Garuda - Garba Rujukan Digital

PENGARUH TINGKAT RELIGIUSITAS, KUALITAS LAYANAN TERHADAP KEPUTUSAN MENABUNG DAN INFORMASI SEBAGAI VARIABEL MODERATING Irham Pakkawaru
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 12 No. 2 (2018): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v12i2.375

This study aims to find empirical evidence regarding the effect of the level of religiosity, the quality of service on saving decisions of the Faculty of Economics students in Islamic banking and information as a moderating variable. The sample used was students majoring in economics in the city of Palu. The type of data used is primary data with analysis techniques using multiple linear regression and hypothesis testing using simultaneous analysis (F test) and partial (t- test). The results of this study indicate that simultaneously the level of religiosity and service quality variables significantly influence saving decisions. Partially only the service quality variable (X2) has a significant effect on saving decisions (Y). While the religiosity level variable does not have a significant influence on saving decisions (Y), and Information does not moderate or not as a moderating variable.

The impact of GENBI SUL-TENG's socialization and implementation on Islamic Economics students' QRIS payment preference Fikram; Irham Pakkawaru; Ferdiawan; Mochammad Syahfril Moharom
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol 6 No 1 (2024)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v6i1.251.87-100

This study aims to determine the effect of socialization and implementation of Generasi Baru Indonesia Central Sulawesi (GenBi Sul-Teng) on the interest of students at the Faculty of Economics and Islamic Business in using non-cash payments through QRIS in Era 5.0, with convenience as a moderating variable, both partially and simultaneously. This research is an associative quantitative study utilizing a quantitative approach. Primary data were collected through observation and distribution of questionnaires, with all members of the population being included as samples. Data analysis techniques, classical assumptions, and MRA were performed using the SPSS version 23 for Windows program. The results indicate that, partially, through the T test, socialization variables have a positive and significant effect on student interest, and application variables also exhibit a positive and significant effect on student interest. Meanwhile, in the F test, both socialization and application variables simultaneously influence student interest. The convenience variable moderates the effect of socialization on student interest but is not significant. However, the convenience variable can moderate the effect of application on student interest, with the coefficient of determination (R Square) being 0.452. This implies that the independent variables' influence on the dependent variable in this study is 45.2%, while the remainder is influenced by other variables not examined.

The Effect of Green Accounting Implementation on CSR Disclosure in Indonesian LQ45 Banking Sector Irham pakkawaru; Rizki Amalia; Dede Arseyani; Nuriatullah; Muh. Syafaat
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol 6 No 2 (2024)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v6i2.290.127-145

This research examines the relationship between green accounting practices and corporate social responsibility disclosure (CSRD) in Indonesian banking institutions listed on the Indonesia Stock Exchange (IDX). The study covers the period from 2018 to 2021, focusing on banks that consistently published both annual reports and sustainability reports. The sample selection employed a purposive sampling technique to ensure data relevance and completeness. The research methodology utilized a quantitative approach, analyzing data from annual reports and sustainability reports of selected banks. Green accounting implementation was measured using dummy variables, where companies disclosing environmental costs in their annual reports were coded as 1, and those not disclosing were coded as 0. Corporate social responsibility disclosure was assessed using standardized disclosure metrics. Simple regression analysis reveals that green accounting implementation does not have a statistically significant effect on CSRD (t = -1.644, p = 0.118). The coefficient of determination (Adjusted R² = 0.082) indicates that green accounting explains only 8.2% of the variance in CSRD practices. However, the study finds a positive relationship between environmental performance and CSRD levels, suggesting that banks with better environmental performance tend to provide more comprehensive social responsibility disclosures. These findings contribute to the understanding of sustainability reporting practices in the Indonesian banking sector and highlight the need for stronger integration between environmental accounting and corporate social responsibility disclosure frameworks

PENGARUH TINGKAT RELIGIUSITAS, KUALITAS LAYANAN TERHADAP KEPUTUSAN MENABUNG DAN INFORMASI SEBAGAI VARIABEL MODERATING Irham Pakkawaru
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 12 No. 2 (2018): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v12i2.375

This study aims to find empirical evidence regarding the effect of the level of religiosity, the quality of service on saving decisions of the Faculty of Economics students in Islamic banking and information as a moderating variable. The sample used was students majoring in economics in the city of Palu. The type of data used is primary data with analysis techniques using multiple linear regression and hypothesis testing using simultaneous analysis (F test) and partial (t- test). The results of this study indicate that simultaneously the level of religiosity and service quality variables significantly influence saving decisions. Partially only the service quality variable (X2) has a significant effect on saving decisions (Y). While the religiosity level variable does not have a significant influence on saving decisions (Y), and Information does not moderate or not as a moderating variable.

Household Financial Planning Education In Duyu Urban Village, Palu City Abdul Jalil; Irham Pakkawaru; Moh. Syafa’at; Auriza Mitsaly
Journal of Community Service: In Economics, Bussiness, and Islamic Finance Vol. 1 No. 1 (2023): July - December
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jcsebif.v1i1.2473.31-36

Poor financial management can create chaos in the financial life of an individual or household. Excessive debt, financial crisis, mental stress, and limited investment in education and health are possible outcomes. The inability to achieve financial goals is a serious consequence. Therefore, wise financial management practices are essential to maintain financial stability and well-being in the long run. This activity aims to provide socialization and education in household financial management. The activity was carried out in Duyu's residence with 50 participants. The method used was a form of presentation and discussion with participants. The output of the activity is increasing community understanding of household financial management that can be implemented in realizing smart and effective households.

