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All Journal Jurnal EMT KITA Al-tsaman : Jurnal Ekonomi dan Keuangan Islam International Conference on Islamic Economic RECOMS JURNAL PENELITIAN DAN PENGABDIAN
Sari, Dewi Mayang
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Religion Arts Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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Pengaruh Lingkungan Kerja, Pengalaman Kerja Dan Disiplin Kerja Terhadap Kinerja Pegawai Dinas Pendidikan Kota Tanjungbalai Sari, Dewi Mayang; Simanjuntak, Veronika; Apridah, Ruri; Siregar, Sri Juliani; Syah, Amirul; Isnaini, Dewi Budiarti
Jurnal EMT KITA Vol 8 No 2 (2024): APRIL 2024
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v8i2.2272

Abstract

The purpose of this study is to investigate how the work environment, work experience, and work discipline of Tanjungbalai City Education Service employees impact performance. The exploration strategy utilized was a study by dispersing polls to representatives of the Tanjungbalai City Instruction Office. The employees of the Education Department were chosen at random to be included in the research sample. An information examination was completed utilizing relapse procedures to evaluate the connection between free factors (workplace, work insight and work discipline) and the dependent variable (representative execution). The consequences of the examination show that the workplace decidedly affects the presentation of Tanjungbalai City Training Division representatives. Work experience likewise makes a positive commitment to further developing representative execution. Work discipline was likewise found to significantly affect representative execution. In general, these three free factors affect the presentation of Tanjungbalai City Schooling Office representatives. The consequences of this examination can add to the administration of the Training Division in further developing representative execution by focusing harder on and upgrading the workplace, giving decent work insight, and further developing representative work discipline. The ramifications of this examination can likewise be a reason for further developing HR strategies and practices in comparable organizations.
CIVIL LAW REVIEW OF TYPES OF COLLATERAL IN BONDS Syafitri, Andini Dewi; Aziza, Andini Nur; Hamzah, Anwar; Sari, Dewi Mayang; An Naafi'u, Dwi Nur; Islamiyah, Mufidatul; Amalia, Nabilatul
Jurnal Recoms Vol 2 No 1 (2025): Recoms: Jurnal Penelitian dan Pengabdian
Publisher : Yayasan Haiah Nusratul Islam, Indonesia

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Abstract

The purpose of this study is to discuss the concept of collateral in legal obligations including general and special guarantees, such as pledges, mortgages, fiduciaries, and mortgages. Collateral serves to provide legal certainty that an agreement or debt will be carried out. This article also examines how collateral is used in the context of business and economics, including commercial and business contracts and obligations involved in electronic transactions and e-commerce. In the business world, obligations include contracts such as sales and purchase contracts, business cooperation agreements, and business asset lease agreements. With the advancement of technology, new forms of obligations have emerged, such as electronic contracts (e-contracts). The Electronic Information and Transactions Law (ITE) and related regulations regulate this type of obligation. The purpose of this article is to improve understanding of the role of obligations and collateral in supporting legal certainty in the digital and conventional economic sectors.
Strategi Penghimpunan Dana Melalui Produk Simpanan Syariah Di BMT UGT Nusantara Yosowilangun Rusmini, Rusmini; Sari, Dewi Mayang; Salsabela, Zami; Munawir, Achmad; Annaafi'u, Dwi Nur
Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Vol 7 No 02 (2025): NOVEMBER
Publisher : INAIFAS Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62097/al-tsaman.v7i02.2564

Abstract

This study aims to analyze the fund-raising strategies implemented through Shariabased savings products by BMT UGT Nusantara Yosowilangun. The research focuses on various types of Islamic savings products, such as savings and general deposits using Sharia contracts, as well as the strategies adopted by the BMT to mobilize community funds and assess their effectiveness in increasing both the number of members and the total amount of deposits. The study employs a qualitative descriptive approach, with data collected through interviews, field observations, and documentation. The findings reveal that BMT has implemented several fund-raising strategies, including promotional activities, a door-to-door service system, transaction digitalization, the application of mudharabah and wadiah contracts, and strengthening synergy within the Islamic financial ecosystem. These strategies have proven to be quite effective in increasing membership and savings volume. However, several challenges remain, such as low levels of Islamic financial literacy among the community and competition from conventional financial institutions. Based on these findings, the study recommends enhancing Sharia financial education, developing more innovative and adaptive savings products, and improving digital service quality to achieve more optimal fund mobilization.
The Influence of Aesthetic Gift-Giving Trends on Adolescents’ Spending Patterns: An Islamic Economic Perspective Sari, Dewi Mayang; Habibillah, Dovi Iwan Musthofa
International Conference on Islamic Economic (ICIE) Vol. 5 No. 1 (2026): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i1.445

Abstract

This study was conducted to analyze the extent to which the trend of giving aesthetic gifts influences the spending patterns of adolescents in Jombang Village from a sharia economics prespective. In addition, this study aso aims to evaluate whether the consumption behaviour of adolescents and the way they interpret aesthetic gifts is more likely to be directed at tertiary needs or merely the fulfillment of desires. This study uses a quantitative approach with an explanatory research design. Primary data were colected through a structured questionnaire distributed to 212 adolescents as respondents, who were selected using multistage sampling from a total population of 451 adolescents. Data analysis was performed using simple linear regression with the help of IBM SPSS software, supported by classical assumption testing, partial testing (t-test), simultaneous testing (f-test), and coefficient of determination analysis.The results of the anaysis show that the trend of aesthetic gifts has a significant influence on the spending patterns of adolescents. This is evidenced by a t-value of 0,6915 at a significance level of 0,000 (p<0,05) and a positive regression coefficient of 0,770. The coefficient of determination (R2=0,185) shows that the aesthetic gift trend variable explains 18,5% of the variation in adolescent spending patterns, while the rest is influenced by other factors outside the research model. . From a sharia economics perspective, the average value of youth spending patterns of 3,94 reflects relatively good financial management skills, but the average value of aesthetic gift trends of 3,88 shows the strong role of social and emotional needs that fall into the category of tertiary needs or desires. Therefore, the level of conformity of consumption behavior with the principles of balance (tawazun) and moderation (I’tidal) is highly dependent on the ability of adolescents to maintain their spending priorities.
Co-Authors Amalia, Nabilatul Amin Tohari An Naafi'u, Dwi Nur Annaafi'u, Dwi Nur Apridah, Ruri Aziza, Andini Nur Habibillah, Dovi Iwan Musthofa Hamzah, Anwar Isnaini, Dewi Budiarti Mufidatul Islamiyah, Mufidatul Munawir, Achmad RESTIN MEILINA Rusmini Rusmini Salsabela, Zami Simanjuntak, Veronika Siregar, Sri Juliani Syafitri, Andini Dewi Syah, Amirul