan sebagai ajang untuk memperkenalkan aplikasi kepada masyarakat. Kata kunci: tote bag, merchandise, media promosi.

Melintasi Keindahan Alam Menuju Kebersamaan: Inisiatif Bakti Sosial di Air Terjun To Magelli Auliah Ambarwati; Natsir, Muhammad; Fatimah, Dian; Syam, Emhy Zelvia
Amsir Community Service Journal Vol 1 No 1 (2023): Februari
Publisher : Lembaga Penelitian dan Pengbdian Masyarakat (LP2M) Institut Ilmu Sosial dan Bisnis Andi Sapada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62861/acsj.v2i1.336

Desa Kamiri berasal dari pemekaran Kelurahan Takkalasi Kecamatan Soppeng Riaja Kabupaten Barru Provinsi Sulawesi Selatan. Desa ini memiliki beberapa potensi wisata salah satunya wisata air terjun To Magelli, yang terletak di Dusun Rumpiah. Dalam usaha meningkatkan potensi serta menarik wisatawan Institut Andi Sapada bekerjasama dengan pemerintah Desa Kamiri, mengadakan bakti sosial di sekitar lokasi Air terjun, seperti membersihkan jalanan menuju Lokasi Air Terjun, serta memberikan bantuan berupa Tali tambang pada akses jalan menuju air terjun yang medannya cukup curam dan berbatu.

Peran Produk Rahn Dalam Penguatan Usaha Untuk Meningkatkan Pendapatan Nasabah di Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) Kramat Cabang Jatiarjo Kecamatan Prigen Pasuruan Mundir, Abdillah; Fatimah, Dian
Widya Balina Vol. 6 No. 2 (2021): Jurnal Ilmu Pendidikan dan Ekonomi
Publisher : widya balina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53958/wb.v6i12.95

Abstract: Financial institutions have a role as intermediary institutions or a process of transferring funds from savers to borrowers or those who need funds. The role of financial institutions is very large in the growth and development of the community's economy. Currently, non-bank financial institutions also have the influence to develop the businesses of the surrounding community that cannot be reached by banks. One of them is in the Sharia Savings and Loans Cooperative (KSPPS) Kramat, which provides financing with rahn products. Researchers conducted research on the implementation of rahn products and strengthening the business of members in KSPPS Kramat. The purpose of this study was to determine the application of Rahn products and to determine the effect of Rahn financing in increasing income and strengthening businesses that were built or even being run by members. The research conducted at KSPPS Kramat uses qualitative research methods, by interviewing several members of KSPPS Kramat and their administrators. While the data collection techniques carried out by researchers are interviews, documentation and observation. In this study the researchers found several things. In the application of the Rahn product at KSPPS Kramat using a sale and purchase agreement, but it does not take advantage of the goods that are pawned and the application for financing is also easy. With the financing of rahn products, businesses around the village of Jatiarjo have increased, this is because the installments at KSPPS Kramat do not have usury. And the monthly installments are quite light, making it easier for the community to pay off the proposed financing. Keywords: KSPPS, Rahn Products, Income Increase.

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