Connecting The Cleaning of Palu Beach With Msme Development: Community Service Efforts For Sustainable Economic Growth Abdul Jalil; Noval; Irham Pakkawaru; Nuriatullah; Nurfitriani; Indah Handayani
Journal of Community Service: In Economics, Bussiness, and Islamic Finance Vol. 2 No. 1 (2024): July-December
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jcsebif.v2i1.3918.10-16

Beach cleaning is one of the important efforts in maintaining environmental sustainability while also supporting the development of ecotourism. In the city of Palu, community service efforts through beach clean-ups aim not only to improve environmental cleanliness and health but also to encourage local economic growth, particularly through the Micro, Small, and Medium Enterprises (MSMEs) sector. This article examines the relationship between the cleaning of Palu's coastline and the empowerment of local SMEs. In addition, this research also highlights the economic impact generated, both in the form of new job creation in the tourism and MSME sectors, as well as the increased attraction for tourists. Through a community service-based approach, this initiative is expected to strengthen the synergy between environmental conservation and sustainable economic development in Palu. The results show that beach cleanups not only contribute to environmental cleanliness but also provide opportunities for SMEs to grow and play a role in promoting a more sustainable economy.

Educating Consumers on Transaction Security and Data Privacy in Digital Marketing Irham Pakkawaru; Abdul Jalil; Nuriatullah; Rizki Amalia; Dede Arseyani Pratamasyari; Noor Riefma Hidayah; Freddy Herdian
Journal of Community Service: In Economics, Bussiness, and Islamic Finance Vol. 2 No. 2 (2025): January-June
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jcsebif.v2i2.4169.46-52

This community service activity aims to improve community digital literacy, especially in terms of transaction security and personal data protection in digital marketing activities. The activity was carried out in Kayumalue Ngapa Village, North Palu District, with an educational-participatory approach involving residents, MSME players, and digital media users. The implementation of the activity was carried out through several stages, namely initial observation, interactive lectures, educational video screenings, as well as discussion and question and answer sessions. The results of the activity showed an increase in public understanding and awareness of the importance of maintaining digital data security, as well as the emergence of a more cautious attitude in online transactions. Participants welcomed the simple, visual, and applicable method of delivering the material. This activity shows that participation-based education is effective in building collective awareness of cyber threats, and needs to be continued with further technical training to strengthen the community's practical ability to deal with digital risks.

The Impact of Enforcement Baznas Toward Funds Collection Before and During Covid 19 Pandemic: Pengaruh Kinerja Badan Amil Zakat Nasional Terhadap Penghimpunan Dana Zakat Sebelum dan Selama Pandemi Covid -19 Abdul Jalil; Mochammad Syahfril Moharom; Ermawati; Irham Pakkawaru; Ma’rifah Nurmala
Journal of Islamic Economics Perspectives Vol. 5 No. 1 (2023): February (2023) Journal of Islamic Economics Perspectives
Publisher : Faculty of Islamic Economics and Business, State Islamic University of Kiai Haji Achmad Siddiq Jember, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/jiep.v5i1.96

Indonesia is the largest Muslim-majority population in the world, makes this country has enermous potential toward zakat funds. Palu city has a large zakat potential in fact, the zakat funds collected succeeding to be expected. Moreover, Indonesia and other countries are experiencing a fairly dangerous Covid-19 outbreak. However, when the world economy deteriorated due to the pandemic, a funds at Palu showed high increasing before Pandemic. The common problem is whether is there a difference between the enforcement of BAZNAS in collecting zakat funds before and during the Covid-19 pandemic. The method was a quantitative of comparative analysis. The sample used a probability sampling technique and obtained 32 respondents and questionnaires distribution. This study used the analysis method of Paired Sample T Test Differences by fulfilling Classical Assumption. Based on the results of Paired Sample T Test, there is no difference between the enforcement of the Palu City BAZNAS before and during the Pandemic. The collection of zakat funds cannot be separated from the role of the National Amil Zakat Agency itself so socialization and approaches must be maximized build cooperation with agencies in order the collection of zakat funds in the city would run as expected.

Enhancing MSME Market Access Through Financial Literacy and Digital Technology: Insights from Tojo Una-Una Putri Reski Amalia; Badjeber, Fadli Hadi; Mardiyah; Irham Pakkawaru
Journal of Community Service: In Economics, Bussiness, and Islamic Finance Vol. 2 No. 2 (2025): January-June
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jcsebif.v2i2.4323.84-93

MSMEs in Tojo Una-Una Regency face constraints such as low financial literacy, limited use of digitalization, and a lack of business presentation strategies. This impacts limited market access and difficulty in obtaining funding. This community service program aims to increase the capacity of MSMEs thru financial literacy training, QRIS utilization, and pitch deck preparation. The method used is a participatory-educational approach that actively involves MSME actors. The activity stages include initial observation, interactive material delivery on product cost of goods sold (COGS) calculation, digitalization training, and pitch deck preparation. Each session includes practical simulations, discussions, and Q&A to deepen participants' understanding. The results of the activity show a significant improvement in understanding, from a pre-test score of 39% to an 88% post-test score. This finding proves that experiential learning is effective in strengthening the practical skills of MSMEs. This program has a real impact on preparing MSMEs to be more adaptable, manage their finances well, utilize digital technology, and develop professional business presentation strategies.

Title

Found 9 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 9 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 9 Documents
Search